Shannons car insurance

Shannons's overall rating for car insurance

(as rated by the Mozo community)

8.6 / 10

based on 411 reviews

Are you a real car fanatic? Whether you’re into classic vintage cars or contemporary hotrods, Shannons gets it. They love cars just as much as you do, so when you insure your vehicle with Shannons, you know it’s in good hands. And the proof is in the pudding: Shannons took at an impressive five wins in the 2020 Mozo People's Choice Awards.

Check out the details of Shannons car insurance below.

Shannons offers the following car insurance policies

Product Monthly premiums available Maximum no claim discount Online discount Choice of repairer


up to 65%



*Any information provided on this page should be considered a summary and general advice only. All information should be verified before purchase via the relevant Product Disclosure Statement (PDS).

Mozo may receive a payment from financial providers listed on the site. Customer reviews are in no way affected by any commercial relationships Mozo has with providers.

Frequently asked questions about Shannons car insurance

What does a Shannons car insurance policy cover?

If you love your car and invest a lot of time, money and energy into it, then you’ll want it to be protected from accidents, right? A Shannons comprehensive car insurance policy covers a bunch of things, including:

Remember, conditions apply to many of these benefits, so it's worth checking your PDS carefully to know exactly what you’re covered for.

Will my Shannons policy cover modifications to my vehicle?

Been tinkering with your car? If you’ve made modifications to your vehicle, these can be covered under a Shannons policy, but it's important to list them when you apply.

Modifications are only covered if put down in writing, and may change your premium (usually, they’ll make it more expensive.)

Are there any discounts on offer?

Absolutely! If you’re looking to save some money when buying a Shannons car insurance policy, then make sure you keep an eye out for these discounts:

Can I choose my excess?

The short answer is no. Unlike many car insurance options, when you buy a policy with Shannons, they will set your excess depending on your policy quote.

How can I pay my premium?

There’s a little bit of wiggle room with how you pay your Shannons premium. You can opt to either pay it all in one go as a lump annual sum, or you can opt for paying in monthly instalments, at no extra cost.

How is my premium calculated?

There are a number of different factors that go into working out your Shannons car insurance premium, including:

How is Shannons rated by customers?

Wondering what Shannons customers think of their car insurance policies? Well, now you can find out. Read all about what it’s like to be insured by Shannons, from the customer service, to getting value for your dollar, by heading over to our customer review section.

How to make a claim

There are three ways you can make a claim on your Shannons car insurance: over the phone, online, or through the app. When you have to make a claim, make sure you have these three things handy:

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