P&N Bank Unsecured Personal Loan

12.82% p.a.

13.77% p.a.based on $30,000
over 5 years

$199

P&N Bank Unsecured Personal Loan

12.82% p.a.

13.77% p.a.based on $30,000
over 5 years

$199

Details

Rates and fees information correct as at 17 July 2019. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates
  • Variable

  • 12.82% p.a.variable

  • 13.77% p.a.based on $30,000
    over 5 years

Fees
  • $199.00

  • $10.00

  • n/a

  • $0.00

  • $0

Other financial bits
  • $5,000.00

  • none

  • 2 Years

  • 5 Years

  • Unsecured

Features
  • Weekly, Fortnightly, Monthly

  • yes

  • yes

  • none

  • none

*The Comparison Rate combines the lender's interest rate, fees and charges into a single rate to show the true cost of a personal loan. The comparison rates displayed are calculated based on a loan of $30,000 for a term of 5 years or a loan of $10,000 for a term of 3 years as indicated, based on monthly principal and interest repayments, on a secured basis for secured loans and an unsecured basis for unsecured loans. WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan.

Customer Reviews

How are P&N Bank personal loans rated by the Mozo community?

Overall customer rating
9.1/10
Price
8.7/10
Features
8.8/10
Customer service
9.4/10
Convenience
8.9/10
Trust
9.5/10

Latest reviews of P&N Bank Unsecured Personal Loan

  • Overall
    8/10
    Great customer service, easy to go too.

    P&N Bank is great for service and understandingly consumer focused. I have been with them for...

    P&N Bank is great for service and understandingly consumer focused. I have been with them for quite some time, and wouldn't go anywhere else.

    Price
    7/10
    Features
    6/10
    Customer service
    8/10
    Convenience
    5/10
    Trust
    6/10

    Ray | Western Australia

    reviewed over 3 years ago

  • Overall
    10/10
    Excellent rates with outstanding customer service

    I would recommend P&N bank to everyone, all my family use them. It's great to know that when you...

    I would recommend P&N bank to everyone, all my family use them. It's great to know that when you have any question your call will be answered quickly by a local branch employee.

    Price
    9/10
    Features
    9/10
    Customer service
    10/10
    Convenience
    10/10
    Trust
    10/10

    Megan | Western Australia

    reviewed almost 4 years ago

  • Overall
    10/10
    Quick to sort out financial problems I may have ha

    I have been with the P&N bank for 27 years & always had great service ! Their interest rates are...

    I have been with the P&N bank for 27 years & always had great service ! Their interest rates are very fair & lower than most other banks ! Whenever I speak to their customer service team , they are always friendly & helpful. Their only problem is they don't have many branches outside the metro area... But they are always available & quick to help on the phone !!

    Price
    10/10
    Features
    10/10
    Customer service
    10/10
    Convenience
    8/10
    Trust
    10/10

    David | Western Australia

    reviewed about 4 years ago

  • Overall
    8/10
    Easy to apply and helpful staff

    This bank has excellent phone and online access. The staff are great and always willing to help.

    This bank has excellent phone and online access. The staff are great and always willing to help.

    Price
    8/10
    Features
    5/10
    Customer service
    9/10
    Convenience
    10/10
    Trust
    9/10

    Name not supplied | Western Australia

    reviewed over 5 years ago

P&N Bank

About P&N Bank

P&N Bank is Western Australia's largest mutual bank, and offers competitive rates and fees that are personalised to its members. Formerly Police & Nurses Credit Society, P&N has served the local Western Australian community for over 30 years, and provides a range of quality banking and financial services including credit cards, bank and savings accounts, term deposits, home and personals loans, and insurance products. As a mutual bank, every member has a say, and profits go directly back into benefiting its members.

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