Choose the version of this loan that suits you best
Availability | Loan type | LVR | Min loan amount | Max loan amount | |
---|---|---|---|---|---|
|
Owner Occupier | Principal & Interest | < 70% | $10,000 | |
|
Owner Occupier | Principal & Interest | 70%-80% | $10,000 | |
|
Owner Occupier | Principal & Interest | 80%-95% | $10,000 | |
|
Owner Occupier | Interest Only | < 70% | $10,000 | |
|
Owner Occupier | Interest Only | 70%-80% | $10,000 | |
|
Investor | Principal & Interest | < 70% | $10,000 | |
|
Investor | Principal & Interest | 70%-80% | $10,000 | |
|
Investor | Principal & Interest | 80%-95% | $10,000 | |
|
Investor | Interest Only | < 70% | $10,000 | |
|
Investor | Interest Only | 70%-80% | $10,000 | |
|
Investor | Interest Only | 80%-90% | $10,000 |
n/a |
|
n/a |
|
n/a |
|
n/a |
|
6.74% (8.62%*) |
|
6.64% (8.40%*) |
|
6.74% (8.25%*) |
|
6.74% (8.09%*) |
|
6.84% (7.99%*) |
|
n/a |
|
n/a |
|
8.71% p.a. |
$600.00 |
|
$0.00 |
|
$0.00 |
|
$100.00 |
|
n/a |
|
$8.00 monthly |
|
$350.00 |
$10,000 |
|
none |
|
none |
|
70.00% |
Weekly, Fortnightly, Monthly |
|
yes - free up to $30,000 |
|
yes |
|
yes - free |
|
$0.00 |
|
yes |
|
yes - partial only |
|
none |
|
Fixed Rate Lock feature fee is the higher of 0.15% of loan amount or $500, capped at $1000 for loans up to $2M. Rate Lock fee is 0.15% of loan amount for loans above $2M |
|
none |
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
n/a |
|
n/a |
|
n/a |
|
n/a |
|
6.84% (8.72%*) |
|
6.74% (8.50%*) |
|
6.84% (8.34%*) |
|
6.84% (8.18%*) |
|
6.94% (8.08%*) |
|
n/a |
|
n/a |
|
8.81% p.a. |
$600.00 |
|
$0.00 |
|
$0.00 |
|
$100.00 |
|
n/a |
|
$8.00 monthly |
|
$350.00 |
$10,000 |
|
none |
|
70.00% |
|
80.00% |
Weekly, Fortnightly, Monthly |
|
yes - free up to $30,000 |
|
yes |
|
yes - free |
|
$0.00 |
|
yes |
|
yes - partial only |
|
none |
|
Fixed Rate Lock feature fee is the higher of 0.15% of loan amount or $500, capped at $1000 for loans up to $2M. Rate Lock fee is 0.15% of loan amount for loans above $2M |
|
none |
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
n/a |
|
n/a |
|
n/a |
|
n/a |
|
7.14% (9.02%*) |
|
7.04% (8.79%*) |
|
7.14% (8.64%*) |
|
7.14% (8.47%*) |
|
7.24% (8.37%*) |
|
n/a |
|
n/a |
|
9.11% p.a. |
$600.00 |
|
$0.00 |
|
$0.00 |
|
$100.00 |
|
n/a |
|
$8.00 monthly |
|
$350.00 |
$10,000 |
|
none |
|
80.00% |
|
95.00% |
Weekly, Fortnightly, Monthly |
|
yes - free up to $30,000 |
|
yes |
|
yes - free |
|
$0.00 |
|
yes |
|
yes - partial only |
|
none |
|
Fixed Rate Lock feature fee is the higher of 0.15% of loan amount or $500, capped at $1000 for loans up to $2M. Rate Lock fee is 0.15% of loan amount for loans above $2M |
|
none |
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
n/a |
|
n/a |
|
n/a |
|
n/a |
|
7.04% (9.17%*) |
|
6.94% (8.92%*) |
|
7.04% (8.73%*) |
|
7.04% (8.55%*) |
|
7.14% (8.43%*) |
|
n/a |
|
n/a |
|
9.30% p.a. |
$600.00 |
|
$0.00 |
|
$0.00 |
|
$100.00 |
|
n/a |
|
$8.00 monthly |
|
$350.00 |
$10,000 |
|
none |
|
none |
|
70.00% |
Monthly |
|
yes - free up to $30,000 |
|
yes |
|
yes - free |
|
$0.00 |
|
yes |
|
yes - partial only |
|
none |
|
Fixed Rate Lock feature fee is the higher of 0.15% of loan amount or $500, capped at $1000 for loans up to $2M. Rate Lock fee is 0.15% of loan amount for loans above $2M |
|
none |
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
n/a |
|
n/a |
|
n/a |
|
n/a |
|
7.14% (9.27%*) |
|
7.04% (9.02%*) |
|
7.14% (8.83%*) |
|
7.14% (8.65%*) |
|
7.24% (8.52%*) |
|
n/a |
|
n/a |
|
9.40% p.a. |
$600.00 |
|
$0.00 |
|
$0.00 |
|
$100.00 |
|
n/a |
|
$8.00 monthly |
|
$350.00 |
$10,000 |
|
none |
|
70.00% |
|
80.00% |
Monthly |
|
yes - free up to $30,000 |
|
yes |
|
yes - free |
|
$0.00 |
|
yes |
|
yes - partial only |
|
none |
|
Fixed Rate Lock feature fee is the higher of 0.15% of loan amount or $500, capped at $1000 for loans up to $2M. Rate Lock fee is 0.15% of loan amount for loans above $2M |
|
none |
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
n/a |
|
n/a |
|
n/a |
|
n/a |
|
6.84% (9.12%*) |
|
6.64% (8.83%*) |
|
6.84% (8.65%*) |
|
6.84% (8.45%*) |
|
6.94% (8.32%*) |
|
n/a |
|
n/a |
|
9.27% p.a. |
$600.00 |
|
$0.00 |
|
$0.00 |
|
$100.00 |
|
n/a |
|
$8.00 monthly |
|
$350.00 |
$10,000 |
|
none |
|
none |
|
70.00% |
Weekly, Fortnightly, Monthly |
|
yes - free up to $30,000 |
|
yes |
|
yes - free |
|
$0.00 |
|
yes |
|
yes - partial only |
|
none |
|
Fixed Rate Lock feature fee is the higher of 0.15% of loan amount or $500, capped at $1000 for loans up to $2M. Rate Lock fee is 0.15% of loan amount for loans above $2M |
|
none |
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
n/a |
|
n/a |
|
n/a |
|
n/a |
|
6.94% (9.22%*) |
|
6.74% (8.93%*) |
|
6.94% (8.75%*) |
|
6.94% (8.55%*) |
|
7.04% (8.42%*) |
|
n/a |
|
n/a |
|
9.37% p.a. |
$600.00 |
|
$0.00 |
|
$0.00 |
|
$100.00 |
|
n/a |
|
$8.00 monthly |
|
$350.00 |
$10,000 |
|
none |
|
70.00% |
|
80.00% |
Weekly, Fortnightly, Monthly |
|
yes - free up to $30,000 |
|
yes |
|
yes - free |
|
$0.00 |
|
yes |
|
yes - partial only |
|
none |
|
Fixed Rate Lock feature fee is the higher of 0.15% of loan amount or $500, capped at $1000 for loans up to $2M. Rate Lock fee is 0.15% of loan amount for loans above $2M |
|
none |
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
n/a |
|
n/a |
|
n/a |
|
n/a |
|
7.24% (9.52%*) |
|
7.04% (9.22%*) |
|
7.24% (9.04%*) |
|
7.24% (8.84%*) |
|
7.34% (8.71%*) |
|
n/a |
|
n/a |
|
9.67% p.a. |
$600.00 |
|
$0.00 |
|
$0.00 |
|
$100.00 |
|
n/a |
|
$8.00 monthly |
|
$350.00 |
$10,000 |
|
none |
|
80.00% |
|
95.00% |
Weekly, Fortnightly, Monthly |
|
yes - free up to $30,000 |
|
yes |
|
yes - free |
|
$0.00 |
|
yes |
|
yes - partial only |
|
none |
|
Fixed Rate Lock feature fee is the higher of 0.15% of loan amount or $500, capped at $1000 for loans up to $2M. Rate Lock fee is 0.15% of loan amount for loans above $2M |
|
none |
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
n/a |
|
n/a |
|
n/a |
|
n/a |
|
6.94% (9.39%*) |
|
6.69% (9.06%*) |
|
6.94% (8.88%*) |
|
6.94% (8.66%*) |
|
7.04% (8.52%*) |
|
n/a |
|
n/a |
|
9.56% p.a. |
$600.00 |
|
$0.00 |
|
$0.00 |
|
$100.00 |
|
n/a |
|
$8.00 monthly |
|
$350.00 |
$10,000 |
|
none |
|
none |
|
70.00% |
Monthly |
|
yes - free up to $30,000 |
|
yes |
|
yes - free |
|
$0.00 |
|
yes |
|
yes - partial only |
|
none |
|
Fixed Rate Lock feature fee is the higher of 0.15% of loan amount or $500, capped at $1000 for loans up to $2M. Rate Lock fee is 0.15% of loan amount for loans above $2M |
|
none |
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
n/a |
|
n/a |
|
n/a |
|
n/a |
|
7.04% (9.49%*) |
|
6.79% (9.16%*) |
|
7.04% (8.97%*) |
|
7.04% (8.76%*) |
|
7.14% (8.61%*) |
|
n/a |
|
n/a |
|
9.66% p.a. |
$600.00 |
|
$0.00 |
|
$0.00 |
|
$100.00 |
|
n/a |
|
$8.00 monthly |
|
$350.00 |
$10,000 |
|
none |
|
70.00% |
|
80.00% |
Monthly |
|
yes - free up to $30,000 |
|
yes |
|
yes - free |
|
$0.00 |
|
yes |
|
yes - partial only |
|
none |
|
Fixed Rate Lock feature fee is the higher of 0.15% of loan amount or $500, capped at $1000 for loans up to $2M. Rate Lock fee is 0.15% of loan amount for loans above $2M |
|
none |
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
n/a |
|
n/a |
|
n/a |
|
n/a |
|
7.34% (9.78%*) |
|
7.09% (9.45%*) |
|
7.34% (9.26%*) |
|
7.34% (9.05%*) |
|
7.44% (8.90%*) |
|
n/a |
|
n/a |
|
9.96% p.a. |
$600.00 |
|
$0.00 |
|
$0.00 |
|
$100.00 |
|
n/a |
|
$8.00 monthly |
|
$350.00 |
$10,000 |
|
none |
|
80.00% |
|
90.00% |
Monthly |
|
yes - free up to $30,000 |
|
yes |
|
yes - free |
|
$0.00 |
|
yes |
|
yes - partial only |
|
none |
|
Fixed Rate Lock feature fee is the higher of 0.15% of loan amount or $500, capped at $1000 for loans up to $2M. Rate Lock fee is 0.15% of loan amount for loans above $2M |
|
none |
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
Just did a refinance with St George in Belconnen ACT and it was such a pleasure to deal with them Gordana & Nev were amazing helped us from start to finish. Every Email and phone call was answered or returned within 1 day i was really thinking this was going to be a nightmare but i was 100% wrong it went through smoothly. I Highly recommend this 2 women AMAZING well done ST GEORGE.
Read full reviewJust did a refinance with St George in Belconnen ACT and it was such a pleasure to deal with them Gordana & Nev were amazing helped us from start to finish. Every Email and phone call was answered or returned within 1 day i was really thinking this was going to be a nightmare but i was 100% wrong it went through smoothly. I Highly recommend this 2 women AMAZING well done ST GEORGE.
Spoke to a mobile lender who seemed to be assisting me well initially with a home loan refinance at a branch. All I needed to do was get back to him as to if I wanted to refinance on my home loan or investment property. After 5 phone calls over 6 days there was absolutely no response from him. His voicemail states he makes contact be end of business which is completely false. When I was at the branch he was training someone whilst going through my personal details. I didn’t mind at the time, however I now I feel he was only being professional for her benefit and my application was used to assist St George’s training program for new staff only with zero post customer service or follow up and zero benefit to me, the customer. St George have a great home loan but it means absolutely nothing if you can’t even apply for it. Ridiculous.
Read full reviewSpoke to a mobile lender who seemed to be assisting me well initially with a home loan refinance at a branch. All I needed to do was get back to him as to if I wanted to refinance on my home loan or investment property. After 5 phone calls over 6 days there was absolutely no response from him. His voicemail states he makes contact be end of business which is completely false. When I was at the branch he was training someone whilst going through my personal details. I didn’t mind at the time, however I now I feel he was only being professional for her benefit and my application was used to assist St George’s training program for new staff only with zero post customer service or follow up and zero benefit to me, the customer. St George have a great home loan but it means absolutely nothing if you can’t even apply for it. Ridiculous.
We first got a family pledge home loan (2006) which had minimal choices (compared to now), but helped us get our first home. They’ve helped us each time we’ve fallen behind (due to no work, no pay for maternity leave, etc). Have been fantastic overall.
Read full reviewWe first got a family pledge home loan (2006) which had minimal choices (compared to now), but helped us get our first home. They’ve helped us each time we’ve fallen behind (due to no work, no pay for maternity leave, etc). Have been fantastic overall.
St George bank have a moderately competitive interest rate on a principal/interest home loan. Very friendly in store customer service. The only downside is they have closed the Victoria Point branch.
Read full reviewSt George bank have a moderately competitive interest rate on a principal/interest home loan. Very friendly in store customer service. The only downside is they have closed the Victoria Point branch.
Competitive interest rates saw us change to St.George from CBA. They don't really offer much difference other than that.
Read full reviewCompetitive interest rates saw us change to St.George from CBA. They don't really offer much difference other than that.
Fixed Rate Loan (with Orange Advantage)
5.99% p.a.
fixed 3 years
6.12% p.a.
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.