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Regional Australia Bank Basic Home Loan

The details shown below are for an owner occupier taking out a principal & interest loan of at least $100,000 with an LVR below 95%

The details shown below are for an owner occupier taking out a interest only loan of at least $100,000 with an LVR below 95%

The details shown below are for an owner occupier taking out a principal & interest loan of at least $100,000 with an LVR below 95%

The details shown below are for an owner occupier taking out a interest only loan of at least $100,000 with an LVR below 95%

The details shown below are for an investor taking out a principal & interest loan of at least $100,000 with an LVR below 95%

The details shown below are for an investor taking out a interest only loan of at least $100,000 with an LVR below 95%

Choose the version of this loan that suits you best

  • Owner Occupier (Principal & Interest)

    LVR < 95%

    Loan: $100,000

  • Owner Occupier (Interest Only)

    LVR < 95%

    Loan: $100,000

  • Owner Occupier (Principal & Interest)

    LVR < 95%

    Loan: $100,000

  • Owner Occupier (Interest Only)

    LVR < 95%

    Loan: $100,000

  • Investor (Principal & Interest)

    LVR < 95%

    Loan: $100,000

  • Investor (Interest Only)

    LVR < 95%

    Loan: $100,000

Rate
2.95% p.a.variable for 36 months and then 3.50% p.a.
Comparison Rate*
3.38% p.a.
Service fee
$0.00
Upfront fee
$250
Rate
3.20% p.a.variable for 36 months and then 3.75% p.a.
Comparison Rate*
3.63% p.a.
Service fee
$0.00
Upfront fee
$250
Rate
3.50% p.a.
Comparison Rate*
3.52% p.a.
Service fee
$0.00
Upfront fee
$250
Rate
3.75% p.a.
Comparison Rate*
3.77% p.a.
Service fee
$0.00
Upfront fee
$250
Rate
3.90% p.a.
Comparison Rate*
3.92% p.a.
Service fee
$0.00
Upfront fee
$250
Rate
4.15% p.a.
Comparison Rate*
4.17% p.a.
Service fee
$0.00
Upfront fee
$250

Details

Rates and fees information correct as at 15 July 2020. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates

  • 3.50% p.a.

  • 2.95% p.a.

  • 36 Months

  • Variable

  • 3.38% p.a.

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

Fees

  • $0.00

  • $250.00

  • n/a

  • $0.00

  • n/a

  • $0.00

  • $250.00

Other financial bits

  • $100,000

  • none

  • none

  • 95.00%

Features

  • Owner Occupier

  • Principal & Interest

  • Weekly, Fortnightly, Monthly

  • yes - free

  • yes

  • yes - free

  • $500.00

  • no

  • no

  • Valuation fee payable at cost

  • none

  • none

*WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 15 July 2020. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates

  • 3.75% p.a.

  • 3.20% p.a.

  • 36 Months

  • Variable

  • 3.63% p.a.

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

Fees

  • $0.00

  • $250.00

  • n/a

  • $0.00

  • n/a

  • $0.00

  • $250.00

Other financial bits

  • $100,000

  • none

  • none

  • 95.00%

Features

  • Owner Occupier

  • Interest Only

  • Weekly, Fortnightly, Monthly

  • yes - free

  • yes

  • yes - free

  • $500.00

  • no

  • no

  • Valuation fee payable at cost

  • none

  • none

*WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 15 July 2020. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates

  • 3.50% p.a.

  • n/a

  • n/a

  • n/a

  • 3.52% p.a.

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

Fees

  • $0.00

  • $250.00

  • n/a

  • $0.00

  • n/a

  • $0.00

  • $250.00

Other financial bits

  • $100,000

  • none

  • none

  • 95.00%

Features

  • Owner Occupier

  • Principal & Interest

  • Weekly, Fortnightly, Monthly

  • yes - free

  • yes

  • yes - free

  • $500.00

  • no

  • no

  • Valuation fee payable at cost

  • none

  • none

*WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 15 July 2020. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates

  • 3.75% p.a.

  • n/a

  • n/a

  • n/a

  • 3.77% p.a.

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

Fees

  • $0.00

  • $250.00

  • n/a

  • $0.00

  • n/a

  • $0.00

  • $250.00

Other financial bits

  • $100,000

  • none

  • none

  • 95.00%

Features

  • Owner Occupier

  • Interest Only

  • Weekly, Fortnightly, Monthly

  • yes - free

  • yes

  • yes - free

  • $500.00

  • no

  • no

  • Valuation fee payable at cost

  • none

  • none

*WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 15 July 2020. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates

  • 3.90% p.a.

  • n/a

  • n/a

  • n/a

  • 3.92% p.a.

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

Fees

  • $0.00

  • $250.00

  • n/a

  • $0.00

  • n/a

  • $0.00

  • $250.00

Other financial bits

  • $100,000

  • none

  • none

  • 95.00%

Features

  • Investor

  • Principal & Interest

  • Weekly, Fortnightly, Monthly

  • yes - free

  • yes

  • yes - free

  • $500.00

  • no

  • no

  • Valuation fee payable at cost

  • none

  • none

*WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 15 July 2020. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates

  • 4.15% p.a.

  • n/a

  • n/a

  • n/a

  • 4.17% p.a.

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

Fees

  • $0.00

  • $250.00

  • n/a

  • $0.00

  • n/a

  • $0.00

  • $250.00

Other financial bits

  • $100,000

  • none

  • none

  • 95.00%

Features

  • Investor

  • Interest Only

  • Weekly, Fortnightly, Monthly

  • yes - free

  • yes

  • yes - free

  • $500.00

  • no

  • no

  • Valuation fee payable at cost

  • none

  • none

*WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Customer Reviews

How are Regional Australia Bank home loans rated by the Mozo community?

Overall customer rating
8.1/10

Based on 30 Regional Australia Bank home loan reviews

Price
7.6/10
Features
7.2/10
Customer service
8.5/10
Convenience
8.1/10
Trust
8.5/10

Latest reviews of Regional Australia Bank Basic Home Loan

  • Overall 4/10
    Not what it used to be.

    Small bank, but have grown enough to have lost that small bank customer service. Products are a little out of date compared to others. Too close to the end of mortgage to look at moving now.

    Read full review

    Small bank, but have grown enough to have lost that small bank customer service. Products are a little out of date compared to others. Too close to the end of mortgage to look at moving now.

    Price
    5/10
    Features
    5/10
    Customer service
    5/10
    Convenience
    3/10
    Trust
    6/10
    Less
    Adam, New South Wales reviewed 16 days ago
  • Overall 10/10
    Regional Australia bank is amazing. Love them!

    Regional Australia bank is amazing. I so love this bank. I banked with a few different banks and was terribly unsatisfied with so I moved to Regional Australia Bank. I couldn't be more happy, highly recommend in all areas, including friendly costumer service.

    Read full review

    Regional Australia bank is amazing. I so love this bank. I banked with a few different banks and was terribly unsatisfied with so I moved to Regional Australia Bank. I couldn't be more happy, highly recommend in all areas, including friendly costumer service.

    Price
    10/10
    Features
    10/10
    Customer service
    10/10
    Convenience
    10/10
    Trust
    10/10
    Less
    J, New South Wales reviewed 3 months ago
  • Overall 7/10
    hey

    Come

    Read full review

    Come

    Price
    10/10
    Features
    8/10
    Customer service
    8/10
    Convenience
    8/10
    Trust
    8/10
    Less
    Kurstin, New South Wales reviewed about 5 years ago

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*WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

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