Rates and fees verified as correct at 06 August, 2021. Other information correct at the time of writing. Advertiser disclosure.
| Product | Monthly premiums available | Maximum no claim discount | Online discount | Choice of repairer |
|---|---|---|---|---|
| Comprehensive Motor Vehicle Insurance | Yes costs extra | up to 60% | $50 | No |
That depends on your budget and how you want to manage your insurance. You may want to pay a lower premium now in return for higher excess at the time of an accident, or you may be happy to pay a bit more upfront so you don’t have to come up with the cash when you really need it most.
Another thing to remember is that young drivers will pay an extra excess.
Your premium will depend on a bunch of different things that all combine to give RACT an idea of how likely it is you will make a claim. These things include:
You can choose to pay your premium annually in one lump sum, or you can pay in monthly installments. Keep in mind, paying monthly will incur extra charges.
Love a discount? When you take out car insurance with RACT, there are a bunch of discounts you can cash in on, including:
No claims discount
Multi-policy discount
Silver driver discount (for people over 50, working less than 20 hours a week)
Your RACT insurance policy will cover heaps of unexpected costs that might come with having an accident in your car. Covers include:
Remember, conditions apply to these benefits.
Other cover options you may want to add to your policy for extra security include the cost of a rental car after you have an accident and cover for any modifications to your vehicle.
Want to hear what real Tasmanians think of RACT car insurance coverage? Well, now you can, in Mozo’s customer review section. We’ve asked RACT customers to rate their experience in terms of price, convenience, customer service and more.
Need to make a claim on your RACT car insurance policy? There are a few things you should make sure you have in order to make the process as quick and easy as possible.
Mozo users have rated RACT car insurance on price, features, convenience, trust and customer service so you can see what real Aussies have to say about their experiences.
213 Reviews
Customer service is very disappointing. The staff is rude. You pay significant premiums and expect to be treated with respect. Also to my surprise, the credibility of witnesses is not of concern to them. Apparently if a party to the accident and a witness know each other is still ok. They don’t feel that there is a conflict of interest. I used to be with AMMI and decided to switch to save $50. Worst decision ever.
Read full reviewCustomer service is very disappointing. The staff is rude. You pay significant premiums and expect to be treated with respect. Also to my surprise, the credibility of witnesses is not of concern to them. Apparently if a party to the accident and a witness know each other is still ok. They don’t feel that there is a conflict of interest. I used to be with AMMI and decided to switch to save $50. Worst decision ever.
RACT have been my insurers for comprehensive car cover for a few years now. They are super friendly, and only too happy to help. I am insured to the hilt and happy with the price. Won't ever change to anyone else. The Roadside option is also fantastic. Option to pay monthly is great. Thanks RACT.
Read full reviewRACT have been my insurers for comprehensive car cover for a few years now. They are super friendly, and only too happy to help. I am insured to the hilt and happy with the price. Won't ever change to anyone else. The Roadside option is also fantastic. Option to pay monthly is great. Thanks RACT.
I wouldn’t try anyone else I think the price is great & they listened when I told them my car is worth a lot more than they were offering for replacement cost if it was a rite off. I told them my cars km are quite low on my Ute for it’s age & that it can carry a house on it. Roadside help is quick & I haven’t had any issues with them.
Read full reviewI wouldn’t try anyone else I think the price is great & they listened when I told them my car is worth a lot more than they were offering for replacement cost if it was a rite off. I told them my cars km are quite low on my Ute for it’s age & that it can carry a house on it. Roadside help is quick & I haven’t had any issues with them.
I am aware that my car insurance is not the cheapest but as I have been a member of RACT for over 50 years and have found I have always been treated very quickly and fairly I do not see the need to change now.
Read full reviewI am aware that my car insurance is not the cheapest but as I have been a member of RACT for over 50 years and have found I have always been treated very quickly and fairly I do not see the need to change now.
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