St.George Fixed Home Loan

The details shown below are for an owner occupier taking out a principal & interest loan of at least $10,000 with an LVR below 95%

The details shown below are for an owner occupier taking out a interest only loan of at least $10,000 with an LVR below 80%

The details shown below are for an investor taking out a principal & interest loan of at least $10,000 with an LVR below 90%

The details shown below are for an investor taking out a interest only loan of at least $10,000 with an LVR below 80%

Choose the version of loan that suits you best

  • Owner Occupier (Principal & Interest)

    LVR < 95%

    Loan: $10,000

  • Owner Occupier (Interest Only)

    LVR < 80%

    Loan: $10,000

  • Investor (Principal & Interest)

    LVR < 90%

    Loan: $10,000

  • Investor (Interest Only)

    LVR < 80%

    Loan: $10,000

4.14% p.a.

5.20% p.a.

$10.00 monthly

St.George Fixed Home Loan

4.14% p.a.

5.20% p.a.

$10.00 monthly

4.74% p.a.

5.78% p.a.

$10.00 monthly

St.George Fixed Home Loan

4.74% p.a.

5.78% p.a.

$10.00 monthly

4.44% p.a.

5.67% p.a.

$10.00 monthly

St.George Fixed Home Loan

4.44% p.a.

5.67% p.a.

$10.00 monthly

4.69% p.a.

6.12% p.a.

$10.00 monthly

St.George Fixed Home Loan

4.69% p.a.

6.12% p.a.

$10.00 monthly

Details

Rates and fees information correct as at 19 October 2018.

Rates
  • p.a.

  • p.a.

  • 0 Months

  • none

  • 4.24% (5.42%*)

  • 4.04% (5.28%*)

  • 4.14% (5.20%*)

  • 4.54% (5.24%*)

  • 4.54% (5.18%*)

  • (*)

  • (*)

  • 5.36% p.a.

Fees
  • $600.00

  • $0.00

  • $0.00

  • $100.00

  • none

  • $10.00 monthly

  • $350.00

Other financial bits
  • $10,000

  • none

  • none

  • 95.00%

Features
  • Weekly, Fortnightly, Monthly

  • yes - free up to $10,000 p.a.

  • yes

  • yes - fees apply

  • $0.00

  • yes

  • yes - partial only

  • none

  • none

*WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 19 October 2018.

Rates
  • p.a.

  • p.a.

  • 0 Months

  • none

  • 4.74% (5.99%*)

  • 4.64% (5.86%*)

  • 4.74% (5.78%*)

  • 5.14% (5.82%*)

  • 5.24% (5.81%*)

  • (*)

  • (*)

  • 5.95% p.a.

Fees
  • $600.00

  • $0.00

  • $0.00

  • $100.00

  • none

  • $10.00 monthly

  • $350.00

Other financial bits
  • $10,000

  • none

  • none

  • 80.00%

Features
  • Monthly

  • yes - free up to $10,000 p.a.

  • yes

  • yes - fees apply

  • $0.00

  • yes

  • yes - partial only

  • none

  • none

*WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 19 October 2018.

Rates
  • p.a.

  • p.a.

  • 0 Months

  • none

  • 4.64% (5.95%*)

  • 4.34% (5.78%*)

  • 4.44% (5.67%*)

  • 5.04% (5.77%*)

  • 5.04% (5.71%*)

  • (*)

  • (*)

  • 5.92% p.a.

Fees
  • $600.00

  • $0.00

  • $0.00

  • $100.00

  • none

  • $10.00 monthly

  • $350.00

Other financial bits
  • $10,000

  • none

  • none

  • 90.00%

Features
  • Weekly, Fortnightly, Monthly

  • yes - free up to $10,000 p.a.

  • yes

  • yes - fees apply

  • $0.00

  • yes

  • yes - partial only

  • none

  • none

*WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 19 October 2018.

Rates
  • p.a.

  • p.a.

  • 0 Months

  • none

  • 4.84% (6.46%*)

  • 4.60% (6.26%*)

  • 4.69% (6.12%*)

  • 5.34% (6.22%*)

  • 5.34% (6.14%*)

  • (*)

  • (*)

  • 6.46% p.a.

Fees
  • $600.00

  • $0.00

  • $0.00

  • $100.00

  • none

  • $10.00 monthly

  • $350.00

Other financial bits
  • $10,000

  • none

  • none

  • 80.00%

Features
  • Monthly

  • yes - free up to $10,000 p.a.

  • yes

  • yes - fees apply

  • $0.00

  • yes

  • yes - partial only

  • none

  • none

*WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Customer Reviews

How are St.George home loans rated by the Mozo community?

Overall customer rating
7.0/10
Price
6.5/10
Features
6.3/10
Customer service
7.1/10
Convenience
7.4/10
Trust
6.9/10

Latest reviews of St.George Fixed Home Loan

  • Overall
    10/10
    Awesome

    Excellent customers service & product

    Excellent customers service & product

    Price
    10/10
    Features
    -1/10
    Customer service
    10/10
    Convenience
    10/10
    Trust
    10/10

    Lee | Queensland

    reviewed 9 months ago

  • Overall
    8/10
    Excellent customer support.

    Always prepared to listen and negotiate a better interest rate. On line banking is excellent -...

    Always prepared to listen and negotiate a better interest rate. On line banking is excellent - very easy to understand and follow.

    Price
    7/10
    Features
    9/10
    Customer service
    10/10
    Convenience
    8/10
    Trust
    8/10

    Sheila | Australian Capital Territory

    reviewed 10 months ago

  • Overall
    8/10
    Great customer service

    The application process was quick and friendly. Branch members have always been friendly and...

    The application process was quick and friendly. Branch members have always been friendly and helpful.

    Price
    7/10
    Features
    -
    Customer service
    -
    Convenience
    -
    Trust
    -

    Victor | Queensland

    reviewed over 1 year ago

  • Overall
    8/10
    Happy customer

    Am very happy with our banking experience

    Am very happy with our banking experience

    Price
    8/10
    Features
    -
    Customer service
    -
    Convenience
    -
    Trust
    -

    Toni | New South Wales

    reviewed over 1 year ago

  • Overall
    9/10
    Very happy and will stay with them - great website

    Very helpful and easy to deal with.

    Very helpful and easy to deal with.

    Price
    8/10
    Features
    7/10
    Customer service
    8/10
    Convenience
    9/10
    Trust
    9/10

    Susan | Western Australia

    reviewed about 3 years ago

St.George

About St.George

St.George is Australia's fifth largest bank and has merged with Westpac to create a banking mega force. St.George offers a wide range of products aimed at business and corporate customers. St.George still have a customer focused team who tailor products to suit its customers needs. So if you want a bank that's good with people and good with money too, check out the St George range of credit cards, bank accounts, savings accounts, home loans and personal loans.

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3.72% p.a. variable

4.12% p.a.

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3.68% p.a. variable

3.69% p.a.

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3.66% p.a.

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Base Variable Rate Home Loan

3.69% p.a.

3.73% p.a.

$600

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3.59% p.a.

3.59% p.a.

$0

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3.64% p.a.

3.66% p.a.

$150

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3.67% p.a.

3.69% p.a.

$150

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3.64% p.a.

3.78% p.a.

$150

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3.79% p.a.

3.80% p.a.

$0

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3.65% p.a.

3.66% p.a.

$0

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Smart Loan Fixed (Package)

3.99% p.a.
fixed 3 years

4.31% p.a.

$520

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Ultimate Fixed Home Loan (Package)

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$0

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UHomeLoan (Fixed)

3.74% p.a.
fixed 3 years

4.01% p.a.

$395

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Fixed Rate Total Home Loan (Package)

3.83% p.a.
fixed 3 years

4.90% p.a.

$0

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Fixed Rate Home Loan

3.99% p.a.
fixed 3 years

4.82% p.a.

$0

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Reward Me Fixed Rate Home Loan

3.87% p.a.
fixed 3 years

4.02% p.a.

$150

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3.90% p.a.
fixed 3 years

4.78% p.a.

$600

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UHomeLoan (Fixed)

3.74% p.a.
fixed 3 years

4.01% p.a.

$395

*WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.