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UniBank Your Way Basic Variable Home Loan

Advertiser disclosure
The details shown below are for an owner occupier taking out a principal & interest loan between $150,000 and $5,000,000 with an LVR below 80%
The details shown below are for an owner occupier taking out a principal & interest loan between $150,000 and $5,000,000 with an LVR below 95%
The details shown below are for an owner occupier taking out a interest only loan between $150,000 and $5,000,000 with an LVR below 80%
The details shown below are for an owner occupier taking out a interest only loan between $150,000 and $5,000,000 with an LVR below 95%
The details shown below are for an investor taking out a principal & interest loan between $150,000 and $5,000,000 with an LVR below 80%
The details shown below are for an investor taking out a principal & interest loan between $150,000 and $5,000,000 with an LVR below 95%
The details shown below are for an investor taking out a interest only loan between $150,000 and $5,000,000 with an LVR below 80%
The details shown below are for an investor taking out a interest only loan between $150,000 and $5,000,000 with an LVR below 95%

Choose the version of this loan that suits you best

Availability Loan type LVR Min loan amount Max loan amount
Owner Occupier Principal & Interest < 80% $150,000 $5,000,000
Owner Occupier Principal & Interest 80%-95% $150,000 $5,000,000
Owner Occupier Interest Only < 80% $150,000 $5,000,000
Owner Occupier Interest Only 80%-95% $150,000 $5,000,000
Investor Principal & Interest < 80% $150,000 $5,000,000
Investor Principal & Interest 80%-95% $150,000 $5,000,000
Investor Interest Only < 80% $150,000 $5,000,000
Investor Interest Only 80%-95% $150,000 $5,000,000
  • Owner Occupier (Principal & Interest)
    LVR < 80%
    Loan: $150,000 $5,000,000
  • Owner Occupier (Principal & Interest)
    LVR 80%-95%
    Loan: $150,000 $5,000,000
  • Owner Occupier (Interest Only)
    LVR < 80%
    Loan: $150,000 $5,000,000
  • Owner Occupier (Interest Only)
    LVR 80%-95%
    Loan: $150,000 $5,000,000
  • Investor (Principal & Interest)
    LVR < 80%
    Loan: $150,000 $5,000,000
  • Investor (Principal & Interest)
    LVR 80%-95%
    Loan: $150,000 $5,000,000
  • Investor (Interest Only)
    LVR < 80%
    Loan: $150,000 $5,000,000
  • Investor (Interest Only)
    LVR 80%-95%
    Loan: $150,000 $5,000,000
Rate
6.14% p.a.
Comparison Rate
6.20% p.a.
Service fee
Upfront fee
$850
Rate
6.89% p.a.
Comparison Rate
6.96% p.a.
Service fee
Upfront fee
$850
Rate
6.54% p.a.
Comparison Rate
6.60% p.a.
Service fee
Upfront fee
$850
Rate
7.29% p.a.
Comparison Rate
7.36% p.a.
Service fee
Upfront fee
$850
Rate
6.44% p.a.
Comparison Rate
6.50% p.a.
Service fee
Upfront fee
$850
Rate
7.19% p.a.
Comparison Rate
7.26% p.a.
Service fee
Upfront fee
$850
Rate
6.84% p.a.
Comparison Rate
6.91% p.a.
Service fee
Upfront fee
$850
Rate
7.59% p.a.
Comparison Rate
7.66% p.a.
Service fee
Upfront fee
$850

Details

Rates and fees information correct as at 28 March 2024. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates

6.14% p.a.

n/a

n/a

n/a

6.20% p.a.

n/a

n/a

n/a

n/a

n/a

n/a

n/a

n/a

Fees

$600.00

n/a

n/a

$250.00

n/a

n/a

$210.00

Other financial bits

$150,000

$5,000,000

none

80.00%

Features

Owner Occupier

Principal & Interest

Weekly, Fortnightly, Monthly

yes - free

none

yes - free

none

yes

no

Legal and Valuation fees payable at cost.

none

none

WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 28 March 2024. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates

6.89% p.a.

n/a

n/a

n/a

6.96% p.a.

n/a

n/a

n/a

n/a

n/a

n/a

n/a

n/a

Fees

$600.00

n/a

n/a

$250.00

n/a

n/a

$210.00

Other financial bits

$150,000

$5,000,000

80.00%

95.00%

Features

Owner Occupier

Principal & Interest

Weekly, Fortnightly, Monthly

yes - free

none

yes - free

none

yes

no

Legal and Valuation fees payable at cost.

none

none

WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 28 March 2024. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates

6.54% p.a.

n/a

n/a

n/a

6.60% p.a.

n/a

n/a

n/a

n/a

n/a

n/a

n/a

n/a

Fees

$600.00

n/a

n/a

$250.00

n/a

n/a

$210.00

Other financial bits

$150,000

$5,000,000

none

80.00%

Features

Owner Occupier

Interest Only

Weekly, Fortnightly, Monthly

yes - free

none

yes - free

none

yes

no

Legal and Valuation fees payable at cost.

none

none

WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 28 March 2024. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates

7.29% p.a.

n/a

n/a

n/a

7.36% p.a.

n/a

n/a

n/a

n/a

n/a

n/a

n/a

n/a

Fees

$600.00

n/a

n/a

$250.00

n/a

n/a

$210.00

Other financial bits

$150,000

$5,000,000

80.00%

95.00%

Features

Owner Occupier

Interest Only

Weekly, Fortnightly, Monthly

yes - free

none

yes - free

none

yes

no

Legal and Valuation fees payable at cost.

none

none

WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 28 March 2024. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates

6.44% p.a.

n/a

n/a

n/a

6.50% p.a.

n/a

n/a

n/a

n/a

n/a

n/a

n/a

n/a

Fees

$600.00

n/a

n/a

$250.00

n/a

n/a

$210.00

Other financial bits

$150,000

$5,000,000

none

80.00%

Features

Investor

Principal & Interest

Weekly, Fortnightly, Monthly

yes - free

none

yes - free

none

yes

no

Legal and Valuation fees payable at cost.

none

none

WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 28 March 2024. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates

7.19% p.a.

n/a

n/a

n/a

7.26% p.a.

n/a

n/a

n/a

n/a

n/a

n/a

n/a

n/a

Fees

$600.00

n/a

n/a

$250.00

n/a

n/a

$210.00

Other financial bits

$150,000

$5,000,000

80.00%

95.00%

Features

Investor

Principal & Interest

Weekly, Fortnightly, Monthly

yes - free

none

yes - free

none

yes

no

Legal and Valuation fees payable at cost.

none

none

WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 28 March 2024. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates

6.84% p.a.

n/a

n/a

n/a

6.91% p.a.

n/a

n/a

n/a

n/a

n/a

n/a

n/a

n/a

Fees

$600.00

n/a

n/a

$250.00

n/a

n/a

$210.00

Other financial bits

$150,000

$5,000,000

none

80.00%

Features

Investor

Interest Only

Weekly, Fortnightly, Monthly

yes - free

none

yes - free

none

yes

no

Legal and Valuation fees payable at cost.

none

none

WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 28 March 2024. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates

7.59% p.a.

n/a

n/a

n/a

7.66% p.a.

n/a

n/a

n/a

n/a

n/a

n/a

n/a

n/a

Fees

$600.00

n/a

n/a

$250.00

n/a

n/a

$210.00

Other financial bits

$150,000

$5,000,000

80.00%

95.00%

Features

Investor

Interest Only

Weekly, Fortnightly, Monthly

yes - free

none

yes - free

none

yes

no

Legal and Valuation fees payable at cost.

none

none

WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Customer Reviews

How are UniBank home loans rated by the Mozo community?

Overall
Price
Features
Customer service
Convenience
Trust

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WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

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