Bank of Queensland credit card reviews

Bank of Queensland
Bank of Queensland's overall rating for credit cards

(as rated by the Mozo community)

7.4 / 10

based on 137 reviews

Price

Features

Customer service

Convenience

Trust

Top 5 credit cards 2015

Featured credit card from Bank of Queensland

Recent Bank of Queensland credit card reviews

Bank of Queensland

Bank of Queensland Blue Visa Credit Card credit card review

Overall rating   10 / 10

The level of service is second to none

This bank is fantastic due to its owner franchises.

Full review

This bank is fantastic due to its owner franchises.

    Price   8 / 10

    Features   10 / 10

    Customer service   10 / 10

    Convenience   8 / 10

    Trust   10 / 10

Less

Jim (QLD), reviewed over 1 year ago

Bank of Queensland

Bank of Queensland Platinum Visa Credit Card credit card review

Overall rating   9 / 10

Superb Customer Service

The bank staff treat you as if you matter to them

Full review

The bank staff treat you as if you matter to them

    Price   8 / 10

    Features   8 / 10

    Customer service   9 / 10

    Convenience   9 / 10

    Trust   9 / 10

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Cheryl (WA), reviewed almost 2 years ago

Bank of Queensland

Bank of Queensland Blue Visa Credit Card credit card review

Overall rating   9 / 10

I have found them outstanding.

I have found them outstanding in customer service & able to help on the phone with all my inquiries.

Full review

I have found them outstanding in customer service & able to help on the phone with all my inquiries.

    Price   7 / 10

    Features   7 / 10

    Customer service   9 / 10

    Convenience   7 / 10

    Trust   9 / 10

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Jimmy (QLD), reviewed almost 2 years ago

Bank of Queensland

Bank of Queensland Blue Visa Credit Card credit card review

Overall rating   9 / 10

Thank you

The service is just the best in my local bank in Agnes water

Full review

The service is just the best in my local bank in Agnes water

    Price   10 / 10

    Features   10 / 10

    Customer service   10 / 10

    Convenience   9 / 10

    Trust   10 / 10

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Shelley (QLD), reviewed about 2 years ago

Bank of Queensland

Bank of Queensland credit card review

Overall rating   10 / 10

Fantastic customer service

Great rewards program and easy to deal with staff

Full review

Great rewards program and easy to deal with staff

    Price   10 / 10

    Features   10 / 10

    Customer service   10 / 10

    Convenience   8 / 10

    Trust   10 / 10

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Juana (SA), reviewed over 2 years ago

Bank of Queensland

Bank of Queensland credit card review

Overall rating   8 / 10

Low rate visa, can't beat it!

Great team, very family like, always smile for you! Nothing but first class from 14 years as my main bank.

Full review

Great team, very family like, always smile for you! Nothing but first class from 14 years as my main bank.

    Price   9 / 10

    Features   9 / 10

    Customer service   8 / 10

    Convenience   8 / 10

    Trust   9 / 10

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Shaun (QLD), reviewed over 2 years ago

Bank of Queensland

Bank of Queensland Low Rate Visa Credit Card credit card review

Overall rating   10 / 10

Amazing low rates

Nice and good staff

Full review

Nice and good staff

    Price   10 / 10

    Features   10 / 10

    Customer service   10 / 10

    Convenience   10 / 10

    Trust   10 / 10

Less

Lisa (QLD), reviewed over 2 years ago

Bank of Queensland

Bank of Queensland credit card review

Overall rating   5 / 10

Average rates and slow service.

It's so impersonal. They always seem to be busy doing not much at all. The rates are not competitive.

Full review

It's so impersonal. They always seem to be busy doing not much at all. The rates are not competitive.

    Price   5 / 10

    Features   5 / 10

    Customer service   6 / 10

    Convenience   6 / 10

    Trust   5 / 10

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Su (QLD), reviewed over 2 years ago

Bank of Queensland

Bank of Queensland Platinum Visa Credit Card credit card review

Overall rating   8 / 10

Great customer service

Excellent customer service. Very few branches so it's not always convenient

Full review

Excellent customer service. Very few branches so it's not always convenient

    Price   5 / 10

    Features   7 / 10

    Customer service   10 / 10

    Convenience   2 / 10

    Trust   8 / 10

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Greg (VIC), reviewed over 2 years ago

Bank of Queensland

Bank of Queensland Blue Visa Credit Card credit card review

Overall rating   8 / 10

Great customer service.

The people are always so friendly when you go in, it is reasonably priced.

Full review

The people are always so friendly when you go in, it is reasonably priced.

    Price   8 / 10

    Features   7 / 10

    Customer service   10 / 10

    Convenience   6 / 10

    Trust   10 / 10

Less

Brianna (QLD), reviewed over 2 years ago

Bank of Queensland

Bank of Queensland Blue Visa Credit Card credit card review

Overall rating   5 / 10

Staff need to be better trained.

I have accounts at this Bank but despite having quite a large sum of money in other accounts and a term deposit they turned me down for a Credit Card which I already have with another Bank. I pay off my card every month and have never owed them...

Full review

I have accounts at this Bank but despite having quite a large sum of money in other accounts and a term deposit they turned me down for a Credit Card which I already have with another Bank. I pay off my card every month and have never owed them or anyone else any money.

    Price   5 / 10

    Features   5 / 10

    Customer service   0 / 10

    Convenience   8 / 10

    Trust   5 / 10

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Katrina (QLD), reviewed over 2 years ago

Bank of Queensland

Bank of Queensland credit card review

Overall rating   9 / 10

Great customer service & cards with great security

I like this bank because many banks have trouble with the cards but BOQ has high security on my money.

Full review

I like this bank because many banks have trouble with the cards but BOQ has high security on my money.

    Price   9 / 10

    Features   9 / 10

    Customer service   10 / 10

    Convenience   8 / 10

    Trust   9 / 10

Less

Imogen (WA), reviewed over 2 years ago

Bank of Queensland

Bank of Queensland Low Rate Visa Credit Card credit card review

Overall rating   5 / 10

Great service

I like my bank because they are trustworthy and super supportive of young ones.

Full review

I like my bank because they are trustworthy and super supportive of young ones.

    Price   4 / 10

    Features   4 / 10

    Customer service   4 / 10

    Convenience   7 / 10

    Trust   5 / 10

Less

Emily (QLD), reviewed over 2 years ago

Bank of Queensland

Bank of Queensland Blue Visa Credit Card credit card review

Overall rating   9 / 10

Great customer service great rates.

Always helpful nothing too much travel.

Full review

Always helpful nothing too much travel.

    Price   9 / 10

    Features   9 / 10

    Customer service   -1 / 10

    Convenience   9 / 10

    Trust   9 / 10

Less

Ellen (QLD), reviewed over 2 years ago

Bank of Queensland

Bank of Queensland credit card review

Overall rating   10 / 10

Great customer service

Great local bank.

Full review

Great local bank.

    Price   10 / 10

    Features   10 / 10

    Customer service   10 / 10

    Convenience   10 / 10

    Trust   10 / 10

Less

Chicquita (QLD), reviewed over 2 years ago

Bank of Queensland

Bank of Queensland Low Rate Visa Credit Card credit card review

Overall rating   6 / 10

Great credit card, poor statement and bill deliver

Great credit card, poor statement and bill delivery. The fees are explained well and very manageable. I haven't received a bill or statement for a few months though.

Full review

Great credit card, poor statement and bill delivery. The fees are explained well and very manageable. I haven't received a bill or statement for a few months though.

    Price   4 / 10

    Features   4 / 10

    Customer service   6 / 10

    Convenience   6 / 10

    Trust   6 / 10

Less

Alan (QLD), reviewed over 2 years ago

Bank of Queensland

Bank of Queensland Platinum Visa Credit Card credit card review

Overall rating   9 / 10

So many benefits, I can't use them all!

Great benefits with the platinum card and competitive rates.

Full review

Great benefits with the platinum card and competitive rates.

    Price   6 / 10

    Features   10 / 10

    Customer service   6 / 10

    Convenience   8 / 10

    Trust   10 / 10

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Cam (VIC), reviewed over 2 years ago

Bank of Queensland

Bank of Queensland credit card review

Overall rating   8 / 10

Great customer service

My bank provides excellent customer service for all products and the Internet banking app is very user friendly. Think it is a great place to bank.

Full review

My bank provides excellent customer service for all products and the Internet banking app is very user friendly. Think it is a great place to bank.

    Price   5 / 10

    Features   5 / 10

    Customer service   7 / 10

    Convenience   9 / 10

    Trust   9 / 10

Less

C athryn (QLD), reviewed over 2 years ago

Bank of Queensland

Bank of Queensland Low Rate Visa Credit Card credit card review

Overall rating   9 / 10

Low rates, good service

Good service.

Full review

Good service.

    Price   9 / 10

    Features   9 / 10

    Customer service   9 / 10

    Convenience   9 / 10

    Trust   9 / 10

Less

Peter (QLD), reviewed over 2 years ago

Bank of Queensland

Bank of Queensland Low Rate Visa Credit Card credit card review

Overall rating   8 / 10

Not one of the greedy big four.

Ease of internet banking. Open for business hours. Clean and friendly premises. Helpful staff.

Full review

Ease of internet banking. Open for business hours. Clean and friendly premises. Helpful staff.

    Price   4 / 10

    Features   2 / 10

    Customer service   2 / 10

    Convenience   8 / 10

    Trust   -1 / 10

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Sean (QLD), reviewed over 2 years ago

Bank of Queensland

Bank of Queensland Low Rate Visa Credit Card credit card review

Overall rating   2 / 10

Citibank

High fees, high interest, not many options or chances.

Full review

High fees, high interest, not many options or chances.

    Price   3 / 10

    Features   3 / 10

    Customer service   4 / 10

    Convenience   3 / 10

    Trust   4 / 10

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Carla (NSW), reviewed almost 3 years ago

Bank of Queensland

Bank of Queensland credit card review

Overall rating   8 / 10

Also have a debit card

Good card.

Full review

Good card.

    Price   10 / 10

    Features   6 / 10

    Customer service   10 / 10

    Convenience   6 / 10

    Trust   9 / 10

Less

Mitch (QLD), reviewed almost 3 years ago

Bank of Queensland

Bank of Queensland Platinum Visa Credit Card credit card review

Overall rating   9 / 10

Personal service

Friendly personal service from friends.

Full review

Friendly personal service from friends.

    Price   -1 / 10

    Features   3 / 10

    Customer service   9 / 10

    Convenience   8 / 10

    Trust   9 / 10

Less

Rod (QLD), reviewed almost 3 years ago

Bank of Queensland

Bank of Queensland credit card review

Overall rating   8 / 10

The customer service updated features

I like this bank and have been associated as soon as I landed in Brisbane and since then it has never disappointed me.

Full review

I like this bank and have been associated as soon as I landed in Brisbane and since then it has never disappointed me.

    Price   10 / 10

    Features   10 / 10

    Customer service   10 / 10

    Convenience   10 / 10

    Trust   6 / 10

Less

Akriti (QLD), reviewed almost 3 years ago

Bank of Queensland

Bank of Queensland Platinum Visa Credit Card credit card review

Overall rating   5 / 10

Very ordinary.

This bank is very ordinary, no great competitive rates or anything interesting or follow advice.

Full review

This bank is very ordinary, no great competitive rates or anything interesting or follow advice.

    Price   5 / 10

    Features   7 / 10

    Customer service   4 / 10

    Convenience   4 / 10

    Trust   5 / 10

Less

Margaret (QLD), reviewed almost 3 years ago

Mozo may receive a payment from financial providers listed on the site. Customer reviews are in no way affected by any commercial relationships Mozo has with providers. Reviewers may receive a voucher from Mozo in exchange for their review. Vouchers are given to all reviewers who meet our review guidelines regardless of the sentiment of their reviews.

Credit card comparisons on Mozo - rates updated daily

  • ANZ Frequent Flyer Black

    ANZ Frequent Flyer Black

    • 75,000 bonus Qantas Points when you spend $2,500 on eligible purchases in the first 3 months
    • No annual fee for the first year
    • 75 bonus Status Credits when you buy and fly return with Qantas by 31 May 2018. Apply and be approved by 24 Jan 2018

    balance transfer rate

    No current offer

    purchase rate

    19.99% p.a.

    annual fee

    $425 $0 in the first 1 year

    Go to site

    More info

    • 75,000 bonus Qantas Points when you spend $2,500 on eligible purchases in the first 3 months
    • No annual fee for the first year
    • 75 bonus Status Credits when you buy and fly return with Qantas by 31 May 2018. Apply and be approved by 24 Jan 2018
    • Balance transfer rate: No current offer
    • Annual fee: $425 $0 in the first 1 year
    • Purchase rate: 19.99% p.a.
    • Interest free days: 55
    • Interest rate on cash withdrawals: 21.49% p.a.
    • Fee for cash withdrawals: 2%
    • Rewards description: Points are automatically credited to the Qantas Frequent Flyer program.
    Overall rating

    6.9

    Based on 1932 ANZ credit card reviews

    Need more information?
    Go to site

    More info

  • MOZO EXPERTS CHOICE AWARDS 2016

    American Express Qantas Discovery Card

    American Express Qantas Discovery Card

    • No annual fee for the life of the card
    • 0% p.a. on balance transfers for the first 12 months
    • Earn 1 Qantas Point for every $1 spent on Card purchases (T&Cs apply)

    balance transfer rate

    0% p.a. for 12 months and then 20.74% p.a. (1.00% balance transfer fee)

    purchase rate

    20.74% p.a.

    annual fee

    $0

    Go to site

    More info

    • No annual fee for the life of the card
    • 0% p.a. on balance transfers for the first 12 months
    • Earn 1 Qantas Point for every $1 spent on Card purchases (T&Cs apply)
    • Balance transfer rate: 0% p.a. for 12 months and then 20.74% p.a. (1.00% balance transfer fee)
    • Annual fee: $0
    • Purchase rate: 20.74% p.a.
    • Interest free days: 44
    • Interest rate on cash withdrawals:
    • Fee for cash withdrawals:
    • Rewards description: Points are automatically credited to the Qantas Frequent Flyer program.
    Overall rating

    7.3

    Based on 255 American Express credit card reviews

    Need more information?
    Go to site

    More info

  • ANZ Frequent Flyer Platinum

    ANZ Frequent Flyer Platinum

    • 65,000 bonus Qantas Points when you spend $2,500 on eligible purchases in the first 3 months
    • No annual fee for the first year
    • Available with Android, Samsung and Apple Pay

    balance transfer rate

    No current offer

    purchase rate

    19.99% p.a.

    annual fee

    $295 $0 in the first 1 year

    Go to site

    More info

    • 65,000 bonus Qantas Points when you spend $2,500 on eligible purchases in the first 3 months
    • No annual fee for the first year
    • Available with Android, Samsung and Apple Pay
    • Balance transfer rate: No current offer
    • Annual fee: $295 $0 in the first 1 year
    • Purchase rate: 19.99% p.a.
    • Interest free days: 55
    • Interest rate on cash withdrawals: 21.49% p.a.
    • Fee for cash withdrawals: 2%
    • Rewards description: Points are automatically credited to the Qantas Frequent Flyer program.
    Overall rating

    6.9

    Based on 1932 ANZ credit card reviews

    Need more information?
    Go to site

    More info

  • HSBC Platinum Credit Card

    HSBC Platinum Credit Card

    • 0% p.a. on balance transfers for 22 months. Conditions apply
    • Offer available to new customers who apply by 31 December 2017
    • Earn 1 Rewards Point on every dollar you spend on eligible purchases

    balance transfer rate

    0% p.a. for 22 months and then 21.99% p.a. (2.00% balance transfer fee)

    purchase rate

    19.99% p.a.

    annual fee

    $129 Refunded when you spend over $6,000 p.a, $0 in the first 1 year

    Go to site

    More info

    • 0% p.a. on balance transfers for 22 months. Conditions apply
    • Offer available to new customers who apply by 31 December 2017
    • Earn 1 Rewards Point on every dollar you spend on eligible purchases
    • Balance transfer rate: 0% p.a. for 22 months and then 21.99% p.a. (2.00% balance transfer fee)
    • Annual fee: $129 Refunded when you spend over $6,000 p.a, $0 in the first 1 year
    • Purchase rate: 19.99% p.a.
    • Interest free days: 55
    • Interest rate on cash withdrawals: 21.99% p.a.
    • Fee for cash withdrawals: 3%, min $4.00
    • Rewards description: Redeem your points for travel, gift cards, retail rewards and shopping gift cards.
    Overall rating

    5.5

    Based on 139 HSBC credit card reviews

    Need more information?
    Go to site

    More info

  • MOZO EXPERTS CHOICE AWARDS 2016

    Woolworths Everyday Platinum Credit Card

    Woolworths Everyday Platinum Credit Card

    • $50 Woolworths eGift card after you make your first purchase (T&C’s Apply)
    • 10% off your 1st Woolworths shop on selected dates once a month
    • $0 annual fee for the first year (saving $49)

    balance transfer rate

    0% p.a. for 14 months and then 21.99% p.a.

    purchase rate

    19.99% p.a.

    annual fee

    $49 $0 in the first 1 year

    Go to site

    More info

    • $50 Woolworths eGift card after you make your first purchase (T&C’s Apply)
    • 10% off your 1st Woolworths shop on selected dates once a month
    • $0 annual fee for the first year (saving $49)
    • Balance transfer rate: 0% p.a. for 14 months and then 21.99% p.a.
    • Annual fee: $49 $0 in the first 1 year
    • Purchase rate: 19.99% p.a.
    • Interest free days: 55
    • Interest rate on cash withdrawals: 21.99% p.a.
    • Fee for cash withdrawals: 3%, minimum $5
    • Rewards description: Woolworths Money Shopping Card sent every 4 months if enough points have been accrued.
    Overall rating

    5.8

    Based on 82 Woolworths credit card reviews

    Need more information?
    Go to site

    More info

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**Saving based on the average difference in fees and charges over 3 years between the most competitive product Mozo can refer a consumer to and the average credit card product input by 6,863 consumers (average balance of $4,262 or balance transfer balance of $5,818, interest rate of 19.6% and annual fee of $36.50) who used the Mozo Credit Card Health Check tool between 1 January 2012 to July 2012.

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