Choose the version of this loan that suits you best
| Loan type | Name | Min loan amount | Max loan amount | |
|---|---|---|---|---|
|
|
Fixed | Unsecured Personal Loan (Fixed) | $2,000 | $50,000 |
|
|
Variable | Unsecured Personal Loan (Variable) | $2,000 | $50,000 |
|
Fixed |
|
|
7.49% p.a.to 20.59% p.a. fixed |
|
|
8.54% p.a.to 21.59% p.a.based on $30,000 |
|
$250.00 |
|
|
$10.00 |
|
|
$15.00 |
|
|
$0.00 |
|
|
$150 within first year of term, $100 after. |
|
$2,000.00 |
|
|
$50,000.00 |
|
|
1 Year |
|
|
7 Years |
|
|
Unsecured |
|
Car, Debt consolidation, Education, Medical, Weddings |
|
|
Weekly, Fortnightly, Monthly |
|
|
yes |
|
|
no |
|
|
none |
|
|
none |
WARNING: The Comparison Rate combines the lender's interest rate, fees and charges into a single rate to show the true cost of a personal loan. The comparison rates displayed are calculated based on a loan of $30,000 for a term of 5 years or a loan of $10,000 for a term of 3 years as indicated, based on monthly principal and interest repayments, on a secured basis for secured loans and an unsecured basis for unsecured loans. This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan.
|
Variable |
|
|
7.49% p.a.variable |
|
|
8.54% p.a.to 21.59% p.a.based on $30,000 |
|
$250.00 |
|
|
$10.00 |
|
|
$15.00 |
|
|
$0.00 |
|
|
$150 within first year of term, $100 after. |
|
$2,000.00 |
|
|
$50,000.00 |
|
|
1 Year |
|
|
7 Years |
|
|
Unsecured |
|
Car, Debt consolidation, Education, Medical, Weddings |
|
|
Weekly, Fortnightly, Monthly |
|
|
yes |
|
|
yes |
|
|
none |
|
|
none |
WARNING: The Comparison Rate combines the lender's interest rate, fees and charges into a single rate to show the true cost of a personal loan. The comparison rates displayed are calculated based on a loan of $30,000 for a term of 5 years or a loan of $10,000 for a term of 3 years as indicated, based on monthly principal and interest repayments, on a secured basis for secured loans and an unsecured basis for unsecured loans. This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan.
I’ve always had great service interacting with BankSA. They always help me work out what would best suit my needs and they explain the process. Their products are easy to use.
Read full reviewI’ve always had great service interacting with BankSA. They always help me work out what would best suit my needs and they explain the process. Their products are easy to use.
I have bank with BankSA since I was in primary school and have my home loan with them. So with no complaints I have always gone back to them.
Read full reviewI have bank with BankSA since I was in primary school and have my home loan with them. So with no complaints I have always gone back to them.
Systems are not always user-friendly for aged people.
Read full reviewSystems are not always user-friendly for aged people.
A great bank for south aussies :)
Read full reviewA great bank for south aussies :)
The account fees and interest rate were competitive with other banks and I was allowed the flexibility to pay the loan off earlier than the timeframe in the contract with no additional penalties for doing so.
Read full reviewThe account fees and interest rate were competitive with other banks and I was allowed the flexibility to pay the loan off earlier than the timeframe in the contract with no additional penalties for doing so.
Low Rate Personal Loan
6.57% p.a.to 8.39% p.a.
7.19% p.a.to 8.75% p.a.based on $30,000
over 5 years
Unsecured Personal Loan
6.75% p.a.to 26.95% p.a.
6.75% p.a.to 26.95% p.a.based on $30,000
over 5 years
Debt Consolidation
6.57% p.a.to 18.99% p.a.
7.19% p.a.to 19.39% p.a.based on $30,000
over 5 years
Express Personal Loan
14.95% p.a.to 27.95% p.a.
29.30% p.a.to 42.8% p.a.based on $10,000
over 3 years
Low Rate Personal Loan
6.57% p.a.to 18.99% p.a.
7.19% p.a.to 19.39% p.a.based on $30,000
over 5 years
Low Rate Personal Loan
6.57% p.a.to 18.99% p.a.
7.19% p.a.to 19.39% p.a.based on $30,000
over 5 years
Express Personal Loan
14.95% p.a.to 27.95% p.a.
29.30% p.a.to 42.8% p.a.based on $10,000
over 3 years
Unsecured Personal Loan
6.75% p.a.to 26.95% p.a.
6.75% p.a.to 26.95% p.a.based on $30,000
over 5 years
Low Rate Personal Loan
6.57% p.a.to 8.39% p.a.
7.19% p.a.to 8.75% p.a.based on $30,000
over 5 years
Express Personal Loan
14.95% p.a.to 27.95% p.a.
29.30% p.a.to 42.8% p.a.based on $10,000
over 3 years
Debt Consolidation
5.76% p.a.to 24.03% p.a.
6.57% p.a.to 24.99% p.a.based on $30,000
over 5 years
Low Rate Personal Loan
9.14% p.a.to 10.49% p.a.
9.50% p.a.to 10.85% p.a.based on $30,000
over 5 years
Unsecured Personal Loan
5.76% p.a.to 24.03% p.a.
6.55% p.a.to 24.98% p.a.based on $30,000
over 5 years
Unsecured Personal Loan
6.75% p.a.to 26.95% p.a.
6.75% p.a.to 26.95% p.a.based on $30,000
over 5 years
Debt Consolidation
5.76% p.a.to 24.03% p.a.
6.57% p.a.to 24.99% p.a.based on $30,000
over 5 years
Low Rate Personal Loan
6.57% p.a.to 8.39% p.a.
7.19% p.a.to 8.75% p.a.based on $30,000
over 5 years
Unsecured Personal Loan
6.75% p.a.to 26.95% p.a.
6.75% p.a.to 26.95% p.a.based on $30,000
over 5 years
Unsecured Personal Loan
5.76% p.a.to 24.03% p.a.
6.55% p.a.to 24.98% p.a.based on $30,000
over 5 years
Debt Consolidation
5.76% p.a.to 24.03% p.a.
6.57% p.a.to 24.99% p.a.based on $30,000
over 5 years
Unsecured Personal Loan
5.76% p.a.to 24.03% p.a.
6.55% p.a.
$0.00
Debt Consolidation
5.76% p.a.to 24.03% p.a.
6.57% p.a.
$0.00