HSBC Day to Day Account

$0.00

HSBC

Visa Debit

HSBC Day to Day Account Review

Rates and fees information correct as at 16 November 2018.

Review published: 3 July 2014

What's hot:

  • No debit card service fee

  • Unlimited internet banking

What's not:

  • $5 over the counter withdrawal fee

Mozo snapshot:

The HSBC Day to Day Account comes with a bunch of great features that make it worth knowing about. It has no monthly fee and comes with an HSBC Visa Debit Card that can be used in-store, online or overseas.

Key features:

The HSBC Day to Day Account allows you to access your money online, in branch or over the phone, through your Visa Debit Card, BPAY, Bank@Post or with a cheque book. HSBC takes the fuss out of switching bank accounts, as it helps you move over all your regular direct debits by contacting your gym, employer, utility company or mobile phone provider for you. And if you want to build your cash stash, you can link to an HSBC Flexi Saver or Serious Saver account.

The HSBC Day to Day Account comes with an HSBC Visa Debit Card that has everything you need (and more!). Whether you’re a paying in store, shopping online or simply making a purchase over the phone you can use your own cash and avoid accumulating debt on a credit card. You can also set up recurring payments on your Visa Debit Card, to make paying bills a no brainer.

There's no ATM withdrawal fees and with Visa Zero Liability you’ll be protected against fraudulent activities.

While you can use this account when travelling or shopping internationally just be aware that overseas cash withdrawals are $4.50 and on top of this you’ll be charged a foreign currency transaction fee of 3% of the total amount of each overseas transaction.


Who it's good for:

If you're looking for an everyday account with no monthly account fee and great fee-free ATM network access, the HSBC Day to Day Account could be your perfect bank account match.



Any catches?

While the account is fee free for domestic banking, if you need to transfer money regularly to an overseas account it will cost you $20 each transaction.



How are HSBC bank accounts rated by the Mozo community?

Product Type Overall Rating Price Features Service Convenience Trust
7.0

Based on 175
HSBC bank accounts reviews

7.0 6.4 6.8 6.3 7.1

Read HSBC bank account reviews by the Mozo community

Latest reviews of HSBC Day to Day Account

HSBC

HSBC Day to Day Account bank account review

Overall rating   9 / 10

Great customer service

The staff are friendly and helpful.

Full review

The staff are friendly and helpful.

    Customer service   10 / 10

    Convenience   6 / 10

    Trust   7 / 10

Less

Amanda, Queensland, reviewed 8 months ago

HSBC

HSBC Day to Day Account bank account review

Overall rating   10 / 10

Brilliant service

So easy to use

Full review

So easy to use

    Price   10 / 10

Less

John, Western Australia, reviewed over 1 year ago

HSBC

HSBC Day to Day Account bank account review

Overall rating   9 / 10

Great & secure ebanking features.

Competitive offers & user friendly ebanking features.

Full review

Competitive offers & user friendly ebanking features.

    Price   8 / 10

    Features   8 / 10

    Customer service   8 / 10

    Convenience   10 / 10

    Trust   9 / 10

Less

Terence, New South Wales, reviewed almost 3 years ago

HSBC

HSBC Day to Day Account bank account review

Overall rating   10 / 10

One stop customer service, always fixed.

I travel internationally a lot and I love having one card that does all.

Full review

I travel internationally a lot and I love having one card that does all.

    Price   10 / 10

    Features   8 / 10

    Customer service   10 / 10

    Convenience   10 / 10

    Trust   10 / 10

Less

Michelle, Queensland, reviewed almost 3 years ago

HSBC

HSBC Day to Day Account bank account review

Overall rating   10 / 10

Best customer service without exception

Been a Premier account holder for fifteen years... Won't swap ever. Best customer service, rates, everything (even moving money abroad). Once had a fraudulent purchase on my Access card... Rapid response, constant communication and took all the...

Full review

Been a Premier account holder for fifteen years... Won't swap ever. Best customer service, rates, everything (even moving money abroad). Once had a fraudulent purchase on my Access card... Rapid response, constant communication and took all the stress and hassle away.

    Price   10 / 10

    Features   10 / 10

    Customer service   10 / 10

    Convenience   10 / 10

    Trust   10 / 10

Less

David, New South Wales, reviewed almost 3 years ago

Mozo may receive a payment from financial providers listed on the site. Customer reviews are in no way affected by any commercial relationships Mozo has with providers. Reviewers may receive a voucher from Mozo in exchange for their review. Vouchers are given to all reviewers who meet our review guidelines regardless of the sentiment of their reviews.

Rates

  • Balances from $0: 0.00% p.a.

  • none

  • n/a

Fees

  • $0.00

  • none

  • Unlimited free transactions from HSBC ATMs, EFTPOS, cheque, phone, internet, Bank@Post, BPAY and direct debits

  • $0.00

  • HSBC

  • $0.00

  • $0.00

  • $5.00

  • $0.00

  • $0.00

  • $0.00

  • $1.00

  • $4.50

  • 3.00%

  • $0.00 monthly

Other financial bits

  • $0.00

  • $0.00

Features

  • $1,000.00

  • no

  • no

  • yes

  • yes

  • yes

  • yes

  • yes

  • none

  • none

Atm card

  • none

  • none

  • none

Debit card

  • $4.50

  • $0.00

  • 3.00%

About HSBC

HSBC in Australia is part of the HSBC Group, one of the world's largest banking and financial services organisations. HSBC has products for every money need you can think of, including savings accounts and term deposits for your day-to-day money management, a suite of home loans to finance your dream home, plus credit card and personal loan options. With branches all over the world, HSBC is the world's local bank!

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