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HSBC Day to Day Account

Account fee
$0.00
Payment options
Apple Pay, Google Pay, PayID
Interest rate
0% p.a.

Mozo editorial review HSBC Day to Day Account

Last updated: 6 March 2020.

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What's hot
  • No debit card service fee
  • Unlimited internet banking
  • Apple Pay, Google Pay, PayID
What's not
  • 3% overseas transaction fee
Mozo snapshot

The HSBC Day to Day Account comes with a bunch of great features that make it worth knowing about. It has no ongoing monthly fees and comes with an HSBC Visa Debit Card that can be used in-store, online or overseas.

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Key features

The HSBC Day to Day Account allows you to access your money online, in branch or over the phone, through your Visa Debit Card, BPAY, Bank@Post or with a cheque book. HSBC takes the fuss out of switching bank accounts, as it helps you move over all your regular direct debits by contacting your gym, employer, utility company or mobile phone provider for you. And if you want to build your cash stash, you can link to an HSBC Flexi Saver or Serious Saver account.

The HSBC Day to Day Account comes with an HSBC Visa Debit Card that has everything you need (and more!). Whether you’re paying in-store, shopping online or simply making a purchase over the phone, you can use your own cash and avoid accumulating debt on a credit card. You can also set up recurring payments on your Visa Debit Card, to make paying bills a no brainer.

There are no ATM withdrawal fees and with Visa Zero Liability you’ll be protected against fraudulent activities.

While you can use this account when travelling or shopping internationally, just be aware that overseas ATM withdrawals will incur a $4.50 fee and on top of this you’ll be charged a foreign currency transaction fee of 3% of the total amount of each overseas transaction.

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Who is it good for

If you're looking for an everyday bank account with no ongoing monthly account fees, plus, fee-free ATM network access, the HSBC Day to Day Account could be your perfect bank account match.

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Any catches

While the account is fee-free for domestic banking, if you need to transfer money regularly to an overseas account, it'll cost you $20 for each transaction.

Details

Rates and fees information correct as at 2 October 2020. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates
  • Balances from $0: 0.00% p.a.

  • n/a

  • n/a

Fees
  • $0.00

  • n/a

  • Unlimited free transactions from HSBC ATMs, EFTPOS, cheque, phone, internet, Bank@Post, BPAY and direct debits

  • $0.00

  • HSBC

  • $0.00

  • $0.00

  • n/a

  • $0.00

  • $0.00

  • $0.00

  • $1.00

  • $4.50

  • 3.00%

  • $0.00 monthly

Other financial bits
  • $0.00

  • $0.00

Features
  • $1,000.00

  • no

  • no

  • yes

  • yes

  • yes

  • yes

  • yes

  • none

  • none

Atm card
  • none

  • none

  • none

Debit card
  • $4.50

  • $0.00

  • 3.00%

Payment options

Apple Pay, Google Pay, PayID

Customer Reviews

How are HSBC bank accounts rated by the Mozo community?

Overall
7.0/10
Price
7.0/10
Features
6.4/10
Customer service
6.8/10
Convenience
6.2/10
Trust
7.1/10

Latest reviews of HSBC Day to Day Account

  • Overall 10/10
    Easy banking with a trustworthy provider

    Reliable, efficient and trustworthy. Never had any issues.

    Read full review

    Reliable, efficient and trustworthy. Never had any issues.

    Price
    10/10
    Features
    6/10
    Customer service
    10/10
    Convenience
    10/10
    Trust
    10/10
    Less
    Ana, New South Wales reviewed 4 months ago
  • Overall 9/10
    Great customer service

    The staff are friendly and helpful.

    Read full review

    The staff are friendly and helpful.

    Price
    -1/10
    Features
    -1/10
    Customer service
    10/10
    Convenience
    6/10
    Trust
    7/10
    Less
    Amanda, Queensland reviewed over 2 years ago
  • Overall 10/10
    Brilliant service

    So easy to use

    Read full review

    So easy to use

    Price
    10/10
    Features
    -
    Customer service
    -
    Convenience
    -
    Trust
    -
    Less
    John, Western Australia reviewed about 3 years ago
  • Overall 10/10
    Best customer service without exception

    Been a Premier account holder for fifteen years... Won't swap ever. Best customer service, rates, everything (even moving money abroad). Once had a fraudulent purchase on my Access card... Rapid response, constant communication and took all the stress and hassle away.

    Read full review

    Been a Premier account holder for fifteen years... Won't swap ever. Best customer service, rates, everything (even moving money abroad). Once had a fraudulent purchase on my Access card... Rapid response, constant communication and took all the stress and hassle away.

    Price
    10/10
    Features
    10/10
    Customer service
    10/10
    Convenience
    10/10
    Trust
    10/10
    Less
    David, New South Wales reviewed almost 5 years ago
  • Overall 10/10
    One stop customer service, always fixed.

    I travel internationally a lot and I love having one card that does all.

    Read full review

    I travel internationally a lot and I love having one card that does all.

    Price
    10/10
    Features
    8/10
    Customer service
    10/10
    Convenience
    10/10
    Trust
    10/10
    Less
    Michelle, Queensland reviewed almost 5 years ago
HSBC

About HSBC

HSBC in Australia is part of the HSBC Group, one of the world's largest banking and financial services organisations. HSBC has products for every money need you can think of, including savings accounts and term deposits for your day-to-day money management, a suite of home loans to finance your dream home, plus credit card and personal loan options. With branches all over the world, HSBC is the world's local bank!

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