Comprehensive Car Insurance
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Monthly premiums
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Yes
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Choice of repairer
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No
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Choice of excess
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$500 - $5,000
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Agreed or market value
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Agreed
Available discounts
- 10% discount when you have home, contents and comprehensive car insurance with RACT.
No Partner link
- Monthly premiums available
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Yes
- Choice of repairer
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No
- Choice of excess
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$500 - $5,000
- Agreed or market value
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Agreed
- Discounts available
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10% discount when you have home, contents and comprehensive car insurance with RACT.
- Quote time
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-
- States where offered
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TAS
- Roadside assistance
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Optional Extra
- Genuine parts
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Yes - If car is under manufacturers standard new car warranty period.
- New car if written off
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Yes - within 2 years of original registration
- Windscreen cover
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Yes - standard excess. Option to reduce windscreen excess to $0 for an additional premium.
- Personal property cover
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Up to $500 if damaged or stolen.
- Replacement key cover
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Up to $1,000 if stolen, lost or maliciously damaged.
- Baby capsule or child seat cover
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Up to $500
- Trailer or caravan cover
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Up to $1,000 for trailers only
- Modifications
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Covered only if agreed in writing.
- Emergency repairs
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Up to $500
- Emergency options
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Reasonable towing costs. Up to $1,000 travel and accommodation costs if greater than 100 km from home.
- Rental car after theft
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Yes - Up to 14 days.
- Rental car after accident
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Not at fault - Optional Extra. At fault - Optional Extra. Up to 14 days.
- Rental car liability
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Yes - legal liability cover when using a substitute vehicle.
- Legal liability cover
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$20,000,000
- Accidental death of driver
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No
- Young driver excess imposed
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$750 for male drivers under 22, $650 for female drivers under 22, $400 for male drivers under 24, $300 for female drivers under 24. $1,500 unlisted drivers under 25
- Rideshare cover
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Optional Extra
- Other restrictions
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- Other benefits
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- Online discount
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n/a
- Multi-policy discount
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10% discount when you have home, contents and comprehensive car insurance with RACT.
- No claim discount
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No
- Low km discount
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false