I transfered my comprehensive motor vehicle insurance account to APIA from another insurer approximately 10 years ago as they offered a much reduced premium for the same or better cover. I compare premiums and coverage every year and have always found them to be the best. About 6 years ago I had occasion to make a claim when my car was damaged in a shopping car park. The cost of repairs was covered without loss of no-claim bonus and no excess. The repairs were carried out in less than 1 week (but no loan car). But as there was no cost I could not complain. I highly recommend APIA Insurance, unfortunately I think they only cover pensioners or people of pensionable age.
Apia tends to my needs as an over 55. If you do make a claim it was effortless and Apia called me back a few days later to see if all was ok. I liked that.
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