Shannons - Comprehensive Motor Vehicle Insurance

Discounts and excesses

• Monthly premiums available

• Choice of excess

  Excess set by Shannons depending on quote

• Young driver excess imposed

  $400 for listed drivers under 25, $1,500 for unlisted drivers under 25.

• Maximum no claim discount table

  65% (NSW)
  65% (SA)
  65% (ACT)
  65% (QLD)
  65% (WA)
  65% (VIC)
  65% (NT)
  65% (TAS)

• Maximum no claim discount term

  4 years

• Online discount

  n/a

• Multi policy discount

  10% off home and contents insurance and may offer a discount for two or more vehicles

• No claim discount

  Maximum no claim discount is protected for life against no-fault claims after 3 years at maximum no claim discount level. Others can purchase protection for extra premium.

• Discounts available

  Multi Vehicle Discount up to 22%

Service features

• Roadside assistance

• Choice of repairer

• Claims service 24 7

• Other benefits

  none

• Other restrictions

  none

Coverage summary

• Agreed or market value

  Agreed

• New car if written off

  - within 1 year of original registration

• Personal property cover

  Up to $500 if damaged or stolen.

• Windscreen cover

  Yes - $0 windscreen excess.

• Emergency repairs without assessment

  Up to $500

• Emergency options

  Reasonable towing costs. Up to $500 travel and accommodation costs if greater than 100 km from home.

• Rental car after theft

  - Up to 14 days, max $1,500 total.

• Rental car after accident

• Rental car liability

  Yes - legal liability cover when using a substitute vehicle.

• Trailer or caravan cover

  Up to $1,000 for trailer only excluding contents.

• Replacement keys

  Up to $2,000 if stolen.

• Baby capsule or seats

  Up to $500

• Modifications

  Covered only if agreed in writing.

• Accidental death cover for driver