Interest rate
0.01% p.a.(for $0 and over)
Maximum rate
0.60% p.a. (for $0 and over)
Govt deposit guarantee
Yes up to $250,000

Details

Rates and fees information correct as at 6 December 2020. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates
  • Balances from $0: 0.01% p.a.

  • Balances from $0: 0.60% p.a.

  • Minimum deposit of $50 and no withdrawals in the month

Fees
  • $0.00

  • n/a

  • Unlimited free BPAY payments, phone and internet banking transfers and branch deposits. One free branch withdrawal per month.

  • n/a

  • n/a

  • n/a

  • $0.00

  • $3.00

  • n/a

  • $0.00

  • $0.00

  • n/a

Other financial bits
  • $0.00

  • $0.00

  • Monthly

Features
  • no

  • none

  • no

  • no

  • no

  • yes

  • no

  • yes

  • yes

  • yes

  • no

  • First debit transfer per month is free, then $3 each

  • none

  • none

Customer Reviews

How are People's Choice Credit Union savings accounts rated by the Mozo community?

Price
7.3/10
Features
6.8/10
Customer service
8.3/10
Convenience
8.2/10
Trust
8.3/10

Latest reviews of People's Choice Credit Union Bonus Saver

  • Overall 9/10
    Easy to access online banking and phone banking

    I have been with the credit union since it opened as Australian central credit union and have been very happy with their products

    Read full review

    I have been with the credit union since it opened as Australian central credit union and have been very happy with their products

    Price
    8/10
    Features
    8/10
    Customer service
    8/10
    Convenience
    8/10
    Trust
    8/10
    Less
    Mark, South Australia reviewed about 4 years ago
  • Overall 9/10
    Very happy

    I've been with this bank from the start & i'm very happy :)

    Read full review

    I've been with this bank from the start & i'm very happy :)

    Price
    9/10
    Features
    9/10
    Customer service
    10/10
    Convenience
    9/10
    Trust
    10/10
    Less
    Kristy, South Australia reviewed over 4 years ago
  • Overall 10/10
    Bank of the future

    Peoples choice has been a great bank, they understand that I've been out of work so they hold all my finances till I can afford them! I'd recommend them to anyone

    Read full review

    Peoples choice has been a great bank, they understand that I've been out of work so they hold all my finances till I can afford them! I'd recommend them to anyone

    Price
    10/10
    Features
    9/10
    Customer service
    10/10
    Convenience
    10/10
    Trust
    10/10
    Less
    Troy, South Australia reviewed almost 5 years ago
  • Overall 5/10
    Could do better.

    I found that there is a fee each month, which is inexplicable, called "service fee". Ridiculous, as the service is only sued to deposit into the account once a month.

    Read full review

    I found that there is a fee each month, which is inexplicable, called "service fee". Ridiculous, as the service is only sued to deposit into the account once a month.

    Price
    4/10
    Features
    3/10
    Customer service
    10/10
    Convenience
    9/10
    Trust
    9/10
    Less
    Carmela, South Australia reviewed almost 5 years ago
  • Overall 10/10
    Overall you will nott regret saving your money.

    Great way to save your money with excellent interest you can earn.

    Read full review

    Great way to save your money with excellent interest you can earn.

    Price
    7/10
    Features
    6/10
    Customer service
    10/10
    Convenience
    10/10
    Trust
    10/10
    Less
    Kristy, South Australia reviewed about 5 years ago
People's Choice Credit Union

About People's Choice Credit Union

People's Choice Credit Union is a member owned financial institution offering its members a wide range of competitive banking, insurance and investment products and services. Formed through the merger of Savings & Loans and Australian Central, Peoples Choice Credit Union has more than 350,000 members Australia wide. At Peoples Choice Credit Union, its customers are its owners so everything they do is designed to benefit their members.

See People's Choice Credit Union savings accounts

MyState Bank

MyState Bank

Bonus Saver Account

1.35% p.a. (for $0 to $250,000)

0.15% p.a.(for $0 and over)

Yes up to $250,000

Heritage Bank

Heritage Bank

Online Saver

1.30% p.a. (for $1 to $100,000)

0.65% p.a.(for $1 and over)

Yes up to $250,000

Bankwest

Bankwest

Hero Saver

0.90% p.a. (for $0 to $250,001)

0.01% p.a.(for $0 to $5,000,000)

Yes up to $250,000

Bank of Queensland

Bank of Queensland

Fast Track Saver Account

1.05% p.a. (for $1 to $250,000)

0.05% p.a.(for $1 and over)

Yes up to $250,000

Up

Up

Saver Account

1.10% p.a. (for $0 to $1,000,000)

0% p.a.(for $0 and over)

Yes up to $250,000

Citi

Citi

Online Saver

1.10% p.a. (for $0 to $500,000)

0.35% p.a.(for $0 and over)

Yes up to $250,000

MyState Bank

MyState Bank

Bonus Saver Account

1.35% p.a. (for $0 to $250,000)

0.15% p.a.(for $0 and over)

Yes up to $250,000

Heritage Bank

Heritage Bank

Online Saver

1.30% p.a. (for $1 to $100,000)

0.65% p.a.(for $1 and over)

Yes up to $250,000

Bankwest

Bankwest

Hero Saver

0.90% p.a. (for $0 to $250,001)

0.01% p.a.(for $0 to $5,000,000)

Yes up to $250,000

Bank of Queensland

Bank of Queensland

Fast Track Starter Account

3.00% p.a. (for $1 to $10,000)

0.05% p.a.(for $1 and over)

Yes up to $250,000

Bank of Queensland

Bank of Queensland

Fast Track Saver Account

1.05% p.a. (for $1 to $250,000)

0.05% p.a.(for $1 and over)

Yes up to $250,000

Up

Up

Saver Account

1.10% p.a. (for $0 to $1,000,000)

0% p.a.(for $0 and over)

Yes up to $250,000

Citi

Citi

Online Saver

1.10% p.a. (for $0 to $500,000)

0.35% p.a.(for $0 and over)

Yes up to $250,000

Up

Up

Saver Account

0% p.a.(for $0 and over)

1.10% p.a. (for $0 to $1,000,000)

Yes up to $250,000

Newcastle Permanent

Newcastle Permanent

Smart Saver

0% p.a.(for $0 and over)

1.55% p.a. (for $0 and over)

Yes up to $250,000