You can deposit with any of the other 4 big banks but there are no ATM fees and if there is and you have $100 and you want to get $100 it will and later take the bank fee. With the other banks, well, you can't.
I use the UP Bank under Bendigo Bank and it is exceptional! It's user friendly, customisable with savers and feels oriented to the way young people manage their money in 2020.
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