The details shown below are for the Home Plus Buildings & Contents Insurance
The details shown below are for the Home Buildings & Contents Insurance
Choose the version of this product that suits you best
| Name | |
|---|---|
| | Home Plus Buildings & Contents Insurance |
| | Home Buildings & Contents Insurance |
Home Plus Buildings & Contents Insurance
Home Buildings & Contents Insurance
NRMA Home Insurance is a policy that’s got it all, with features including a lifetime guarantee on authorised repairs, new for old contents replacement, plus discounts for maintaining a clean claims history and staying loyal to NRMA. Having a flexible excess is another feature you can expect with NRMA Home Insurance.
Best of all, NRMA took out a 2020 Mozo Experts Choice Award for this policy in the Exceptional Quality Home & Contents Insurance category.
NRMA Home Insurance prides itself on looking after your home and its additional features. Things like in-ground pools, fences and sheds are covered under the policy along with standard household items like furniture, clothes, bedding, other manchester and more.
NRMA understands that life can be unpredictable, so they make sure you’ll receive cover if your home and contents ever suffer from events ranging from storms to fires, floods, theft and vandalism.
However, if you still feel like you need a little more bang for your buck, NRMA Home Insurance can also provide cover for any additional extras you want added onto your policy. While you may have to pay a high premium for this, things like fusion, accidental damage to your home and contents can also be covered. If you’re a pet owner, NRMA offers a ‘pet lover’ pack, which will cover your best friend for veterinary costs plus accommodation during home repairs.
You can also score a bunch of great discounts, including a loyalty discount and multi policy discount (up to 22.5% combined) and no claims bonus (up to 25%).
NRMA Home Insurance is a good choice for those who want a straightforward policy with the option to make their cover a little more personalised with optional add-ons.
While NRMA Home Insurance will ensure your electronic items are provided with the best standard of cover, it’s important you know that the policy will not cover the cost of reinstalling or replacing electronic files.
If you would like these items covered, it might be a good idea to list them separately in your policy and to read through the PDS thoroughly to be aware of any other exclusions.
60
Yes - Up to 25% of sum insured
Yes
$0
true
n/a
Multipolicy, combined policy, loyalty, no claim bonus
Yes
Up to 60 days, up to 20% of sum insured
Up to 20% of sum insured
Up to $20,000,000
n/a
n/a
Yes
Yes
Yes
Yes
Yes
Yes
Yes
Up to 15 years old
No
Yes
Yes
Yes
Yes
Yes
Yes
Yes
Yes
Up to $5,000
Up to $2,000 for plants
Yes
Up to $1,250
Up to $5,000
Up to $2,500
Yes
Yes
Yes
Yes
Up to $2,500
Up to $2,500 in total
No
Yes
Up to $5,000
Yes
Up to $5,000
No
Yes
Up to $10,000 for funeral
Optional Extra, up to $2,000
Yes
Up to 24 months
Up to 24 months
Up to 24 months
Yes
Yes
Yes
Up to 60 days
Yes
*Terms, conditions, exclusions, limits and sub-limits may apply to any of the insurance products shown on the Mozo website. These terms, conditions, exclusions, limits and sub-limits could affect the level of benefits and cover available under any of the insurance products shown on the Mozo website. Please refer to the relevant Product Disclosure Statement on the provider's website for further information before making any decisions about an insurance product.
Any information provided on this page should be considered a summary and general advice only. All information should be verified before purchase via the relevant Product Disclosure Statement (PDS).
60
No
Yes
$0
true
n/a
Multipolicy, combined policy, loyalty, no claim bonus
Yes
Up to 60 days, up to 20% of sum insured
Up to 20% of sum insured
Up to $20,000,000
n/a
n/a
Optional Extra
Yes
Yes
Yes
Yes
Yes
Yes
Optional Extra - up to 15 years
No
Yes
Yes
Yes
Yes
Yes
Yes
Yes
Yes
Up to $1,000
No
Yes
Up to $1,250
Up to $1,000
Up to $2,500
Yes
Yes
Yes
Yes
Up to $2,500
Up to $2,500 in total
No
Yes
No
Yes
Up to $5,000
No
Yes
Up to $10,000 for funeral
Optional Extra, up to $2,000
Yes
Up to 12 months
Up to 12 months
Up to 12 months
Yes
Yes
Yes
Up to 60 days
Yes
*Terms, conditions, exclusions, limits and sub-limits may apply to any of the insurance products shown on the Mozo website. These terms, conditions, exclusions, limits and sub-limits could affect the level of benefits and cover available under any of the insurance products shown on the Mozo website. Please refer to the relevant Product Disclosure Statement on the provider's website for further information before making any decisions about an insurance product.
Any information provided on this page should be considered a summary and general advice only. All information should be verified before purchase via the relevant Product Disclosure Statement (PDS).
I have been with NMRA for 30 years in the last 5 years I have had to claim damages to my home due to the storms we have had. From the first time I rang to report the damage they were so good they arranged everything which was excellent and it took a lot of stress of me. I cannot find fault at this stage with NRMA home and contents insurance.
Read full reviewI have been with NMRA for 30 years in the last 5 years I have had to claim damages to my home due to the storms we have had. From the first time I rang to report the damage they were so good they arranged everything which was excellent and it took a lot of stress of me. I cannot find fault at this stage with NRMA home and contents insurance.
My wife and I have used NRMA for home insurance as we are covered for everything we need meaning we can live without the worry of something going wrong.
Read full reviewMy wife and I have used NRMA for home insurance as we are covered for everything we need meaning we can live without the worry of something going wrong.
They've given me insurance, but I suspect that if I ever had to make a claim it would be "all too hard" for them to "help" me should I need that help.
Read full reviewThey've given me insurance, but I suspect that if I ever had to make a claim it would be "all too hard" for them to "help" me should I need that help.
Never had issues claiming with NRMA.
Read full reviewNever had issues claiming with NRMA.
Good cover at competitive rates, good discounts and prompt response to claims.
Read full reviewGood cover at competitive rates, good discounts and prompt response to claims.
