The details shown below are for an owner occupier taking out a principal & interest loan of at least $150,000 with an LVR below 80%
The details shown below are for an owner occupier taking out a interest only loan of at least $150,000 with an LVR below 90%
The details shown below are for an owner occupier taking out a principal & interest loan of at least $150,000 with an LVR below 95%
Choose the version of this loan that suits you best
| Availability | Loan type | LVR | Min loan amount | Max loan amount | |
|---|---|---|---|---|---|
| | Owner Occupier | Principal & Interest | < 80% | $150,000 | |
| | Owner Occupier | Interest Only | < 90% | $150,000 | |
| | Owner Occupier | Principal & Interest | < 95% | $150,000 |
Owner Occupier (Principal & Interest)
LVR < 80%
Loan: $150,000
Owner Occupier (Interest Only)
LVR < 90%
Loan: $150,000
Owner Occupier (Principal & Interest)
LVR < 95%
Loan: $150,000
2.64% p.a.
n/a
n/a
n/a
2.65% p.a.
n/a
n/a
n/a
n/a
n/a
n/a
n/a
n/a
$0.00
$0.00
$0.00
$0.00
n/a
$0.00
$350.00
$150,000
none
none
80.00%
Owner Occupier
Principal & Interest
Weekly, Fortnightly, Monthly
yes - free
no
yes - free
none
yes
yes
Available only to first home buyers who have never previously purchased a property.
none
none
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
2.99% p.a.
n/a
n/a
n/a
2.87% p.a.
n/a
n/a
n/a
n/a
n/a
n/a
n/a
n/a
$0.00
$0.00
$0.00
$0.00
n/a
$0.00
$350.00
$150,000
none
none
90.00%
Owner Occupier
Interest Only
Weekly, Fortnightly, Monthly
yes - free
no
yes - free
none
yes
yes
Available only to first home buyers who have never previously purchased a property.
none
none
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
2.79% p.a.
n/a
n/a
n/a
2.80% p.a.
n/a
n/a
n/a
n/a
n/a
n/a
n/a
n/a
$0.00
$0.00
$0.00
$0.00
n/a
$0.00
$350.00
$150,000
none
none
95.00%
Owner Occupier
Principal & Interest
Weekly, Fortnightly, Monthly
yes - free
no
yes - free
none
yes
yes
Available only to first home buyers who have never previously purchased a property.
none
none
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
I had some financial difficulties during the Covid period. They were wonderful and I could not have asked for better assistance.
Read full reviewI had some financial difficulties during the Covid period. They were wonderful and I could not have asked for better assistance.
Time to pass the savings. Suncorp has not passed on the savings from the RBA. Shame.
Read full reviewTime to pass the savings. Suncorp has not passed on the savings from the RBA. Shame.
We feel well informed about any changes to our interest rates, Suncorp has passed on most of RBA's cuts. We also have all our insurance with Suncorp that we are offered a multi-policy discount for. The local customer service is fantastic to deal with, the only communication issues we have had was with the call centre staff.
Read full reviewWe feel well informed about any changes to our interest rates, Suncorp has passed on most of RBA's cuts. We also have all our insurance with Suncorp that we are offered a multi-policy discount for. The local customer service is fantastic to deal with, the only communication issues we have had was with the call centre staff.
I am happy with Suncorp and the loan is flexible and I am able to put additional repayments on the loan. The loan does not have an annual fee or accounts fees. The only issue is the interest rate which is currently 3.35% which is high compared to other loans at 2.88%. I have contacted Suncorp and they won't reduce the rate so I will shop around.
Read full reviewI am happy with Suncorp and the loan is flexible and I am able to put additional repayments on the loan. The loan does not have an annual fee or accounts fees. The only issue is the interest rate which is currently 3.35% which is high compared to other loans at 2.88%. I have contacted Suncorp and they won't reduce the rate so I will shop around.
Suncorp has very attractive and competitive rates and very good customer relations. Their physical presence outside of Queensland is limited but their knowledgeable online support more than compensated for the lack of branches across Australia.
Read full reviewSuncorp has very attractive and competitive rates and very good customer relations. Their physical presence outside of Queensland is limited but their knowledgeable online support more than compensated for the lack of branches across Australia.
From small beginnings as a Queensland agricultural bank, Suncorp has grown to become Australia's sixth largest bank. Today Suncorp provides term deposits, savings accounts, home loans, personal loans and other financial services to over 800,000 customers through 178 retail outlets, 680 ATMs, 46 Business Centres, online banking and 24-hour call centres. Suncorp's branches are spread mainly throughout Queensland, Victoria and New South Wales, but are expanding into other states.
loans.com.au
Smart Booster Home Loan
1.99% p.a.variable for 12 months and then 2.48% p.a. variable
2.47% p.a.
Newcastle Permanent
Fixed Rate Home Loan (Premium Plus Package)
2.18% p.a.
fixed 3 years
3.62% p.a.
Bank of Queensland
Fixed Rate
2.09% p.a.
fixed 3 years
3.01% p.a.
loans.com.au
Smart Booster Home Loan
1.99% p.a.variable for 12 months and then 2.48% p.a. variable
2.47% p.a.
Newcastle Permanent
Variable Home Loan (Premium Plus Package)
2.94% p.a. variable
3.34% p.a.
loans.com.au
Smart Booster Home Loan
1.99% p.a.variable for 12 months and then 2.48% p.a.
2.47% p.a.
Bank of Queensland
Economy
2.59% p.a.
2.76% p.a.
Newcastle Permanent
Fixed Rate Home Loan (Premium Plus Package)
2.18% p.a.
fixed 3 years
3.62% p.a.
Bank of Queensland
Fixed Rate
2.09% p.a.
fixed 3 years
3.01% p.a.
loans.com.au
Smart Booster Home Loan
1.99% p.a.variable for 12 months and then 2.48% p.a.
2.47% p.a.
$0.00
Yard
Variable Home Loan Special
2.09% p.a.
2.12% p.a.
$0.00
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
