The details shown below are for an owner occupier taking out a principal & interest loan of at least $15,000 with an LVR below 95%
The details shown below are for an owner occupier taking out a interest only loan of at least $15,000 with an LVR below 80%
The details shown below are for an investor taking out a principal & interest loan of at least $15,000 with an LVR below 90%
The details shown below are for an investor taking out a interest only loan of at least $15,000 with an LVR below 80%
Choose the version of this loan that suits you best
| Availability | Loan type | LVR | Min loan amount | Max loan amount | |
|---|---|---|---|---|---|
| | Owner Occupier | Principal & Interest | < 95% | $15,000 | |
| | Owner Occupier | Interest Only | < 80% | $15,000 | |
| | Investor | Principal & Interest | < 90% | $15,000 | |
| | Investor | Interest Only | < 80% | $15,000 |
Owner Occupier (Principal & Interest)
LVR < 95%
Loan: $15,000
Owner Occupier (Interest Only)
LVR < 80%
Loan: $15,000
Investor (Principal & Interest)
LVR < 90%
Loan: $15,000
Investor (Interest Only)
LVR < 80%
Loan: $15,000
| n/a | |
| n/a | |
| n/a | |
| n/a | |
| 2.09% (4.55%*) | |
| 1.99% (4.32%*) | |
| 2.08% (4.13%*) | |
| 2.59% (4.11%*) | |
| 2.89% (4.09%*) | |
| n/a | |
| 5.64% (5.52%*) | |
| 4.61% p.a. |
| $595.00 | |
| $0.00 | |
| $0.00 | |
| $285.00 | |
| n/a | |
| $10.00 monthly | |
| $295.00 |
| $15,000 | |
| none | |
| none | |
| 95.00% |
| Weekly, Fortnightly, Monthly | |
| yes - free up to $30,000 during fixed rate period | |
| yes | |
| yes - fees apply | |
| $1,000.00 | |
| yes | |
| no | |
| none | |
| none | |
| none |
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
| n/a | |
| n/a | |
| n/a | |
| n/a | |
| 3.69% (5.23%*) | |
| 3.69% (5.10%*) | |
| 3.69% (4.97%*) | |
| 4.19% (5.03%*) | |
| 4.19% (4.96%*) | |
| n/a | |
| n/a | |
| 5.20% p.a. |
| $595.00 | |
| $0.00 | |
| $0.00 | |
| $285.00 | |
| n/a | |
| $10.00 monthly | |
| $295.00 |
| $15,000 | |
| none | |
| none | |
| 80.00% |
| Monthly | |
| yes - free up to $30,000 during fixed rate period | |
| yes | |
| yes - fees apply | |
| $1,000.00 | |
| yes | |
| no | |
| none | |
| none | |
| none |
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
| n/a | |
| n/a | |
| n/a | |
| n/a | |
| 2.59% (5.05%*) | |
| 2.29% (4.78%*) | |
| 2.49% (4.60%*) | |
| 3.09% (4.61%*) | |
| 3.09% (4.47%*) | |
| n/a | |
| 5.89% (5.85%*) | |
| 5.12% p.a. |
| $595.00 | |
| $0.00 | |
| $0.00 | |
| $285.00 | |
| n/a | |
| $10.00 monthly | |
| $295.00 |
| $15,000 | |
| none | |
| none | |
| 90.00% |
| Weekly, Fortnightly, Monthly | |
| yes - free up to $30,000 during fixed rate period | |
| yes | |
| yes - fees apply | |
| $1,000.00 | |
| yes | |
| no | |
| none | |
| none | |
| none |
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
| n/a | |
| n/a | |
| n/a | |
| n/a | |
| 2.79% (5.33%*) | |
| 2.49% (5.04%*) | |
| 2.69% (4.86%*) | |
| 3.29% (4.86%*) | |
| 3.29% (4.71%*) | |
| n/a | |
| 6.54% (6.40%*) | |
| 5.41% p.a. |
| $595.00 | |
| $0.00 | |
| $0.00 | |
| $285.00 | |
| n/a | |
| $10.00 monthly | |
| $295.00 |
| $15,000 | |
| none | |
| none | |
| 80.00% |
| Weekly, Fortnightly, Monthly | |
| yes - free up to $30,000 during fixed rate period | |
| yes | |
| yes - fees apply | |
| $1,000.00 | |
| yes | |
| no | |
| none | |
| none | |
| none |
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
I highly recommend Rams. I went to Rams home loans Arundel on the Goldcoast. I seen Ronald McBean he made the whole process of buying our home a dream . He was professional reliable trust worthy and helped me through the process step by step . I was always informed of what I needed to do & how the process was tracking . Nothing was a problem excellent customer service by all the team at the Arundel Office .
Read full reviewI highly recommend Rams. I went to Rams home loans Arundel on the Goldcoast. I seen Ronald McBean he made the whole process of buying our home a dream . He was professional reliable trust worthy and helped me through the process step by step . I was always informed of what I needed to do & how the process was tracking . Nothing was a problem excellent customer service by all the team at the Arundel Office .
They looked after me when I was struggling many years ago.
Read full reviewThey looked after me when I was struggling many years ago.
A bad company to be in with. Very Unhelpful and not trustworthy.
Read full reviewA bad company to be in with. Very Unhelpful and not trustworthy.
Great customer service, banking app easy to use, great deals and comparison rates.
Read full reviewGreat customer service, banking app easy to use, great deals and comparison rates.
I have had an amazing experience with Rams. The staff are fantastic and genuinely helpful and the low rate has been great for me as a single mum.
Read full reviewI have had an amazing experience with Rams. The staff are fantastic and genuinely helpful and the low rate has been great for me as a single mum.
Newcastle Permanent
Fixed Rate Home Loan (Premium Plus Package)
2.19% p.a.
fixed 3 years
3.61% p.a.
loans.com.au
Smart Booster Home Loan
1.85% p.a.variable for 24 months and then 2.25% p.a. variable
2.21% p.a.
Newcastle Permanent
Fixed Rate Home Loan (Premium Plus Package)
2.19% p.a.
fixed 3 years
3.61% p.a.
Newcastle Permanent
Fixed Rate Home Loan (Premium Plus Package)
2.19% p.a.
fixed 3 years
3.61% p.a.
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
