The HSBC Day to Day Account allows you to access your money online, in branch or over the phone ($2.50 staff assisted telephone banking), through your Visa Debit Card, BPAY, Bank@Post or with a cheque book. HSBC takes the fuss out of switching bank accounts, as it helps you move over all your regular direct debits by contacting your gym, employer, utility company or mobile phone provider for you. And if you want to build your cash stash, you can link to an HSBC Flexi Saver or Serious Saver account.
The HSBC Day to Day Account comes with an HSBC Visa Debit Card that has everything you need (and more!). Whether you’re a paying in store, shopping online or simply making a purchase over the phone you can use your own cash and avoid accumulating debt on a credit card. You can also set up recurring payments on your Visa Debit Card, to make paying bills a no brainer.
There's no ATM withdrawal fees and with Visa Zero Liability you’ll be protected against fraudulent activities.
While you can use this account when travelling or shopping internationally just be aware that overseas cash withdrawals are $4.50 and on top of this you’ll be charged a foreign currency transaction fee of 3% of the total amount of each overseas transaction.
Who it's good for:
If you're looking for an everyday account with no monthly account fee and great fee-free ATM network access, the HSBC Day to Day Account could be your perfect bank account match.
While the account is fee free for domestic banking, if you need to transfer money regularly to an overseas account it will cost you $20 each transaction.