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Mini meca 2020

CUA Term Deposit

Advertiser disclosure
Best rate (up to 1 year)
0.65% p.a.1 year
Minimum deposit
$5,000.00
Interest paid to another bank?
yes

Mozo editorial review CUA Term Deposit

Last updated: 15 December 2020.

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What's hot
  • Interest paid to another bank
  • 0.65% 2 year rate
What's not
  • 0.80% 5 year rate
Mozo snapshot

Looking to lock your funds away for a little while? The CUA term deposit might be just the place to do it. There are a bunch of term options from 1 month to 5 years, with interest rates up to 0.65%. Plus, there is the option for the interest you make to be paid into another bank account if you choose.


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Key features

CUA’s term deposit has a range of options when it comes to putting your savings away, whether it be for a short time or a long time. 

Rates start at 0.10% and go up to 0.65%, depending on which term you choose. 

Depositors can stash anywhere between $5,000 and $1,000,000, and any interest they make on their savings can be paid into another bank account if they wish. 

There is also automatic rollover, so CUA will rollover your deposit at the same rate for the same period of time, unless you decide otherwise.

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Who is it good for

This term deposit could be a good option for someone looking to lock away their funds for a short period of time, but still want to receive a competitive rate.

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Any catches

Bear in mind that not all rates on this term deposit are competitive, as the 1 month term only offers a 0.10% rate, and the 5 year term has only a 0.65% rate attached to it. If you are looking to earn a better return on your savings over a longer term, you might want to consider other options.

Details

Rates and fees information correct as at 18 May 2021. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates
  • 0.10% p.a. ($5,000 to $1,000,000)

  • 0.15% p.a. ($5,000 to $1,000,000)

  • 0.50% p.a. ($5,000 to $1,000,000)

  • 0.50% p.a. ($5,000 to $1,000,000)

  • 0.50% p.a. ($5,000 to $1,000,000)

  • 0.50% p.a. ($5,000 to $1,000,000)

  • 0.50% p.a. ($5,000 to $1,000,000)

  • 0.50% p.a. ($5,000 to $1,000,000)

  • 0.50% p.a. ($5,000 to $1,000,000)

  • 0.50% p.a. ($5,000 to $1,000,000)

  • 0.50% p.a. ($5,000 to $1,000,000)

  • 0.65% p.a. ($5,000 to $1,000,000)

  • 0.65% p.a. ($5,000 to $1,000,000)

  • 0.65% p.a. ($5,000 to $1,000,000)

  • 0.65% p.a. ($5,000 to $1,000,000)

  • 0.65% p.a. ($5,000 to $1,000,000)

  • 0.65% p.a. ($5,000 to $1,000,000)

Other financial bits
  • $5,000.00

  • $1,000,000.00

Features
  • yes

  • yes

  • none

  • none

Different interest rates apply to different amounts or different interest payment frequencies.

Customer Reviews

How are CUA term deposits rated by the Mozo community?

Overall
8.4/10
Price
8.0/10
Features
7.1/10
Customer service
8.6/10
Convenience
8.3/10
Trust
8.7/10

Latest reviews of CUA Term Deposit

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About CUA

CUA is Australia's largest credit union and an alternative to the big banks, offering financial, health and insurance solutions to over 500,000 Aussies. As a mutual, it's run by members for members, and reinvests in making its service better for customers and supporting local communities. CUA is committed to helping members through life's big changes, so if you want to make a change for the better, check out CUA's range of home loans, personal loans, credit cards, savings accounts and more.

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