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Westpac Contents Insurance

The details shown below are for the Essential Care Residential

The details shown below are for the Quality Care Residential

The details shown below are for the Premier Care Residential

Choose the version of this loan that suits you best

  • Essential Care Residential

  • Quality Care Residential

  • Premier Care Residential

Fire
Yes
Theft or burglary
Yes
Flood
Yes
Storm
Yes
Building cover
n/a
Contents cover
Fire
Yes
Theft or burglary
Yes
Flood
Yes
Storm
Yes
Building cover
n/a
Contents cover
Fire
Yes
Theft or burglary
Yes
Flood
Yes
Storm
Yes
Building cover
n/a
Contents cover

Mozo editorial review Westpac Contents Insurance

Last updated: 30 October 2019.

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What's hot
  • Underinsurance protection
  • New for old cover
  • 15% online discount
What's not
  • No cover for demolition costs or temporary repairs
Mozo snapshot

Westpac Premier Care Residential is a policy that has your contents covered. Along with having new for old replacement for your belongings, underinsurance protection is also available just in case your items are not insured to their correct value. If you’re choosing to apply online, you’ll receive a 15% online discount and with a good claims history, you could also be looking at getting a no claims bonus.

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Key features

Westpac Premier Care Residential will protect your contents in a range of circumstances. You won’t ever need to worry if your contents are damaged by any of 16 insured events that range from natural disasters like fires and floods to accidental damage and even fusion.

You might also be happy to know that Westpac Premier Care Residential will also provide cover for veterinary expenses and temporary accommodation for both your and your pet if you ever need to temporarily move out of home. And don’t worry if you do ever need to move house, as Westpac Premier Care Residential will cover your contents while you do.

When it comes to protecting your contents, you can rest easy knowing nearly all of your standard household items will be covered. Things like electronic files, cameras and their accessories, antiques and other valuable items like jewellery are all covered. Important documents like your birth and marriage certificates are also covered along with your trade tools and any personal medical equipment you may have.

But no policy can cover everything so you need to know that Westpac Premier Care Residential does not provide cover for uncut gems, identity theft, inventory, lock replacements or any demolition costs and temporary repairs.


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Who is it good for

Westpac Premier Care Residential is a good choice for anyone who’s after a level of cover of the highest standard for their belongings and isn’t so concerned with the price tag.

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Any catches

As with any insurance policy, you should be aware of the limits on certain valuable items. For example, you will only receive up to $3,000 for trade tools, which may leave you out of pocket if these are expensive tools that now need to be replaced. 

In this case, it’s recommended to list these items separately with your policy in order to get a higher standard of cover. 


Details

Rates and fees information correct as at 26 September 2020. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Contents
  • No

  • No

  • Up to $1,000

  • Up to $3,000

  • Yes

  • Yes

  • Yes

  • Up to $3,000

  • Up to $500 per item, up to $3,000 in total

  • No

  • No

  • No

  • Yes

  • No

  • No

  • No

Other cover
  • No

  • No

  • No

  • Up to $5,000

  • No

  • No

  • Up to 10% of sum insured

  • No

  • No

  • Up to 14 days

  • No

Policy and service features
  • 60

  • Yes - Up to 5% of sum insured

  • Yes

  • $100

  • true

  • yes

  • 15% online discount, over 50s, no claim bonus, security systems

  • Yes

  • No

  • No

  • Up to $20,000,000

  • none

  • none

Events
  • No

  • No

  • Yes

  • Yes

  • Yes

  • Yes

  • Yes

  • No

  • No

  • Yes

  • Yes

  • Yes

  • Yes

  • Yes

  • Yes

  • Yes

*Any information provided on this page should be considered a summary and general advice only. All information should be verified before purchase via the relevant Product Disclosure Statement (PDS).

Details

Rates and fees information correct as at 26 September 2020. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Contents
  • Up to $750

  • Up to $1,000

  • Yes

  • Yes

  • Yes

  • Yes

  • Yes

  • Up to $10,000

  • Up to $1,000 per item, up to $5,000 in total

  • No

  • Up to $1,000

  • No

  • Yes

  • Up to $2,000

  • No

  • Up to $10,000

Other cover
  • Up to $10,000 for funeral

  • No

  • No

  • Up to 12 months, up to 10% of sum insured

  • Up to $5,000

  • Up to 12 months, up to 10% of sum insured

  • Up to 10% of sum insured

  • No

  • No

  • Up to 14 days

  • No

Policy and service features
  • 60

  • Yes - Up to 10% of sum insured

  • Yes

  • $100

  • true

  • yes

  • 15% online discount, over 50s, no claim bonus, security systems

  • Yes

  • Up to $2,000 for loss or damage caused by the insured events of storm, flood and theft, and up to 20% of the sum insured for all other insured events

  • Up to 20% of sum insured

  • Up to $20,000,000

  • none

  • none

Events
  • No

  • Yes

  • Yes

  • Yes

  • Yes

  • Yes

  • Yes

  • Up to 15 years old

  • No

  • Yes

  • Yes

  • Yes

  • Yes

  • Yes

  • Yes

  • Yes

*Any information provided on this page should be considered a summary and general advice only. All information should be verified before purchase via the relevant Product Disclosure Statement (PDS).

Details

Rates and fees information correct as at 26 September 2020. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Contents
  • Up to $1,250

  • Up to $5,000

  • Yes

  • Yes

  • Yes

  • Yes

  • Yes

  • Up to $20,000

  • Up to $5,000 per item, up to $20,000 in total

  • No

  • Up to $2,000

  • No

  • Yes

  • Up to $3,000

  • No

  • Up to $15,000

Other cover
  • Up to $15,000 for funeral

  • Up to $500

  • No

  • Up to 12 months, up to 10% of sum insured

  • Up to $5,000

  • Up to 12 months, up to 10% of sum insured

  • Up to 10% of sum insured

  • No

  • No

  • Up to 14 days

  • Up to 20% of sum insured

Policy and service features
  • 60

  • Yes - Up to 20% of sum insured

  • Yes

  • $100

  • true

  • yes

  • 15% online discount, over 50s, no claim bonus, security systems

  • Yes

  • Yes

  • Yes

  • Up to $20,000,000

  • none

  • none

Events
  • Yes

  • Yes

  • Yes

  • Yes

  • Yes

  • Yes

  • Yes

  • Up to 15 years old

  • No

  • Yes

  • Yes

  • Yes

  • Yes

  • Yes

  • Yes

  • Yes

*Any information provided on this page should be considered a summary and general advice only. All information should be verified before purchase via the relevant Product Disclosure Statement (PDS).

Customer Reviews

How are Westpac home insurance rated by the Mozo community?

Overall
8.0/10
Value for money
7.6/10
Policy coverage
7.8/10
Customer service
8.2/10
Claims handling
7.5/10
Trust
7.9/10

Latest reviews of Westpac Contents Insurance

  • Overall 10/10
    Great to deal with.

    Always happy to help, no question is too silly.

    Read full review

    Always happy to help, no question is too silly.

    Value for money
    10/10
    Policy coverage
    10/10
    Customer service
    10/10
    Claims handling
    10/10
    Trust
    10/10
    Less
    Debbie, Victoria reviewed almost 5 years ago
  • Overall 7/10
    Great.

    Found them very helpful.

    Read full review

    Found them very helpful.

    Value for money
    7/10
    Policy coverage
    7/10
    Customer service
    8/10
    Claims handling
    6/10
    Trust
    9/10
    Less
    Anthony, Queensland reviewed almost 5 years ago
  • Overall 7/10
    Comprehensive

    No

    Value for money
    9/10
    Policy coverage
    9/10
    Customer service
    9/10
    Claims handling
    5/10
    Trust
    5/10
    Less
    Rebecca, New South Wales reviewed over 4 years ago
  • Overall 10/10
    Great bank

    Great bank

    Read full review

    Great bank

    Value for money
    10/10
    Policy coverage
    10/10
    Customer service
    10/10
    Claims handling
    10/10
    Trust
    10/10
    Less
    Jay, Queensland reviewed over 4 years ago
  • Overall 10/10
    Very happy with Westpac

    I couldn't be more happier with Westpac and their staff.

    Read full review

    I couldn't be more happier with Westpac and their staff.

    Value for money
    10/10
    Policy coverage
    10/10
    Customer service
    10/10
    Claims handling
    10/10
    Trust
    10/10
    Less
    Luke, Western Australia reviewed almost 5 years ago
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