The details shown below are for an owner occupier taking out a principal & interest loan between $100,000 and $149,999 with an LVR below 95%
The details shown below are for an owner occupier taking out a principal & interest loan between $150,000 and $249,999 with an LVR below 95%
The details shown below are for an owner occupier taking out a principal & interest loan between $250,000 and $499,999 with an LVR below 95%
The details shown below are for an owner occupier taking out a principal & interest loan between $500,000 and $749,999 with an LVR below 95%
The details shown below are for an owner occupier taking out a principal & interest loan of at least $750,000 with an LVR below 95%
The details shown below are for an owner occupier taking out a interest only loan between $100,000 and $149,999 with an LVR below 80%
The details shown below are for an owner occupier taking out a interest only loan between $150,000 and $249,999 with an LVR below 80%
The details shown below are for an owner occupier taking out a interest only loan between $250,000 and $499,999 with an LVR below 80%
The details shown below are for an owner occupier taking out a interest only loan between $500,000 and $749,999 with an LVR below 80%
The details shown below are for an owner occupier taking out a interest only loan of at least $750,000 with an LVR below 80%
The details shown below are for an investor taking out a principal & interest loan between $100,000 and $149,999 with an LVR below 90%
The details shown below are for an investor taking out a principal & interest loan between $150,000 and $249,999 with an LVR below 90%
The details shown below are for an investor taking out a principal & interest loan between $250,000 and $499,999 with an LVR below 90%
The details shown below are for an investor taking out a principal & interest loan between $500,000 and $749,999 with an LVR below 90%
The details shown below are for an investor taking out a principal & interest loan of at least $750,000 with an LVR below 90%
The details shown below are for an investor taking out a interest only loan between $100,000 and $149,999 with an LVR below 80%
The details shown below are for an investor taking out a interest only loan between $150,000 and $249,999 with an LVR below 80%
The details shown below are for an investor taking out a interest only loan between $250,000 and $499,999 with an LVR below 80%
The details shown below are for an investor taking out a interest only loan between $500,000 and $749,999 with an LVR below 80%
The details shown below are for an investor taking out a interest only loan of at least $750,000 with an LVR below 80%
Choose the version of loan that suits you best
| Availability | Loan type | LVR | Min loan amount | Max loan amount | |
|---|---|---|---|---|---|
| | Owner Occupier | Principal & Interest | < 95% | $100,000 | $149,999 |
| | Owner Occupier | Principal & Interest | < 95% | $150,000 | $249,999 |
| | Owner Occupier | Principal & Interest | < 95% | $250,000 | $499,999 |
| | Owner Occupier | Principal & Interest | < 95% | $500,000 | $749,999 |
| | Owner Occupier | Principal & Interest | < 95% | $750,000 | |
| | Owner Occupier | Interest Only | < 80% | $100,000 | $149,999 |
| | Owner Occupier | Interest Only | < 80% | $150,000 | $249,999 |
| | Owner Occupier | Interest Only | < 80% | $250,000 | $499,999 |
| | Owner Occupier | Interest Only | < 80% | $500,000 | $749,999 |
| | Owner Occupier | Interest Only | < 80% | $750,000 | |
| | Investor | Principal & Interest | < 90% | $100,000 | $149,999 |
| | Investor | Principal & Interest | < 90% | $150,000 | $249,999 |
| | Investor | Principal & Interest | < 90% | $250,000 | $499,999 |
| | Investor | Principal & Interest | < 90% | $500,000 | $749,999 |
| | Investor | Principal & Interest | < 90% | $750,000 | |
| | Investor | Interest Only | < 80% | $100,000 | $149,999 |
| | Investor | Interest Only | < 80% | $150,000 | $249,999 |
| | Investor | Interest Only | < 80% | $250,000 | $499,999 |
| | Investor | Interest Only | < 80% | $500,000 | $749,999 |
| | Investor | Interest Only | < 80% | $750,000 |
Owner Occupier (Principal & Interest)
LVR < 95%
Loan: $100,000 $149,999
Owner Occupier (Principal & Interest)
LVR < 95%
Loan: $150,000 $249,999
Owner Occupier (Principal & Interest)
LVR < 95%
Loan: $250,000 $499,999
Owner Occupier (Principal & Interest)
LVR < 95%
Loan: $500,000 $749,999
Owner Occupier (Principal & Interest)
LVR < 95%
Loan: $750,000
Owner Occupier (Interest Only)
LVR < 80%
Loan: $100,000 $149,999
Owner Occupier (Interest Only)
LVR < 80%
Loan: $150,000 $249,999
Owner Occupier (Interest Only)
LVR < 80%
Loan: $250,000 $499,999
Owner Occupier (Interest Only)
LVR < 80%
Loan: $500,000 $749,999
Owner Occupier (Interest Only)
LVR < 80%
Loan: $750,000
Investor (Principal & Interest)
LVR < 90%
Loan: $100,000 $149,999
Investor (Principal & Interest)
LVR < 90%
Loan: $150,000 $249,999
Investor (Principal & Interest)
LVR < 90%
Loan: $250,000 $499,999
Investor (Principal & Interest)
LVR < 90%
Loan: $500,000 $749,999
Investor (Principal & Interest)
LVR < 90%
Loan: $750,000
Investor (Interest Only)
LVR < 80%
Loan: $100,000 $149,999
Investor (Interest Only)
LVR < 80%
Loan: $150,000 $249,999
Investor (Interest Only)
LVR < 80%
Loan: $250,000 $499,999
Investor (Interest Only)
LVR < 80%
Loan: $500,000 $749,999
Investor (Interest Only)
LVR < 80%
Loan: $750,000
5.11% p.a.
5.49% p.a.
$395.00 yearly
St.George Variable Home Loan (Advantage Package)
5.11% p.a.
5.49% p.a.
$395.00 yearly
St.George Variable Home Loan (Advantage Package)
5.11% p.a.
5.49% p.a.
$395.00 yearly
4.76% p.a.
5.15% p.a.
$395.00 yearly
St.George Variable Home Loan (Advantage Package)
4.76% p.a.
5.15% p.a.
$395.00 yearly
St.George Variable Home Loan (Advantage Package)
4.76% p.a.
5.15% p.a.
$395.00 yearly
4.56% p.a.
4.95% p.a.
$395.00 yearly
St.George Variable Home Loan (Advantage Package)
4.56% p.a.
4.95% p.a.
$395.00 yearly
St.George Variable Home Loan (Advantage Package)
4.56% p.a.
4.95% p.a.
$395.00 yearly
4.51% p.a.
4.91% p.a.
$395.00 yearly
St.George Variable Home Loan (Advantage Package)
4.51% p.a.
4.91% p.a.
$395.00 yearly
St.George Variable Home Loan (Advantage Package)
4.51% p.a.
4.91% p.a.
$395.00 yearly
4.46% p.a.
4.86% p.a.
$395.00 yearly
St.George Variable Home Loan (Advantage Package)
4.46% p.a.
4.86% p.a.
$395.00 yearly
St.George Variable Home Loan (Advantage Package)
4.46% p.a.
4.86% p.a.
$395.00 yearly
5.70% p.a.
6.07% p.a.
$395.00 yearly
St.George Variable Home Loan (Advantage Package)
5.70% p.a.
6.07% p.a.
$395.00 yearly
St.George Variable Home Loan (Advantage Package)
5.70% p.a.
6.07% p.a.
$395.00 yearly
5.35% p.a.
5.73% p.a.
$395.00 yearly
St.George Variable Home Loan (Advantage Package)
5.35% p.a.
5.73% p.a.
$395.00 yearly
St.George Variable Home Loan (Advantage Package)
5.35% p.a.
5.73% p.a.
$395.00 yearly
5.15% p.a.
5.53% p.a.
$395.00 yearly
St.George Variable Home Loan (Advantage Package)
5.15% p.a.
5.53% p.a.
$395.00 yearly
St.George Variable Home Loan (Advantage Package)
5.15% p.a.
5.53% p.a.
$395.00 yearly
5.10% p.a.
5.48% p.a.
$395.00 yearly
St.George Variable Home Loan (Advantage Package)
5.10% p.a.
5.48% p.a.
$395.00 yearly
St.George Variable Home Loan (Advantage Package)
5.10% p.a.
5.48% p.a.
$395.00 yearly
5.05% p.a.
5.44% p.a.
$395.00 yearly
St.George Variable Home Loan (Advantage Package)
5.05% p.a.
5.44% p.a.
$395.00 yearly
St.George Variable Home Loan (Advantage Package)
5.05% p.a.
5.44% p.a.
$395.00 yearly
5.67% p.a.
6.04% p.a.
$395.00 yearly
St.George Variable Home Loan (Advantage Package)
5.67% p.a.
6.04% p.a.
$395.00 yearly
St.George Variable Home Loan (Advantage Package)
5.67% p.a.
6.04% p.a.
$395.00 yearly
5.32% p.a.
5.70% p.a.
$395.00 yearly
St.George Variable Home Loan (Advantage Package)
5.32% p.a.
5.70% p.a.
$395.00 yearly
St.George Variable Home Loan (Advantage Package)
5.32% p.a.
5.70% p.a.
$395.00 yearly
5.12% p.a.
5.50% p.a.
$395.00 yearly
St.George Variable Home Loan (Advantage Package)
5.12% p.a.
5.50% p.a.
$395.00 yearly
St.George Variable Home Loan (Advantage Package)
5.12% p.a.
5.50% p.a.
$395.00 yearly
5.07% p.a.
5.45% p.a.
$395.00 yearly
St.George Variable Home Loan (Advantage Package)
5.07% p.a.
5.45% p.a.
$395.00 yearly
St.George Variable Home Loan (Advantage Package)
5.07% p.a.
5.45% p.a.
$395.00 yearly
5.02% p.a.
5.41% p.a.
$395.00 yearly
St.George Variable Home Loan (Advantage Package)
5.02% p.a.
5.41% p.a.
$395.00 yearly
St.George Variable Home Loan (Advantage Package)
5.02% p.a.
5.41% p.a.
$395.00 yearly
6.21% p.a.
6.58% p.a.
$395.00 yearly
St.George Variable Home Loan (Advantage Package)
6.21% p.a.
6.58% p.a.
$395.00 yearly
St.George Variable Home Loan (Advantage Package)
6.21% p.a.
6.58% p.a.
$395.00 yearly
5.86% p.a.
6.23% p.a.
$395.00 yearly
St.George Variable Home Loan (Advantage Package)
5.86% p.a.
6.23% p.a.
$395.00 yearly
St.George Variable Home Loan (Advantage Package)
5.86% p.a.
6.23% p.a.
$395.00 yearly
5.66% p.a.
6.03% p.a.
$395.00 yearly
St.George Variable Home Loan (Advantage Package)
5.66% p.a.
6.03% p.a.
$395.00 yearly
St.George Variable Home Loan (Advantage Package)
5.66% p.a.
6.03% p.a.
$395.00 yearly
5.61% p.a.
5.98% p.a.
$395.00 yearly
St.George Variable Home Loan (Advantage Package)
5.61% p.a.
5.98% p.a.
$395.00 yearly
St.George Variable Home Loan (Advantage Package)
5.61% p.a.
5.98% p.a.
$395.00 yearly
5.56% p.a.
5.94% p.a.
$395.00 yearly
St.George Variable Home Loan (Advantage Package)
5.56% p.a.
5.94% p.a.
$395.00 yearly
St.George Variable Home Loan (Advantage Package)
5.56% p.a.
5.94% p.a.
$395.00 yearly
5.11% p.a.
n/a
0 Months
none
5.49% p.a.
n/a
n/a
n/a
n/a
n/a
n/a
n/a
n/a
$0.00
$0.00
$0.00
$100.00
none
$395.00 yearly
$350.00
$100,000
$149,999
none
95.00%
Owner Occupier
Principal & Interest
Weekly, Fortnightly, Monthly
yes - free
yes
yes - free
$0.00
yes
yes
none
none
4.76% p.a.
n/a
0 Months
none
5.15% p.a.
n/a
n/a
n/a
n/a
n/a
n/a
n/a
n/a
$0.00
$0.00
$0.00
$100.00
none
$395.00 yearly
$350.00
$150,000
$249,999
none
95.00%
Owner Occupier
Principal & Interest
Weekly, Fortnightly, Monthly
yes - free
yes
yes - free
$0.00
yes
yes
none
none
4.56% p.a.
n/a
0 Months
none
4.95% p.a.
n/a
n/a
n/a
n/a
n/a
n/a
n/a
n/a
$0.00
$0.00
$0.00
$100.00
none
$395.00 yearly
$350.00
$250,000
$499,999
none
95.00%
Owner Occupier
Principal & Interest
Weekly, Fortnightly, Monthly
yes - free
yes
yes
$0.00
yes
yes
none
Receive $2,000 cashback when you refinance or $1,500 when you buy a home under the Advantage Package with a minimum loan size of $250,000 (excludes refinances from Bank of Melbourne, Westpac, St.George, BankSA and RAMS).
4.51% p.a.
n/a
0 Months
none
4.91% p.a.
n/a
n/a
n/a
n/a
n/a
n/a
n/a
n/a
$0.00
$0.00
$0.00
$100.00
none
$395.00 yearly
$350.00
$500,000
$749,999
none
95.00%
Owner Occupier
Principal & Interest
Weekly, Fortnightly, Monthly
yes - free
yes
yes - free
$0.00
yes
yes
none
Receive $2,000 cashback when you refinance or $1,500 when you buy a home under the Advantage Package with a minimum loan size of $250,000 (excludes refinances from Bank of Melbourne, Westpac, St.George, BankSA and RAMS).
4.46% p.a.
n/a
0 Months
none
4.86% p.a.
n/a
n/a
n/a
n/a
n/a
n/a
n/a
n/a
$0.00
$0.00
$0.00
$100.00
none
$395.00 yearly
$350.00
$750,000
none
none
95.00%
Owner Occupier
Principal & Interest
Weekly, Fortnightly, Monthly
yes - free
yes
yes - free
$0.00
yes
yes
none
Receive $2,000 cashback when you refinance or $1,500 when you buy a home under the Advantage Package with a minimum loan size of $250,000 (excludes refinances from Bank of Melbourne, Westpac, St.George, BankSA and RAMS).
5.70% p.a.
n/a
0 Months
none
6.07% p.a.
n/a
n/a
n/a
n/a
n/a
n/a
n/a
n/a
$0.00
$0.00
$0.00
$100.00
none
$395.00 yearly
$350.00
$100,000
$149,999
none
80.00%
Owner Occupier
Interest Only
Weekly, Fortnightly, Monthly
yes - free
yes
yes - free
$0.00
yes
yes
none
none
5.35% p.a.
n/a
0 Months
none
5.73% p.a.
n/a
n/a
n/a
n/a
n/a
n/a
n/a
n/a
$0.00
$0.00
$0.00
$100.00
none
$395.00 yearly
$350.00
$150,000
$249,999
none
80.00%
Owner Occupier
Interest Only
Weekly, Fortnightly, Monthly
yes - free
yes
yes - free
$0.00
yes
yes
none
none
5.15% p.a.
n/a
0 Months
none
5.53% p.a.
n/a
n/a
n/a
n/a
n/a
n/a
n/a
n/a
$0.00
$0.00
$0.00
$100.00
none
$395.00 yearly
$350.00
$250,000
$499,999
none
80.00%
Owner Occupier
Interest Only
Weekly, Fortnightly, Monthly
yes - free
yes
yes
$0.00
yes
yes
none
none
5.10% p.a.
n/a
0 Months
none
5.48% p.a.
n/a
n/a
n/a
n/a
n/a
n/a
n/a
n/a
$0.00
$0.00
$0.00
$100.00
none
$395.00 yearly
$350.00
$500,000
$749,999
none
80.00%
Owner Occupier
Interest Only
Weekly, Fortnightly, Monthly
yes - free
yes
yes - free
$0.00
yes
yes
none
none
5.05% p.a.
n/a
0 Months
none
5.44% p.a.
n/a
n/a
n/a
n/a
n/a
n/a
n/a
n/a
$0.00
$0.00
$0.00
$100.00
none
$395.00 yearly
$350.00
$750,000
none
none
80.00%
Owner Occupier
Interest Only
Weekly, Fortnightly, Monthly
yes - free
yes
yes - free
$0.00
yes
yes
none
none
5.67% p.a.
n/a
0 Months
none
6.04% p.a.
n/a
n/a
n/a
n/a
n/a
n/a
n/a
n/a
$0.00
$0.00
$0.00
$100.00
none
$395.00 yearly
$350.00
$100,000
$149,999
none
90.00%
Investor
Principal & Interest
Weekly, Fortnightly, Monthly
yes - free
yes
yes - free
$0.00
yes
yes
none
none
5.32% p.a.
n/a
0 Months
none
5.70% p.a.
n/a
n/a
n/a
n/a
n/a
n/a
n/a
n/a
$0.00
$0.00
$0.00
$100.00
none
$395.00 yearly
$350.00
$150,000
$249,999
none
90.00%
Investor
Principal & Interest
Weekly, Fortnightly, Monthly
yes - free
yes
yes - free
$0.00
yes
yes
none
none
5.12% p.a.
n/a
0 Months
none
5.50% p.a.
n/a
n/a
n/a
n/a
n/a
n/a
n/a
n/a
$0.00
$0.00
$0.00
$100.00
none
$395.00 yearly
$350.00
$250,000
$499,999
none
90.00%
Investor
Principal & Interest
Weekly, Fortnightly, Monthly
yes - free
yes
yes
$0.00
yes
yes
none
Receive $2,000 cashback when you refinance or $1,500 when you buy a home under the Advantage Package with a minimum loan size of $250,000 (excludes refinances from Bank of Melbourne, Westpac, St.George, BankSA and RAMS).
5.07% p.a.
n/a
0 Months
none
5.45% p.a.
n/a
n/a
n/a
n/a
n/a
n/a
n/a
n/a
$0.00
$0.00
$0.00
$100.00
none
$395.00 yearly
$350.00
$500,000
$749,999
none
90.00%
Investor
Principal & Interest
Weekly, Fortnightly, Monthly
yes - free
yes
yes - free
$0.00
yes
yes
none
Receive $2,000 cashback when you refinance or $1,500 when you buy a home under the Advantage Package with a minimum loan size of $250,000 (excludes refinances from Bank of Melbourne, Westpac, St.George, BankSA and RAMS).
5.02% p.a.
n/a
0 Months
none
5.41% p.a.
n/a
n/a
n/a
n/a
n/a
n/a
n/a
n/a
$0.00
$0.00
$0.00
$100.00
none
$395.00 yearly
$350.00
$750,000
none
none
90.00%
Investor
Principal & Interest
Weekly, Fortnightly, Monthly
yes - free
yes
yes - free
$0.00
yes
yes
none
Receive $2,000 cashback when you refinance or $1,500 when you buy a home under the Advantage Package with a minimum loan size of $250,000 (excludes refinances from Bank of Melbourne, Westpac, St.George, BankSA and RAMS).
6.21% p.a.
n/a
0 Months
none
6.58% p.a.
n/a
n/a
n/a
n/a
n/a
n/a
n/a
n/a
$0.00
$0.00
$0.00
$100.00
none
$395.00 yearly
$350.00
$100,000
$149,999
none
80.00%
Investor
Interest Only
Weekly, Fortnightly, Monthly
yes - free
yes
yes - free
$0.00
yes
yes
none
none
5.86% p.a.
n/a
0 Months
none
6.23% p.a.
n/a
n/a
n/a
n/a
n/a
n/a
n/a
n/a
$0.00
$0.00
$0.00
$100.00
none
$395.00 yearly
$350.00
$150,000
$249,999
none
80.00%
Investor
Interest Only
Weekly, Fortnightly, Monthly
yes - free
yes
yes - free
$0.00
yes
yes
none
none
5.66% p.a.
n/a
0 Months
none
6.03% p.a.
n/a
n/a
n/a
n/a
n/a
n/a
n/a
n/a
$0.00
$0.00
$0.00
$100.00
none
$395.00 yearly
$350.00
$250,000
$499,999
none
80.00%
Investor
Interest Only
Weekly, Fortnightly, Monthly
yes - free
yes
yes
$0.00
yes
yes
none
Receive $2,000 cashback when you refinance or $1,500 when you buy a home under the Advantage Package with a minimum loan size of $250,000 (excludes refinances from Bank of Melbourne, Westpac, St.George, BankSA and RAMS).
5.61% p.a.
n/a
0 Months
none
5.98% p.a.
n/a
n/a
n/a
n/a
n/a
n/a
n/a
n/a
$0.00
$0.00
$0.00
$100.00
none
$395.00 yearly
$350.00
$500,000
$749,999
none
80.00%
Investor
Interest Only
Weekly, Fortnightly, Monthly
yes - free
yes
yes - free
$0.00
yes
yes
none
Receive $2,000 cashback when you refinance or $1,500 when you buy a home under the Advantage Package with a minimum loan size of $250,000 (excludes refinances from Bank of Melbourne, Westpac, St.George, BankSA and RAMS).
5.56% p.a.
n/a
0 Months
none
5.94% p.a.
n/a
n/a
n/a
n/a
n/a
n/a
n/a
n/a
$0.00
$0.00
$0.00
$100.00
none
$395.00 yearly
$350.00
$750,000
none
none
80.00%
Investor
Interest Only
Weekly, Fortnightly, Monthly
yes - free
yes
yes - free
$0.00
yes
yes
none
Receive $2,000 cashback when you refinance or $1,500 when you buy a home under the Advantage Package with a minimum loan size of $250,000 (excludes refinances from Bank of Melbourne, Westpac, St.George, BankSA and RAMS).
- Customer service is poor in branches & it depends on the branch - Online banking is easy to...
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- Customer service is poor in branches & it depends on the branch - Online banking is easy to use. - Competitive and will negotiate interest rates - However then it depends on who you speak to, on the phone or in the branch
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Lisa | New South Wales
reviewed over 2 years ago
They are good but in WA they have very little branches
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They are good but in WA they have very little branches
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Saul | Western Australia
reviewed almost 3 years ago
From the very start of getting our business St George has displayed poor customer service! If not...
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From the very start of getting our business St George has displayed poor customer service! If not for going through a broker I will never ever sigh up with this bank!
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Kj | New South Wales
reviewed almost 3 years ago
I have always found St George to be helpful and reliable throughout my extensive history of loans...
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I have always found St George to be helpful and reliable throughout my extensive history of loans and accounts with them during the past 14 years. I believe their products are competitive and customer service is of a high standard, and would happily recommend them to others seeking competitive banking services.
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Christine | New South Wales
reviewed about 3 years ago
Easy and slick online system, great customer service and good advantage package.
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Easy and slick online system, great customer service and good advantage package.
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Allan | New South Wales
reviewed about 3 years ago
St.George is Australia's fifth largest bank and has merged with Westpac to create a banking mega force. St.George offers a wide range of products aimed at business and corporate customers. St.George still have a customer focused team who tailor products to suit its customers needs. So if you want a bank that's good with people and good with money too, check out the St George range of credit cards, bank accounts, savings accounts, home loans and personal loans.
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loans.com.au
Essentials Variable
3.64% p.a. variable
3.66% p.a.
$520
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State Custodians
Low Rate Home Loan with Offset
3.68% p.a. variable
3.69% p.a.
$0
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Virgin Money
Reward Me Variable Rate Home Loan
3.68% p.a. variable
3.82% p.a.
$150
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Well Home Loans
Well Balanced
3.49% p.a. variable
3.53% p.a.
$600
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State Custodians
Low Rate Home Loan with Offset
3.68% p.a.
3.69% p.a.
$0
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Newcastle Permanent
Variable Home Loan (Premium Plus Package)
3.82% p.a.
4.22% p.a.
$0
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loans.com.au
Smart Loan Fixed (Package)
3.99% p.a.
fixed 3 years
4.31% p.a.
$520
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Newcastle Permanent
Fixed Rate Home Loan
3.99% p.a.
fixed 3 years
4.82% p.a.
$0
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Virgin Money
Reward Me Fixed Rate Home Loan
3.87% p.a.
fixed 3 years
4.02% p.a.
$150
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NAB
Tailored Home Loan (Fixed, Choice Package)
3.99% p.a.
fixed 3 years
4.86% p.a.
$0
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Bank Australia
Basic Home Loan (Fixed)
3.89% p.a.
fixed 3 years
3.91% p.a.
$0
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Beyond Bank
Fixed Rate Total Home Loan (Package)
3.83% p.a.
fixed 3 years
4.89% p.a.
$0
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State Custodians
Low Rate Home Loan with Offset
3.68% p.a.
3.69% p.a.
$0.00
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Virgin Money
Reward Me Variable Rate Home Loan
3.68% p.a.
3.82% p.a.
$10.00 monthly
