RAMS Fixed Rate

4.15% p.a.

5.08% p.a.

$20.00 monthly

4.79% p.a.

5.85% p.a.

$20.00 monthly

4.49% p.a.

5.54% p.a.

$20.00 monthly

4.89% p.a.

6.20% p.a.

$20.00 monthly

Currently showing

Rates

  • p.a.

  • p.a.

  • 0 Months

  • none

  • 4.24% (5.25%*)

  • 3.99% (5.13%*)

  • 4.15% (5.08%*)

  • 4.29% (5.06%*)

  • 4.29% (5.00%*)

  • (*)

  • 5.64% (5.77%*)

  • 5.27% p.a.

Fees

  • $595.00

  • $0.00

  • $0.00

  • $285.00

  • none

  • $20.00 monthly

  • $295.00

Other financial bits

  • $15,000

  • none

  • none

  • 95.00%

Features

  • Weekly, Fortnightly, Monthly

  • yes - free up to $30,000 during fixed rate period

  • yes

  • yes - $10 fee

  • $1,000.00

  • yes

  • no

  • none

  • none

Rates

  • p.a.

  • p.a.

  • 0 Months

  • none

  • 4.99% (6.06%*)

  • 4.64% (5.91%*)

  • 4.79% (5.85%*)

  • 4.99% (5.84%*)

  • 4.99% (5.77%*)

  • (*)

  • (*)

  • 5.86% p.a.

Fees

  • $595.00

  • $0.00

  • $0.00

  • $285.00

  • none

  • $20.00 monthly

  • $295.00

Other financial bits

  • $15,000

  • none

  • none

  • 80.00%

Features

  • Monthly

  • yes - free up to $30,000 during fixed rate period

  • yes

  • yes - $10 fee

  • $1,000.00

  • yes

  • no

  • none

  • none

Rates

  • p.a.

  • p.a.

  • 0 Months

  • none

  • 4.49% (5.73%*)

  • 4.24% (5.58%*)

  • 4.49% (5.54%*)

  • 4.59% (5.49%*)

  • 4.59% (5.42%*)

  • (*)

  • 5.89% (6.10%*)

  • 5.78% p.a.

Fees

  • $595.00

  • $0.00

  • $0.00

  • $285.00

  • none

  • $20.00 monthly

  • $295.00

Other financial bits

  • $15,000

  • none

  • none

  • 90.00%

Features

  • Weekly, Fortnightly, Monthly

  • yes - free up to $30,000 during fixed rate period

  • yes

  • yes - $10 fee

  • $1,000.00

  • yes

  • no

  • none

  • none

Rates

  • p.a.

  • p.a.

  • 0 Months

  • none

  • 4.99% (6.46%*)

  • 4.79% (6.30%*)

  • 4.89% (6.20%*)

  • 5.19% (6.19%*)

  • 5.19% (6.11%*)

  • (*)

  • 6.54% (6.76%*)

  • 6.32% p.a.

Fees

  • $595.00

  • $0.00

  • $0.00

  • $285.00

  • none

  • $20.00 monthly

  • $295.00

Other financial bits

  • $15,000

  • none

  • none

  • 80.00%

Features

  • Weekly, Fortnightly, Monthly

  • yes - free up to $30,000 during fixed rate period

  • yes

  • yes - $10 fee

  • $1,000.00

  • yes

  • no

  • none

  • none

About RAMS

RAMS home loans believe in the Australian dream of owning your own home and aim to make this dream come true. With their flexible options and innovative products, RAM home loans is making the dream a reality. RAMS home loans aim to provide home loan solutions to meet many different needs, including low deposit loans, no deposit loans, low doc loans, line of credit loans and low rate loans for members Australia wide.

How are RAMS home loans rated by the Mozo community?

Product Type Overall Rating Price Features Service Convenience Trust
6.0

Based on 73
RAMS home loans reviews

6.4 5.8 6.1 5.7 6.1

Read RAMS home loan reviews by the Mozo community

Latest reviews of RAMS Fixed Rate

RAMS

RAMS Fixed Rate (Owner Occupier, Principal & Interest) home loan review

Overall rating   8 / 10

Great rates and good cutomer service

It is easy to deal, better interest rates.

Full review

It is easy to deal, better interest rates.

    Price   7 / 10

    Features   7 / 10

    Customer service   7 / 10

    Convenience   7 / 10

    Trust   7 / 10

Less

Abarna (NSW), reviewed over 1 year ago

RAMS

RAMS Fixed Rate (Owner Occupier, Principal & Interest) home loan review

Overall rating   7 / 10

Excellent service that is always a pleasure .

They look after us always ready to help.

Full review

They look after us always ready to help.

    Price   7 / 10

    Features   6 / 10

    Customer service   8 / 10

    Convenience   7 / 10

    Trust   6 / 10

Less

Shawn (QLD), reviewed over 1 year ago

RAMS

RAMS Fixed Rate (Owner Occupier, Principal & Interest) home loan review

Overall rating   10 / 10

Awesome

I love RAMS they are the best bank I ever been with they are so easy to talk to and work with them through any issues.

Full review

I love RAMS they are the best bank I ever been with they are so easy to talk to and work with them through any issues.

    Price   10 / 10

    Features   10 / 10

    Customer service   10 / 10

    Convenience   10 / 10

    Trust   10 / 10

Less

Tommy (NSW), reviewed over 1 year ago

RAMS

RAMS Fixed Rate (Owner Occupier, Principal & Interest) home loan review

Overall rating   10 / 10

Great Experience and Rate

Gary from the Sunbury Branch helped me through a difficult home loan application. He was extremely helpful and kept me informed along the way. He went over and above to help get me a loan with a great interest rate. Great experience.

Full review

Gary from the Sunbury Branch helped me through a difficult home loan application. He was extremely helpful and kept me informed along the way. He went over and above to help get me a loan with a great interest rate. Great experience.

    Price   10 / 10

    Features   10 / 10

    Customer service   10 / 10

    Convenience   10 / 10

    Trust   10 / 10

Less

Brett (NT), reviewed almost 2 years ago

RAMS

RAMS Fixed Rate (Owner Occupier, Principal & Interest) home loan review

Overall rating   9 / 10

Excellent customer service.

RAMS went above and beyond with helping me with my construction loan. From start to finish they were helpful and took the time to explain every step with me.

Full review

RAMS went above and beyond with helping me with my construction loan. From start to finish they were helpful and took the time to explain every step with me.

    Price   8 / 10

    Features   2 / 10

    Customer service   10 / 10

    Convenience   10 / 10

    Trust   8 / 10

Less

Danielle (NSW), reviewed almost 2 years ago

Mozo may receive a payment from financial providers listed on the site. Customer reviews are in no way affected by any commercial relationships Mozo has with providers. Reviewers may receive a voucher from Mozo in exchange for their review. Vouchers are given to all reviewers who meet our review guidelines regardless of the sentiment of their reviews.

*The Comparison Rate combines the lender's interest rate, fees and charges into a single rate to show the true cost of a home loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years, and applies only to this example. Different amounts and terms will result in different comparison rates. Full comparison rate schedules are available from lenders. Costs such as redraw fees or early repayment fees, and savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan.

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