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Yellow Brick Road Flexi Option Home Loan (Offset)

The details shown below are for an owner occupier taking out a principal & interest loan between $250,000 and $2,000,000 with an LVR below 90%

The details shown below are for an owner occupier taking out a principal & interest loan between $10,000 and $2,000,000 with an LVR below 80%

The details shown below are for an owner occupier taking out a principal & interest loan between $10,000 and $2,000,000 with an LVR below 90%

The details shown below are for an owner occupier taking out a interest only loan between $10,000 and $2,000,000 with an LVR below 80%

The details shown below are for an investor taking out a principal & interest loan between $250,000 and $2,000,000 with an LVR below 90%

The details shown below are for an investor taking out a interest only loan between $250,000 and $2,000,000 with an LVR below 90%

The details shown below are for an investor taking out a interest only loan between $250,000 and $2,000,000 with an LVR below 80%

The details shown below are for an investor taking out a principal & interest loan between $10,000 and $2,000,000 with an LVR below 80%

The details shown below are for an investor taking out a principal & interest loan between $10,000 and $2,000,000 with an LVR below 90%

Choose the version of this loan that suits you best

  • Owner Occupier (Principal & Interest)

    LVR < 90%

    Loan: $250,000 $2,000,000

  • Owner Occupier (Principal & Interest)

    LVR < 80%

    Loan: $10,000 $2,000,000

  • Owner Occupier (Principal & Interest)

    LVR 80%-90%

    Loan: $10,000 $2,000,000

  • Owner Occupier (Interest Only)

    LVR < 80%

    Loan: $10,000 $2,000,000

  • Investor (Principal & Interest)

    LVR < 90%

    Loan: $250,000 $2,000,000

  • Investor (Interest Only)

    LVR 80%-90%

    Loan: $250,000 $2,000,000

  • Investor (Interest Only)

    LVR < 80%

    Loan: $250,000 $2,000,000

  • Investor (Principal & Interest)

    LVR < 80%

    Loan: $10,000 $2,000,000

  • Investor (Principal & Interest)

    LVR < 90%

    Loan: $10,000 $2,000,000

Rate
2.77% p.a.
Comparison Rate*
2.94% p.a.
Service fee
$10.00 monthly
Upfront fee
$480
Rate
3.17% p.a.
Comparison Rate*
3.36% p.a.
Service fee
$10.00 monthly
Upfront fee
$744
Rate
3.37% p.a.
Comparison Rate*
3.55% p.a.
Service fee
$10.00 monthly
Upfront fee
$744
Rate
4.22% p.a.
Comparison Rate*
4.40% p.a.
Service fee
$10.00 monthly
Upfront fee
$744
Rate
3.14% p.a.
Comparison Rate*
3.31% p.a.
Service fee
$10.00 monthly
Upfront fee
$480
Rate
3.77% p.a.
Comparison Rate*
3.93% p.a.
Service fee
$10.00 monthly
Upfront fee
$480
Rate
3.34% p.a.
Comparison Rate*
3.51% p.a.
Service fee
$10.00 monthly
Upfront fee
$480
Rate
3.52% p.a.
Comparison Rate*
3.70% p.a.
Service fee
$10.00 monthly
Upfront fee
$744
Rate
3.72% p.a.
Comparison Rate*
3.90% p.a.
Service fee
$10.00 monthly
Upfront fee
$744

Details

Rates and fees information correct as at 20 October 2020. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates
  • 2.77% p.a.

  • n/a

  • n/a

  • n/a

  • 2.94% p.a.

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

Fees
  • $150.00

  • $330.00

  • $0.00

  • $0.00

  • n/a

  • $10.00 monthly

  • $495.00

Other financial bits
  • $250,000

  • $2,000,000

  • none

  • 90.00%

Features
  • Owner Occupier

  • Principal & Interest

  • Monthly

  • yes - free

  • no

  • yes - free

  • $0.00

  • yes

  • yes

  • none

  • none

  • none

*WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 20 October 2020. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates
  • 3.17% p.a.

  • n/a

  • n/a

  • n/a

  • 3.36% p.a.

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

Fees
  • $150.00

  • $330.00

  • $264.00

  • $0.00

  • n/a

  • $10.00 monthly

  • $495.00

Other financial bits
  • $10,000

  • $2,000,000

  • none

  • 80.00%

Features
  • Owner Occupier

  • Principal & Interest

  • Monthly

  • yes - free

  • no

  • yes - free

  • $0.00

  • yes

  • yes

  • none

  • none

  • none

*WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 20 October 2020. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates
  • 3.37% p.a.

  • n/a

  • n/a

  • n/a

  • 3.55% p.a.

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

Fees
  • $150.00

  • $330.00

  • $264.00

  • $0.00

  • n/a

  • $10.00 monthly

  • $495.00

Other financial bits
  • $10,000

  • $2,000,000

  • 80.00%

  • 90.00%

Features
  • Owner Occupier

  • Principal & Interest

  • Monthly

  • yes - free

  • no

  • yes - free

  • $0.00

  • yes

  • yes

  • none

  • none

  • none

*WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 20 October 2020. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates
  • 4.22% p.a.

  • n/a

  • n/a

  • n/a

  • 4.40% p.a.

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

Fees
  • $150.00

  • $330.00

  • $264.00

  • $0.00

  • n/a

  • $10.00 monthly

  • $495.00

Other financial bits
  • $10,000

  • $2,000,000

  • none

  • 80.00%

Features
  • Owner Occupier

  • Interest Only

  • Monthly

  • yes - free

  • no

  • yes - free

  • $0.00

  • yes

  • yes

  • none

  • none

  • none

*WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 20 October 2020. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates
  • 3.14% p.a.

  • n/a

  • n/a

  • n/a

  • 3.31% p.a.

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

Fees
  • $150.00

  • $330.00

  • $0.00

  • $0.00

  • n/a

  • $10.00 monthly

  • $495.00

Other financial bits
  • $250,000

  • $2,000,000

  • none

  • 90.00%

Features
  • Investor

  • Principal & Interest

  • Monthly

  • yes - free

  • no

  • yes - free

  • $0.00

  • yes

  • yes

  • none

  • none

  • none

*WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 20 October 2020. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates
  • 3.77% p.a.

  • n/a

  • n/a

  • n/a

  • 3.93% p.a.

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

Fees
  • $150.00

  • $330.00

  • $0.00

  • $0.00

  • n/a

  • $10.00 monthly

  • $495.00

Other financial bits
  • $250,000

  • $2,000,000

  • 80.00%

  • 90.00%

Features
  • Investor

  • Interest Only

  • Monthly

  • yes - free

  • no

  • yes - free

  • $0.00

  • yes

  • yes

  • none

  • none

  • none

*WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 20 October 2020. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates
  • 3.34% p.a.

  • n/a

  • n/a

  • n/a

  • 3.51% p.a.

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

Fees
  • $150.00

  • $330.00

  • $0.00

  • $0.00

  • n/a

  • $10.00 monthly

  • $495.00

Other financial bits
  • $250,000

  • $2,000,000

  • none

  • 80.00%

Features
  • Investor

  • Interest Only

  • Monthly

  • yes - free

  • no

  • yes - free

  • $0.00

  • yes

  • yes

  • none

  • none

  • none

*WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 20 October 2020. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates
  • 3.52% p.a.

  • n/a

  • n/a

  • n/a

  • 3.70% p.a.

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

Fees
  • $150.00

  • $330.00

  • $264.00

  • $0.00

  • n/a

  • $10.00 monthly

  • $495.00

Other financial bits
  • $10,000

  • $2,000,000

  • none

  • 80.00%

Features
  • Investor

  • Principal & Interest

  • Monthly

  • yes - free

  • no

  • yes - free

  • $0.00

  • yes

  • yes

  • none

  • none

  • none

*WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 20 October 2020. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates
  • 3.72% p.a.

  • n/a

  • n/a

  • n/a

  • 3.90% p.a.

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

Fees
  • $150.00

  • $330.00

  • $264.00

  • $0.00

  • n/a

  • $10.00 monthly

  • $495.00

Other financial bits
  • $10,000

  • $2,000,000

  • none

  • 90.00%

Features
  • Investor

  • Principal & Interest

  • Monthly

  • yes - free

  • no

  • yes - free

  • $0.00

  • yes

  • yes

  • none

  • none

  • none

*WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Customer Reviews

How are Yellow Brick Road home loans rated by the Mozo community?

Overall
7.7/10
Price
7.9/10
Features
8.4/10
Customer service
7.8/10
Convenience
7.2/10
Trust
7.6/10
Yellow Brick Road

About Yellow Brick Road

Yellow Brick Road offers a range of financial services and products to Australians. These include financial advice and professional services, insurance and tax as well as low rate home loans, redraw accounts and offset facilities.

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Offset Home Loan (Package)

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2.81% p.a.

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loans.com.au

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2.48% p.a.

2.50% p.a.

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2.59% p.a.

2.60% p.a.

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AcceleRATES Variable Home Loan

2.34% p.a.

2.34% p.a.

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Homestar

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2.29% p.a.

2.32% p.a.

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UBank

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UHomeLoan - Discount Offer

2.49% p.a.

2.49% p.a.

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Illawarra Credit Union

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1.99% p.a.variable for 24 months and then 2.50% p.a.

2.93% p.a.

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2.68% p.a.

2.69% p.a.

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n/a

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HSBC

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fixed 3 years

2.95% p.a.

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2.38% p.a.

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UHomeLoan (1 Year Fixed)

n/a

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2.49% p.a.
fixed 3 years

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2.25% p.a.
fixed 3 years

3.41% p.a.

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3.08% p.a.

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fixed 3 years

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2.81% p.a.

$248.00 yearly

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2.50% p.a.

$0.00

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Athena

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2.34% p.a.

2.34% p.a.

$0.00

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Homestar

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Star Essentials Home Loan

2.29% p.a.

2.32% p.a.

$0.00

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UHomeLoan - Discount Offer

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$10.00 monthly

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*WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.