Advertisement

Beyond Bank home loan reviews

Beyond Bank
Beyond Bank's overall rating for home loans

(as rated by the Mozo community)

8.4 / 10

based on 88 reviews

Price

Features

Customer service

Convenience

Trust

Featured home loan from Beyond Bank

Recent Beyond Bank home loan reviews

Beyond Bank

Beyond Bank Home Loan review

Overall rating   9 / 10

I have been with Beyond Bank for 38 years

I have been with this bank for 38 years now, from when it was named Northern Mine Workers Credit Union to Companion Credit Union and now Beyond Bank. Their service has always been great.

Full review

I have been with this bank for 38 years now, from when it was named Northern Mine Workers Credit Union to Companion Credit Union and now Beyond Bank. Their service has always been great.

    Price   10 / 10

    Features   10 / 10

    Customer service   9 / 10

    Convenience   7 / 10

    Trust   10 / 10

Less

Brad, New South Wales, reviewed 17 days ago

Beyond Bank

Beyond Bank Basic Variable Home Loan (Owner Occupier, LVR<90%) Basic Variable Home Loan review

Overall rating   0 / 10

Don't do it!

They are called Beyond Bank but don't go 'Beyond' to help. Worst credit union, never again! High rates for everything. I was forced to sell my home even though we had equity to re-finance. Helping themselves.

Full review

They are called Beyond Bank but don't go 'Beyond' to help. Worst credit union, never again! High rates for everything. I was forced to sell my home even though we had equity to re-finance. Helping themselves.

    Price   0 / 10

    Features   0 / 10

    Customer service   0 / 10

    Convenience   0 / 10

    Trust   0 / 10

Less

Joanne, South Australia, reviewed over 1 year ago

Beyond Bank

Beyond Bank Standard Variable Home Loan (Owner Occupier, LVR<90%) Standard Variable Home Loan review

Overall rating   9 / 10

Customer service is great

They are friendly and did everything possible to help my partner and I in buying our home 3 years ago.

Full review

They are friendly and did everything possible to help my partner and I in buying our home 3 years ago.

    Price   9 / 10

Less

Geraldine, South Australia, reviewed about 2 years ago

Beyond Bank

Beyond Bank Home Loan review

Overall rating   10 / 10

Great customer service

Beyond Bank is great. I have no problem recommending it to anyone. I have banked with them my whole life.

Full review

Beyond Bank is great. I have no problem recommending it to anyone. I have banked with them my whole life.

    Price   10 / 10

Less

Virginia, New South Wales, reviewed over 2 years ago

Beyond Bank

Beyond Bank Home Loan review

Overall rating   7 / 10

Great products and customer service

Great customer service and country hospitality.

Full review

Great customer service and country hospitality.

    Price   9 / 10

Less

Dean, South Australia, reviewed over 2 years ago

Beyond Bank

Beyond Bank Home Loan review

Overall rating   8 / 10

Competitive interest rates

The best interest rate home loan for investors currently on the market. Quick and friendly loan approval. Great customer service. Low fee loans.

Full review

The best interest rate home loan for investors currently on the market. Quick and friendly loan approval. Great customer service. Low fee loans.

    Price   9 / 10

    Features   9 / 10

    Customer service   9 / 10

    Convenience   9 / 10

    Trust   9 / 10

Less

Troy, New South Wales, reviewed over 3 years ago

Beyond Bank

Beyond Bank Low Rate Special Variable Home Loan (Owner Occupier, LVR<80%) Low Rate Special Variable Home Loan review

Overall rating   8 / 10

Tailored to your needs, Honest and competitive

Great people. Always ready to listen.

Full review

Great people. Always ready to listen.

    Price   8 / 10

    Features   6 / 10

    Customer service   8 / 10

    Convenience   6 / 10

    Trust   7 / 10

Less

Victoria, New South Wales, reviewed over 3 years ago

Beyond Bank

Beyond Bank Basic Variable Home Loan (Owner Occupier, LVR<90%) Basic Variable Home Loan review

Overall rating   9 / 10

Competitive rates

Manager very understanding of my requirements.

Full review

Manager very understanding of my requirements.

    Price   8 / 10

    Features   8 / 10

    Customer service   8 / 10

    Convenience   9 / 10

    Trust   9 / 10

Less

Graeme, Western Australia, reviewed almost 4 years ago

Beyond Bank

Beyond Bank Basic Variable Home Loan (Owner Occupier, LVR<90%) Basic Variable Home Loan review

Overall rating   7 / 10

Excellent product that suits my requirements

Great rates, allows me to pay extra into mortgage to offset my interest and reduce my loan overtime. Can also draw on mortgage offset via online banking without any fees.

Full review

Great rates, allows me to pay extra into mortgage to offset my interest and reduce my loan overtime. Can also draw on mortgage offset via online banking without any fees.

    Price   7 / 10

    Features   7 / 10

    Customer service   7 / 10

    Convenience   7 / 10

    Trust   7 / 10

Less

Shaun, South Australia, reviewed about 4 years ago

Beyond Bank

Beyond Bank Home Loan review

Overall rating   10 / 10

great customer service

\Best rate ever

Full review

\Best rate ever

    Price   10 / 10

    Features   10 / 10

    Customer service   10 / 10

    Convenience   10 / 10

    Trust   10 / 10

Less

Mike, Western Australia, reviewed about 4 years ago

Beyond Bank

Beyond Bank Low Rate Special Variable Home Loan (Owner Occupier, LVR<80%) Low Rate Special Variable Home Loan review

Overall rating   10 / 10

Pleasing

Always nice & helpful.

Full review

Always nice & helpful.

    Price   5 / 10

    Features   5 / 10

    Customer service   10 / 10

    Convenience   5 / 10

    Trust   10 / 10

Less

Michelle, New South Wales, reviewed over 4 years ago

Beyond Bank

Beyond Bank Standard Variable Home Loan New Money Offer (Owner Occupier, LVR<90%) (Pinnacle Plus) Standard Variable Home Loan (Pinnacle +Plus) review

Overall rating   9 / 10

A pretty painless process with a great outcome

Home Loan Officer was great, nothing was any trouble and everything was explained clearly. The paperwork was handled smoothly with minimal fuss and little intrusion.

Full review

Home Loan Officer was great, nothing was any trouble and everything was explained clearly. The paperwork was handled smoothly with minimal fuss and little intrusion.

    Price   8 / 10

    Features   8 / 10

    Customer service   9 / 10

    Convenience   7 / 10

    Trust   8 / 10

Less

Lesley, Australian Capital Territory, reviewed over 4 years ago

Beyond Bank

Beyond Bank Low Rate Special Variable Home Loan (Owner Occupier, LVR<80%) Low Rate Special Variable Home Loan review

Overall rating   0 / 10

You will receive an initial response within 2hours

"You will receive an initial response within 2 hours" and the summary of application states that will receive response in 2 days. Are these true? Of course not. If you can't do it, don't print it on website. You're running business, not jokes....

Full review

"You will receive an initial response within 2 hours" and the summary of application states that will receive response in 2 days. Are these true? Of course not. If you can't do it, don't print it on website. You're running business, not jokes. Maybe the lending reps are too busy? 10 days since I lodged special home loan rate 4.59% application online, no one contacted me about the status of application. Well, I cancelled the application.

    Price   8 / 10

    Features   7 / 10

    Customer service   0 / 10

    Convenience   0 / 10

    Trust   0 / 10

Less

Howard, Victoria, reviewed over 4 years ago

Beyond Bank

Beyond Bank Home Loan review

Overall rating   7 / 10

I have been very happy with Beyond Bank

Have been with this bank for many years, since it was a credit union and have been happy overall with their products and service.

Full review

Have been with this bank for many years, since it was a credit union and have been happy overall with their products and service.

    Price   7 / 10

    Features   7 / 10

    Customer service   7 / 10

    Convenience   5 / 10

    Trust   6 / 10

Less

Gayle, , reviewed over 4 years ago

Beyond Bank

Beyond Bank Home Loan review

Overall rating   2 / 10

Bank anywhere else!

I don't trust my lending manager, and I find the staff very unhelpful. I recently went to my closest branch to withdraw money and was told they couldn't do it as they are just a shopfront??!!

Full review

I don't trust my lending manager, and I find the staff very unhelpful. I recently went to my closest branch to withdraw money and was told they couldn't do it as they are just a shopfront??!!

    Price   6 / 10

    Features   3 / 10

    Customer service   3 / 10

    Convenience   7 / 10

Less

Kylie, , reviewed over 4 years ago

Mozo may receive a payment from financial providers listed on the site. Customer reviews are in no way affected by any commercial relationships Mozo has with providers. Reviewers may receive a voucher from Mozo in exchange for their review. Vouchers are given to all reviewers who meet our review guidelines regardless of the sentiment of their reviews.

Home loan comparisons on Mozo - rates updated daily

  • loans.com.au Smart Home Loan (Owner Occupier, Principal & Interest)

    loans.com.au Smart Home Loan (Owner Occupier, Principal & Interest)

    • For purchase and refinance, min 20% deposit
    • No application or ongoing fees
    • Unlimited redraws and additional repayments

    interest rate

    3.03% p.a. variable

    comparison rate*

    3.05% p.a.

    upfront fees

    $520

    Go to site

    More info

    • For purchase and refinance, min 20% deposit
    • No application or ongoing fees
    • Unlimited redraws and additional repayments
    • Interest rate: 3.03% p.a. variable
    • Comparison rate*: 3.05% p.a.
    • Upfront fees: $520
    • Ongoing fees: $0.00
    • Discharge fee: $0.00
    • Extra repayments: yes - free
    • Redraw facility: yes - free
    • Offset account: no
    • Maximum loan to value ratio: 80.00%
    • Minimum loan amount: $50,000
    • Maximum loan amount: $1,000,000
    • Type of loan: Variable
    • Repayment types: Principal & Interest
    • Availability: Owner Occupier
    • Repayment options: Weekly, Fortnightly, Monthly
    • Special offers:
    Overall rating

    8.2

    Based on 637 loans.com.au home loan reviews

    Need more information?
    Go to site

    More info

  • MOZO EXPERTS CHOICE AWARDS 2019

    UBank UHomeLoan - Discount Offer (Owner Occupier, Principal & Interest)

    UBank UHomeLoan - Discount Offer (Owner Occupier, Principal & Interest)

    • $0 application fee for variable rate, $0 ongoing fees, $0 annual fees
    • No monthly fees
    • 20% minimum deposit required. Minimum loan amount $700k

    interest rate

    3.09% p.a. variable

    comparison rate*

    3.09% p.a.

    upfront fees

    $0

    Go to site

    More info

    • $0 application fee for variable rate, $0 ongoing fees, $0 annual fees
    • No monthly fees
    • 20% minimum deposit required. Minimum loan amount $700k
    • Interest rate: 3.09% p.a. variable
    • Comparison rate*: 3.09% p.a.
    • Upfront fees: $0
    • Ongoing fees: $0.00
    • Discharge fee: $0.00
    • Extra repayments: yes - free
    • Redraw facility: yes - free
    • Offset account: no
    • Maximum loan to value ratio: 80.00%
    • Minimum loan amount: $200,000
    • Maximum loan amount:
    • Type of loan: Variable
    • Repayment types: Principal & Interest
    • Availability: Owner Occupier
    • Repayment options: Weekly, Fortnightly, Monthly
    • Special offers:
    Overall rating

    5.2

    Based on 111 UBank home loan reviews

    Need more information?
    Go to site

    More info

  • Athena Variable Home Loan (Owner Occupier, Principal & Interest)

    Athena Variable Home Loan (Owner Occupier, Principal & Interest)

    • No application fees
    • No monthly fees
    • No annual fees

    interest rate

    3.09% p.a. variable

    comparison rate*

    3.05% p.a.

    upfront fees

    $0

    Go to site

    More info

    • No application fees
    • No monthly fees
    • No annual fees
    • Interest rate: 3.09% p.a. variable
    • Comparison rate*: 3.05% p.a.
    • Upfront fees: $0
    • Ongoing fees: $0.00
    • Discharge fee: $0.00
    • Extra repayments: yes - free
    • Redraw facility: yes - free
    • Offset account: no
    • Maximum loan to value ratio: 80.00%
    • Minimum loan amount: $100,000
    • Maximum loan amount: $2,000,000
    • Type of loan: Variable
    • Repayment types: Principal & Interest
    • Availability: Owner Occupier
    • Repayment options: Weekly, Fortnightly, Monthly
    • Special offers:
    Need more information?
    Go to site

    More info

  • ANZ Simplicity PLUS Special Offer LVR <80% (Owner Occupier, Principal & Interest)

    ANZ Simplicity PLUS Special Offer LVR <80% (Owner Occupier, Principal & Interest)

    • Take out a loan of $50,000 or more in new to ANZ lending and save 0.56% p.a
    • The Loan Approval Fee or any Renegotiation Fee is waived upon request
    • The Loan Approval Fee or any Renegotiation Fee is also waived for loans not eligible for the interest rate discount upon request

    interest rate

    3.38% p.a. variable

    comparison rate*

    3.42% p.a.

    upfront fees

    $0

    Go to site

    More info

    • Take out a loan of $50,000 or more in new to ANZ lending and save 0.56% p.a
    • The Loan Approval Fee or any Renegotiation Fee is waived upon request
    • The Loan Approval Fee or any Renegotiation Fee is also waived for loans not eligible for the interest rate discount upon request
    • Interest rate: 3.38% p.a. variable
    • Comparison rate*: 3.42% p.a.
    • Upfront fees: $0
    • Ongoing fees: $0.00
    • Discharge fee: $160.00
    • Extra repayments: yes - free
    • Redraw facility: yes
    • Offset account: no
    • Maximum loan to value ratio: 80.00%
    • Minimum loan amount: $50,000
    • Maximum loan amount:
    • Type of loan: Variable
    • Repayment types: Principal & Interest
    • Availability: Owner Occupier
    • Repayment options: Weekly, Fortnightly, Monthly
    • Special offers: Apply for a home loan over $300,000 by 31 August 2019, and settle by 31 Jan 2020 to earn 300,000 Qantas Points.
    Overall rating

    6.9

    Based on 3845 ANZ home loan reviews

    Need more information?
    Go to site

    More info

  • Featured product

     

    ME Flexible Home Loan (Owner Occupier, LVR<80%, Principal & Interest) (Member Package)

    ME Flexible Home Loan (Owner Occupier, LVR<80%, Principal & Interest) (Member Package)

    • 3.69% p.a. / 4.11% p.a. Comp Rate
    • Annual Fee of $395. Loan size $400k-$699k
    • Experts Choice - Australia's Best Bank 2018

    interest rate

    3.39% p.a. variable

    comparison rate*

    3.83% p.a.

    upfront fees

    $200

    Go to site

    More info

    • 3.69% p.a. / 4.11% p.a. Comp Rate
    • Annual Fee of $395. Loan size $400k-$699k
    • Experts Choice - Australia's Best Bank 2018
    • Interest rate: 3.39% p.a. variable
    • Comparison rate*: 3.83% p.a.
    • Upfront fees: $200
    • Ongoing fees: $395.00 yearly
    • Discharge fee: $350.00
    • Extra repayments: yes - free
    • Redraw facility: yes - free
    • Offset account: yes
    • Maximum loan to value ratio: 80.00%
    • Minimum loan amount: $400,000
    • Maximum loan amount: $699,999
    • Type of loan: Variable
    • Repayment types: Principal & Interest
    • Availability: Owner Occupier
    • Repayment options: Weekly, Fortnightly, Monthly
    • Special offers:
    Overall rating

    8.7

    Based on 902 ME home loan reviews

    Need more information?
    Go to site

    More info

*WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Want more? Compare all 532 home loans in the Mozo comparison engine.

Compare more home loans

Look for a specific type of home loan:

*WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Back to top
 
Advertisement