NAB Comprehensive Cover

Discounts and excesses

• Monthly premiums available

  Yes

• Choice of excess

  $650 - $2,150

• Young driver excess imposed

  $350-$550 for listed drivers under 25, $900 for unlisted drivers under 25, $350-$600 for inexperienced drivers.

• Maximum no claim discount table

  65% (TAS)
  60% (NSW)
  65% (SA)
  60% (QLD)
  60% (ACT)
  60% (NT)
  60% (WA)
  65% (VIC)

• Maximum no claim discount term

  6 years

• Online discount

  11%

• Multi policy discount

  Multi policy discount available, but only through the phone, and will forgo the 10% online discount for the first year.

• No claim discount

  Protection of maximum no claim discount can be purchased with extra premium.

• Discounts available

  Up to 65% no claim bonus discount, up to 11% for policy purchased online, and up to 10% bonus discount for first year.

Service features

• Roadside assistance

  12 months free

• Choice of repairer

  Yes

• Claims service 24 7

  Yes

• Other benefits

  n/a

• Other restrictions

  n/a

Coverage summary

• Agreed or market value

  Agreed or Market

• New car if written off

  Yes - within 2 years of original registration

• Personal property cover

  Up to $1,000 if damaged or stolen.

• Windscreen cover

  Yes - standard excess. Option to reduce excess for first windscreen replacement claim and first two repairs each year to $0 for an additional premium.

• Emergency repairs without assessment

  Up to $500

• Emergency options

  Reasonable towing costs. Up to $1,000 travel and accommodation costs if greater than 100 km from home.

• Rental car after theft

  Yes - Up to 30 days, max $100 per day.

• Rental car after accident

  Not at fault - Optional Extra. At fault - Optional Extra. Up to 30 days, max $100 per day.

• Rental car liability

  Yes - legal liability cover when using a substitute vehicle. Up to $3,000 contribution towards excess or security bond when using a hire car after theft or accident when optional policy is selected.

• Trailer or caravan cover

  Up to $1,000

• Replacement keys

  Up to $1,000 if stolen.

• Baby capsule or seats

  Up to $500

• Modifications

  Covered only if agreed in writing.

• Accidental death cover for driver

  $25,000 within 90 days of accident.

• Rideshare cover

  Optional Extra