Details Rates and fees information correct as at 11 July 2020. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing. Discounts and excesses
Monthly premiums available
Choice of excess
Young driver excess imposed
$350-$550 for listed drivers under 25, $900 for unlisted drivers under 25, $350-$600 for inexperienced drivers.
Maximum no claim discount table
(TAS) 60% (NSW) 65% (SA) 60% (QLD) 60% (ACT) 60% (NT) 60% (WA) 65% (VIC)
Maximum no claim discount term
Multi policy discount
Multi policy discount available, but only through the phone, and will forgo the 10% online discount for the first year.
No claim discount
Protection of maximum no claim discount can be purchased with extra premium.
Up to 65% no claim bonus discount, up to 11% for policy purchased online, and up to 10% bonus discount for first year.
Choice of repairer
Claims service 24 7
Other restrictions Coverage summary
Agreed or market value
New car if written off
- within 2 years of original registration
Personal property cover
Up to $1,000 if damaged or stolen.
Yes - standard excess. Option to reduce excess for first windscreen replacement claim and first two repairs each year to $0 for an additional premium.
Emergency repairs without assessment
Reasonable towing costs. Up to $1,000 travel and accommodation costs if greater than 100 km from home.
Rental car after theft
- Up to 30 days, max $100 per day.
Rental car after accident
Not at fault - Optional Extra. At fault - Optional Extra. Up to 30 days, max $100 per day.
Rental car liability
Yes - legal liability cover when using a substitute vehicle. Up to $3,000 contribution towards excess or security bond when using a hire car after theft or accident when optional policy is selected.
Trailer or caravan cover
Baby capsule or seats
Covered only if agreed in writing.
Accidental death cover for driver
$25,000 within 90 days of accident.
*as voted by the Mozo community