Regional Australia Bank Mortgage Offset Home Loan

The details shown below are for an owner occupier taking out a principal & interest loan up to with an LVR below 95%

The details shown below are for an owner occupier taking out a interest only loan up to with an LVR below 95%

The details shown below are for an investor taking out a principal & interest loan up to with an LVR below 95%

The details shown below are for an investor taking out a interest only loan up to with an LVR below 95%

Choose the version of loan that suits you best

  • Owner Occupier (Principal & Interest)

    LVR < 95%

    Loan:

  • Owner Occupier (Interest Only)

    LVR < 95%

    Loan:

  • Investor (Principal & Interest)

    LVR < 95%

    Loan:

  • Investor (Interest Only)

    LVR < 95%

    Loan:

5.22% p.a.

5.24% p.a.

$0.00

Regional Australia Bank Mortgage Offset Home Loan

5.22% p.a.

5.24% p.a.

$0.00

5.72% p.a.

5.74% p.a.

$0.00

Regional Australia Bank Mortgage Offset Home Loan

5.72% p.a.

5.74% p.a.

$0.00

5.72% p.a.

5.74% p.a.

$0.00

Regional Australia Bank Mortgage Offset Home Loan

5.72% p.a.

5.74% p.a.

$0.00

6.22% p.a.

6.24% p.a.

$0.00

Regional Australia Bank Mortgage Offset Home Loan

6.22% p.a.

6.24% p.a.

$0.00

Details

Rates and fees information correct as at 24 September 2018.

Rates
  • 5.22% p.a.

  • n/a

  • 0 Months

  • none

  • 5.24% p.a.

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

Fees
  • $0.00

  • $250.00

  • $0.00

  • $0.00

  • none

  • $0.00

  • $250.00

Other financial bits
  • none

  • none

  • none

  • 95.00%

Features
  • Owner Occupier

  • Principal & Interest

  • Weekly, Fortnightly, Monthly

  • yes - free

  • yes

  • yes - free

  • $500.00

  • yes

  • yes

  • Valuation fee payable at cost

  • none

Details

Rates and fees information correct as at 24 September 2018.

Rates
  • 5.72% p.a.

  • n/a

  • 0 Months

  • none

  • 5.74% p.a.

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

Fees
  • $0.00

  • $250.00

  • $0.00

  • $0.00

  • none

  • $0.00

  • $250.00

Other financial bits
  • none

  • none

  • none

  • 95.00%

Features
  • Owner Occupier

  • Interest Only

  • Weekly, Fortnightly, Monthly

  • yes - free

  • yes

  • yes - free

  • $500.00

  • yes

  • yes

  • Valuation fee payable at cost

  • none

Details

Rates and fees information correct as at 24 September 2018.

Rates
  • 5.72% p.a.

  • n/a

  • 0 Months

  • none

  • 5.74% p.a.

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

Fees
  • $0.00

  • $250.00

  • $0.00

  • $0.00

  • none

  • $0.00

  • $250.00

Other financial bits
  • none

  • none

  • none

  • 95.00%

Features
  • Investor

  • Principal & Interest

  • Weekly, Fortnightly, Monthly

  • yes - free

  • yes

  • yes - free

  • $500.00

  • yes

  • yes

  • Valuation fee payable at cost

  • none

Details

Rates and fees information correct as at 24 September 2018.

Rates
  • 6.22% p.a.

  • n/a

  • 0 Months

  • none

  • 6.24% p.a.

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

Fees
  • $0.00

  • $250.00

  • $0.00

  • $0.00

  • none

  • $0.00

  • $250.00

Other financial bits
  • none

  • none

  • none

  • 95.00%

Features
  • Investor

  • Interest Only

  • Weekly, Fortnightly, Monthly

  • yes - free

  • yes

  • yes - free

  • $500.00

  • yes

  • yes

  • Valuation fee payable at cost

  • none

Customer Reviews

How are Regional Australia Bank home loans rated by the Mozo community?

Overall customer rating
8.4/10
Price
8.2/10
Features
7.3/10
Customer service
8.2/10
Convenience
8.4/10
Trust
8.8/10

Latest reviews of Regional Australia Bank Mortgage Offset Home Loan

  • Overall
    8/10
    Excellent service and products to offer

    Personal friendly staff always ready to assist. Has a visa card fixed to the interest rate of the...

    Personal friendly staff always ready to assist. Has a visa card fixed to the interest rate of the home loan. Overall the service is so good. Every time I have rung for a question they have stayed on the line until the problem is fixed or they have answered my question. Excellent staff and products.

    Price
    7/10
    Features
    7/10
    Customer service
    10/10
    Convenience
    10/10
    Trust
    10/10

    Elizabeth | New South Wales

    reviewed over 3 years ago

  • Overall
    7/10
    So far they are OK

    Have just started with this bank and am unable to comment.

    Have just started with this bank and am unable to comment.

    Price
    7/10
    Features
    6/10
    Customer service
    5/10
    Convenience
    6/10
    Trust
    7/10

    Rick | Queensland

    reviewed over 4 years ago

  • Overall
    6/10
    Singleton Branch

    Knowledgeable lending manager, do need to keep onto him to ensure that it is being completed,...

    Knowledgeable lending manager, do need to keep onto him to ensure that it is being completed, especially if you are not a hard ball case or a high lending profile.

    Price
    5/10
    Features
    6/10
    Customer service
    3/10
    Convenience
    5/10
    Trust
    5/10

    Name not supplied | New South Wales

    reviewed about 5 years ago

  • Overall
    9/10
    Wonderful customer service, great opening hours

    The NECU is a bank that has branches in small towns with wonderful customer service and practical...

    The NECU is a bank that has branches in small towns with wonderful customer service and practical useful products, low fees and open Saturdays!

    Price
    9/10
    Features
    8/10
    Customer service
    10/10
    Convenience
    10/10
    Trust
    10/10

    Jeanette | New South Wales

    reviewed over 5 years ago

  • Overall
    10/10
    Great overall!

    Very competitive rates, friendly and knowledgable staff with a good network of branches and ATMS.

    Very competitive rates, friendly and knowledgable staff with a good network of branches and ATMS.

    Price
    8/10
    Features
    9/10
    Customer service
    9/10
    Convenience
    10/10
    Trust
    10/10

    Amber | New South Wales

    reviewed over 5 years ago

*WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.