Choose the version of this product that suits you best
| Name | |
|---|---|
|
|
Term Deposit - Special Offer |
|
|
Term Deposit |
If you’re looking for a way to lock away some money the St.George Term Deposit could be just the place. It's flexible, as it offers a wide range of term options. Plus, it lets you have your interest paid into an account at another bank if you want, and at the end of the term you can choose between automatically rolling over or exiting with your newly earned interest.
For a limited time, St.George personal and business customers looking to stash away between $1,000 and $5,000,000 can access a 4.70% p.a. rate on 9-month term, with the option to have interest paid monthly or at maturity with an additional 0.10% p.a. when opened or renewed online (T&Cs apply).
Since your savings will be locked away for a fixed period of time when you opt for a term deposit, the first thing you have to ask yourself is, ‘how long do I want to put this money away for?’The St George Term Deposit offers a range of terms from one month up to five years. Fixed rates start from 1.25% p.a. for one month and go up to 4.00% p.a. on 9 month terms, but customers will be able to access a stellar 4.70% p.a. interest rate on 9 month terms for a limited time only (T&Cs apply).
With the St.George Term Deposit, you’re able to automatically rollover into a new term once the agreed period is over, or you can close the account at the end of the term. And you’ll be able to have all that interest paid into your St.George bank account or an account at another bank if you want, either as direct credit or cheque.
The St.George Term Deposit suits savers looking to earn interest on balances between $1,000 and $2,000,000. It's also good for those who want flexibility with the interest they earn.
As with any term deposit, if you decide you want to withdraw your money before the maturity date, then the amount of interest you’ll earn will decrease significantly. You'll also need to give St. George 31 days notice before any early withdrawals.
Another thing to remember is that if you allow your original deposit to automatically rollover into a new term, you may not get the same interest rate you had before - so be sure to check what deal you’re getting and make arrangements for when your term comes to an end.
|
4.70% p.a. ($1,000 to $5,000,000) |
|
$1,000.00 |
|
|
$5,000,000.00 |
|
yes |
|
|
yes |
|
|
31 days notice required if customers want to withdraw their funds before the maturity date. |
|
|
Existing customers receive an additional 0.10% p.a. online bonus rate when you open or renew (within 14 calendar days) online. |
Different interest rates apply to different amounts or different interest payment frequencies.
|
1.25% p.a. ($1,000 to $2,000,000) |
|
|
1.45% p.a. ($1,000 to $2,000,000) |
|
|
3.25% p.a. ($1,000 to $2,000,000) |
|
|
3.35% p.a. ($1,000 to $2,000,000) |
|
|
3.45% p.a. ($1,000 to $2,000,000) |
|
|
3.60% p.a. ($1,000 to $2,000,000) |
|
|
3.60% p.a. ($1,000 to $2,000,000) |
|
|
3.80% p.a. ($1,000 to $2,000,000) |
|
|
4.00% p.a. ($1,000 to $2,000,000) |
|
|
4.00% p.a. ($1,000 to $2,000,000) |
|
|
4.00% p.a. ($1,000 to $2,000,000) |
|
|
4.00% p.a. ($1,000 to $2,000,000) |
|
|
4.00% p.a. ($1,000 to $2,000,000) |
|
|
4.00% p.a. ($1,000 to $2,000,000) |
|
|
3.80% p.a. ($1,000 to $2,000,000) |
|
|
3.60% p.a. ($1,000 to $2,000,000) |
|
|
3.60% p.a. ($1,000 to $2,000,000) |
|
|
3.60% p.a. ($1,000 to $2,000,000) |
|
$1,000.00 |
|
|
$2,000,000.00 |
|
yes |
|
|
yes |
|
|
31 days notice required if customers want to withdraw their funds before the maturity date. |
|
|
Existing customers receive an additional 0.10% p.a. online bonus rate when you open or renew (within 14 calendar days) online. |
Different interest rates apply to different amounts or different interest payment frequencies.
St George have terrific investment products both for term deposits and instant access accounts far better than any other bank that I have tried. The staff are extremely polite and helpful.
Read full reviewSt George have terrific investment products both for term deposits and instant access accounts far better than any other bank that I have tried. The staff are extremely polite and helpful.
I have been with St George bank for some 40 years they may not always have the lowest fees etc however they have always looked after me especially through hard times for me I would not go with any other.
Read full reviewI have been with St George bank for some 40 years they may not always have the lowest fees etc however they have always looked after me especially through hard times for me I would not go with any other.
My term deposits with St George are amazingly easy to operate online and are accompanied by a personal contact when a deposit matures to give me advice about what current investment products might suit me best. Only complaint is that the current interest rates are so low that my savings for retirement plans will mean I need to work a few extra years - I planned on an annual rate of 5-6% and now it's less than 4%.
Read full reviewMy term deposits with St George are amazingly easy to operate online and are accompanied by a personal contact when a deposit matures to give me advice about what current investment products might suit me best. Only complaint is that the current interest rates are so low that my savings for retirement plans will mean I need to work a few extra years - I planned on an annual rate of 5-6% and now it's less than 4%.
More then just a bank, like a family member helping us out for years now.
Read full reviewMore then just a bank, like a family member helping us out for years now.
They have always looked after me. They are very helpful and try & do what's best for you.
Read full reviewThey have always looked after me. They are very helpful and try & do what's best for you.
