The details shown below are for the Home Plus Buildings & Contents Insurance
The details shown below are for the Home Buildings & Contents Insurance
Choose the version of this product that suits you best
| Name | |
|---|---|
| | Home Plus Buildings & Contents Insurance |
| | Home Buildings & Contents Insurance |
Home Plus Buildings & Contents Insurance
Home Buildings & Contents Insurance
NRMA Home Insurance is a policy that’s got it all, with features including a lifetime guarantee on authorised repairs, new for old contents replacement, plus discounts for maintaining a clean claims history and staying loyal to NRMA. Having a flexible excess is another feature you can expect with NRMA Home Insurance.
Best of all, NRMA took out a 2020 Mozo Experts Choice Award for this policy in the Exceptional Quality Home & Contents Insurance category.
NRMA Home Insurance prides itself on looking after your home and its additional features. Things like in-ground pools, fences and sheds are covered under the policy along with standard household items like furniture, clothes, bedding, other manchester and more.
NRMA understands that life can be unpredictable, so they make sure you’ll receive cover if your home and contents ever suffer from events ranging from storms to fires, floods, theft and vandalism.
However, if you still feel like you need a little more bang for your buck, NRMA Home Insurance can also provide cover for any additional extras you want added onto your policy. While you may have to pay a high premium for this, things like fusion, accidental damage to your home and contents can also be covered. If you’re a pet owner, NRMA offers a ‘pet lover’ pack, which will cover your best friend for veterinary costs plus accommodation during home repairs.
You can also score a bunch of great discounts, including a loyalty discount and multi policy discount (up to 22.5% combined) and no claims bonus (up to 25%).
NRMA Home Insurance is a good choice for those who want a straightforward policy with the option to make their cover a little more personalised with optional add-ons.
While NRMA Home Insurance will ensure your electronic items are provided with the best standard of cover, it’s important you know that the policy will not cover the cost of reinstalling or replacing electronic files.
If you would like these items covered, it might be a good idea to list them separately in your policy and to read through the PDS thoroughly to be aware of any other exclusions.
60
Yes - Up to 25% of sum insured
Yes
$0
true
n/a
Multipolicy, combined policy, loyalty, no claim bonus
Yes
Up to 60 days, up to 20% of sum insured
Up to 20% of sum insured
Up to $20,000,000
n/a
n/a
Yes
Yes
Yes
Yes
Yes
Yes
Yes
Up to 15 years old
No
Yes
Yes
Yes
Yes
Yes
Yes
Yes
Yes
Up to $5,000
Up to $2,000 for plants
Yes
Up to $1,250
Up to $5,000
Up to $2,500
Yes
Yes
Yes
Yes
Up to $2,500
Up to $2,500 in total
No
Yes
Up to $5,000
Yes
Up to $5,000
No
Yes
Up to $10,000 for funeral
Optional Extra, up to $2,000
Yes
Up to 24 months
Up to 24 months
Up to 24 months
Yes
Yes
Yes
Up to 60 days
Yes
Any information provided on this page should be considered a summary and general advice only. All information should be verified before purchase via the relevant Product Disclosure Statement (PDS).
60
No
Yes
$0
true
n/a
Multipolicy, combined policy, loyalty, no claim bonus
Yes
Up to 60 days, up to 20% of sum insured
Up to 20% of sum insured
Up to $20,000,000
n/a
n/a
Optional Extra
Yes
Yes
Yes
Yes
Yes
Yes
Optional Extra - up to 15 years
No
Yes
Yes
Yes
Yes
Yes
Yes
Yes
Yes
Up to $1,000
No
Yes
Up to $1,250
Up to $1,000
Up to $2,500
Yes
Yes
Yes
Yes
Up to $2,500
Up to $2,500 in total
No
Yes
No
Yes
Up to $5,000
No
Yes
Up to $10,000 for funeral
Optional Extra, up to $2,000
Yes
Up to 12 months
Up to 12 months
Up to 12 months
Yes
Yes
Yes
Up to 60 days
Yes
Any information provided on this page should be considered a summary and general advice only. All information should be verified before purchase via the relevant Product Disclosure Statement (PDS).
I like the No-Claim discounts and for people that hold multiple policies with NRMA.
Read full reviewI like the No-Claim discounts and for people that hold multiple policies with NRMA.
Never had any trouble claiming.
Read full reviewNever had any trouble claiming.
NRMA have been good for years. Haven't needed to claim though. But I'm losing satisfaction as the price is just a lot. They are competitive however compared to other companies, but the price still seems a lot.
Read full reviewNRMA have been good for years. Haven't needed to claim though. But I'm losing satisfaction as the price is just a lot. They are competitive however compared to other companies, but the price still seems a lot.
The reason why I enjoy having my home and contents covered by NRMA is because they are a brand name well known around Australia and to the most point always held up their end of the bargain. Furthermore an insurer you can trust and recommend to family and friends.
Read full reviewThe reason why I enjoy having my home and contents covered by NRMA is because they are a brand name well known around Australia and to the most point always held up their end of the bargain. Furthermore an insurer you can trust and recommend to family and friends.
I have been with NRMA as long as I have owned a home. (And I'm 74 now!) For me, they represent stability, good customer service, and an organisation I trust. There is very little which would entice me to go with anyone else.
Read full reviewI have been with NRMA as long as I have owned a home. (And I'm 74 now!) For me, they represent stability, good customer service, and an organisation I trust. There is very little which would entice me to go with anyone else.
