I have found the products available at P&N Bank to be comprehensive and competitive. Staff are helpful and friendly - at the counter and on the phone. Online banking is a breeze.
I have found the P&N Bank to be very customer service based and any enquiry made is always dealt in a friendly and polite manner. This is at a branch, online or by web chat. The staff go out of their way to provide me with the best banking experience of all time. They have the most competitive rates around and will look at any product I may have to improve the outcome I am trying to do.
I highly recommend & prefer to use P&N Bank over the 4 major banks. I have accounts with 2 major banks as well however P&N Bank has consistently above average rates and products and they are always helpful, knowledgeable and quick to answer when you call up customer service. And something that is a big relief when your call is answered is to find that you haven't been diverted to an overseas call centre, you are still speaking to staff in Australia. The phone app and internet banking is also very easy to use. There is a minor con that if you are familiar with the 4 big banks, you will know they are quick to market the latest greatest thing and put their product out there and are highly competitive with each other. With P&N they can sometimes be a bit slower to take on the latest idea or product, but when they do its well thought out and much better than the rest, and more beneficial to you!
We have 4 accounts linked together which makes budgeting and saving much easier. Only one is accessed by card but their mobile app & website make transferring funds quick & easy.
Great customer service: down side Internet/mobile banking is a pain to log in and confusing sometimes to find what you're looking for.
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Bonus rate when at least $20 is deposited each month and five Visa Debit transactions are made each month using linked Everyday or Glide transaction accounts.
Minimum deposit of $200 and no withdrawals in the month.
Ongoing bonus rate applied and 5 eligible transactions are made by the linked accountif in the previous month $200 or more is credited to the linked Day2Day Plus account.
Make 5 or more successful card purchases per calendar month using your Up debit card and digital wallets (ATM transactions excluded).
Ongoing bonus rate applied if in the previous month $1,000 or more is credited to the linked Day2Day Plus account and 5 eligible transactions are made by the linked account.
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Mozo gives you the inside story on the best banking, energy and insurance products as rated by thousands of real customers around Australia. We don't make subjective judgments, nor do advertisers influence our ratings. Although our reviews may be moderated to improve quality standards, they are moderated independently of any of Mozo’s commercial relationships.