HSBC Day to Day Account

$0.00

Apple Pay, Google Pay, PayID

0% p.a.

HSBC Day to Day Account

$0.00

Apple Pay, Google Pay, PayID

0% p.a.

Mozo Review   HSBC Day to Day Account Review

Last updated: 22 November 2019.

What's hot:
  • No debit card service fee

  • Unlimited internet banking

What's not:
  • 3% overseas transaction fee

Mozo snapshot:

The HSBC Day to Day Account comes with a bunch of great features that make it worth knowing about. It has no monthly fee and comes with an HSBC Visa Debit Card that can be used in-store, online or overseas.

Key features:

The HSBC Day to Day Account allows you to access your money online, in branch or over the phone, through your Visa Debit Card, BPAY, Bank@Post or with a cheque book. HSBC takes the fuss out of switching bank accounts, as it helps you move over all your regular direct debits by contacting your gym, employer, utility company or mobile phone provider for you. And if you want to build your cash stash, you can link to an HSBC Flexi Saver or Serious Saver account.

The HSBC Day to Day Account comes with an HSBC Visa Debit Card that has everything you need (and more!). Whether you’re a paying in store, shopping online or simply making a purchase over the phone you can use your own cash and avoid accumulating debt on a credit card. You can also set up recurring payments on your Visa Debit Card, to make paying bills a no brainer.

There's no ATM withdrawal fees and with Visa Zero Liability you’ll be protected against fraudulent activities.

While you can use this account when travelling or shopping internationally just be aware that overseas cash withdrawals are $4.50 and on top of this you’ll be charged a foreign currency transaction fee of 3% of the total amount of each overseas transaction.


Who it's good for:

If you're looking for an everyday account with no monthly account fee and great fee-free ATM network access, the HSBC Day to Day Account could be your perfect bank account match.



Any catches?

While the account is fee free for domestic banking, if you need to transfer money regularly to an overseas account it will cost you $20 for each transaction.



Details

Rates and fees information correct as at 10 December 2019. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates
  • Balances from $0: 0.00% p.a.

  • n/a

  • n/a

Fees
  • $0.00

  • n/a

  • Unlimited free transactions from HSBC ATMs, EFTPOS, cheque, phone, internet, Bank@Post, BPAY and direct debits

  • $0.00

  • HSBC

  • $0.00

  • $0.00

  • n/a

  • $0.00

  • $0.00

  • $0.00

  • $1.00

  • $4.50

  • 3.00%

  • $0.00 monthly

Other financial bits
  • $0.00

  • $0.00

Features
  • $1,000.00

  • no

  • no

  • yes

  • yes

  • yes

  • yes

  • yes

  • none

  • none

Atm card
  • none

  • none

  • none

Debit card
  • $4.50

  • $0.00

  • 3.00%

Payment options

Apple Pay, Google Pay, PayID

Customer Reviews

How are HSBC bank accounts rated by the Mozo community?

Overall customer rating
7.0/10
Price
7.0/10
Features
6.5/10
Customer service
6.8/10
Convenience
6.2/10
Trust
7.1/10

Latest reviews of HSBC Day to Day Account

  • Overall
    9/10
    Great customer service

    The staff are friendly and helpful.

    The staff are friendly and helpful.

    Price
    -1/10
    Features
    -1/10
    Customer service
    10/10
    Convenience
    6/10
    Trust
    7/10

    Amanda | Queensland

    reviewed over 1 year ago

  • Overall
    10/10
    Brilliant service

    So easy to use

    So easy to use

    Price
    10/10
    Features
    -
    Customer service
    -
    Convenience
    -
    Trust
    -

    John | Western Australia

    reviewed over 2 years ago

  • Overall
    9/10
    Great & secure ebanking features.

    Competitive offers & user friendly ebanking features.

    Competitive offers & user friendly ebanking features.

    Price
    8/10
    Features
    8/10
    Customer service
    8/10
    Convenience
    10/10
    Trust
    9/10

    Terence | New South Wales

    reviewed almost 4 years ago

  • Overall
    10/10
    One stop customer service, always fixed.

    I travel internationally a lot and I love having one card that does all.

    I travel internationally a lot and I love having one card that does all.

    Price
    10/10
    Features
    8/10
    Customer service
    10/10
    Convenience
    10/10
    Trust
    10/10

    Michelle | Queensland

    reviewed about 4 years ago

  • Overall
    10/10
    Best customer service without exception

    Been a Premier account holder for fifteen years... Won't swap ever. Best customer service,...

    Been a Premier account holder for fifteen years... Won't swap ever. Best customer service, rates, everything (even moving money abroad). Once had a fraudulent purchase on my Access card... Rapid response, constant communication and took all the stress and hassle away.

    Price
    10/10
    Features
    10/10
    Customer service
    10/10
    Convenience
    10/10
    Trust
    10/10

    David | New South Wales

    reviewed about 4 years ago

HSBC

About HSBC

HSBC in Australia is part of the HSBC Group, one of the world's largest banking and financial services organisations. HSBC has products for every money need you can think of, including savings accounts and term deposits for your day-to-day money management, a suite of home loans to finance your dream home, plus credit card and personal loan options. With branches all over the world, HSBC is the world's local bank!

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