Thumbnail icon for Queensland Country Bank

Queensland Country Bank Online Saver

Interest rate
0.50% p.a.(for $0 and over)
Maximum rate
No Current Offer

Mozo editorial review Queensland Country Bank Online Saver

Last updated: 1 April 2020.

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What's hot
  • $0 account or transaction fees
  • Unlimited phone and internet transactions
What's not
  • No card access
Mozo snapshot

If you’re a 21st Century internet enthusiast looking to make the most of stashing your savings away in an online account, without needing to dip into your funds, then listen up. The Queensland Country Bank Online Saver has no monthly account fees, no transaction fees and unlimited free phone and Internet banking and could be the savings account you’re after.

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Key features

The Queensland Country Bank Online Saver is a great option for those who want to call the shots with online banking. And if you’re the type of person who wants your savings stored away without the need to regularly access them, then you’ll appreciate this online account’s swell features. 

This account has no monthly account or transaction fees, and also has a 0.50% standard interest rate, which is calculated daily and paid every month.

Plus, transactions can easily be completed through fee-free internet and phone banking, so you can simply transfer funds to a transaction account for spending. Just remember, this account is for online devotees, so over the counter withdrawals will cost you $1.50 per transaction. In order to get the most out of your account, stick to online transactions and enjoy a fee-free experience.

The Online Saver gives you the option to open an account online when you sign up and become a member. However, kids aged between 5 and 12 will have to bring a parent or guardian with them to a branch to open an account and that way it can be made in their name.


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Who is it good for

The Queensland Country Bank Online Saver is great for anyone who wants to become a member of the customer owned bank and is looking for a place to stash away savings online, without needing to dip into their funds.

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Any catches

To make sure you keep a fee-free experience, be wary of that $1.50 fee on over-the-counter withdrawals.


Details

Rates and fees information correct as at 11 July 2020. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates
  • Balances from $0: 0.50% p.a.

  • n/a

  • n/a

Fees
  • $0.00

  • n/a

  • Unlimited free internet and phone banking.

  • n/a

  • n/a

  • n/a

  • $0.00

  • $1.50

  • n/a

  • $0.00

  • $0.00

  • n/a

Other financial bits
  • $0.00

  • $0.00

  • Monthly

Features
  • no

  • none

  • no

  • no

  • no

  • yes

  • no

  • yes

  • yes

  • yes

  • no

  • none

  • none

  • none

Customer Reviews

How are Queensland Country Bank savings accounts rated by the Mozo community?

Overall customer rating
8.6/10
Price
7.8/10
Features
7.5/10
Customer service
9.0/10
Convenience
7.9/10
Trust
8.8/10

Latest reviews of Queensland Country Bank Online Saver

  • Overall 6/10
    Minimum rewards, great customer service

    I have a savers account but I don't get any rewards or bonuses. It's not great at all. But in saying that, I love their customer service.

    Read full review

    I have a savers account but I don't get any rewards or bonuses. It's not great at all. But in saying that, I love their customer service.

    Price
    8/10
    Features
    3/10
    Customer service
    10/10
    Convenience
    5/10
    Trust
    9/10
    Less
    Jazmin, Queensland reviewed over 4 years ago
  • Overall 0/10
    Worst ever everything and the rudest ever people

    Have been with QCCU for 7 years and when I needed them, they were so rude to me and it was their mistake.

    Read full review

    Have been with QCCU for 7 years and when I needed them, they were so rude to me and it was their mistake.

    Price
    0/10
    Features
    0/10
    Customer service
    0/10
    Convenience
    0/10
    Trust
    0/10
    Less
    Carly, Queensland reviewed about 5 years ago
  • Overall 10/10
    Great customer service

    just changed my banking to this one ,so i have to wait to really assess it

    Read full review

    just changed my banking to this one ,so i have to wait to really assess it

    Price
    10/10
    Features
    10/10
    Customer service
    10/10
    Convenience
    10/10
    Trust
    10/10
    Less
    Brigitte, Queensland reviewed over 5 years ago
  • Overall 10/10
    comp features customer service old way

    I love it but about 8 klm's away but nice and quite and a great place to house of PC i can get help user 5 mins easy parking and ramp to get in easy open Sat morning

    Read full review

    I love it but about 8 klm's away but nice and quite and a great place to house of PC i can get help user 5 mins easy parking and ramp to get in easy open Sat morning

    Price
    10/10
    Features
    10/10
    Customer service
    10/10
    Convenience
    5/10
    Trust
    10/10
    Less
    Ian, Queensland reviewed over 5 years ago
  • Overall 4/10
    Customer service if fine, features not many

    They have to many fees attached to getting and using your own money out.

    Read full review

    They have to many fees attached to getting and using your own money out.

    Price
    3/10
    Features
    2/10
    Customer service
    4/10
    Convenience
    5/10
    Trust
    4/10
    Less
    Jenefer, Queensland reviewed over 5 years ago
Queensland Country Bank

About Queensland Country Bank

Queensland Country Bank is an independent member owned organisation, providing a full range of financial services to members. Queensland Country Bank value its members and show this by offering them with an extensive range of competitive financial products in: savings accounts, home loans, credit cards, debit cards, car loans, personal loans and term deposits, designed for Queenslanders.

See Queensland Country Bank savings accounts

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HSBC

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Serious Saver

2.10% p.a. (for $0 to $1,000,000)

0% p.a.(for $0 and over)

Yesup to $250,000

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Rabobank

Rabobank

High Interest Savings Account

2.25% p.a. (for $0 to $250,001)

0.80% p.a.(for $0 to $250,001)

Yesup to $250,000

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Citi

Citi

Online Saver

2.05% p.a. (for $0 to $500,000)

0.35% p.a.(for $0 and over)

Yesup to $250,000

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Bankwest

Bankwest

Hero Saver

1.25% p.a. (for $0 to $250,000)

0.01% p.a.(for $0 to $5,000,000)

Yesup to $250,000

Promoted

Bank of Queensland

Bank of Queensland

Fast Track Saver Account

1.85% p.a. (for $1 to $250,000)

0.20% p.a.(for $1 and over)

Yesup to $250,000

Promoted

HSBC

HSBC

Flexi Saver

1.25% p.a. (for $0 to $5,000,000)

0.01% p.a.(for $0 to $5,000,000)

Yesup to $250,000

Promoted

Westpac

Westpac

Life (18-29 years old)

3.00% p.a. (for $0 to $30,000)

0.40% p.a.(for $0 and over)

Yesup to $250,000

Promoted

HSBC

HSBC

Serious Saver

2.10% p.a. (for $0 to $1,000,000)

0% p.a.(for $0 and over)

Yesup to $250,000

Promoted

Citi

Citi

Online Saver

2.05% p.a. (for $0 to $500,000)

0.35% p.a.(for $0 and over)

Yesup to $250,000

Promoted

Bankwest

Bankwest

Hero Saver

1.25% p.a. (for $0 to $250,000)

0.01% p.a.(for $0 to $5,000,000)

Yesup to $250,000

Promoted

Rabobank

Rabobank

High Interest Savings Account

2.25% p.a. (for $0 to $250,001)

0.80% p.a.(for $0 to $250,001)

Yesup to $250,000

Promoted

Heritage Bank

Heritage Bank

Online Saver

2.20% p.a. (for $1 to $100,000)

0.80% p.a.(for $1 to $250,000)

Yesup to $250,000

Promoted

Bank of Queensland

Bank of Queensland

Fast Track Saver Account

1.85% p.a. (for $1 to $250,000)

0.20% p.a.(for $1 and over)

Yesup to $250,000

Promoted

HSBC

HSBC

Flexi Saver

1.25% p.a. (for $0 to $5,000,000)

0.01% p.a.(for $0 to $5,000,000)

Yesup to $250,000

Promoted

HSBC

HSBC

Serious Saver

0% p.a.(for $0 and over)

2.10% p.a. (for $0 to $1,000,000)

Promoted

Citi

Citi

Online Saver

0.35% p.a.(for $0 and over)

2.05% p.a. (for $0 to $500,000)

Promoted

Bankwest

Bankwest

Hero Saver

0.01% p.a.(for $0 to $5,000,000)

1.25% p.a. (for $0 to $250,000)

Promoted

Bank of Queensland

Bank of Queensland

Fast Track Saver Account

0.20% p.a.(for $1 and over)

1.85% p.a. (for $1 to $250,000)

Promoted

HSBC

HSBC

Flexi Saver

0.01% p.a.(for $0 to $5,000,000)

1.25% p.a. (for $0 to $5,000,000)

Promoted

Westpac

Westpac

Life (18-29 years old)

0.40% p.a.(for $0 and over)

3.00% p.a. (for $0 to $30,000)

Promoted

Newcastle Permanent

Newcastle Permanent

Smart Saver

0% p.a.(for $0 and over)

2.00% p.a. (for $0 and over)

Promoted

ANZ

ANZ

Progress Saver

0.01% p.a.(for $0 and over)

0.85% p.a. (for $0 and over)