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SocietyOne Secured Personal Loan (Fixed)

Advertiser disclosure
The details shown below are for a fixed loan between $5,000 and $70,000
The details shown below are for a fixed loan between $5,000 and $70,000
The details shown below are for a fixed loan between $5,000 and $70,000
The details shown below are for a fixed loan between $5,000 and $70,000
The details shown below are for a fixed loan between $5,000 and $70,000
The details shown below are for a fixed loan between $5,000 and $70,000
The details shown below are for a fixed loan between $5,000 and $70,000
The details shown below are for a fixed loan between $5,000 and $70,000

Choose the version of this loan that suits you best

Loan type Name Min loan amount Max loan amount
Fixed Secured Personal Loan (Tier 1 Credit, Fixed, 5 Year Term) $5,000 $70,000
Fixed Secured Personal Loan (Tier 2 Credit, Fixed, 5 Year Term) $5,000 $70,000
Fixed Secured Personal Loan (Tier 3 Credit, Fixed, 5 Year Term) $5,000 $70,000
Fixed Secured Personal Loan (Tier 1 Credit, Fixed) $5,000 $70,000
Fixed Secured Personal Loan (Tier 2 Credit, Fixed) $5,000 $70,000
Fixed Secured Personal Loan (Tier 3 Credit, Fixed) $5,000 $70,000
Fixed Secured Personal Loan (Tier 4 Credit, Fixed) $5,000 $70,000
Fixed Secured Personal Loan (Tier 4 Credit, Fixed, 5 Year Term) $5,000 $70,000
  • Loan: $5,000 $70,000
  • Loan: $5,000 $70,000
  • Loan: $5,000 $70,000
  • Loan: $5,000 $70,000
  • Loan: $5,000 $70,000
  • Loan: $5,000 $70,000
  • Loan: $5,000 $70,000
  • Loan: $5,000 $70,000
Interest rate from
8.20% p.a.to 14.49% p.a.
Comparison rate from
8.98% p.a.to 15.32% p.a.based on $30,000
over 5 years
Upfront fee
$545.00
Interest rate from
15.84% p.a.to 16.19% p.a.
Comparison rate from
16.84% p.a.to 17.19% p.a.based on $30,000
over 5 years
Upfront fee
$645.00
Interest rate from
18.29% p.a.to 19.99% p.a.
Comparison rate from
19.07% p.a.to 20.79% p.a.based on $30,000
over 5 years
Upfront fee
$495.00
Interest rate from
8.20% p.a.to 12.99% p.a.
Comparison rate from
8.98% p.a.to 13.81% p.a.based on $30,000
over 5 years
Upfront fee
$545.00
Interest rate from
14.14% p.a.to 14.49% p.a.
Comparison rate from
15.12% p.a.to 15.47% p.a.based on $30,000
over 5 years
Upfront fee
$645.00
Interest rate from
16.29% p.a.to 17.99% p.a.
Comparison rate from
17.06% p.a.to 18.77% p.a.based on $30,000
over 5 years
Upfront fee
$495.00
Interest rate from
19.39% p.a.to 20.99% p.a.
Comparison rate from
20.42% p.a.to 22.04% p.a.based on $30,000
over 5 years
Upfront fee
$645.00
Interest rate from
22.39% p.a.to 24.89% p.a.
Comparison rate from
23.46% p.a.to 25.98% p.a.based on $30,000
over 5 years
Upfront fee
$645.00

Details

Rates and fees information correct as at 8 October 2024. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates

Fixed

8.20% p.a.to 14.49% p.a. fixed

8.98% p.a.to 15.32% p.a.based on $30,000
over 5 years

Fees

$545.00

$0.00

$35.00

$0.00

0.0

Other financial bits

$5,000.00

$70,000.00

2 Years

5 Years

Vehicle

Features

-

Fortnightly, Monthly

yes

no

Minimum security value is $5,000 and is dependent on loan size.Interest rate and establishment fee vary according to Equifax credit score. Rates and fees shown are for a Tier 1 credit graded borrower. Minimum employment income of $30,000 p.a.

Upfront fee of $50 - $545 for applicants depending on credit scores.

WARNING: The Comparison Rate combines the lender's interest rate, fees and charges into a single rate to show the true cost of a personal loan. The comparison rates displayed are calculated based on a loan of $30,000 for a term of 5 years or a loan of $10,000 for a term of 3 years as indicated, based on monthly principal and interest repayments, on a secured basis for secured loans and an unsecured basis for unsecured loans. This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan.

Details

Rates and fees information correct as at 8 October 2024. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates

Fixed

15.84% p.a.to 16.19% p.a. fixed

16.84% p.a.to 17.19% p.a.based on $30,000
over 5 years

Fees

$645.00

$0.00

$35.00

$0.00

0.0

Other financial bits

$5,000.00

$70,000.00

2 Years

5 Years

Vehicle

Features

-

Fortnightly, Monthly

yes

no

Minimum security value is $5,000 and is dependent on loan size.Interest rate and establishment fee vary according to Equifax credit score. Rates and fees shown are for a Tier 2 credit graded borrower. Minimum employment income of $30,000 p.a.

none

WARNING: The Comparison Rate combines the lender's interest rate, fees and charges into a single rate to show the true cost of a personal loan. The comparison rates displayed are calculated based on a loan of $30,000 for a term of 5 years or a loan of $10,000 for a term of 3 years as indicated, based on monthly principal and interest repayments, on a secured basis for secured loans and an unsecured basis for unsecured loans. This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan.

Details

Rates and fees information correct as at 8 October 2024. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates

Fixed

18.29% p.a.to 19.99% p.a. fixed

19.07% p.a.to 20.79% p.a.based on $30,000
over 5 years

Fees

$495.00

$0.00

$35.00

$0.00

0.0

Other financial bits

$5,000.00

$70,000.00

2 Years

5 Years

Vehicle

Features

-

Fortnightly, Monthly

yes

no

Minimum security value is $5,000 and is dependent on loan size.Interest rate and establishment fee vary according to Equifax credit score. Rates and fees shown are for a Tier 3 credit graded borrower. Minimum employment income of $30,000 p.a.

none

WARNING: The Comparison Rate combines the lender's interest rate, fees and charges into a single rate to show the true cost of a personal loan. The comparison rates displayed are calculated based on a loan of $30,000 for a term of 5 years or a loan of $10,000 for a term of 3 years as indicated, based on monthly principal and interest repayments, on a secured basis for secured loans and an unsecured basis for unsecured loans. This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan.

Details

Rates and fees information correct as at 8 October 2024. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates

Fixed

8.20% p.a.to 12.99% p.a. fixed

8.98% p.a.to 13.81% p.a.based on $30,000
over 5 years

Fees

$545.00

$0.00

$35.00

$0.00

0.0

Other financial bits

$5,000.00

$70,000.00

2 Years

5 Years

Vehicle

Features

-

Fortnightly, Monthly

yes

no

Minimum security value is $5,000 and is dependent on loan size.Interest rate and establishment fee vary according to Equifax credit score. Rates and fees shown are for a Tier 1 credit graded borrower. Minimum employment income of $30,000 p.a.

Upfront fee of $50 - $545 for applicants depending on credit scores.

WARNING: The Comparison Rate combines the lender's interest rate, fees and charges into a single rate to show the true cost of a personal loan. The comparison rates displayed are calculated based on a loan of $30,000 for a term of 5 years or a loan of $10,000 for a term of 3 years as indicated, based on monthly principal and interest repayments, on a secured basis for secured loans and an unsecured basis for unsecured loans. This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan.

Details

Rates and fees information correct as at 8 October 2024. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates

Fixed

14.14% p.a.to 14.49% p.a. fixed

15.12% p.a.to 15.47% p.a.based on $30,000
over 5 years

Fees

$645.00

$0.00

$35.00

$0.00

0.0

Other financial bits

$5,000.00

$70,000.00

2 Years

5 Years

Vehicle

Features

-

Fortnightly, Monthly

yes

no

Minimum security value is $5,000 and is dependent on loan size.Interest rate and establishment fee vary according to Equifax credit score. Rates and fees shown are for a Tier 2 credit graded borrower. Minimum employment income of $30,000 p.a.

none

WARNING: The Comparison Rate combines the lender's interest rate, fees and charges into a single rate to show the true cost of a personal loan. The comparison rates displayed are calculated based on a loan of $30,000 for a term of 5 years or a loan of $10,000 for a term of 3 years as indicated, based on monthly principal and interest repayments, on a secured basis for secured loans and an unsecured basis for unsecured loans. This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan.

Details

Rates and fees information correct as at 8 October 2024. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates

Fixed

16.29% p.a.to 17.99% p.a. fixed

17.06% p.a.to 18.77% p.a.based on $30,000
over 5 years

Fees

$495.00

$0.00

$35.00

$0.00

0.0

Other financial bits

$5,000.00

$70,000.00

2 Years

5 Years

Vehicle

Features

-

Fortnightly, Monthly

yes

no

Minimum security value is $5,000 and is dependent on loan size.Interest rate and establishment fee vary according to Equifax credit score. Rates and fees shown are for a Tier 3 credit graded borrower. Minimum employment income of $30,000 p.a.

none

WARNING: The Comparison Rate combines the lender's interest rate, fees and charges into a single rate to show the true cost of a personal loan. The comparison rates displayed are calculated based on a loan of $30,000 for a term of 5 years or a loan of $10,000 for a term of 3 years as indicated, based on monthly principal and interest repayments, on a secured basis for secured loans and an unsecured basis for unsecured loans. This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan.

Details

Rates and fees information correct as at 8 October 2024. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates

Fixed

19.39% p.a.to 20.99% p.a. fixed

20.42% p.a.to 22.04% p.a.based on $30,000
over 5 years

Fees

$645.00

$0.00

$35.00

$0.00

0.0

Other financial bits

$5,000.00

$70,000.00

2 Years

5 Years

Vehicle

Features

-

Fortnightly, Monthly

yes

no

Minimum security value is $5,000 and is dependent on loan size. Interest rate and establishment fee vary according to Equifax credit score. Rates and fees shown are for a Tier 4 credit graded borrower. Minimum employment income of $30,000 p.a.

none

WARNING: The Comparison Rate combines the lender's interest rate, fees and charges into a single rate to show the true cost of a personal loan. The comparison rates displayed are calculated based on a loan of $30,000 for a term of 5 years or a loan of $10,000 for a term of 3 years as indicated, based on monthly principal and interest repayments, on a secured basis for secured loans and an unsecured basis for unsecured loans. This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan.

Details

Rates and fees information correct as at 8 October 2024. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates

Fixed

22.39% p.a.to 24.89% p.a. fixed

23.46% p.a.to 25.98% p.a.based on $30,000
over 5 years

Fees

$645.00

$0.00

$35.00

$0.00

0.0

Other financial bits

$5,000.00

$70,000.00

2 Years

5 Years

Vehicle

Features

-

Fortnightly, Monthly

yes

no

Minimum security value is $5,000 and is dependent on loan size. Interest rate and establishment fee vary according to Equifax credit score. Rates and fees shown are for a Tier 4 credit graded borrower. Minimum employment income of $30,000 p.a.

none

WARNING: The Comparison Rate combines the lender's interest rate, fees and charges into a single rate to show the true cost of a personal loan. The comparison rates displayed are calculated based on a loan of $30,000 for a term of 5 years or a loan of $10,000 for a term of 3 years as indicated, based on monthly principal and interest repayments, on a secured basis for secured loans and an unsecured basis for unsecured loans. This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan.

Customer Reviews

How are SocietyOne personal loans rated by the Mozo community?

Overall
4.3/10
Price
4.6/10
Features
3.0/10
Customer service
4.3/10
Convenience
4.1/10
Trust
4.1/10
Based on 10 SocietyOne personal loan reviews as rated by the Mozo customers. More about the Mozo Customer Ratings.
Mozo recommends that ratings are only one factor to be taken into account when deciding whether to take up any financial product offer.

Latest review of SocietyOne Secured Personal Loan (Fixed)

About SocietyOne

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Unsecured Personal Loan

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Harmoney

Debt Consolidation

5.76% p.a.to 24.03% p.a.

6.57% p.a.to 24.99% p.a.based on $30,000
over 5 years

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OurMoneyMarket

Low Rate Personal Loan

6.57% p.a.to 18.99% p.a.

7.19% p.a.to 19.39% p.a.based on $30,000
over 5 years

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Jacaranda Finance

Express Personal Loan

14.95% p.a.to 27.95% p.a.

29.30% p.a.to 42.8% p.a.based on $10,000
over 3 years

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Harmoney

Unsecured Personal Loan

5.76% p.a.to 24.03% p.a.

6.55% p.a.to 24.98% p.a.based on $30,000
over 5 years

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Jacaranda Finance

Express Personal Loan

14.95% p.a.to 27.95% p.a.

29.30% p.a.to 42.8% p.a.based on $10,000
over 3 years

Thumbnail icon for OurMoneyMarket
OurMoneyMarket

Low Rate Personal Loan

6.57% p.a.to 8.48% p.a.

7.19% p.a.to 8.84% p.a.based on $30,000
over 5 years

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Harmoney

Debt Consolidation

5.76% p.a.to 24.03% p.a.

6.57% p.a.to 24.99% p.a.based on $30,000
over 5 years

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OurMoneyMarket

Low Rate Personal Loan

9.14% p.a.to 11.19% p.a.

9.50% p.a.to 11.56% p.a.based on $30,000
over 5 years

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Harmoney

Debt Consolidation

5.76% p.a.to 24.03% p.a.

6.57% p.a.to 24.99% p.a.based on $30,000
over 5 years

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OurMoneyMarket

Low Rate Personal Loan

6.57% p.a.to 8.48% p.a.

7.19% p.a.to 8.84% p.a.based on $30,000
over 5 years

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Harmoney

Unsecured Personal Loan

5.76% p.a.to 24.03% p.a.

6.55% p.a.to 24.98% p.a.based on $30,000
over 5 years

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Debt Consolidation

5.76% p.a.to 24.03% p.a.

6.57% p.a.to 24.99% p.a.based on $30,000
over 5 years

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OurMoneyMarket

Low Rate Personal Loan

6.57% p.a.to 8.48% p.a.

7.19% p.a.

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Debt Consolidation

6.57% p.a.to 18.99% p.a.

7.19% p.a.

$0.00

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Low Rate Personal Loan

6.57% p.a.to 18.99% p.a.

7.19% p.a.

$0.00

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Unsecured Personal Loan

5.76% p.a.to 24.03% p.a.

6.55% p.a.

$0.00

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Debt Consolidation

5.76% p.a.to 24.03% p.a.

6.57% p.a.

$0.00

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