Cover information and limits in the table below verified as correct at 2 March 2024. Other information correct at the time of writing.
Advertiser disclosure. Important information on terms, conditions and sub-limits
|Monthly premiums available
|Maximum no claim discount
|Choice of repairer
up to 15%
Absolutely. You’ve got the choice between a low excess or a high one. Might seem like a no brainer, but here’s the catch - if you opt to pay a low excess, you’ll wind up paying a higher premium upfront. The opposite also applies, so if you want to cut down the price of your premium, you might opt for higher excess.
Another thing to keep in mind is that an extra excess will apply for drivers under 25, or who aren’t listed on the policy.
Another option for keeping your premium low is to cash in on all the available discounts. With NAB, these include:
Something to keep in mind though - you can only claim the multi policy discount when you buy over the phone, in which case you won’t get the online discount. So it’s one or the other, unfortunately.
Basically, a car insurance premium is based on how likely it is that you’ll have to make a claim on it. The riskier you are as a car owner, the higher your premium will be.
To work that out, NAB looks at a bunch of different factors, including:
You can choose to pay your NAB premium either upfront as one lump sum or on a monthly basis at no extra charge.
If you find yourself in an emergency, that’s when you really want your car insurance to come through for you. So it’s important to understand just what cover your NAB policy offers. You can make use of:
We’ve covered some of the frequently asked questions about NAB car insurance, but if you want to get into the nitty gritty of what it’s really like to take out a policy with NAB, why not hear it from the people who know best? That’s why we’ve got a customer review section, where you can check out how NAB customers rate their car insurance on things like policy coverage, customer service and price.
Your NAB car insurance cover is actually handled by Allianz, so when you make a claim, that’s who you’ll mainly be dealing with. You can claim by filling out an online form, or by giving the Allianz claims hotline a call.
When you go to make a claim, make sure you have a few things handy, including:
Mozo users have rated NAB car insurance on price, features, convenience, trust and customer service so you can see what real Aussies have to say about their experiences.
Absolutely amazing, willing to help and answer questions and point you in the right direction.Read full review
Absolutely amazing, willing to help and answer questions and point you in the right direction.