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HSBC Day to Day Account

Advertiser disclosure
Account fee
$0.00
Payment options
Apple Pay, Google Pay, PayID
Interest rate
0% p.a.

Mozo editorial review HSBC Day to Day Account - last updated: 9 March 2021

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What's hot
  • No debit card service fee
  • Unlimited internet banking
  • Apple Pay, Google Pay, PayID
What's not
  • 3% overseas transaction fee
Mozo snapshot

The HSBC Day to Day Account comes with a bunch of great features that make it worth knowing about. It has no ongoing monthly fees and comes with an HSBC Visa Debit Card that can be used in-store, online or overseas.

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Key features

The HSBC Day to Day Account allows you to access your money online, in branch or over the phone, through your Visa Debit Card, BPAY, Bank@Post or with a cheque book. HSBC takes the fuss out of switching bank accounts, as it helps you move over all your regular direct debits by contacting your gym, employer, utility company or mobile phone provider for you. And if you want to build your cash stash, you can link to an HSBC Flexi Saver or Serious Saver account.

The HSBC Day to Day Account comes with an HSBC Visa Debit Card that has everything you need (and more!). Whether you’re paying in-store, shopping online or simply making a purchase over the phone, you can use your own cash and avoid accumulating debt on a credit card. You can also set up recurring payments on your Visa Debit Card, to make paying bills a no brainer.

There are no ATM withdrawal fees and with Visa Zero Liability you’ll be protected against fraudulent activities (applicable to transactions processed through the Visa network and may be subject to investigation).

While you can use this account when travelling or shopping internationally, just be aware that overseas ATM withdrawals will incur a $4.50 fee and on top of this you’ll be charged a foreign currency transaction fee of 3% of the total amount of each overseas transaction.

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Who is it good for

If you're looking for an everyday bank account with no ongoing monthly account fees, plus, fee-free ATM network access, the HSBC Day to Day Account could be your perfect bank account match.

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Any catches

While the account is fee-free for domestic banking, if you need to transfer money regularly to an overseas account, it'll cost you $20 for each transaction.

Details

Rates and fees information correct as at 1 August 2021. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates

Balances from $0: 0.00% p.a.

n/a

n/a

Fees

$0.00

n/a

Unlimited free transactions from HSBC ATMs, EFTPOS, cheque, phone, internet, Bank@Post, BPAY and direct debits

$0.00

HSBC

$0.00

$0.00

n/a

$0.00

$0.00

$0.00

$1.00

$4.50

3.00%

$0.00 monthly

Other financial bits

$0.00

$0.00

Features

$1,000.00

no

no

yes

yes

yes

yes

yes

none

none

Atm card

none

none

none

Debit card

$4.50

$0.00

3.00%

Payment options

Apple Pay, Google Pay, PayID

Customer Reviews

How are HSBC bank accounts rated by the Mozo community?

Overall
6.8/10
Price
6.9/10
Features
6.4/10
Customer service
6.6/10
Convenience
6.0/10
Trust
6.9/10

Latest reviews of HSBC Day to Day Account Bank Account

About HSBC