This product is available in different versions. Pick the right version for you here.
The details shown below are for an owner occupier taking out a principal & interest loan of at least $100,000 with an LVR below 95%
The details shown below are for an owner occupier taking out a principal & interest loan of at least $100,000 with an LVR below 80%
The details shown below are for an owner occupier taking out a interest only loan of at least $100,000 with an LVR below 80%
The details shown below are for an investor taking out a principal & interest loan of at least $100,000 with an LVR below 80%
The details shown below are for an investor taking out a principal & interest loan of at least $100,000 with an LVR below 90%
The details shown below are for an investor taking out a interest only loan of at least $100,000 with an LVR below 80%
Choose the version of this loan that suits you best
| Availability | Loan type | LVR | Min loan amount | Max loan amount | |
|---|---|---|---|---|---|
| | Owner Occupier | Principal & Interest | 80%-95% | $100,000 | |
| | Owner Occupier | Principal & Interest | < 80% | $100,000 | |
| | Owner Occupier | Interest Only | < 80% | $100,000 | |
| | Investor | Principal & Interest | < 80% | $100,000 | |
| | Investor | Principal & Interest | 80%-90% | $100,000 | |
| | Investor | Interest Only | < 80% | $100,000 |
Owner Occupier (Principal & Interest)
LVR 80%-95%
Loan: $100,000
Owner Occupier (Principal & Interest)
LVR < 80%
Loan: $100,000
Owner Occupier (Interest Only)
LVR < 80%
Loan: $100,000
Investor (Principal & Interest)
LVR < 80%
Loan: $100,000
Investor (Principal & Interest)
LVR 80%-90%
Loan: $100,000
Investor (Interest Only)
LVR < 80%
Loan: $100,000
3.64% p.a.
4.06% p.a.
$395.00 yearly
St.George Variable Home Loan (Advantage Package)
3.64% p.a.
4.06% p.a.
$395.00 yearly
St.George Variable Home Loan (Advantage Package)
3.64% p.a.
4.06% p.a.
$395.00 yearly
3.59% p.a.
4.01% p.a.
$395.00 yearly
St.George Variable Home Loan (Advantage Package)
3.59% p.a.
4.01% p.a.
$395.00 yearly
St.George Variable Home Loan (Advantage Package)
3.59% p.a.
4.01% p.a.
$395.00 yearly
4.18% p.a.
4.58% p.a.
$395.00 yearly
St.George Variable Home Loan (Advantage Package)
4.18% p.a.
4.58% p.a.
$395.00 yearly
St.George Variable Home Loan (Advantage Package)
4.18% p.a.
4.58% p.a.
$395.00 yearly
4.15% p.a.
4.55% p.a.
$395.00 yearly
St.George Variable Home Loan (Advantage Package)
4.15% p.a.
4.55% p.a.
$395.00 yearly
St.George Variable Home Loan (Advantage Package)
4.15% p.a.
4.55% p.a.
$395.00 yearly
4.20% p.a.
4.60% p.a.
$395.00 yearly
St.George Variable Home Loan (Advantage Package)
4.20% p.a.
4.60% p.a.
$395.00 yearly
St.George Variable Home Loan (Advantage Package)
4.20% p.a.
4.60% p.a.
$395.00 yearly
4.44% p.a.
4.84% p.a.
$395.00 yearly
St.George Variable Home Loan (Advantage Package)
4.44% p.a.
4.84% p.a.
$395.00 yearly
St.George Variable Home Loan (Advantage Package)
4.44% p.a.
4.84% p.a.
$395.00 yearly
3.64% p.a.
n/a
n/a
n/a
4.06% p.a.
n/a
n/a
n/a
n/a
n/a
n/a
n/a
n/a
$0.00
$0.00
$0.00
$100.00
n/a
$395.00 yearly
$350.00
$100,000
none
80.00%
95.00%
Owner Occupier
Principal & Interest
Weekly, Fortnightly, Monthly
yes - free
yes
yes - free
$0.00
yes
yes
none
none
Receive $2,000 cashback when you refinance under the Advantage Package with a minimum loan size of $250,000 (excludes refinances from Bank of Melbourne, Westpac, St.George, BankSA and RAMS).
3.59% p.a.
n/a
n/a
n/a
4.01% p.a.
n/a
n/a
n/a
n/a
n/a
n/a
n/a
n/a
$0.00
$0.00
$0.00
$100.00
n/a
$395.00 yearly
$350.00
$100,000
none
none
80.00%
Owner Occupier
Principal & Interest
Weekly, Fortnightly, Monthly
yes - free
yes
yes - free
$0.00
yes
yes
none
none
Receive $2,000 cashback when you refinance under the Advantage Package with a minimum loan size of $250,000 (excludes refinances from Bank of Melbourne, Westpac, St.George, BankSA and RAMS).
4.18% p.a.
n/a
n/a
n/a
4.58% p.a.
n/a
n/a
n/a
n/a
n/a
n/a
n/a
n/a
$0.00
$0.00
$0.00
$100.00
n/a
$395.00 yearly
$350.00
$100,000
none
none
80.00%
Owner Occupier
Interest Only
Weekly, Fortnightly, Monthly
yes - free
yes
yes - free
$0.00
yes
yes
none
none
none
4.15% p.a.
n/a
n/a
n/a
4.55% p.a.
n/a
n/a
n/a
n/a
n/a
n/a
n/a
n/a
$0.00
$0.00
$0.00
$100.00
n/a
$395.00 yearly
$350.00
$100,000
none
none
80.00%
Investor
Principal & Interest
Weekly, Fortnightly, Monthly
yes - free
yes
yes - free
$0.00
yes
yes
none
none
none
4.20% p.a.
n/a
n/a
n/a
4.60% p.a.
n/a
n/a
n/a
n/a
n/a
n/a
n/a
n/a
$0.00
$0.00
$0.00
$100.00
n/a
$395.00 yearly
$350.00
$100,000
none
80.00%
90.00%
Investor
Principal & Interest
Weekly, Fortnightly, Monthly
yes - free
yes
yes - free
$0.00
yes
yes
none
none
none
4.44% p.a.
n/a
n/a
n/a
4.84% p.a.
n/a
n/a
n/a
n/a
n/a
n/a
n/a
n/a
$0.00
$0.00
$0.00
$100.00
n/a
$395.00 yearly
$350.00
$100,000
none
none
80.00%
Investor
Interest Only
Weekly, Fortnightly, Monthly
yes - free
yes
yes - free
$0.00
yes
yes
none
none
none
- Customer service is poor in branches & it depends on the branch - Online banking is easy to...
Read full review
- Customer service is poor in branches & it depends on the branch - Online banking is easy to use. - Competitive and will negotiate interest rates - However then it depends on who you speak to, on the phone or in the branch
Less
Lisa | New South Wales
reviewed over 3 years ago
They are good but in WA they have very little branches
Read full review
They are good but in WA they have very little branches
Less
Saul | Western Australia
reviewed over 3 years ago
From the very start of getting our business St George has displayed poor customer service! If not...
Read full review
From the very start of getting our business St George has displayed poor customer service! If not for going through a broker I will never ever sigh up with this bank!
Less
Kj | New South Wales
reviewed over 3 years ago
I have always found St George to be helpful and reliable throughout my extensive history of loans...
Read full review
I have always found St George to be helpful and reliable throughout my extensive history of loans and accounts with them during the past 14 years. I believe their products are competitive and customer service is of a high standard, and would happily recommend them to others seeking competitive banking services.
Less
Christine | New South Wales
reviewed almost 4 years ago
Easy and slick online system, great customer service and good advantage package.
Read full review
Easy and slick online system, great customer service and good advantage package.
Less
Allan | New South Wales
reviewed almost 4 years ago
St.George is Australia's fifth largest bank and has merged with Westpac to create a banking mega force. St.George offers a wide range of products aimed at business and corporate customers. St.George still have a customer focused team who tailor products to suit its customers needs. So if you want a bank that's good with people and good with money too, check out the St George range of credit cards, bank accounts, savings accounts, home loans and personal loans.
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