The details shown below are for an owner occupier taking out a principal & interest loan of at least $10,000 with an LVR below 60%
The details shown below are for an owner occupier taking out a principal & interest loan of at least $10,000 with an LVR below 80%
The details shown below are for an owner occupier taking out a principal & interest loan of at least $10,000 with an LVR below 95%
The details shown below are for an owner occupier taking out a interest only loan of at least $10,000 with an LVR below 60%
The details shown below are for an owner occupier taking out a interest only loan of at least $10,000 with an LVR below 80%
The details shown below are for an investor taking out a principal & interest loan of at least $10,000 with an LVR below 60%
The details shown below are for an investor taking out a principal & interest loan of at least $10,000 with an LVR below 90%
The details shown below are for an investor taking out a principal & interest loan of at least $10,000 with an LVR below 80%
The details shown below are for an investor taking out a interest only loan of at least $10,000 with an LVR below 60%
The details shown below are for an investor taking out a interest only loan of at least $10,000 with an LVR below 80%
The details shown below are for an investor taking out a interest only loan of at least $10,000 with an LVR below 90%
Choose the version of this loan that suits you best
| Availability | Loan type | LVR | Min loan amount | Max loan amount | |
|---|---|---|---|---|---|
| | Owner Occupier | Principal & Interest | < 60% | $10,000 | |
| | Owner Occupier | Principal & Interest | 60%-80% | $10,000 | |
| | Owner Occupier | Principal & Interest | 80%-95% | $10,000 | |
| | Owner Occupier | Interest Only | < 60% | $10,000 | |
| | Owner Occupier | Interest Only | 60%-80% | $10,000 | |
| | Investor | Principal & Interest | < 60% | $10,000 | |
| | Investor | Principal & Interest | 80%-90% | $10,000 | |
| | Investor | Principal & Interest | 60%-80% | $10,000 | |
| | Investor | Interest Only | < 60% | $10,000 | |
| | Investor | Interest Only | 60%-80% | $10,000 | |
| | Investor | Interest Only | 80%-90% | $10,000 |
Owner Occupier (Principal & Interest)
LVR < 60%
Loan: $10,000
Owner Occupier (Principal & Interest)
LVR 60%-80%
Loan: $10,000
Owner Occupier (Principal & Interest)
LVR 80%-95%
Loan: $10,000
Owner Occupier (Interest Only)
LVR < 60%
Loan: $10,000
Owner Occupier (Interest Only)
LVR 60%-80%
Loan: $10,000
Investor (Principal & Interest)
LVR < 60%
Loan: $10,000
Investor (Principal & Interest)
LVR 80%-90%
Loan: $10,000
Investor (Principal & Interest)
LVR 60%-80%
Loan: $10,000
Investor (Interest Only)
LVR < 60%
Loan: $10,000
Investor (Interest Only)
LVR 60%-80%
Loan: $10,000
Investor (Interest Only)
LVR 80%-90%
Loan: $10,000
n/a
n/a
n/a
n/a
2.14% (4.40%*)
1.94% (4.16%*)
2.03% (3.99%*)
2.04% (3.81%*)
2.34% (3.77%*)
n/a
n/a
4.46% p.a.
$600.00
$0.00
$0.00
$0.00
n/a
$10.00 monthly
$0.00
$10,000
none
none
60.00%
Weekly, Fortnightly, Monthly
yes - free up to $30,000
yes
yes - fees apply
$0.00
yes
yes - partial only
none
none
none
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
n/a
n/a
n/a
n/a
2.19% (4.45%*)
1.99% (4.21%*)
2.08% (4.04%*)
2.09% (3.86%*)
2.39% (3.82%*)
n/a
n/a
4.51% p.a.
$600.00
$0.00
$0.00
$0.00
n/a
$10.00 monthly
$0.00
$10,000
none
60.00%
80.00%
Weekly, Fortnightly, Monthly
yes - free up to $30,000
yes
yes - fees apply
$0.00
yes
yes - partial only
none
none
none
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
n/a
n/a
n/a
n/a
2.24% (4.50%*)
2.04% (4.26%*)
2.13% (4.09%*)
2.14% (3.91%*)
2.44% (3.86%*)
n/a
n/a
4.56% p.a.
$600.00
$0.00
$0.00
$0.00
n/a
$10.00 monthly
$0.00
$10,000
none
80.00%
95.00%
Weekly, Fortnightly, Monthly
yes - free up to $30,000
yes
yes - fees apply
$0.00
yes
yes - partial only
none
none
none
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
n/a
n/a
n/a
n/a
3.74% (5.08%*)
3.74% (4.96%*)
3.74% (4.85%*)
4.19% (4.91%*)
4.19% (4.85%*)
n/a
n/a
5.05% p.a.
$600.00
$0.00
$0.00
$0.00
n/a
$10.00 monthly
$0.00
$10,000
none
none
60.00%
Monthly
yes - free up to $30,000
yes
yes - fees apply
$0.00
yes
yes - partial only
none
none
none
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
n/a
n/a
n/a
n/a
3.79% (5.13%*)
3.79% (5.01%*)
3.79% (4.90%*)
4.24% (4.96%*)
4.24% (4.90%*)
n/a
n/a
5.10% p.a.
$600.00
$0.00
$0.00
$0.00
n/a
$10.00 monthly
$0.00
$10,000
none
60.00%
80.00%
Monthly
yes - free up to $30,000
yes
yes - fees apply
$0.00
yes
yes - partial only
none
none
none
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
n/a
n/a
n/a
n/a
2.64% (4.95%*)
2.34% (4.68%*)
2.54% (4.52%*)
2.84% (4.43%*)
2.84% (4.29%*)
n/a
n/a
5.02% p.a.
$600.00
$0.00
$0.00
$0.00
n/a
$10.00 monthly
$0.00
$10,000
none
none
60.00%
Weekly, Fortnightly, Monthly
yes - free up to $30,000
yes
yes - fees apply
$0.00
yes
yes - partial only
none
none
none
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
n/a
n/a
n/a
n/a
2.74% (5.04%*)
2.44% (4.78%*)
2.64% (4.62%*)
2.94% (4.53%*)
2.94% (4.38%*)
n/a
n/a
5.12% p.a.
$600.00
$0.00
$0.00
$0.00
n/a
$10.00 monthly
$0.00
$10,000
none
80.00%
90.00%
Weekly, Fortnightly, Monthly
yes - free up to $30,000
yes
yes - fees apply
$0.00
yes
yes - partial only
none
none
none
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
n/a
n/a
n/a
n/a
2.69% (4.99%*)
2.39% (4.73%*)
2.59% (4.57%*)
2.89% (4.48%*)
2.89% (4.33%*)
n/a
n/a
5.07% p.a.
$600.00
$0.00
$0.00
$0.00
n/a
$10.00 monthly
$0.00
$10,000
none
60.00%
80.00%
Weekly, Fortnightly, Monthly
yes - free up to $30,000
yes
yes - fees apply
$0.00
yes
yes - partial only
none
none
none
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
n/a
n/a
n/a
n/a
2.84% (5.22%*)
2.54% (4.95%*)
2.74% (4.78%*)
3.04% (4.69%*)
3.04% (4.53%*)
n/a
n/a
5.31% p.a.
$600.00
$0.00
$0.00
$0.00
n/a
$10.00 monthly
$0.00
$10,000
none
none
60.00%
Monthly
yes - free up to $30,000
yes
yes - fees apply
$0.00
yes
yes - partial only
none
none
none
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
n/a
n/a
n/a
n/a
2.89% (5.27%*)
2.59% (5.00%*)
2.79% (4.83%*)
3.09% (4.73%*)
3.09% (4.58%*)
n/a
n/a
5.36% p.a.
$600.00
$0.00
$0.00
$0.00
n/a
$10.00 monthly
$0.00
$10,000
none
60.00%
80.00%
Monthly
yes - free up to $30,000
yes
yes - fees apply
$0.00
yes
yes - partial only
none
none
none
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
n/a
n/a
n/a
n/a
2.94% (5.32%*)
2.64% (5.05%*)
2.84% (4.87%*)
3.14% (4.78%*)
3.14% (4.63%*)
n/a
n/a
5.41% p.a.
$600.00
$0.00
$0.00
$0.00
n/a
$10.00 monthly
$0.00
$10,000
none
80.00%
90.00%
Monthly
yes - free up to $30,000
yes
yes - fees apply
$0.00
yes
yes - partial only
none
none
none
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
Spoke to a mobile lender who seemed to be assisting me well initially with a home loan refinance at a branch. All I needed to do was get back to him as to if I wanted to refinance on my home loan or investment property. After 5 phone calls over 6 days there was absolutely no response from him. His voicemail states he makes contact be end of business which is completely false. When I was at the branch he was training someone whilst going through my personal details. I didn’t mind at the time, however I now I feel he was only being professional for her benefit and my application was used to assist St George’s training program for new staff only with zero post customer service or follow up and zero benefit to me, the customer. St George have a great home loan but it means absolutely nothing if you can’t even apply for it. Ridiculous.
Read full reviewSpoke to a mobile lender who seemed to be assisting me well initially with a home loan refinance at a branch. All I needed to do was get back to him as to if I wanted to refinance on my home loan or investment property. After 5 phone calls over 6 days there was absolutely no response from him. His voicemail states he makes contact be end of business which is completely false. When I was at the branch he was training someone whilst going through my personal details. I didn’t mind at the time, however I now I feel he was only being professional for her benefit and my application was used to assist St George’s training program for new staff only with zero post customer service or follow up and zero benefit to me, the customer. St George have a great home loan but it means absolutely nothing if you can’t even apply for it. Ridiculous.
We first got a family pledge home loan (2006) which had minimal choices (compared to now), but helped us get our first home. They’ve helped us each time we’ve fallen behind (due to no work, no pay for maternity leave, etc). Have been fantastic overall.
Read full reviewWe first got a family pledge home loan (2006) which had minimal choices (compared to now), but helped us get our first home. They’ve helped us each time we’ve fallen behind (due to no work, no pay for maternity leave, etc). Have been fantastic overall.
St George bank have a moderately competitive interest rate on a principal/interest home loan. Very friendly in store customer service. The only downside is they have closed the Victoria Point branch.
Read full reviewSt George bank have a moderately competitive interest rate on a principal/interest home loan. Very friendly in store customer service. The only downside is they have closed the Victoria Point branch.
Competitive interest rates saw us change to St.George from CBA. They don't really offer much difference other than that.
Read full reviewCompetitive interest rates saw us change to St.George from CBA. They don't really offer much difference other than that.
Dont communicate. Interest rates are high and not competitive.
Read full reviewDont communicate. Interest rates are high and not competitive.
St.George is Australia's fifth largest bank and has merged with Westpac to create a banking mega force. St.George offers a wide range of products aimed at business and corporate customers. St.George still have a customer focused team who tailor products to suit its customers needs. So if you want a bank that's good with people and good with money too, check out the St George range of credit cards, bank accounts, savings accounts, home loans and personal loans.
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WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
