Cover information and limits in the table below verified as correct at 20 April 2024. Other information correct at the time of writing.
Advertiser disclosure.
Important information on terms, conditions and sub-limits
| Product | Monthly premiums available | Maximum no claim discount | Online discount | Choice of repairer |
|---|---|---|---|---|
| Comprehensive Car Insurance |
Yes costs extra |
up to 60% |
n/a |
No |
That depends on your budget and how you want to manage your insurance. You may want to pay a lower premium now in return for higher excess at the time of an accident, or you may be happy to pay a bit more upfront so you don’t have to come up with the cash when you really need it most.
Another thing to remember is that young drivers will pay an extra excess.
Your premium will depend on a bunch of different things that all combine to give RACT an idea of how likely it is you will make a claim. These things include:
You can choose to pay your premium annually in one lump sum, or you can pay in monthly installments. Keep in mind, paying monthly will incur extra charges.
Love a discount? When you take out car insurance with RACT, there are a bunch of discounts you can cash in on, including:
No claims discount
Multi-policy discount
Silver driver discount (for people over 50, working less than 20 hours a week)
Your RACT insurance policy will cover heaps of unexpected costs that might come with having an accident in your car. Covers include:
Remember, conditions apply to these benefits.
Other cover options you may want to add to your policy for extra security include the cost of a rental car after you have an accident and cover for any modifications to your vehicle.
Want to hear what real Tasmanians think of RACT car insurance coverage? Well, now you can, in Mozo’s customer review section. We’ve asked RACT customers to rate their experience in terms of price, convenience, customer service and more.
Need to make a claim on your RACT car insurance policy? There are a few things you should make sure you have in order to make the process as quick and easy as possible.
Mozo users have rated RACT car insurance on price, features, convenience, trust and customer service so you can see what real Aussies have to say about their experiences.
222 Reviews
My insurance claim was made pretty smooth and drama free when already under alot of stress after my car was damaged. I was grateful for the extra support to help me move forward with my claim
Read full reviewMy insurance claim was made pretty smooth and drama free when already under alot of stress after my car was damaged. I was grateful for the extra support to help me move forward with my claim
They appear to have a knock for knock policy whereby they don't follow up claims with any vigour if it involves their partners (in my case Cruising' Motor Homes). As such you will pay excess regardless of other party admitting guilt (which is what is happening in my case).
Read full reviewThey appear to have a knock for knock policy whereby they don't follow up claims with any vigour if it involves their partners (in my case Cruising' Motor Homes). As such you will pay excess regardless of other party admitting guilt (which is what is happening in my case).
I got full comprehensive car insurance which is the best policy because it covers my car fully in case of an accident even if it is my fault and for fire or theft; etc.
Read full reviewI got full comprehensive car insurance which is the best policy because it covers my car fully in case of an accident even if it is my fault and for fire or theft; etc.
I found this company after the company I was with for over fifteen years rang to say they were doubling my rates and no added benefits to soften the blow. Well I was not impressed. I rang around and I talked to friends and looked at all the offers and I came to the conclusion that RACT gave the best deal and valued my custom.
Read full reviewI found this company after the company I was with for over fifteen years rang to say they were doubling my rates and no added benefits to soften the blow. Well I was not impressed. I rang around and I talked to friends and looked at all the offers and I came to the conclusion that RACT gave the best deal and valued my custom.