Important information on terms, conditions and sub-limits
Fire
Yes
Theft or burglary
Yes
Flood
Yes
Storm
Yes
Building cover
Contents cover
n/a

Mozo editorial review Westpac Home Insurance - last updated: 22 June 2022

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What's hot
  • Lifetime guarantee on authorised repairs
  • Pay monthly at no extra cost
What's not
  • No cover for death and injury
Mozo snapshot

Westpac’s building insurance offers a lifetime guarantee on authorised or arranged repairs. Along with being able to pay monthly at no cost, there’s also a 15% discount on offer, when you quote and buy online.

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Key features

Whether your home has been through a fire or become a victim of vandalism, Westpac’s building insurance has got you covered for heaps of events. 

With this insurance you will be provided cover for emergency accommodation of up to 10% of your sum insured or the cost of accommodation for up to 12 months from the date of the event (whichever works out less). The policy provides cover for lock and key replacements and unsecured building materials. You will be covered for garden and landscaping costs as well as long as your plants are properly planted in the ground.

Finally, if you quote and buy online, you should be able to snag yourself a 15% discount off your first year.

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Who is it good for

Westpac Home Insurance could be a good option for anyone looking to choose a level of building insurance that works well for them.


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Any catches

Westpac Building Insurance does not offer temporary emergency accommodation for pets.

Details

Rates and fees information correct as at 6 July 2022. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Buildings

Yes

No

Up to $5,000 for plants

Yes

Events

Yes

Yes

Yes

Yes

Yes

Yes

Yes

Optional - Up to 10 years old

No

Yes

Yes

Yes

Yes

Yes

Yes

Yes

Policy and service features

60

No

Yes

$100

true

yes

15% online discount, no claim bonus

Yes

Up to $20,000,000

none

Terms, conditions and limits apply. Read the relevant Product Disclosure Statement to see if this insurance is right for you.

Other cover

Up to $20,000,000 legal liability

Up to $1,000

Up to 12 months, up to 10% of sum insured

No

Up to 10% of sum insured combined with demolition cost

Up to 10% of sum insured combined with debris removal cost

Yes

Terms, conditions, exclusions, limits and sub-limits may apply to any of the insurance products shown on the Mozo website. These terms, conditions, exclusions, limits and sub-limits could affect the level of benefits and cover available under any of the insurance products shown on the Mozo website. Please refer to the relevant Product Disclosure Statement and the Target Market Determination on the provider's website for further information before making any decisions about an insurance product.

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