Rates and fees verified as correct at 28 January, 2021. Other information correct at the time of writing. Advertiser disclosure.
| Product | Monthly premiums available | Maximum no claim discount | Online discount | Choice of repairer |
|---|---|---|---|---|
| Comprehensive Motor Vehicle Insurance | Yes costs extra | up to 60% | n/a | No |
Any information provided on this page should be considered a summary and general advice only. All information should be verified before purchase via the relevant Product Disclosure Statement (PDS).
† Mozo may receive a payment from financial providers listed on the site. Customer reviews are in no way affected by any commercial relationships Mozo has with providers.
That depends on your budget and how you want to manage your insurance. You may want to pay a lower premium now in return for higher excess at the time of an accident, or you may be happy to pay a bit more upfront so you don’t have to come up with the cash when you really need it most.
Another thing to remember is that young drivers will pay an extra excess.
Your premium will depend on a bunch of different things that all combine to give RACT an idea of how likely it is you will make a claim. These things include:
You can choose to pay your premium annually in one lump sum, or you can pay in monthly installments. Keep in mind, paying monthly will incur extra charges.
Love a discount? When you take out car insurance with RACT, there are a bunch of discounts you can cash in on, including:
No claims discount
Multi-policy discount
Silver driver discount (for people over 50, working less than 20 hours a week)
Your RACT insurance policy will cover heaps of unexpected costs that might come with having an accident in your car. Covers include:
Remember, conditions apply to these benefits.
Other cover options you may want to add to your policy for extra security include the cost of a rental car after you have an accident and cover for any modifications to your vehicle.
Want to hear what real Tasmanians think of RACT car insurance coverage? Well, now you can, in Mozo’s customer review section. We’ve asked RACT customers to rate their experience in terms of price, convenience, customer service and more.
Need to make a claim on your RACT car insurance policy? There are a few things you should make sure you have in order to make the process as quick and easy as possible.
Mozo users have rated RACT car insurance on price, features, convenience, trust and customer service so you can see what real Aussies have to say about their experiences.
208 Reviews
Their information online and offers for consumers is always current and informative.
Read full reviewTheir information online and offers for consumers is always current and informative.
They are no fuss and cover almost everything. I am happy with the price and it includes roadside assistance.
Read full reviewThey are no fuss and cover almost everything. I am happy with the price and it includes roadside assistance.
They stole money from me and refuse to follow up on my customer service complaints and emails. I deliberately and very clearly cancelled my insurance after the one year expired. Somehow they thought it was okay to continue to charge my card, even though they responded to my cancellation request and it was made explicit that I want nothing more to do with their company. Sketchy and fraudulent business practices they should be ashamed of. Business must be tough when you have to scam loyal, hard-working, and honest customers.
Read full reviewThey stole money from me and refuse to follow up on my customer service complaints and emails. I deliberately and very clearly cancelled my insurance after the one year expired. Somehow they thought it was okay to continue to charge my card, even though they responded to my cancellation request and it was made explicit that I want nothing more to do with their company. Sketchy and fraudulent business practices they should be ashamed of. Business must be tough when you have to scam loyal, hard-working, and honest customers.
The RACT have wonderful informative staff, are trustworthy and quickly pay out any claim. I would thoroughly recommend them to anyone looking for insurance.
Read full reviewThe RACT have wonderful informative staff, are trustworthy and quickly pay out any claim. I would thoroughly recommend them to anyone looking for insurance.
