The comprehensive car insurance offer from Australia Post is all about making your life simpler when setting up cover, when you have to make a claim and when your wheels are out of action. You won’t need to stress about reporting accessories or modifications with AusPost as it’s all covered as standard. Add new-for-old car replacement and hire car cover after a not at fault claim and you’ve got a top quality deal.
Australia Post’s comprehensive cover is all about flexibility, before, during and following the claims process. The generous hire car cover is a great feature. If your car is being repaired or replaced after a theft or accident where you weren’t at fault, you’ll be sorted for 14 days of hire car cover (post-accident hire car cover is often only an option extra).
If you do write-off your car, AusPost will replace it with a new comparable model, so long as your retired wheels were less than 3 years old and had travelled under 60,000km.
Other great features include $1,000 of personal property cover for items inside your car, up to $1,000 cover for emergency travel and accommodation if you’re more than 100km away from home, and excess-free windscreen repairs. Windscreen and glass replacement does come with an excess unless you add excess-free cover for this as an optional extra (at an extra cost), though.
Other optional extras include having your own choice of repairer – which is good if you prefer your dedicated mechanic – and hire car cover after an at-fault incident.
Keep in mind, there’s a $600 young driver (under 25) claims excess, which rises to $1,600 if they’re also not listed on the policy.
If you’re someone who loves a regular group road trip, having excess-free windscreen repairs and considerable emergency cover will be useful. It’s also a great policy for anyone with a modified car or those who know they’ll need a hire car to get around after an incident.
If you want the flexibility to spread your premium payment out in monthly instalments to better fit your budget, you’ll have to pay around 10% extra.
Any information provided on this page should be considered a summary and general advice only. All information should be verified before purchase via the relevant Product Disclosure Statement (PDS).
On the whole they were what I could afford, so you get what you pay for.Read full review
On the whole they were what I could afford, so you get what you pay for.
Very cheap, although have not had to claim with them so far.Read full review
Very cheap, although have not had to claim with them so far.
I've had nothing but fabulous service from this insurer.Read full review
I've had nothing but fabulous service from this insurer.
I was very disappointed in all aspects and the way they conduct themselves with customers.Read full review
I was very disappointed in all aspects and the way they conduct themselves with customers.
Very informative on all policies, very efficient in customer claims when involving recent car accident. Approachable & Friendly staff, great service and value for your money.Read full review
Very informative on all policies, very efficient in customer claims when involving recent car accident. Approachable & Friendly staff, great service and value for your money.