Choose the version of this loan that suits you best
| Availability | Loan type | LVR | Min loan amount | Max loan amount | |
|---|---|---|---|---|---|
|
|
Owner Occupier | Principal & Interest | < 60% | ||
|
|
Owner Occupier | Principal & Interest | 60%-70% | ||
|
|
Owner Occupier | Principal & Interest | 70%-80% | ||
|
|
Owner Occupier | Principal & Interest | 80%-85% | ||
|
|
Owner Occupier | Interest Only | < 60% | ||
|
|
Owner Occupier | Interest Only | 60%-70% | ||
|
|
Owner Occupier | Interest Only | 70%-80% | ||
|
|
Investor | Principal & Interest | < 60% | ||
|
|
Investor | Principal & Interest | 60%-70% | ||
|
|
Investor | Principal & Interest | 70%-80% | ||
|
|
Investor | Interest Only | < 60% | ||
|
|
Investor | Interest Only | 60%-70% | ||
|
|
Investor | Interest Only | 70%-80% |
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
5.99% (6.32%*) |
|
|
5.79% (6.27%*) |
|
|
5.79% (6.25%*) |
|
|
n/a |
|
|
5.79% (6.20%*) |
|
|
n/a |
|
|
n/a |
|
|
6.09% p.a. |
|
$0.00 |
|
|
$0.00 |
|
|
n/a |
|
|
$250.00 |
|
|
n/a |
|
|
$250.00 yearly |
|
|
$300.00 |
|
none |
|
|
none |
|
|
none |
|
|
60.00% |
|
Weekly, Fortnightly, Monthly |
|
|
yes - free |
|
|
no |
|
|
yes - free |
|
|
none |
|
|
yes |
|
|
yes |
|
|
If the valuation is over $360, ubank will cover the first $360. Home loans with a term of greater than 30 years will only be available for owner-occupied P&I 80% LVR purchase applications. |
|
|
none |
|
|
none |
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
5.99% (6.37%*) |
|
|
5.79% (6.31%*) |
|
|
5.79% (6.28%*) |
|
|
n/a |
|
|
5.79% (6.23%*) |
|
|
n/a |
|
|
n/a |
|
|
6.14% p.a. |
|
$0.00 |
|
|
$0.00 |
|
|
n/a |
|
|
$250.00 |
|
|
n/a |
|
|
$250.00 yearly |
|
|
$300.00 |
|
none |
|
|
none |
|
|
60.00% |
|
|
70.00% |
|
Weekly, Fortnightly, Monthly |
|
|
yes - free |
|
|
no |
|
|
yes - free |
|
|
none |
|
|
yes |
|
|
yes |
|
|
If the valuation is over $360, ubank will cover the first $360. Home loans with a term of greater than 30 years will only be available for owner-occupied P&I 80% LVR purchase applications. |
|
|
none |
|
|
none |
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
5.99% (6.37%*) |
|
|
5.79% (6.31%*) |
|
|
5.79% (6.28%*) |
|
|
n/a |
|
|
5.79% (6.23%*) |
|
|
n/a |
|
|
n/a |
|
|
6.14% p.a. |
|
$0.00 |
|
|
$0.00 |
|
|
n/a |
|
|
$250.00 |
|
|
n/a |
|
|
$250.00 yearly |
|
|
$300.00 |
|
none |
|
|
none |
|
|
70.00% |
|
|
80.00% |
|
Weekly, Fortnightly, Monthly |
|
|
yes - free |
|
|
no |
|
|
yes - free |
|
|
none |
|
|
yes |
|
|
yes |
|
|
If the valuation is over $360, ubank will cover the first $360. Home loans with a term of greater than 30 years will only be available for owner-occupied P&I 80% LVR purchase applications. |
|
|
none |
|
|
none |
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
6.25% (6.83%*) |
|
|
6.29% (6.81%*) |
|
|
6.29% (6.77%*) |
|
|
n/a |
|
|
6.29% (6.72%*) |
|
|
n/a |
|
|
n/a |
|
|
6.64% p.a. |
|
$0.00 |
|
|
$0.00 |
|
|
n/a |
|
|
$250.00 |
|
|
n/a |
|
|
$250.00 yearly |
|
|
$300.00 |
|
none |
|
|
none |
|
|
80.00% |
|
|
85.00% |
|
Weekly, Fortnightly, Monthly |
|
|
yes - free |
|
|
no |
|
|
yes - free |
|
|
none |
|
|
yes |
|
|
yes |
|
|
If the valuation is over $360, ubank will cover the first $360. Home loans with a term of greater than 30 years will only be available for owner-occupied P&I 80% LVR purchase applications. |
|
|
none |
|
|
none |
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
6.39% (6.36%*) |
|
|
6.19% (6.34%*) |
|
|
6.19% (6.35%*) |
|
|
n/a |
|
|
6.19% (6.36%*) |
|
|
n/a |
|
|
n/a |
|
|
6.54% p.a. |
|
$0.00 |
|
|
$0.00 |
|
|
n/a |
|
|
$250.00 |
|
|
n/a |
|
|
$250.00 yearly |
|
|
$300.00 |
|
none |
|
|
none |
|
|
none |
|
|
60.00% |
|
Weekly, Fortnightly, Monthly |
|
|
yes - free |
|
|
no |
|
|
yes - free |
|
|
none |
|
|
yes |
|
|
yes |
|
|
If the valuation is over $360, ubank will cover the first $360. Home loans with a term of greater than 30 years will only be available for owner-occupied P&I 80% LVR purchase applications. |
|
|
none |
|
|
none |
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
6.39% (6.40%*) |
|
|
6.19% (6.38%*) |
|
|
6.19% (6.38%*) |
|
|
n/a |
|
|
6.19% (6.38%*) |
|
|
n/a |
|
|
n/a |
|
|
6.64% p.a. |
|
$0.00 |
|
|
$0.00 |
|
|
n/a |
|
|
$250.00 |
|
|
n/a |
|
|
$250.00 yearly |
|
|
$300.00 |
|
none |
|
|
none |
|
|
60.00% |
|
|
70.00% |
|
Weekly, Fortnightly, Monthly |
|
|
yes - free |
|
|
no |
|
|
yes - free |
|
|
none |
|
|
yes |
|
|
yes |
|
|
If the valuation is over $360, ubank will cover the first $360. Home loans with a term of greater than 30 years will only be available for owner-occupied P&I 80% LVR purchase applications. |
|
|
none |
|
|
none |
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
6.39% (6.40%*) |
|
|
6.19% (6.38%*) |
|
|
6.19% (6.38%*) |
|
|
n/a |
|
|
6.19% (6.38%*) |
|
|
n/a |
|
|
n/a |
|
|
6.64% p.a. |
|
$0.00 |
|
|
$0.00 |
|
|
n/a |
|
|
$250.00 |
|
|
n/a |
|
|
$250.00 yearly |
|
|
$300.00 |
|
none |
|
|
none |
|
|
70.00% |
|
|
80.00% |
|
Weekly, Fortnightly, Monthly |
|
|
yes - free |
|
|
no |
|
|
yes - free |
|
|
none |
|
|
yes |
|
|
yes |
|
|
If the valuation is over $360, ubank will cover the first $360. Home loans with a term of greater than 30 years will only be available for owner-occupied P&I 80% LVR purchase applications. |
|
|
none |
|
|
none |
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
6.15% (6.47%*) |
|
|
5.99% (6.43%*) |
|
|
5.99% (6.41%*) |
|
|
n/a |
|
|
5.99% (6.37%*) |
|
|
n/a |
|
|
n/a |
|
|
6.24% p.a. |
|
$0.00 |
|
|
$0.00 |
|
|
n/a |
|
|
$250.00 |
|
|
n/a |
|
|
$250.00 yearly |
|
|
$300.00 |
|
none |
|
|
none |
|
|
none |
|
|
60.00% |
|
Weekly, Fortnightly, Monthly |
|
|
yes - free |
|
|
no |
|
|
yes - free |
|
|
none |
|
|
yes |
|
|
yes |
|
|
If the valuation is over $360, ubank will cover the first $360. Home loans with a term of greater than 30 years will only be available for owner-occupied P&I 80% LVR purchase applications. |
|
|
none |
|
|
none |
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
6.15% (6.51%*) |
|
|
5.99% (6.47%*) |
|
|
5.99% (6.44%*) |
|
|
n/a |
|
|
5.99% (6.40%*) |
|
|
n/a |
|
|
n/a |
|
|
6.29% p.a. |
|
$0.00 |
|
|
$0.00 |
|
|
n/a |
|
|
$250.00 |
|
|
n/a |
|
|
$250.00 yearly |
|
|
$300.00 |
|
none |
|
|
none |
|
|
60.00% |
|
|
70.00% |
|
Weekly, Fortnightly, Monthly |
|
|
yes - free |
|
|
no |
|
|
yes - free |
|
|
none |
|
|
yes |
|
|
yes |
|
|
If the valuation is over $360, ubank will cover the first $360. Home loans with a term of greater than 30 years will only be available for owner-occupied P&I 80% LVR purchase applications. |
|
|
none |
|
|
none |
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
6.15% (6.51%*) |
|
|
5.99% (6.47%*) |
|
|
5.99% (6.44%*) |
|
|
n/a |
|
|
5.99% (6.40%*) |
|
|
n/a |
|
|
n/a |
|
|
6.29% p.a. |
|
$0.00 |
|
|
$0.00 |
|
|
n/a |
|
|
$250.00 |
|
|
n/a |
|
|
$250.00 yearly |
|
|
$300.00 |
|
none |
|
|
none |
|
|
70.00% |
|
|
80.00% |
|
Weekly, Fortnightly, Monthly |
|
|
yes - free |
|
|
no |
|
|
yes - free |
|
|
none |
|
|
yes |
|
|
yes |
|
|
If the valuation is over $360, ubank will cover the first $360. Home loans with a term of greater than 30 years will only be available for owner-occupied P&I 80% LVR purchase applications. |
|
|
none |
|
|
none |
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
6.39% (6.49%*) |
|
|
6.19% (6.46%*) |
|
|
6.19% (6.45%*) |
|
|
n/a |
|
|
6.19% (6.44%*) |
|
|
n/a |
|
|
n/a |
|
|
6.54% p.a. |
|
$0.00 |
|
|
$0.00 |
|
|
n/a |
|
|
$250.00 |
|
|
n/a |
|
|
$250.00 yearly |
|
|
$300.00 |
|
none |
|
|
none |
|
|
none |
|
|
60.00% |
|
Weekly, Fortnightly, Monthly |
|
|
yes - free |
|
|
no |
|
|
yes - free |
|
|
none |
|
|
yes |
|
|
yes |
|
|
If the valuation is over $360, ubank will cover the first $360. Home loans with a term of greater than 30 years will only be available for owner-occupied P&I 80% LVR purchase applications. |
|
|
none |
|
|
none |
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
6.39% (6.54%*) |
|
|
6.19% (6.50%*) |
|
|
6.19% (6.49%*) |
|
|
n/a |
|
|
6.19% (6.47%*) |
|
|
n/a |
|
|
n/a |
|
|
6.64% p.a. |
|
$0.00 |
|
|
$0.00 |
|
|
n/a |
|
|
$250.00 |
|
|
n/a |
|
|
$250.00 yearly |
|
|
$300.00 |
|
none |
|
|
none |
|
|
60.00% |
|
|
70.00% |
|
Weekly, Fortnightly, Monthly |
|
|
yes - free |
|
|
no |
|
|
yes - free |
|
|
none |
|
|
yes |
|
|
yes |
|
|
If the valuation is over $360, ubank will cover the first $360. Home loans with a term of greater than 30 years will only be available for owner-occupied P&I 80% LVR purchase applications. |
|
|
none |
|
|
none |
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
6.39% (6.54%*) |
|
|
6.19% (6.50%*) |
|
|
6.19% (6.49%*) |
|
|
n/a |
|
|
6.19% (6.47%*) |
|
|
n/a |
|
|
n/a |
|
|
6.64% p.a. |
|
$0.00 |
|
|
$0.00 |
|
|
n/a |
|
|
$250.00 |
|
|
n/a |
|
|
$250.00 yearly |
|
|
$300.00 |
|
none |
|
|
none |
|
|
70.00% |
|
|
80.00% |
|
Weekly, Fortnightly, Monthly |
|
|
yes - free |
|
|
no |
|
|
yes - free |
|
|
none |
|
|
yes |
|
|
yes |
|
|
If the valuation is over $360, ubank will cover the first $360. Home loans with a term of greater than 30 years will only be available for owner-occupied P&I 80% LVR purchase applications. |
|
|
none |
|
|
none |
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
I LIKE THIS BANK FOR ITS FLEXIBLE AND VERY COMPETITIVE HOME LOANS. THE EASE OF APPLICATION ALSO WAS A PLUS FACTOR BEING CONDUCTED EFFICIENTLY VIA PHONE AND INTERNET. I REALLY LIKE THE EASE WITH WHICH I CAN MAKE ADDITIONAL REPAYMENTS, AND THE REDRAW FACILITY WHICH AGAIN IS EASY AND DOES NOT HAVE YOU FILLING IN COPIOUS AMOUNTS OF PAPERWORK. MY STATEMENTS ARE CLEAR AND EASY TO UNDERSTAND AND THE CUSTOMER SERVICE HAS ALWAYS BEEN PROMPT, CURTEOUS AND EFFICIENT.
Read full reviewI LIKE THIS BANK FOR ITS FLEXIBLE AND VERY COMPETITIVE HOME LOANS. THE EASE OF APPLICATION ALSO WAS A PLUS FACTOR BEING CONDUCTED EFFICIENTLY VIA PHONE AND INTERNET. I REALLY LIKE THE EASE WITH WHICH I CAN MAKE ADDITIONAL REPAYMENTS, AND THE REDRAW FACILITY WHICH AGAIN IS EASY AND DOES NOT HAVE YOU FILLING IN COPIOUS AMOUNTS OF PAPERWORK. MY STATEMENTS ARE CLEAR AND EASY TO UNDERSTAND AND THE CUSTOMER SERVICE HAS ALWAYS BEEN PROMPT, CURTEOUS AND EFFICIENT.
This is a no frills bank, no branch available , all communication is online or via phone but staff have always been helpful . Low interest rate and low fees. Would recommend.
Read full reviewThis is a no frills bank, no branch available , all communication is online or via phone but staff have always been helpful . Low interest rate and low fees. Would recommend.
Great Rate Home Loan
5.99% p.a. variable
6.01% p.a.
Home Value Loan
6.09% p.a. variable
6.09% p.a.
Express Home Loan (Fixed)
6.04% p.a.
fixed 3 years
6.21% p.a.
3 Year Fixed Rate Home Loan (Special Offer)
5.49% p.a.
fixed 3 years
6.62% p.a.
OMG Home Loan
5.99% p.a. variable
6.02% p.a.
3 Year Fixed Rate Home Loan (Special Offer)
5.49% p.a.
fixed 3 years
6.62% p.a.
Great Rate Home Loan
5.99% p.a. variable
6.01% p.a.
Flex Home Loan
6.14% p.a. variable
6.38% p.a.
Express Home Loan
6.09% p.a. variable
6.22% p.a.
Elevate
6.18% p.a. variable
6.18% p.a.
Great Rate Home Loan
5.99% p.a.
6.01% p.a.
Express Home Loan
6.09% p.a.
6.22% p.a.
OMG Home Loan
5.99% p.a.
6.02% p.a.
Elevate
6.18% p.a.
6.18% p.a.
Mortgage Simplifier
6.14% p.a.
6.17% p.a.
Express Home Loan (Fixed)
6.04% p.a.
fixed 3 years
6.21% p.a.
3 Year Fixed Rate Home Loan (Special Offer)
5.49% p.a.
fixed 3 years
6.62% p.a.
Fixed Home Loan Rate
5.59% p.a.
fixed 3 years
6.31% p.a.
Basic Home Loan (Fixed)
5.49% p.a.
fixed 3 years
6.02% p.a.
3 Year Fixed Rate Home Loan (Special Offer)
5.59% p.a.
fixed 3 years
6.64% p.a.
Fixed Rate Loan
5.79% p.a.
fixed 3 years
6.07% p.a.
Fixed Rate
6.59% p.a.
fixed 3 years
7.06% p.a.
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
