Regional Australia Bank Basic Home Loan

This product is available in different versions. Pick the right version for you here.

The details shown below are for an owner occupier taking out a principal & interest loan of at least $150,000 with an LVR below 95%

The details shown below are for an owner occupier taking out a interest only loan of at least $150,000 with an LVR below 95%

The details shown below are for an owner occupier taking out a principal & interest loan of at least $100,000 with an LVR below 95%

The details shown below are for an owner occupier taking out a interest only loan of at least $100,000 with an LVR below 95%

The details shown below are for an investor taking out a principal & interest loan of at least $100,000 with an LVR below 95%

The details shown below are for an investor taking out a interest only loan of at least $100,000 with an LVR below 95%

Choose the version of this loan that suits you best

  • Owner Occupier (Principal & Interest)

    LVR < 95%

    Loan: $150,000

  • Owner Occupier (Interest Only)

    LVR < 95%

    Loan: $150,000

  • Owner Occupier (Principal & Interest)

    LVR < 95%

    Loan: $100,000

  • Owner Occupier (Interest Only)

    LVR < 95%

    Loan: $100,000

  • Investor (Principal & Interest)

    LVR < 95%

    Loan: $100,000

  • Investor (Interest Only)

    LVR < 95%

    Loan: $100,000

3.59% p.a.variable for 36 months and then 4.14% p.a.

4.02% p.a.

$0.00

Regional Australia Bank Basic Home Loan

3.59% p.a.variable for 36 months and then 4.14% p.a.

4.02% p.a.

$0.00

3.84% p.a.variable for 36 months and then 4.39% p.a.

4.27% p.a.

$0.00

Regional Australia Bank Basic Home Loan

3.84% p.a.variable for 36 months and then 4.39% p.a.

4.27% p.a.

$0.00

4.14% p.a.

4.16% p.a.

$0.00

Regional Australia Bank Basic Home Loan

4.14% p.a.

4.16% p.a.

$0.00

4.39% p.a.

4.41% p.a.

$0.00

Regional Australia Bank Basic Home Loan

4.39% p.a.

4.41% p.a.

$0.00

4.54% p.a.

4.56% p.a.

$0.00

Regional Australia Bank Basic Home Loan

4.54% p.a.

4.56% p.a.

$0.00

4.79% p.a.

4.81% p.a.

$0.00

Regional Australia Bank Basic Home Loan

4.79% p.a.

4.81% p.a.

$0.00

Details

Rates and fees information correct as at 27 June 2019. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates
  • 4.14% p.a.

  • 3.59% p.a.

  • 36 Months

  • Variable

  • 4.02% p.a.

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

Fees
  • $0.00

  • $250.00

  • $0.00

  • $0.00

  • none

  • $0.00

  • $250.00

Other financial bits
  • $150,000

  • none

  • none

  • 95.00%

Features
  • Owner Occupier

  • Principal & Interest

  • Weekly, Fortnightly, Monthly

  • yes - free

  • yes

  • yes - free

  • $500.00

  • no

  • no

  • Valuation fee payable at cost

  • none

*WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 27 June 2019. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates
  • 4.39% p.a.

  • 3.84% p.a.

  • 36 Months

  • Variable

  • 4.27% p.a.

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

Fees
  • $0.00

  • $250.00

  • $0.00

  • $0.00

  • none

  • $0.00

  • $250.00

Other financial bits
  • $150,000

  • none

  • none

  • 95.00%

Features
  • Owner Occupier

  • Interest Only

  • Weekly, Fortnightly, Monthly

  • yes - free

  • yes

  • yes - free

  • $500.00

  • no

  • no

  • Valuation fee payable at cost

  • none

*WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 27 June 2019. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates
  • 4.14% p.a.

  • n/a

  • 0 Months

  • none

  • 4.16% p.a.

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

Fees
  • $0.00

  • $250.00

  • $0.00

  • $0.00

  • none

  • $0.00

  • $250.00

Other financial bits
  • $100,000

  • none

  • none

  • 95.00%

Features
  • Owner Occupier

  • Principal & Interest

  • Weekly, Fortnightly, Monthly

  • yes - free

  • yes

  • yes - free

  • $500.00

  • no

  • no

  • Valuation fee payable at cost

  • none

*WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 27 June 2019. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates
  • 4.39% p.a.

  • n/a

  • 0 Months

  • none

  • 4.41% p.a.

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

Fees
  • $0.00

  • $250.00

  • $0.00

  • $0.00

  • none

  • $0.00

  • $250.00

Other financial bits
  • $100,000

  • none

  • none

  • 95.00%

Features
  • Owner Occupier

  • Interest Only

  • Weekly, Fortnightly, Monthly

  • yes - free

  • yes

  • yes - free

  • $500.00

  • no

  • no

  • Valuation fee payable at cost

  • none

*WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 27 June 2019. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates
  • 4.54% p.a.

  • n/a

  • 0 Months

  • none

  • 4.56% p.a.

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

Fees
  • $0.00

  • $250.00

  • $0.00

  • $0.00

  • none

  • $0.00

  • $250.00

Other financial bits
  • $100,000

  • none

  • none

  • 95.00%

Features
  • Investor

  • Principal & Interest

  • Weekly, Fortnightly, Monthly

  • yes - free

  • yes

  • yes - free

  • $500.00

  • no

  • no

  • Valuation fee payable at cost

  • none

*WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 27 June 2019. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates
  • 4.79% p.a.

  • n/a

  • 0 Months

  • none

  • 4.81% p.a.

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

Fees
  • $0.00

  • $250.00

  • $0.00

  • $0.00

  • none

  • $0.00

  • $250.00

Other financial bits
  • $100,000

  • none

  • none

  • 95.00%

Features
  • Investor

  • Interest Only

  • Weekly, Fortnightly, Monthly

  • yes - free

  • yes

  • yes - free

  • $500.00

  • no

  • no

  • Valuation fee payable at cost

  • none

*WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Customer Reviews

How are Regional Australia Bank home loans rated by the Mozo community?

Overall customer rating
8.5/10
Price
8.2/10
Features
7.4/10
Customer service
8.3/10
Convenience
8.5/10
Trust
8.9/10

Latest review of Regional Australia Bank Basic Home Loan

  • Overall
    7/10
    hey

    Come

    Come

    Price
    10/10
    Features
    8/10
    Customer service
    8/10
    Convenience
    8/10
    Trust
    8/10

    Kurstin | New South Wales

    reviewed almost 4 years ago

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$150

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3.57% p.a.

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$180

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$450

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$520

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3.24% p.a.
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3.88% p.a.

$395

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3.62% p.a.
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4.20% p.a.

$195

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3.64% p.a.
fixed 3 years

3.74% p.a.

$0

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3.19% p.a.
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3.63% p.a.

$520

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n/a

n/a

$745

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$0.00

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3.34% p.a.

3.30% p.a.

$0.00

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3.49% p.a.

3.50% p.a.

$0.00

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3.47% p.a.

3.48% p.a.

$0.00

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3.51% p.a.

3.52% p.a.

$0.00

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3.29% p.a.

3.36% p.a.

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4.06% p.a.

$10.00 monthly

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3.19% p.a.

3.19% p.a.

$0.00

*WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.