RACT was established in Tasmania in 1923 as the Royal Automobile Club of Tasmania. For over 90 years, it's been catering to Tassie drivers, whether they're looking for roadside assistance, help planning a holiday or car insurance.
In 2020, RACT's car insurance was stand-out in the Mozo People's Choice Award, so check out the details below.
| Product | Monthly premiums available | Maximum no claim discount | Online discount | Choice of repairer |
|---|---|---|---|---|
| Yes costs extra | up to 60% | n/a | No |
† Mozo may receive a payment from financial providers listed on the site. Customer reviews are in no way affected by any commercial relationships Mozo has with providers.
That depends on your budget and how you want to manage your insurance. You may want to pay a lower premium now in return for higher excess at the time of an accident, or you may be happy to pay a bit more upfront so you don’t have to come up with the cash when you really need it most.
Another thing to remember is that young drivers will pay an extra excess.
Your premium will depend on a bunch of different things that all combine to give RACT an idea of how likely it is you will make a claim. These things include:
You can choose to pay your premium annually in one lump sum, or you can pay in monthly installments. Keep in mind, paying monthly will incur extra charges.
Love a discount? When you take out car insurance with RACT, there are a bunch of discounts you can cash in on, including:
No claims discount
Multi-policy discount
Silver driver discount (for people over 50, working less than 20 hours a week)
Your RACT insurance policy will cover heaps of unexpected costs that might come with having an accident in your car. Covers include:
Remember, conditions apply to these benefits.
Other cover options you may want to add to your policy for extra security include the cost of a rental car after you have an accident and cover for any modifications to your vehicle.
Want to hear what real Tasmanians think of RACT car insurance coverage? Well, now you can, in Mozo’s customer review section. We’ve asked RACT customers to rate their experience in terms of price, convenience, customer service and more.
Need to make a claim on your RACT car insurance policy? There are a few things you should make sure you have in order to make the process as quick and easy as possible.
