Important information on terms, conditions and sub-limits
Fire
Yes
Theft or burglary
Yes
Flood
Yes
Storm
Yes
Building cover
n/a
Contents cover

Mozo editorial review Westpac Contents Insurance - last updated: 22 June 2022

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What's hot
  • New for old cover
  • 15% online discount
What's not
  • No cover for demolition costs or temporary repairs
Mozo snapshot

Westpac’s Content Insurance is a policy that has your contents covered, including getting emergency accomodation and veterinary costs for your pets. Plus, if you quote and buy online, you could bag yourself a 15% discount on your first year’s premium.

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Key features

Westpac’s Residential Care contents insurance will protect your belongings in a range of circumstances. Insured events include storms, lightning, flooding, fires and theft.

You might also be happy to know that Westpac's Content Insurance provides emergency accommodation cover up to 10% of the sum insured or the cost of accommodation for up to 12 months.

Plus, if you have furry friends, it also provides up to $500 worth of emergency accommodation for pets. Westpac also provides cover for emergency storage of your contents and cover for contents in a commercial storage facility. 

The policy provides up to $500 worth of veterinary expenses cover and up to 20% of the sum insured for contents in transit.

When it comes to protecting your belongings, you can rest easy knowing nearly all of your standard household items will be covered. Things like cameras and their accessories and other valuable items like jewellery are covered. Although it should be noted that there are coverage limits to items based on what category they land on. For instance, you can get up to $7,500 for cameras or jewellery, while there's $1,500 allotted per-item for electronics like laptops and smart watches.

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Who is it good for

Westpac’s contents insurance would work well for anyone who wants the to feel safe that their personal content it properly insured and will be able to make claims to replace most of them.

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Any catches

Westpac's Content Insurance doesn't provide the option to increase limits for several of their general contents category.

Details

Rates and fees information correct as at 14 August 2022. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Contents

Up to $2,000

No

Up to $2,000

Computer and their accessories: $1,500 per item.

Yes

Yes

Yes

$2,500 per item, set or collection, up to $7,500 for each category

$2,500 per item, set or collection, up to $7,500 for each category

$2,500 per item, set or collection, up to $7,500 for each category

$2,500 per item, set or collection, up to $7,500 for each category

No

Yes

$1,500 per item, up to $10,000 in total for business contents

No

Yes

Other cover

No

No

No

Up to 12 months, up to 10% of sum insured

Up to $500

Up to 12 months, up to balance of your contents sum insured.

Up to 10% of sum insured

No

No

Up to 14 days

Yes

Policy and service features

60

No

Yes

$100

true

yes

15% online discount, no claim bonus

Yes

Yes

Up to $2,000 in the open air at the site

Up to $20,000,000

none

Terms, conditions and limits apply. Read the relevant Product Disclosure Statement to see if this insurance is right for you.

Events

Yes

Yes

Yes

Yes

Yes

Yes

Yes

Optional - Up to 10 years old

No

Yes

Yes

Yes

Yes

Yes

Yes

Yes

Terms, conditions, exclusions, limits and sub-limits may apply to any of the insurance products shown on the Mozo website. These terms, conditions, exclusions, limits and sub-limits could affect the level of benefits and cover available under any of the insurance products shown on the Mozo website. Please refer to the relevant Product Disclosure Statement and the Target Market Determination on the provider's website for further information before making any decisions about an insurance product.

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