NAB Classic Banking Account (with Platinum Visa Debit Card)

$10.00

Apple Pay, Google Pay, PayID, Samsung Pay

0.01% p.a.

NAB Classic Banking Account (with Platinum Visa Debit Card)

$10.00

Apple Pay, Google Pay, PayID, Samsung Pay

0.01% p.a.

Mozo Review   NAB Classic Banking Account (with Platinum Visa Debit Card) Review

Last updated: 13 January 2020.

What's hot:
  • Customer perks, including extended warranty and travel insurance

  • NAB concierge services

  • No overseas purchases fees

What's not:
  • $10 monthly account fee

Mozo snapshot:

The NAB Classic Banking Account has an option for a Platinum Visa Debit Card, which has a bunch of fairly unique features for a debit card, including travel insurance, purchase protection and 1% cashback on cashless purchases (up to $10 a month). This is on top of the usual benefits of unlimited free transactions over the phone, online and in branch. However, there is a $10 monthly account fee.

Key features:

The Platinum Visa Debit Card is a different sort of debit card, in that is has some of the features you might expect to see on a credit card.

For starters, it comes with 7 complimentary insurances, including overseas travel insurance, domestic hotel burglary insurance, extended warranty insurance and purchase protection insurance.

You’ll also have access to the NAB Concierge Service, which can be used to help book hotels, tickets to events and make restaurants reservations.

Another one of the more distinctive features of the Platinum Visa Debit Card is its contactless purchases cashback offer. For purchases you make using Visa payWave, NAB Pay or Fitbit Pay you’ll get 1% back, up to $10 a month.

If you are travelling or ordering overseas products online, you won’t be charged any overseas fees, or foreign exchange commission, making traveling and online shopping all that much better.

And while very small, the account will also earn 0.01% interest.

But all this value does come with a price tag - there’s a $10 monthly fee to take into account.

Who it's good for:

The NAB Classic Banking Account with Platinum Visa Debit Card is great for a spender who’s in the market for a debit card, but still keen to cash in on some premium perks usually reserved for credit cards.

Any catches?

The NAB Classic Banking Account with Platinum Visa Debit Card has a $10 monthly account fee. This can add up if you aren’t using any of the services and not getting any money back through its cashback program.

Details

Rates and fees information correct as at 22 January 2020. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates
  • Balances from $0: 0.01% p.a.

  • n/a

  • n/a

Fees
  • $10.00

  • n/a

  • Unlimited free transactions from own-bank ATM, EFTPOS, counter withdrawals, counter deposits, phone, internet and Visa debit purchases

  • $0.00

  • NAB

  • $0.00

  • $0.00

  • $0.00

  • $0.00

  • $0.00

  • $0.00

  • $0.00

  • $5.00

  • 0%

  • $0.00 monthly

Other financial bits
  • $1.00

  • $0.00

Features
  • $2,000.00

  • yes

  • no

  • yes

  • yes

  • yes

  • yes

  • yes

  • none

  • 1% cashback on contactless payments up to $10/month. Range of complimentary insurances including travel, 90 day purchase protection, extended warranty and price protection

Atm card
  • $5.00

  • $0.00

  • 0%

Debit card
  • $5.00

  • $0.00

  • 0%

Payment options

Apple Pay, Google Pay, PayID, Samsung Pay

Customer Reviews

How are NAB bank accounts rated by the Mozo community?

Overall customer rating
7.7/10

Based on 3729 NAB bank account reviews

Price
7.2/10
Features
6.7/10
Customer service
7.6/10
Convenience
7.9/10
Trust
7.7/10

Latest reviews of NAB Classic Banking Account (with Platinum Visa Debit Card)

  • Overall 9/10
    Great service.

    Very satisfied with the service I receive.

    Read full review

    Very satisfied with the service I receive.

    Price
    8/10
    Features
    8/10
    Customer service
    9/10
    Convenience
    9/10
    Trust
    9/10
    Less
    Pia, South Australia reviewed about 1 month ago
  • Overall 10/10
    Customer service is great.

    Great service, nothing to complain about.

    Read full review

    Great service, nothing to complain about.

    Price
    -1/10
    Features
    10/10
    Customer service
    10/10
    Convenience
    10/10
    Trust
    10/10
    Less
    Jan, Queensland reviewed about 1 month ago
  • Overall 4/10
    Internet banking is convenient.

    This bank's internet banking is easy to operate. I am in my 60s, and sometimes it takes me time to figure out how and what to do on a website.

    Read full review

    This bank's internet banking is easy to operate. I am in my 60s, and sometimes it takes me time to figure out how and what to do on a website.

    Price
    3/10
    Features
    -1/10
    Customer service
    4/10
    Convenience
    8/10
    Trust
    -1/10
    Less
    Lyn, Australian Capital Territory reviewed about 2 months ago
  • Overall 9/10
    NSW needs more NAB banks.

    Good bank. They need more offices across NSW. Service could be improved, dealt with a manager who is rude and lazy.

    Read full review

    Good bank. They need more offices across NSW. Service could be improved, dealt with a manager who is rude and lazy.

    Price
    8/10
    Features
    9/10
    Customer service
    5/10
    Convenience
    3/10
    Trust
    9/10
    Less
    Mary, Victoria reviewed about 2 months ago
  • Overall 6/10
    Average service.

    Have been known to do the wrong thing as seen by the royal banking commission.

    Read full review

    Have been known to do the wrong thing as seen by the royal banking commission.

    Price
    8/10
    Features
    7/10
    Customer service
    7/10
    Convenience
    7/10
    Trust
    5/10
    Less
    Neil, Queensland reviewed about 2 months ago
NAB

About NAB

National Australia Bank is one of the big four banks who provide a large variety of financial products to the Australian Community. In recent times NAB has set itself apart from the other big four banks; by expanding their ATM network, removing many fees and maintaining low standard variable home loan rates. NAB's changes to its financial products have made their home loan, credit card, loans, savings accounts and personal loans more competitive within the banking industry.

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