BankSA Unsecured Personal Loan

The details shown below are for a fixed loan between $2,000 and $40,000

The details shown below are for a variable loan between $2,000 and $40,000

The details shown below are for a fixed loan between $2,000 and $40,000

The details shown below are for a variable loan between $2,000 and $40,000

Choose the version of loan that suits you best

  • Loan: $2,000 $40,000

  • Loan: $2,000 $40,000

  • Loan: $2,000 $40,000

  • Loan: $2,000 $40,000

11.99% p.a.to 18.99% p.a.

12.78% p.a.to 19.71% p.a.based on $30,000
over 5 years

$0

BankSA Unsecured Personal Loan

11.99% p.a.to 18.99% p.a.

12.78% p.a.to 19.71% p.a.based on $30,000
over 5 years

$0

Details
Customer Reviews
Similar loans

11.99% p.a.to 18.99% p.a.

12.78% p.a.to 19.71% p.a.based on $30,000
over 5 years

$0

BankSA Unsecured Personal Loan

11.99% p.a.to 18.99% p.a.

12.78% p.a.to 19.71% p.a.based on $30,000
over 5 years

$0

Details
Customer Reviews
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12.99% p.a.to 19.99% p.a.

14.06% p.a.to 21.02% p.a.based on $30,000
over 5 years

$195

BankSA Unsecured Personal Loan

12.99% p.a.to 19.99% p.a.

14.06% p.a.to 21.02% p.a.based on $30,000
over 5 years

$195

Details
Customer Reviews
Similar loans

12.99% p.a.to 19.99% p.a.

14.06% p.a.to 21.02% p.a.based on $30,000
over 5 years

$195

BankSA Unsecured Personal Loan

12.99% p.a.to 19.99% p.a.

14.06% p.a.to 21.02% p.a.based on $30,000
over 5 years

$195

Details
Customer Reviews
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Details
Customer Reviews
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Details

Rates and fees information correct as at 23 January 2019. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates

  • Fixed

  • 11.99% p.a.to 18.99% p.a. fixed

  • 12.78% p.a.to 19.71% p.a.based on $30,000
    over 5 years

Fees

  • $0.00

  • $12.00

  • $9.00

  • $0.00

  • $150 within first year of term, $100 thereafter.

Other financial bits

  • $2,000.00

  • $40,000.00

  • 1 Year

  • 5 Years

  • Unsecured

Features

  • Weekly, Fortnightly, Monthly

  • no

  • no

  • Discounted rates only apply to new customers.

  • none

*The Comparison Rate combines the lender's interest rate, fees and charges into a single rate to show the true cost of a personal loan. The comparison rates displayed are calculated based on a loan of $30,000 for a term of 5 years or a loan of $10,000 for a term of 3 years as indicated, based on monthly principal and interest repayments, on a secured basis for secured loans and an unsecured basis for unsecured loans. WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan.

Details

Rates and fees information correct as at 23 January 2019. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates

  • Variable

  • 11.99% p.a.variable

  • 12.78% p.a.to 19.71% p.a.based on $30,000
    over 5 years

Fees

  • $0.00

  • $12.00

  • $9.00

  • $0.00

  • $150 within first year of term, $100 thereafter.

Other financial bits

  • $2,000.00

  • $40,000.00

  • 1 Year

  • 7 Years

  • Unsecured

Features

  • Weekly, Fortnightly, Monthly

  • yes

  • yes

  • Discounted rates only apply to new customers.

  • none

*The Comparison Rate combines the lender's interest rate, fees and charges into a single rate to show the true cost of a personal loan. The comparison rates displayed are calculated based on a loan of $30,000 for a term of 5 years or a loan of $10,000 for a term of 3 years as indicated, based on monthly principal and interest repayments, on a secured basis for secured loans and an unsecured basis for unsecured loans. WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan.

Details

Rates and fees information correct as at 23 January 2019. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates

  • Fixed

  • 12.99% p.a.to 19.99% p.a. fixed

  • 14.06% p.a.to 21.02% p.a.based on $30,000
    over 5 years

Fees

  • $195.00

  • $12.00

  • $9.00

  • $0.00

  • $150 within first year of term, $100 thereafter.

Other financial bits

  • $2,000.00

  • $40,000.00

  • 1 Year

  • 5 Years

  • Unsecured

Features

  • Weekly, Fortnightly, Monthly

  • yes

  • no

  • none

  • none

*The Comparison Rate combines the lender's interest rate, fees and charges into a single rate to show the true cost of a personal loan. The comparison rates displayed are calculated based on a loan of $30,000 for a term of 5 years or a loan of $10,000 for a term of 3 years as indicated, based on monthly principal and interest repayments, on a secured basis for secured loans and an unsecured basis for unsecured loans. WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan.

Details

Rates and fees information correct as at 23 January 2019. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates

  • Variable

  • 12.99% p.a.variable

  • 14.06% p.a.to 21.02% p.a.based on $30,000
    over 5 years

Fees

  • $195.00

  • $12.00

  • $9.00

  • $0.00

  • $150 within first year of term, $100 thereafter.

Other financial bits

  • $2,000.00

  • $40,000.00

  • 1 Year

  • 7 Years

  • Unsecured

Features

  • Weekly, Fortnightly, Monthly

  • yes

  • yes

  • none

  • none

*The Comparison Rate combines the lender's interest rate, fees and charges into a single rate to show the true cost of a personal loan. The comparison rates displayed are calculated based on a loan of $30,000 for a term of 5 years or a loan of $10,000 for a term of 3 years as indicated, based on monthly principal and interest repayments, on a secured basis for secured loans and an unsecured basis for unsecured loans. WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan.

Customer Reviews

How are BankSA personal loans rated by the Mozo community?

Overall customer rating
6.9/10

Based on 72 BankSA personal loan reviews

Price
6.3/10
Features
6.1/10
Customer service
7.3/10
Convenience
7.4/10
Trust
6.9/10

Latest reviews of BankSA Unsecured Personal Loan

  • Overall
    7/10
    Friendly staff but not many branches available

    Systems are not always user-friendly for aged people.

    Read full review

    Systems are not always user-friendly for aged people.

    Price
    5/10
    Features
    -
    Customer service
    -
    Convenience
    -
    Trust
    -

    Less

    Terry | South Australia

    reviewed over 1 year ago

  • Overall
    8/10
    Great customer service and competitive rates.

    A great bank for south aussies :)

    Read full review

    A great bank for south aussies :)

    Price
    7/10
    Features
    7/10
    Customer service
    8/10
    Convenience
    8/10
    Trust
    8/10

    Less

    Gavin | South Australia

    reviewed almost 3 years ago

  • Overall
    9/10
    Good customer service and competitive prices!

    The account fees and interest rate were competitive with other banks and I was allowed the...

    Read full review

    The account fees and interest rate were competitive with other banks and I was allowed the flexibility to pay the loan off earlier than the timeframe in the contract with no additional penalties for doing so.

    Price
    9/10
    Features
    9/10
    Customer service
    9/10
    Convenience
    10/10
    Trust
    9/10

    Less

    Nicole | South Australia

    reviewed almost 3 years ago

  • Overall
    7/10
    Great customer service

    Quick and easy to use and apply

    Read full review

    Quick and easy to use and apply

    Price
    6/10
    Features
    6/10
    Customer service
    7/10
    Convenience
    7/10
    Trust
    7/10

    Less

    Vasilios | South Australia

    reviewed about 3 years ago

  • Overall
    7/10
    Good product that has met our needs. Convenient.

    The service to my wife when buying this product was courteous and efficient. A pleasure to work...

    Read full review

    The service to my wife when buying this product was courteous and efficient. A pleasure to work with. Differentiating on price is difficult in the Australian banking sector, however service is another thing entirely!

    Price
    7/10
    Features
    6/10
    Customer service
    7/10
    Convenience
    7/10
    Trust
    7/10

    Less

    Tim | Victoria

    reviewed over 3 years ago

BankSA

About BankSA

BankSA is the largest financial institution in South Australia, and boasts the largest network of branches and ATMs in the state. BankSA aims to help South Australians get the best from their money, and offers a wide range of bank accounts, home loans, personal loans, credit cards and other financial services.

See BankSA personal loans

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