Shannons car insurance

Are you a real car fanatic? Whether you’re into classic vintage cars or contemporary hotrods, Shannons gets it. They love cars just as much as you do, so when you insure your vehicle with Shannons, you know it’s in good hands. And the proof is in the pudding: Shannons took at an impressive five wins in the 2021 Mozo People's Choice Awards and a 2021 Mozo Experts Choice Award for Exceptional Quality Car Insurance. Check out the details of Shannons car insurance below.

Shannons offers the following car insurance policies

Rates and fees verified as correct at 03 December, 2021. Other information correct at the time of writing. Advertiser disclosure.

Product Monthly premiums available Maximum no claim discount Online discount Choice of repairer
Comprehensive Motor Vehicle Insurance

Yes

up to 65%

n/a

Yes

Frequently asked questions about Shannons car insurance

What does a Shannons car insurance policy cover?

If you love your car and invest a lot of time, money and energy into it, then you’ll want it to be protected from accidents, right? A Shannons comprehensive car insurance policy covers a bunch of things, including:

  • A new car if yours is written off
  • Cover for your personal property if your car is stolen
  • One excess-free windshield repair
  • Emergency repairs
  • Reasonable towing and accommodation in an emergency
  • A rental car if yours is stolen

Remember, conditions apply to many of these benefits, so it's worth checking your PDS carefully to know exactly what you’re covered for.

Will my Shannons policy cover modifications to my vehicle?

Been tinkering with your car? If you’ve made modifications to your vehicle, these can be covered under a Shannons policy, but it's important to list them when you apply.

Modifications are only covered if put down in writing, and may change your premium (usually, they’ll make it more expensive.)

Are there any discounts on offer?

Absolutely! If you’re looking to save some money when buying a Shannons car insurance policy, then make sure you keep an eye out for these discounts:

  • No claim discount
  • Multi-vehicle discount
  • Bundling discount on home and contents insurance

Can I choose my excess?

The short answer is no. Unlike many car insurance options, when you buy a policy with Shannons, they will set your excess depending on your policy quote.

How can I pay my premium?

There’s a little bit of wiggle room with how you pay your Shannons premium. You can opt to either pay it all in one go as a lump annual sum, or you can opt for paying in monthly instalments, at no extra cost.

How is my premium calculated?

There are a number of different factors that go into working out your Shannons car insurance premium, including:

  • Set costs. This includes things like Shannons cost of distribution and are generally the same for all drivers.
  • Fees and charges. This could include stamp duty, GST and any other applicable government charges.
  • Your risk profile. The riskier you are as a driver, the more you’ll pay to be insured. Shannons works out how risky you are using details about you and your driving, such as what kind of car you drive, where you keep it and how long you’ve been driving.

How is Shannons rated by customers?

Wondering what Shannons customers think of their car insurance policies? Well, now you can find out. Read all about what it’s like to be insured by Shannons, from the customer service, to getting value for your dollar, by heading over to our customer review section.

How to make a claim

There are three ways you can make a claim on your Shannons car insurance: over the phone, online, or through the app. When you have to make a claim, make sure you have these three things handy:
  • Your Shannons policy number
  • Information about what happened, including photos of the accident if possible
  • Contact details of any other people involved

How is Shannons car insurance rated?

Mozo users have rated Shannons car insurance on price, features, convenience, trust and customer service so you can see what real Aussies have to say about their experiences.

Icon of car-insurances
Shannons car insurance
Overall
Value for money
Policy coverage
Customer service
Claims handling
Trust

453 Reviews

Recent Shannons car insurance reviews

Shannons Comprehensive Motor Vehicle Insurance
Overall 1/10
Shannons don't understand your passion

If MOZO allowed negative reviews Shannons would get a solid negative 10 from me. Shannons are quick to sign up policy but when it comes to claims they use DIRTY SNEAKY UNDERHANDED tactics to reduce payouts. They have lying moronic assessors and even more useless managers and team leaders in their claims department. My car has sat at panel shop for over 5 months now while Shannons staff drag out responses to Ombudsman to delay settlement and always on the last day possible in order to drag out my claim. I strongly suggest if you have Shannons insurance for your classic car CHANGE , they do NOT understand our passion. They really don't give a flying saucer about their customers.

Read full review

If MOZO allowed negative reviews Shannons would get a solid negative 10 from me. Shannons are quick to sign up policy but when it comes to claims they use DIRTY SNEAKY UNDERHANDED tactics to reduce payouts. They have lying moronic assessors and even more useless managers and team leaders in their claims department. My car has sat at panel shop for over 5 months now while Shannons staff drag out responses to Ombudsman to delay settlement and always on the last day possible in order to drag out my claim. I strongly suggest if you have Shannons insurance for your classic car CHANGE , they do NOT understand our passion. They really don't give a flying saucer about their customers.

Value for money
1/10
Policy coverage
1/10
Customer service
1/10
Claims handling
1/10
Trust
1/10
Less
Tony, New South Wales, reviewed 1 day ago
Shannons Car Insurance
Overall 1/10
They don't care about you or your car.

Been insured with shannons for only a short while and it was all fine untill I had to make a not at fault claim. The assesor had no compassion and was not for the motoring enthusisat, once they assesed my vehicle they told me its market value was 4.5k which makes me believe the assesor didn't even know what sort of vehicle it was. (imported gtir), they denied my first repairers quote. Got another quote, had to get lawyers to speak on my behalf in which it took 6 months to get my car repaired. The claims department do not care about you or your car. It's been 1 year and 5 months now since the claim and i'm still having to sign legal paperwork

Read full review

Been insured with shannons for only a short while and it was all fine untill I had to make a not at fault claim. The assesor had no compassion and was not for the motoring enthusisat, once they assesed my vehicle they told me its market value was 4.5k which makes me believe the assesor didn't even know what sort of vehicle it was. (imported gtir), they denied my first repairers quote. Got another quote, had to get lawyers to speak on my behalf in which it took 6 months to get my car repaired. The claims department do not care about you or your car. It's been 1 year and 5 months now since the claim and i'm still having to sign legal paperwork

Value for money
5/10
Customer service
7/10
Claims handling
1/10
Trust
1/10
Less
Bailey, Victoria, reviewed 16 days ago
Shannons Car Insurance
Overall 9/10
Shannons really look after you.

insures older vehicles, that others wont.

Read full review

insures older vehicles, that others wont.

Value for money
8/10
Policy coverage
9/10
Customer service
8/10
Trust
9/10
Less
David, South Australia, reviewed about 2 months ago
Shannons Car Insurance
Overall 2/10
Their agreed value policy is bogus

Their agreed value policy is that you have to agree with their value not yours. They are expensive.

Read full review

Their agreed value policy is that you have to agree with their value not yours. They are expensive.

Value for money
3/10
Policy coverage
3/10
Customer service
3/10
Trust
2/10
Less
Mark, Western Australia, reviewed 2 months ago

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