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The Capricornian Premium Choice Home Loan (Fixed Rate)

Advertiser disclosure

The details shown below are for an owner occupier taking out a principal & interest loan of at least $50,000 with an LVR below 90%

The details shown below are for an owner occupier taking out a principal & interest loan of at least $50,000 with an LVR below 95%

The details shown below are for an owner occupier taking out a interest only loan of at least $50,000 with an LVR below 90%

The details shown below are for an owner occupier taking out a interest only loan of at least $50,000 with an LVR below 95%

Choose the version of this loan that suits you best

  • Owner Occupier (Principal & Interest)

    LVR < 90%

    Loan: $50,000

  • Owner Occupier (Principal & Interest)

    LVR 90%-95%

    Loan: $50,000

  • Owner Occupier (Interest Only)

    LVR < 90%

    Loan: $50,000

  • Owner Occupier (Interest Only)

    LVR 90%-95%

    Loan: $50,000

Fixed 3 year rate
2.74% p.a.
Comparison Rate
3.86% p.a.
Service fee
$0.00
Upfront fee
$500
Fixed 3 year rate
2.94% p.a.
Comparison Rate
3.91% p.a.
Service fee
$0.00
Upfront fee
$600
Fixed 3 year rate
3.24% p.a.
Comparison Rate
4.20% p.a.
Service fee
$0.00
Upfront fee
$500
Fixed 3 year rate
3.44% p.a.
Comparison Rate
4.26% p.a.
Service fee
$0.00
Upfront fee
$600

Details

Rates and fees information correct as at 7 December 2021. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates

n/a

n/a

n/a

n/a

2.45% (4.07%*)

2.54% (3.94%*)

2.74% (3.86%*)

n/a

n/a

n/a

n/a

4.20% p.a.

Fees

$500.00

n/a

$0.00

n/a

n/a

$0.00

$100.00

Other financial bits

$50,000

none

none

90.00%

Features

Weekly, Fortnightly, Monthly

no

no

no

none

no

yes

$600 application fee for loans with LVR>80%. Legal and settlement fees charged at cost.

none

none

WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 7 December 2021. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates

n/a

n/a

n/a

n/a

n/a

2.74% (3.98%*)

2.94% (3.91%*)

n/a

n/a

n/a

n/a

4.20% p.a.

Fees

$600.00

n/a

$0.00

n/a

n/a

$0.00

$100.00

Other financial bits

$50,000

none

90.00%

95.00%

Features

Weekly, Fortnightly, Monthly

no

no

no

none

no

yes

$600 application fee for loans with LVR>80%. Legal and settlement fees charged at cost.

none

none

WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 7 December 2021. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates

n/a

n/a

n/a

n/a

2.95% (4.39%*)

3.04% (4.27%*)

3.24% (4.20%*)

n/a

n/a

n/a

n/a

4.50% p.a.

Fees

$500.00

n/a

$0.00

n/a

n/a

$0.00

$100.00

Other financial bits

$50,000

none

none

90.00%

Features

Weekly, Fortnightly, Monthly

no

no

no

none

no

yes

$600 application fee for loans with LVR>80%. Legal and settlement fees charged at cost.

none

none

WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 7 December 2021. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates

n/a

n/a

n/a

n/a

n/a

3.24% (4.31%*)

3.44% (4.26%*)

n/a

n/a

n/a

n/a

4.50% p.a.

Fees

$600.00

n/a

$0.00

n/a

n/a

$0.00

$100.00

Other financial bits

$50,000

none

90.00%

95.00%

Features

Weekly, Fortnightly, Monthly

no

no

no

none

no

yes

$600 application fee for loans with LVR>80%. Legal and settlement fees charged at cost.

none

none

WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

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About The Capricornian

WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.