The details shown below are for the Home Plus Buildings & Contents Insurance
The details shown below are for the Home Buildings & Contents Insurance
Choose the version of this product that suits you best
| Name | |
|---|---|
| | Home Plus Buildings & Contents Insurance |
| | Home Buildings & Contents Insurance |
Home Plus Buildings & Contents Insurance
Home Buildings & Contents Insurance
NRMA Home Insurance is a policy that’s got it all, with features including a lifetime guarantee on authorised repairs, new for old contents replacement, plus discounts for maintaining a clean claims history and staying loyal to NRMA. Having a flexible excess is another feature you can expect with NRMA Home Insurance.
Best of all, NRMA took out a 2020 Mozo Experts Choice Award for this policy in the Exceptional Quality Home & Contents Insurance category.
NRMA Home Insurance prides itself on looking after your home and its additional features. Things like in-ground pools, fences and sheds are covered under the policy along with standard household items like furniture, clothes, bedding, other manchester and more.
NRMA understands that life can be unpredictable, so they make sure you’ll receive cover if your home and contents ever suffer from events ranging from storms to fires, floods, theft and vandalism.
However, if you still feel like you need a little more bang for your buck, NRMA Home Insurance can also provide cover for any additional extras you want added onto your policy. While you may have to pay a high premium for this, things like fusion, accidental damage to your home and contents can also be covered. If you’re a pet owner, NRMA offers a ‘pet lover’ pack, which will cover your best friend for veterinary costs plus accommodation during home repairs.
You can also score a bunch of great discounts, including a loyalty discount and multi policy discount (up to 22.5% combined) and no claims bonus (up to 25%).
NRMA Home Insurance is a good choice for those who want a straightforward policy with the option to make their cover a little more personalised with optional add-ons.
While NRMA Home Insurance will ensure your electronic items are provided with the best standard of cover, it’s important you know that the policy will not cover the cost of reinstalling or replacing electronic files.
If you would like these items covered, it might be a good idea to list them separately in your policy and to read through the PDS thoroughly to be aware of any other exclusions.
| 60 | |
| Yes - Up to 25% of sum insured | |
| Yes | |
| $100 | |
| true | |
| n/a | |
| Multipolicy, combined policy, loyalty, no claim bonus | |
| Yes | |
| Up to 60 days, up to 20% of sum insured | |
| Up to 20% of sum insured | |
| Up to $20,000,000 | |
| Policy holders who are 50 years or older have the option of a $0 basic excess. | |
| n/a |
| Yes | |
| Yes | |
| Yes | |
| Yes | |
| Yes | |
| Yes | |
| Yes | |
| Up to 15 years old | |
| No | |
| Yes | |
| Yes | |
| Yes | |
| Yes | |
| Yes | |
| Yes | |
| Yes |
| Yes | |
| Up to $5,000 | |
| Up to $2,000 for plants | |
| Yes |
| Up to $1,250 | |
| Up to $5,000 | |
| Up to $2,500 | |
| Yes | |
| Yes | |
| Yes | |
| Yes | |
| Up to $2,500 | |
| Up to $2,500 in total | |
| No | |
| Yes | |
| Up to $5,000 | |
| Yes | |
| Up to $5,000 | |
| No | |
| Yes |
| Up to $10,000 for funeral | |
| Optional Extra, up to $2,000 | |
| Yes | |
| Up to 24 months | |
| Up to 24 months | |
| Up to 24 months | |
| Yes | |
| Yes | |
| Yes | |
| Up to 60 days | |
| Yes |
*Terms, conditions, exclusions, limits and sub-limits may apply to any of the insurance products shown on the Mozo website. These terms, conditions, exclusions, limits and sub-limits could affect the level of benefits and cover available under any of the insurance products shown on the Mozo website. Please refer to the relevant Product Disclosure Statement and the Target Market Determination on the provider's website for further information before making any decisions about an insurance product.
| 60 | |
| No | |
| Yes | |
| $100 | |
| true | |
| n/a | |
| Multipolicy, combined policy, loyalty, no claim bonus | |
| Yes | |
| Up to 60 days, up to 20% of sum insured | |
| Up to 20% of sum insured | |
| Up to $20,000,000 | |
| Policy holders who are 50 years or older have the option of a $0 basic excess. | |
| n/a |
| Optional Extra | |
| Yes | |
| Yes | |
| Yes | |
| Yes | |
| Yes | |
| Yes | |
| Optional Extra - up to 15 years | |
| No | |
| Yes | |
| Yes | |
| Yes | |
| Yes | |
| Yes | |
| Yes | |
| Yes |
| Yes | |
| Up to $1,000 | |
| No | |
| Yes |
| Up to $1,250 | |
| Up to $1,000 | |
| Up to $2,500 | |
| Yes | |
| Yes | |
| Yes | |
| Yes | |
| Up to $2,500 | |
| Up to $2,500 in total | |
| No | |
| Yes | |
| No | |
| Yes | |
| Up to $5,000 | |
| No | |
| Yes |
| Up to $10,000 for funeral | |
| Optional Extra, up to $2,000 | |
| Yes | |
| Up to 12 months | |
| Up to 12 months | |
| Up to 12 months | |
| Yes | |
| Yes | |
| Yes | |
| Up to 60 days | |
| Yes |
*Terms, conditions, exclusions, limits and sub-limits may apply to any of the insurance products shown on the Mozo website. These terms, conditions, exclusions, limits and sub-limits could affect the level of benefits and cover available under any of the insurance products shown on the Mozo website. Please refer to the relevant Product Disclosure Statement and the Target Market Determination on the provider's website for further information before making any decisions about an insurance product.
Generally, as far as Insurance companies go, NRMA is probably one of the better ones. Not that this means they are perfect, because I don't believe they are. I recently made a claim for damage caused by storms. They responded quickly and sent teams of tradesmen to fix damage to my roof and ceilings. They called frequently to check if things were going well. However, some of the workmen they sent caused damage to my belongings inside the house, and nothing was done to repair it, despite many calls. I eventually had to get it fixed myself. They also refused to fix a collapsed retaining wall just behind my house because "We don't fix retaining walls" (The damage was caused by the same storm) So, not perfect, but probably better than many others.
Read full reviewGenerally, as far as Insurance companies go, NRMA is probably one of the better ones. Not that this means they are perfect, because I don't believe they are. I recently made a claim for damage caused by storms. They responded quickly and sent teams of tradesmen to fix damage to my roof and ceilings. They called frequently to check if things were going well. However, some of the workmen they sent caused damage to my belongings inside the house, and nothing was done to repair it, despite many calls. I eventually had to get it fixed myself. They also refused to fix a collapsed retaining wall just behind my house because "We don't fix retaining walls" (The damage was caused by the same storm) So, not perfect, but probably better than many others.
I have been with NMRA for 30 years in the last 5 years I have had to claim damages to my home due to the storms we have had. From the first time I rang to report the damage they were so good they arranged everything which was excellent and it took a lot of stress of me. I cannot find fault at this stage with NRMA home and contents insurance.
Read full reviewI have been with NMRA for 30 years in the last 5 years I have had to claim damages to my home due to the storms we have had. From the first time I rang to report the damage they were so good they arranged everything which was excellent and it took a lot of stress of me. I cannot find fault at this stage with NRMA home and contents insurance.
My wife and I have used NRMA for home insurance as we are covered for everything we need meaning we can live without the worry of something going wrong.
Read full reviewMy wife and I have used NRMA for home insurance as we are covered for everything we need meaning we can live without the worry of something going wrong.
They've given me insurance, but I suspect that if I ever had to make a claim it would be "all too hard" for them to "help" me should I need that help.
Read full reviewThey've given me insurance, but I suspect that if I ever had to make a claim it would be "all too hard" for them to "help" me should I need that help.
Never had issues claiming with NRMA.
Read full reviewNever had issues claiming with NRMA.