St.George Variable Home Loan (Advantage Package)

This product is available in different versions. Pick the right version for you here.

The details shown below are for an owner occupier taking out a principal & interest loan of at least $100,000 with an LVR below 60%

The details shown below are for an owner occupier taking out a principal & interest loan of at least $100,000 with an LVR below 95%

The details shown below are for an owner occupier taking out a principal & interest loan of at least $100,000 with an LVR below 80%

The details shown below are for an owner occupier taking out a interest only loan of at least $100,000 with an LVR below 60%

The details shown below are for an owner occupier taking out a interest only loan of at least $100,000 with an LVR below 80%

The details shown below are for an investor taking out a principal & interest loan of at least $100,000 with an LVR below 60%

The details shown below are for an investor taking out a principal & interest loan of at least $100,000 with an LVR below 90%

The details shown below are for an investor taking out a principal & interest loan of at least $100,000 with an LVR below 80%

The details shown below are for an investor taking out a interest only loan of at least $100,000 with an LVR below 60%

The details shown below are for an investor taking out a interest only loan of at least $100,000 with an LVR below 80%

Choose the version of this loan that suits you best

  • Owner Occupier (Principal & Interest)

    LVR < 60%

    Loan: $100,000

  • Owner Occupier (Principal & Interest)

    LVR 80%-95%

    Loan: $100,000

  • Owner Occupier (Principal & Interest)

    LVR 60%-80%

    Loan: $100,000

  • Owner Occupier (Interest Only)

    LVR < 60%

    Loan: $100,000

  • Owner Occupier (Interest Only)

    LVR 60%-80%

    Loan: $100,000

  • Investor (Principal & Interest)

    LVR < 60%

    Loan: $100,000

  • Investor (Principal & Interest)

    LVR 80%-90%

    Loan: $100,000

  • Investor (Principal & Interest)

    LVR 60%-80%

    Loan: $100,000

  • Investor (Interest Only)

    LVR < 60%

    Loan: $100,000

  • Investor (Interest Only)

    LVR 60%-80%

    Loan: $100,000

3.39% p.a.

3.81% p.a.

$395.00 yearly

St.George Variable Home Loan (Advantage Package)

3.39% p.a.

3.81% p.a.

$395.00 yearly

3.49% p.a.

3.91% p.a.

$395.00 yearly

St.George Variable Home Loan (Advantage Package)

3.49% p.a.

3.91% p.a.

$395.00 yearly

3.44% p.a.

3.86% p.a.

$395.00 yearly

St.George Variable Home Loan (Advantage Package)

3.44% p.a.

3.86% p.a.

$395.00 yearly

3.98% p.a.

4.39% p.a.

$395.00 yearly

St.George Variable Home Loan (Advantage Package)

3.98% p.a.

4.39% p.a.

$395.00 yearly

4.03% p.a.

4.44% p.a.

$395.00 yearly

St.George Variable Home Loan (Advantage Package)

4.03% p.a.

4.44% p.a.

$395.00 yearly

3.95% p.a.

4.36% p.a.

$395.00 yearly

St.George Variable Home Loan (Advantage Package)

3.95% p.a.

4.36% p.a.

$395.00 yearly

4.05% p.a.

4.46% p.a.

$395.00 yearly

St.George Variable Home Loan (Advantage Package)

4.05% p.a.

4.46% p.a.

$395.00 yearly

4.00% p.a.

4.41% p.a.

$395.00 yearly

St.George Variable Home Loan (Advantage Package)

4.00% p.a.

4.41% p.a.

$395.00 yearly

4.24% p.a.

4.64% p.a.

$395.00 yearly

St.George Variable Home Loan (Advantage Package)

4.24% p.a.

4.64% p.a.

$395.00 yearly

4.29% p.a.

4.69% p.a.

$395.00 yearly

St.George Variable Home Loan (Advantage Package)

4.29% p.a.

4.69% p.a.

$395.00 yearly

Details

Rates and fees information correct as at 6 December 2019. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates
  • 3.39% p.a.

  • n/a

  • n/a

  • n/a

  • 3.81% p.a.

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

Fees
  • $0.00

  • $0.00

  • $0.00

  • $100.00

  • n/a

  • $395.00 yearly

  • $350.00

Other financial bits
  • $100,000

  • none

  • none

  • 60.00%

Features
  • Owner Occupier

  • Principal & Interest

  • Weekly, Fortnightly, Monthly

  • yes - free

  • yes

  • yes - free

  • $0.00

  • yes

  • yes

  • none

  • none

  • Receive $2,000 cashback when you refinance under the Advantage Package with a minimum loan size of $250,000 (excludes refinances from Bank of Melbourne, Westpac, St.George, BankSA and RAMS).

*WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 6 December 2019. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates
  • 3.49% p.a.

  • n/a

  • n/a

  • n/a

  • 3.91% p.a.

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

Fees
  • $0.00

  • $0.00

  • $0.00

  • $100.00

  • n/a

  • $395.00 yearly

  • $350.00

Other financial bits
  • $100,000

  • none

  • 80.00%

  • 95.00%

Features
  • Owner Occupier

  • Principal & Interest

  • Weekly, Fortnightly, Monthly

  • yes - free

  • yes

  • yes - free

  • $0.00

  • yes

  • yes

  • none

  • none

  • Receive $2,000 cashback when you refinance under the Advantage Package with a minimum loan size of $250,000 (excludes refinances from Bank of Melbourne, Westpac, St.George, BankSA and RAMS).

*WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 6 December 2019. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates
  • 3.44% p.a.

  • n/a

  • n/a

  • n/a

  • 3.86% p.a.

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

Fees
  • $0.00

  • $0.00

  • $0.00

  • $100.00

  • n/a

  • $395.00 yearly

  • $350.00

Other financial bits
  • $100,000

  • none

  • 60.00%

  • 80.00%

Features
  • Owner Occupier

  • Principal & Interest

  • Weekly, Fortnightly, Monthly

  • yes - free

  • yes

  • yes - free

  • $0.00

  • yes

  • yes

  • none

  • none

  • Receive $2,000 cashback when you refinance under the Advantage Package with a minimum loan size of $250,000 (excludes refinances from Bank of Melbourne, Westpac, St.George, BankSA and RAMS).

*WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 6 December 2019. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates
  • 3.98% p.a.

  • n/a

  • n/a

  • n/a

  • 4.39% p.a.

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

Fees
  • $0.00

  • $0.00

  • $0.00

  • $100.00

  • n/a

  • $395.00 yearly

  • $350.00

Other financial bits
  • $100,000

  • none

  • none

  • 60.00%

Features
  • Owner Occupier

  • Interest Only

  • Weekly, Fortnightly, Monthly

  • yes - free

  • yes

  • yes - free

  • $0.00

  • yes

  • yes

  • none

  • none

  • none

*WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 6 December 2019. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates
  • 4.03% p.a.

  • n/a

  • n/a

  • n/a

  • 4.44% p.a.

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

Fees
  • $0.00

  • $0.00

  • $0.00

  • $100.00

  • n/a

  • $395.00 yearly

  • $350.00

Other financial bits
  • $100,000

  • none

  • 60.00%

  • 80.00%

Features
  • Owner Occupier

  • Interest Only

  • Weekly, Fortnightly, Monthly

  • yes - free

  • yes

  • yes - free

  • $0.00

  • yes

  • yes

  • none

  • none

  • none

*WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 6 December 2019. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates
  • 3.95% p.a.

  • n/a

  • n/a

  • n/a

  • 4.36% p.a.

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

Fees
  • $0.00

  • $0.00

  • $0.00

  • $100.00

  • n/a

  • $395.00 yearly

  • $350.00

Other financial bits
  • $100,000

  • none

  • none

  • 60.00%

Features
  • Investor

  • Principal & Interest

  • Weekly, Fortnightly, Monthly

  • yes - free

  • yes

  • yes - free

  • $0.00

  • yes

  • yes

  • none

  • none

  • none

*WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 6 December 2019. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates
  • 4.05% p.a.

  • n/a

  • n/a

  • n/a

  • 4.46% p.a.

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

Fees
  • $0.00

  • $0.00

  • $0.00

  • $100.00

  • n/a

  • $395.00 yearly

  • $350.00

Other financial bits
  • $100,000

  • none

  • 80.00%

  • 90.00%

Features
  • Investor

  • Principal & Interest

  • Weekly, Fortnightly, Monthly

  • yes - free

  • yes

  • yes - free

  • $0.00

  • yes

  • yes

  • none

  • none

  • none

*WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 6 December 2019. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates
  • 4.00% p.a.

  • n/a

  • n/a

  • n/a

  • 4.41% p.a.

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

Fees
  • $0.00

  • $0.00

  • $0.00

  • $100.00

  • n/a

  • $395.00 yearly

  • $350.00

Other financial bits
  • $100,000

  • none

  • 60.00%

  • 80.00%

Features
  • Investor

  • Principal & Interest

  • Weekly, Fortnightly, Monthly

  • yes - free

  • yes

  • yes - free

  • $0.00

  • yes

  • yes

  • none

  • none

  • none

*WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 6 December 2019. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates
  • 4.24% p.a.

  • n/a

  • n/a

  • n/a

  • 4.64% p.a.

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

Fees
  • $0.00

  • $0.00

  • $0.00

  • $100.00

  • n/a

  • $395.00 yearly

  • $350.00

Other financial bits
  • $100,000

  • none

  • none

  • 60.00%

Features
  • Investor

  • Interest Only

  • Weekly, Fortnightly, Monthly

  • yes - free

  • yes

  • yes - free

  • $0.00

  • yes

  • yes

  • none

  • none

  • none

*WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 6 December 2019. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates
  • 4.29% p.a.

  • n/a

  • n/a

  • n/a

  • 4.69% p.a.

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

Fees
  • $0.00

  • $0.00

  • $0.00

  • $100.00

  • n/a

  • $395.00 yearly

  • $350.00

Other financial bits
  • $100,000

  • none

  • 60.00%

  • 80.00%

Features
  • Investor

  • Interest Only

  • Weekly, Fortnightly, Monthly

  • yes - free

  • yes

  • yes - free

  • $0.00

  • yes

  • yes

  • none

  • none

  • none

*WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Customer Reviews

How are St.George home loans rated by the Mozo community?

Overall customer rating
7.0/10
Price
6.6/10
Features
6.3/10
Customer service
7.1/10
Convenience
7.4/10
Trust
6.9/10

Latest reviews of St.George Variable Home Loan (Advantage Package)

  • Overall
    10/10
    Very flexible.

    Excellent bank.

    Excellent bank.

    Price
    10/10
    Features
    10/10
    Customer service
    10/10
    Convenience
    5/10
    Trust
    7/10

    Kath | New South Wales

    reviewed 8 days ago

  • Overall
    9/10
    Great service.

    I paid off my home, a rental property and nearly paid off a second rental. Never had any trouble...

    I paid off my home, a rental property and nearly paid off a second rental. Never had any trouble with them.

    Price
    9/10
    Features
    9/10
    Customer service
    10/10
    Convenience
    10/10
    Trust
    9/10

    Trevor | New South Wales

    reviewed 8 days ago

  • Overall
    7/10
    Ended up working out in the end.

    It's not close to where we live and when we are trying to keep on top of financial challenges, a...

    It's not close to where we live and when we are trying to keep on top of financial challenges, a bank close by would be better.

    Price
    7/10
    Features
    7/10
    Customer service
    5/10
    Convenience
    5/10
    Trust
    6/10

    Damien | Queensland

    reviewed 21 days ago

  • Overall
    7/10
    Reliable bank for a home loan.

    Reliable, well known bank for home loan. Have always been fairly helpful.

    Reliable, well known bank for home loan. Have always been fairly helpful.

    Price
    7/10
    Features
    7/10
    Customer service
    7/10
    Convenience
    7/10
    Trust
    7/10

    Lisa | New South Wales

    reviewed 24 days ago

  • Overall
    9/10
    St George is great.

    St George has been been great, helpful and knowledgeable.

    St George has been been great, helpful and knowledgeable.

    Price
    10/10
    Features
    7/10
    Customer service
    8/10
    Convenience
    6/10
    Trust
    10/10

    Cassandra | Western Australia

    reviewed 30 days ago

St.George

About St.George

St.George is Australia's fifth largest bank and has merged with Westpac to create a banking mega force. St.George offers a wide range of products aimed at business and corporate customers. St.George still have a customer focused team who tailor products to suit its customers needs. So if you want a bank that's good with people and good with money too, check out the St George range of credit cards, bank accounts, savings accounts, home loans and personal loans.

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Promoted

Athena

Athena

Variable Home Loan

2.84% p.a.

2.80% p.a.

$0.00

Promoted

Tic:Toc

Tic:Toc

Variable Home Loan

2.79% p.a.

2.80% p.a.

$0.00

Promoted

Homestar

Homestar

Star Essentials Home Loan

2.74% p.a.

2.77% p.a.

$0.00

Promoted

Well Home Loans

Well Home Loans

Well Balanced

2.82% p.a.

2.86% p.a.

$0.00

Promoted

IMB Bank

IMB Bank

Budget Home Loan

3.13% p.a.

3.19% p.a.

$0.00

Promoted

CUA

CUA

Achieve Variable Home Loan

3.20% p.a.

3.25% p.a.

$0.00

*WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.