Shannons car insurance

Are you a real car fanatic? Whether you’re into classic vintage cars or contemporary hotrods, Shannons gets it. They love cars just as much as you do, so when you insure your vehicle with Shannons, you know it’s in good hands. And the proof is in the pudding: Shannons took at an impressive five wins in the 2021 Mozo People's Choice Awards and a 2021 Mozo Experts Choice Award for Exceptional Quality Car Insurance. Check out the details of Shannons car insurance below.

Shannons offers the following car insurance policies

Cover information and limits in the table below verified as correct at 3 December 2023. Other information correct at the time of writing.
Advertiser disclosure.

Product Monthly premiums available Maximum no claim discount Online discount Choice of repairer
Comprehensive Motor Vehicle Insurance

Yes

up to 65%

n/a

Yes

Frequently asked questions about Shannons car insurance

What does a Shannons car insurance policy cover?

If you love your car and invest a lot of time, money and energy into it, then you’ll want it to be protected from accidents, right? A Shannons comprehensive car insurance policy covers a bunch of things, including:

  • A new car if yours is written off
  • Cover for your personal property if your car is stolen
  • One excess-free windshield repair
  • Emergency repairs
  • Reasonable towing and accommodation in an emergency
  • A rental car if yours is stolen

Remember, conditions apply to many of these benefits, so it's worth checking your PDS carefully to know exactly what you’re covered for.

Will my Shannons policy cover modifications to my vehicle?

Been tinkering with your car? If you’ve made modifications to your vehicle, these can be covered under a Shannons policy, but it's important to list them when you apply.

Modifications are only covered if put down in writing, and may change your premium (usually, they’ll make it more expensive.)

Are there any discounts on offer?

Absolutely! If you’re looking to save some money when buying a Shannons car insurance policy, then make sure you keep an eye out for these discounts:

  • No claim discount
  • Multi-vehicle discount
  • Bundling discount on home and contents insurance

Can I choose my excess?

The short answer is no. Unlike many car insurance options, when you buy a policy with Shannons, they will set your excess depending on your policy quote.

How can I pay my premium?

There’s a little bit of wiggle room with how you pay your Shannons premium. You can opt to either pay it all in one go as a lump annual sum, or you can opt for paying in monthly instalments, at no extra cost.

How is my premium calculated?

There are a number of different factors that go into working out your Shannons car insurance premium, including:

  • Set costs. This includes things like Shannons cost of distribution and are generally the same for all drivers.
  • Fees and charges. This could include stamp duty, GST and any other applicable government charges.
  • Your risk profile. The riskier you are as a driver, the more you’ll pay to be insured. Shannons works out how risky you are using details about you and your driving, such as what kind of car you drive, where you keep it and how long you’ve been driving.

How is Shannons rated by customers?

Wondering what Shannons customers think of their car insurance policies? Well, now you can find out. Read all about what it’s like to be insured by Shannons, from the customer service, to getting value for your dollar, by heading over to our customer review section.

How to make a claim

There are three ways you can make a claim on your Shannons car insurance: over the phone, online, or through the app. When you have to make a claim, make sure you have these three things handy:
  • Your Shannons policy number
  • Information about what happened, including photos of the accident if possible
  • Contact details of any other people involved

How is Shannons car insurance rated?

Mozo users have rated Shannons car insurance on price, features, convenience, trust and customer service so you can see what real Aussies have to say about their experiences.

Icon of car-insurances
Shannons car insurance
Overall
Value for money
Policy coverage
Customer service
Claims handling
Trust

478 Reviews

Recent Shannons car insurance reviews

Shannons Comprehensive Motor Vehicle Insurance
Overall 1/10
Not as good as they advertise

Waiting on pHone multiple times 30-60 minutes re not at fault claim Always get various non accurate opinions once I get thru on phone or opinions that contradict CURRNET Car insured for $15000 via phone Found new car indentical to one I might loose to not at fault fire damage GET online quote they offer me $20000 WTF

Read full review

Waiting on pHone multiple times 30-60 minutes re not at fault claim Always get various non accurate opinions once I get thru on phone or opinions that contradict CURRNET Car insured for $15000 via phone Found new car indentical to one I might loose to not at fault fire damage GET online quote they offer me $20000 WTF

Value for money
5/10
Policy coverage
1/10
Customer service
1/10
Claims handling
3/10
Trust
1/10
Less
Unhappy, Victoria, reviewed 18 days ago
Shannons Comprehensive Motor Vehicle Insurance
Overall 5/10
Shannons are the best for all insurance

Shannons have always been so easy to deal with in every aspect’ even taking the time to ensure we are paying for the best rate’ we were so impressed with their service that we changed over our house and contents insurance to them also. We’ve had one accident which was our fault and it was a breeze to organise and super quick. We’ve suggested Shannons to everyone we know

Read full review

Shannons have always been so easy to deal with in every aspect’ even taking the time to ensure we are paying for the best rate’ we were so impressed with their service that we changed over our house and contents insurance to them also. We’ve had one accident which was our fault and it was a breeze to organise and super quick. We’ve suggested Shannons to everyone we know

Value for money
4/10
Policy coverage
4/10
Customer service
5/10
Claims handling
5/10
Trust
5/10
Less
Mandy, Victoria, reviewed about 1 month ago
Shannons Comprehensive Motor Vehicle Insurance
Overall 6/10
Good product.

Excellent product and value for money. That said to speak to the claims department is an agony of waiting, button pushing, and should but does not include a “ call back “ option.

Read full review

Excellent product and value for money. That said to speak to the claims department is an agony of waiting, button pushing, and should but does not include a “ call back “ option.

Value for money
10/10
Policy coverage
9/10
Customer service
5/10
Claims handling
4/10
Trust
4/10
Less
David, Tasmania, reviewed 24 days ago
Shannons Comprehensive Motor Vehicle Insurance
Overall 10/10
Shannons 110 present garantted

Shannons is the most professional; insurance company I have ever dealt with

Read full review

Shannons is the most professional; insurance company I have ever dealt with

Value for money
10/10
Policy coverage
10/10
Customer service
10/10
Claims handling
10/10
Trust
10/10
Less
Noel, Western Australia, reviewed 24 days ago
See all car insurance reviews
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