Bank of Queensland credit card reviews

Bank of Queensland
Bank of Queensland's overall rating for credit cards

(as rated by the Mozo community)

7.3 / 10

based on 344 reviews

Price

Features

Customer service

Convenience

Trust

Top 5 credit cards 2015

Featured credit card from Bank of Queensland

Recent Bank of Queensland credit card reviews

Bank of Queensland

Bank of Queensland Blue Visa Credit Card credit card review

Overall rating   10 / 10

Safe secure and reliable banking

Bank staff are awesome. They are so polite and so caring they make me feel that my money is in safe hands.

Full review

Bank staff are awesome. They are so polite and so caring they make me feel that my money is in safe hands.

    Price   9 / 10

    Features   8 / 10

    Customer service   10 / 10

    Convenience   9 / 10

    Trust   9 / 10

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Shirleyann, Queensland, reviewed 10 days ago

Bank of Queensland

Bank of Queensland credit card review

Overall rating   9 / 10

Good customer service

Customer service is good, they always assist me.

Full review

Customer service is good, they always assist me.

    Customer service   10 / 10

    Convenience   10 / 10

    Trust   9 / 10

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Campbell, Western Australia, reviewed about 2 months ago

Bank of Queensland

Bank of Queensland Blue Visa Credit Card credit card review

Overall rating   10 / 10

The level of service is second to none

This bank is fantastic due to its owner franchises.

Full review

This bank is fantastic due to its owner franchises.

    Price   8 / 10

    Features   10 / 10

    Customer service   10 / 10

    Convenience   8 / 10

    Trust   10 / 10

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Jim, Queensland, reviewed about 2 years ago

Bank of Queensland

Bank of Queensland Platinum Visa Credit Card credit card review

Overall rating   9 / 10

Superb Customer Service

The bank staff treat you as if you matter to them

Full review

The bank staff treat you as if you matter to them

    Price   8 / 10

    Features   8 / 10

    Customer service   9 / 10

    Convenience   9 / 10

    Trust   9 / 10

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Cheryl, Western Australia, reviewed over 2 years ago

Bank of Queensland

Bank of Queensland Blue Visa Credit Card credit card review

Overall rating   9 / 10

I have found them outstanding.

I have found them outstanding in customer service & able to help on the phone with all my inquiries.

Full review

I have found them outstanding in customer service & able to help on the phone with all my inquiries.

    Price   7 / 10

    Features   7 / 10

    Customer service   9 / 10

    Convenience   7 / 10

    Trust   9 / 10

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Jimmy, Queensland, reviewed over 2 years ago

Bank of Queensland

Bank of Queensland Blue Visa Credit Card credit card review

Overall rating   9 / 10

Thank you

The service is just the best in my local bank in Agnes water

Full review

The service is just the best in my local bank in Agnes water

    Price   10 / 10

    Features   10 / 10

    Customer service   10 / 10

    Convenience   9 / 10

    Trust   10 / 10

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Shelley, Queensland, reviewed over 2 years ago

Bank of Queensland

Bank of Queensland credit card review

Overall rating   10 / 10

Fantastic customer service

Great rewards program and easy to deal with staff

Full review

Great rewards program and easy to deal with staff

    Price   10 / 10

    Features   10 / 10

    Customer service   10 / 10

    Convenience   8 / 10

    Trust   10 / 10

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Juana, South Australia, reviewed almost 3 years ago

Bank of Queensland

Bank of Queensland credit card review

Overall rating   8 / 10

Low rate visa, can't beat it!

Great team, very family like, always smile for you! Nothing but first class from 14 years as my main bank.

Full review

Great team, very family like, always smile for you! Nothing but first class from 14 years as my main bank.

    Price   9 / 10

    Features   9 / 10

    Customer service   8 / 10

    Convenience   8 / 10

    Trust   9 / 10

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Shaun, Queensland, reviewed almost 3 years ago

Bank of Queensland

Bank of Queensland Blue Visa Credit Card credit card review

Overall rating   10 / 10

Customer service beyond belief

you feel wanted

Full review

you feel wanted

    Price   8 / 10

    Features   8 / 10

    Customer service   10 / 10

    Convenience   10 / 10

    Trust   10 / 10

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Douglas, Queensland, reviewed almost 3 years ago

Bank of Queensland

Bank of Queensland Low Rate Visa Credit Card credit card review

Overall rating   10 / 10

Amazing low rates

Nice and good staff

Full review

Nice and good staff

    Price   10 / 10

    Features   10 / 10

    Customer service   10 / 10

    Convenience   10 / 10

    Trust   10 / 10

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Lisa, Queensland, reviewed almost 3 years ago

Bank of Queensland

Bank of Queensland credit card review

Overall rating   5 / 10

Average rates and slow service.

It's so impersonal. They always seem to be busy doing not much at all. The rates are not competitive.

Full review

It's so impersonal. They always seem to be busy doing not much at all. The rates are not competitive.

    Price   5 / 10

    Features   5 / 10

    Customer service   6 / 10

    Convenience   6 / 10

    Trust   5 / 10

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Su, Queensland, reviewed almost 3 years ago

Bank of Queensland

Bank of Queensland Platinum Visa Credit Card credit card review

Overall rating   8 / 10

Great customer service

Excellent customer service. Very few branches so it's not always convenient

Full review

Excellent customer service. Very few branches so it's not always convenient

    Price   5 / 10

    Features   7 / 10

    Customer service   10 / 10

    Convenience   2 / 10

    Trust   8 / 10

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Greg, Victoria, reviewed almost 3 years ago

Bank of Queensland

Bank of Queensland Blue Visa Credit Card credit card review

Overall rating   8 / 10

Great customer service.

The people are always so friendly when you go in, it is reasonably priced.

Full review

The people are always so friendly when you go in, it is reasonably priced.

    Price   8 / 10

    Features   7 / 10

    Customer service   10 / 10

    Convenience   6 / 10

    Trust   10 / 10

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Brianna, Queensland, reviewed almost 3 years ago

Bank of Queensland

Bank of Queensland Blue Visa Credit Card credit card review

Overall rating   5 / 10

Staff need to be better trained.

I have accounts at this Bank but despite having quite a large sum of money in other accounts and a term deposit they turned me down for a Credit Card which I already have with another Bank. I pay off my card every month and have never owed them...

Full review

I have accounts at this Bank but despite having quite a large sum of money in other accounts and a term deposit they turned me down for a Credit Card which I already have with another Bank. I pay off my card every month and have never owed them or anyone else any money.

    Price   5 / 10

    Features   5 / 10

    Customer service   0 / 10

    Convenience   8 / 10

    Trust   5 / 10

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Katrina, Queensland, reviewed almost 3 years ago

Bank of Queensland

Bank of Queensland credit card review

Overall rating   9 / 10

Great customer service & cards with great security

I like this bank because many banks have trouble with the cards but BOQ has high security on my money.

Full review

I like this bank because many banks have trouble with the cards but BOQ has high security on my money.

    Price   9 / 10

    Features   9 / 10

    Customer service   10 / 10

    Convenience   8 / 10

    Trust   9 / 10

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Imogen, Western Australia, reviewed almost 3 years ago

Bank of Queensland

Bank of Queensland Low Rate Visa Credit Card credit card review

Overall rating   5 / 10

Great service

I like my bank because they are trustworthy and super supportive of young ones.

Full review

I like my bank because they are trustworthy and super supportive of young ones.

    Price   4 / 10

    Features   4 / 10

    Customer service   4 / 10

    Convenience   7 / 10

    Trust   5 / 10

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Emily, Queensland, reviewed almost 3 years ago

Bank of Queensland

Bank of Queensland Blue Visa Credit Card credit card review

Overall rating   9 / 10

Great customer service great rates.

Always helpful nothing too much travel.

Full review

Always helpful nothing too much travel.

    Price   9 / 10

    Features   9 / 10

    Convenience   9 / 10

    Trust   9 / 10

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Ellen, Queensland, reviewed almost 3 years ago

Bank of Queensland

Bank of Queensland credit card review

Overall rating   10 / 10

Great customer service

Great local bank.

Full review

Great local bank.

    Price   10 / 10

    Features   10 / 10

    Customer service   10 / 10

    Convenience   10 / 10

    Trust   10 / 10

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Chicquita, Queensland, reviewed about 3 years ago

Bank of Queensland

Bank of Queensland Low Rate Visa Credit Card credit card review

Overall rating   7 / 10

good

Great customer service

Full review

Great customer service

    Price   7 / 10

    Features   5 / 10

    Customer service   6 / 10

    Convenience   7 / 10

    Trust   6 / 10

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Dannielle, New South Wales, reviewed about 3 years ago

Bank of Queensland

Bank of Queensland Low Rate Visa Credit Card credit card review

Overall rating   6 / 10

Great credit card, poor statement and bill deliver

Great credit card, poor statement and bill delivery. The fees are explained well and very manageable. I haven't received a bill or statement for a few months though.

Full review

Great credit card, poor statement and bill delivery. The fees are explained well and very manageable. I haven't received a bill or statement for a few months though.

    Price   4 / 10

    Features   4 / 10

    Customer service   6 / 10

    Convenience   6 / 10

    Trust   6 / 10

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Alan, Queensland, reviewed about 3 years ago

Bank of Queensland

Bank of Queensland Platinum Visa Credit Card credit card review

Overall rating   9 / 10

So many benefits, I can't use them all!

Great benefits with the platinum card and competitive rates.

Full review

Great benefits with the platinum card and competitive rates.

    Price   6 / 10

    Features   10 / 10

    Customer service   6 / 10

    Convenience   8 / 10

    Trust   10 / 10

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Cam, Victoria, reviewed about 3 years ago

Bank of Queensland

Bank of Queensland credit card review

Overall rating   8 / 10

Great customer service

My bank provides excellent customer service for all products and the Internet banking app is very user friendly. Think it is a great place to bank.

Full review

My bank provides excellent customer service for all products and the Internet banking app is very user friendly. Think it is a great place to bank.

    Price   5 / 10

    Features   5 / 10

    Customer service   7 / 10

    Convenience   9 / 10

    Trust   9 / 10

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C athryn, Queensland, reviewed about 3 years ago

Bank of Queensland

Bank of Queensland Low Rate Visa Credit Card credit card review

Overall rating   9 / 10

Low rates, good service

Good service.

Full review

Good service.

    Price   9 / 10

    Features   9 / 10

    Customer service   9 / 10

    Convenience   9 / 10

    Trust   9 / 10

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Peter, Queensland, reviewed about 3 years ago

Bank of Queensland

Bank of Queensland Low Rate Visa Credit Card credit card review

Overall rating   8 / 10

Not one of the greedy big four.

Ease of internet banking. Open for business hours. Clean and friendly premises. Helpful staff.

Full review

Ease of internet banking. Open for business hours. Clean and friendly premises. Helpful staff.

    Price   4 / 10

    Features   2 / 10

    Customer service   2 / 10

    Convenience   8 / 10

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Sean, Queensland, reviewed about 3 years ago

Bank of Queensland

Bank of Queensland Low Rate Visa Credit Card credit card review

Overall rating   2 / 10

Citibank

High fees, high interest, not many options or chances.

Full review

High fees, high interest, not many options or chances.

    Price   3 / 10

    Features   3 / 10

    Customer service   4 / 10

    Convenience   3 / 10

    Trust   4 / 10

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Carla, New South Wales, reviewed over 3 years ago

Mozo may receive a payment from financial providers listed on the site. Customer reviews are in no way affected by any commercial relationships Mozo has with providers. Reviewers may receive a voucher from Mozo in exchange for their review. Vouchers are given to all reviewers who meet our review guidelines regardless of the sentiment of their reviews.

Credit card comparisons on Mozo - rates updated daily

  • MOZO EXPERTS CHOICE AWARDS 2018

    American Express Explorer® Credit Card

    American Express Explorer® Credit Card

    • Receive 100,000 Membership Rewards® Points (T&Cs apply).
    • $400 in Travel Credit each year.
    • Up to 2 Membership Rewards points per $1 spent.

    balance transfer rate

    0% p.a. for 12 months and then 20.74% p.a. (1.00% balance transfer fee)

    purchase rate

    20.74% p.a.

    annual fee

    $395

    Go to site

    More info

    • Receive 100,000 Membership Rewards® Points (T&Cs apply).
    • $400 in Travel Credit each year.
    • Up to 2 Membership Rewards points per $1 spent.
    • Balance transfer rate: 0% p.a. for 12 months and then 20.74% p.a. (1.00% balance transfer fee)
    • Annual fee: $395
    • Purchase rate: 20.74% p.a.
    • Interest free days: 55
    • Interest rate on cash withdrawals:
    • Fee for cash withdrawals:
    • Rewards description: Transfer points to a range of airline programs or redeem your points for travel, gift cards, retail rewards and shopping gift cards.
    Overall rating

    6.6

    Based on 863 American Express credit card reviews

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  • Woolworths Everyday Platinum Credit Card

    Woolworths Everyday Platinum Credit Card

    • Redeem your credit card points for Woolworths shopping cards
    • $50 Woolies eGift Card when you spend $150 a month for 3 months
    • $0 annual fee for the first year (saving $49)

    balance transfer rate

    0% p.a. for 14 months and then 21.99% p.a.

    purchase rate

    19.99% p.a.

    annual fee

    $49 $0 in the first year

    Go to site

    More info

    • Redeem your credit card points for Woolworths shopping cards
    • $50 Woolies eGift Card when you spend $150 a month for 3 months
    • $0 annual fee for the first year (saving $49)
    • Balance transfer rate: 0% p.a. for 14 months and then 21.99% p.a.
    • Annual fee: $49 $0 in the first year
    • Purchase rate: 19.99% p.a.
    • Interest free days: 55
    • Interest rate on cash withdrawals: 21.99% p.a.
    • Fee for cash withdrawals: 3%, minimum $5
    • Rewards description: Woolworths Money Shopping Card sent every 4 months if enough points have been accrued.
    Overall rating

    6.3

    Based on 181 Woolworths credit card reviews

    Need more information?
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  • MOZO EXPERTS CHOICE AWARDS 2018

    Australian Military Bank Low Rate Visa Credit Card

    Australian Military Bank Low Rate Visa Credit Card

    • $0 additional cardholder fee
    • Up to 55 days interest free on purchases
    • Visa payWave for convenient contactless purchases under $100

    balance transfer rate

    0% p.a. for 12 months and then 10.99% p.a.

    purchase rate

    10.99% p.a.

    annual fee

    $49

    Go to site

    More info

    • $0 additional cardholder fee
    • Up to 55 days interest free on purchases
    • Visa payWave for convenient contactless purchases under $100
    • Balance transfer rate: 0% p.a. for 12 months and then 10.99% p.a.
    • Annual fee: $49
    • Purchase rate: 10.99% p.a.
    • Interest free days: 55
    • Interest rate on cash withdrawals: 19.99% p.a.
    • Fee for cash withdrawals: $4.50
    • Rewards description:
    Overall rating

    7.3

    Based on 45 Australian Military Bank credit card reviews

    Need more information?
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  • MOZO EXPERTS CHOICE AWARDS 2018

    Westpac Altitude Black with American Express (Qantas Frequent Flyer)

    Westpac Altitude Black with American Express (Qantas Frequent Flyer)

    • Earn 0.75 Qantas points per $1 spent on eligible purchases
    • 120k Bonus Points (T&Cs apply)
    • Dedicated Westpac Concierge service and access to exclusive Black Card Concierge App

    balance transfer rate

    No current offer

    purchase rate

    20.24% p.a.

    annual fee

    $499 $300 in the first year

    Go to site

    More info

    • Earn 0.75 Qantas points per $1 spent on eligible purchases
    • 120k Bonus Points (T&Cs apply)
    • Dedicated Westpac Concierge service and access to exclusive Black Card Concierge App
    • Balance transfer rate: No current offer
    • Annual fee: $499 $300 in the first year
    • Purchase rate: 20.24% p.a.
    • Interest free days: 45
    • Interest rate on cash withdrawals: 20.74% p.a.
    • Fee for cash withdrawals: 2%, Min $2.50, Max $150
    • Rewards description: Points are automatically credited to the Qantas Frequent Flyer program.
    Overall rating

    6.8

    Based on 4540 Westpac credit card reviews

    Need more information?
    Go to site

    More info

  • Bendigo Bank Low Rate Platinum Mastercard

    Bendigo Bank Low Rate Platinum Mastercard

    • Up to 55 days interest free
    • Purchase interest rate 11.99% p.a.
    • Extended warranty on purchases

    balance transfer rate

    No current offer

    purchase rate

    11.99% p.a.

    annual fee

    $89

    Go to site

    More info

    • Up to 55 days interest free
    • Purchase interest rate 11.99% p.a.
    • Extended warranty on purchases
    • Balance transfer rate: No current offer
    • Annual fee: $89
    • Purchase rate: 11.99% p.a.
    • Interest free days: 55
    • Interest rate on cash withdrawals: 13.99% p.a.
    • Fee for cash withdrawals: 0.50%, Min $3.25
    • Rewards description:
    Overall rating

    8.1

    Based on 541 Bendigo Bank credit card reviews

    Need more information?
    Go to site

    More info

**Saving based on the average difference in fees and charges over 3 years between the most competitive product Mozo can refer a consumer to and the average credit card product input by 6,863 consumers (average balance of $4,262 or balance transfer balance of $5,818, interest rate of 19.6% and annual fee of $36.50) who used the Mozo Credit Card Health Check tool between 1 January 2012 to July 2012.

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**Saving based on the average difference in fees and charges over 3 years between the most competitive product Mozo can refer a consumer to and the average credit card product input by 6,863 consumers (average balance of $4,262 or balance transfer balance of $5,818, interest rate of 19.6% and annual fee of $36.50) who used the Mozo Credit Card Health Check tool between 1 January 2012 to July 2012.

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