Regional Australia Bank Mortgage Offset Home Loan

The details shown below are for an owner occupier taking out a principal & interest loan up to with an LVR below 95%

The details shown below are for an owner occupier taking out a interest only loan up to with an LVR below 95%

The details shown below are for an investor taking out a principal & interest loan up to with an LVR below 95%

The details shown below are for an investor taking out a interest only loan up to with an LVR below 95%

Choose the version of loan that suits you best

  • Owner Occupier (Principal & Interest)

    LVR < 95%

    Loan:

  • Owner Occupier (Interest Only)

    LVR < 95%

    Loan:

  • Investor (Principal & Interest)

    LVR < 95%

    Loan:

  • Investor (Interest Only)

    LVR < 95%

    Loan:

5.22% p.a.

5.24% p.a.

$0.00

Regional Australia Bank Mortgage Offset Home Loan

5.22% p.a.

5.24% p.a.

$0.00

5.72% p.a.

5.74% p.a.

$0.00

Regional Australia Bank Mortgage Offset Home Loan

5.72% p.a.

5.74% p.a.

$0.00

5.72% p.a.

5.74% p.a.

$0.00

Regional Australia Bank Mortgage Offset Home Loan

5.72% p.a.

5.74% p.a.

$0.00

6.22% p.a.

6.24% p.a.

$0.00

Regional Australia Bank Mortgage Offset Home Loan

6.22% p.a.

6.24% p.a.

$0.00

Details

Rates and fees information correct as at 16 November 2018. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates
  • 5.22% p.a.

  • n/a

  • 0 Months

  • none

  • 5.24% p.a.

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

Fees
  • $0.00

  • $250.00

  • $0.00

  • $0.00

  • none

  • $0.00

  • $250.00

Other financial bits
  • none

  • none

  • none

  • 95.00%

Features
  • Owner Occupier

  • Principal & Interest

  • Weekly, Fortnightly, Monthly

  • yes - free

  • yes

  • yes - free

  • $500.00

  • yes

  • yes

  • Valuation fee payable at cost

  • none

*WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 16 November 2018. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates
  • 5.72% p.a.

  • n/a

  • 0 Months

  • none

  • 5.74% p.a.

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

Fees
  • $0.00

  • $250.00

  • $0.00

  • $0.00

  • none

  • $0.00

  • $250.00

Other financial bits
  • none

  • none

  • none

  • 95.00%

Features
  • Owner Occupier

  • Interest Only

  • Weekly, Fortnightly, Monthly

  • yes - free

  • yes

  • yes - free

  • $500.00

  • yes

  • yes

  • Valuation fee payable at cost

  • none

*WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 16 November 2018. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates
  • 5.72% p.a.

  • n/a

  • 0 Months

  • none

  • 5.74% p.a.

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

Fees
  • $0.00

  • $250.00

  • $0.00

  • $0.00

  • none

  • $0.00

  • $250.00

Other financial bits
  • none

  • none

  • none

  • 95.00%

Features
  • Investor

  • Principal & Interest

  • Weekly, Fortnightly, Monthly

  • yes - free

  • yes

  • yes - free

  • $500.00

  • yes

  • yes

  • Valuation fee payable at cost

  • none

*WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 16 November 2018. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates
  • 6.22% p.a.

  • n/a

  • 0 Months

  • none

  • 6.24% p.a.

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

Fees
  • $0.00

  • $250.00

  • $0.00

  • $0.00

  • none

  • $0.00

  • $250.00

Other financial bits
  • none

  • none

  • none

  • 95.00%

Features
  • Investor

  • Interest Only

  • Weekly, Fortnightly, Monthly

  • yes - free

  • yes

  • yes - free

  • $500.00

  • yes

  • yes

  • Valuation fee payable at cost

  • none

*WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Customer Reviews

How are Regional Australia Bank home loans rated by the Mozo community?

Overall customer rating
8.5/10
Price
8.2/10
Features
7.4/10
Customer service
8.3/10
Convenience
8.5/10
Trust
8.9/10

Latest reviews of Regional Australia Bank Mortgage Offset Home Loan

  • Overall
    8/10
    Excellent service and products to offer

    Personal friendly staff always ready to assist. Has a visa card fixed to the interest rate of the...

    Personal friendly staff always ready to assist. Has a visa card fixed to the interest rate of the home loan. Overall the service is so good. Every time I have rung for a question they have stayed on the line until the problem is fixed or they have answered my question. Excellent staff and products.

    Price
    7/10
    Features
    7/10
    Customer service
    10/10
    Convenience
    10/10
    Trust
    10/10

    Elizabeth | New South Wales

    reviewed over 3 years ago

  • Overall
    7/10
    So far they are OK

    Have just started with this bank and am unable to comment.

    Have just started with this bank and am unable to comment.

    Price
    7/10
    Features
    6/10
    Customer service
    5/10
    Convenience
    6/10
    Trust
    7/10

    Rick | Queensland

    reviewed almost 5 years ago

  • Overall
    6/10
    Singleton Branch

    Knowledgeable lending manager, do need to keep onto him to ensure that it is being completed,...

    Knowledgeable lending manager, do need to keep onto him to ensure that it is being completed, especially if you are not a hard ball case or a high lending profile.

    Price
    5/10
    Features
    6/10
    Customer service
    3/10
    Convenience
    5/10
    Trust
    5/10

    Name not supplied | New South Wales

    reviewed over 5 years ago

  • Overall
    9/10
    Wonderful customer service, great opening hours

    The NECU is a bank that has branches in small towns with wonderful customer service and practical...

    The NECU is a bank that has branches in small towns with wonderful customer service and practical useful products, low fees and open Saturdays!

    Price
    9/10
    Features
    8/10
    Customer service
    10/10
    Convenience
    10/10
    Trust
    10/10

    Jeanette | New South Wales

    reviewed over 5 years ago

  • Overall
    10/10
    Great overall!

    Very competitive rates, friendly and knowledgable staff with a good network of branches and ATMS.

    Very competitive rates, friendly and knowledgable staff with a good network of branches and ATMS.

    Price
    8/10
    Features
    9/10
    Customer service
    9/10
    Convenience
    10/10
    Trust
    10/10

    Amber | New South Wales

    reviewed almost 6 years ago

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3.59% p.a. variable

3.61% p.a.

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3.69% p.a.

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3.66% p.a.

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3.82% p.a.

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3.66% p.a.

$520

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3.59% p.a.

$0

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Base Variable Rate Home Loan

3.87% p.a.

3.91% p.a.

$600

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State Custodians

State Custodians

Low Rate Home Loan with Offset

3.68% p.a.

3.69% p.a.

$0

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Newcastle Permanent

Variable Home Loan (Premium Plus Package)

3.82% p.a.

4.22% p.a.

$0

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3.59% p.a.

3.61% p.a.

$150

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3.49% p.a.

3.53% p.a.

$600

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3.54% p.a.

3.59% p.a.

$567

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UHomeLoan (Fixed)

3.74% p.a.
fixed 3 years

4.01% p.a.

$395

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Smart Loan Fixed (Package)

3.99% p.a.
fixed 3 years

4.31% p.a.

$520

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Newcastle Permanent

Newcastle Permanent

Fixed Rate Home Loan

3.99% p.a.
fixed 3 years

4.82% p.a.

$0

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Virgin Money

Virgin Money

Reward Me Fixed Rate Home Loan

3.87% p.a.
fixed 3 years

4.02% p.a.

$150

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NAB

NAB

Tailored Home Loan (Fixed, Choice Package)

3.99% p.a.
fixed 3 years

4.86% p.a.

$0

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Bank Australia

Bank Australia

Basic Home Loan (Fixed)

3.89% p.a.
fixed 3 years

3.91% p.a.

$0

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Beyond Bank

Beyond Bank

Fixed Rate Total Home Loan (Package)

3.83% p.a.
fixed 3 years

4.89% p.a.

$0

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bcu

bcu

Fixed Rate Home Loan

3.90% p.a.
fixed 3 years

4.78% p.a.

$600

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Essentials Variable

3.64% p.a.

3.66% p.a.

$0.00

Promoted

HSBC

HSBC

Home Value Loan

3.59% p.a.

3.61% p.a.

$0.00

Promoted

State Custodians

State Custodians

Low Rate Home Loan with Offset

3.68% p.a.

3.69% p.a.

$0.00

Promoted

UBank

UBank

UHomeLoan - Offer

3.59% p.a.

3.59% p.a.

$0.00

Promoted

NAB

NAB

Base Variable Rate Home Loan

3.87% p.a.

3.91% p.a.

$0.00

Promoted

Bank Australia

Bank Australia

Basic Home Loan

3.65% p.a.

3.66% p.a.

$0.00

Promoted

Virgin Money

Virgin Money

Reward Me Variable Rate Home Loan

3.68% p.a.

3.82% p.a.

$10.00 monthly

Promoted

Well Home Loans

Well Home Loans

Well Balanced

3.49% p.a.

3.53% p.a.

$0.00

*WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.