The best travel money cards for your summer holiday revealed

Summer holidays are right around the corner and if you’ve got big plans to head overseas you need to get your travel money sorted. But every traveller has different spending needs, so how do you know you’re getting the right travel card for your circumstance?

Different travel money options work for different travellers. If you’re strict about your budget, a prepaid or debit travel card might be in order. On the other hand, if you want to soak up all your trip has to offer without ever worrying about your budget, a credit card might be more your speed.

To help you choose, we’ve handpicked a list of winners from this year’s Mozo Experts Choice Travel Money Awards. So whatever kind of holiday you’ve got in mind and whatever kind of spender you are, take a look below.

Our favourite travel debit cards

HSBC - Everyday Global Account
  • Multiple Mozo 2018 Experts Choice winner
  • Link up to 10 currencies to your Visa debit card
  • No HSBC ATM or transaction fees anywhere in the world

If you’re a traveller who wants to see it all, then the HSBC Everyday Global Account debit card may be the plastic for you. This nifty card allows you to link up to 10 currencies, like USD, EUR, GBP and NZD and offers no ATM or transaction fees anywhere in the world. There are no account fees and the Visa debit card links to both Apple Pay and Google Pay.

Want to find out more? Head over to HSBC.

ING - Orange Everyday
  • No ING international transaction fees
  • $0 ATM fees overseas or at home (conditions apply)
  • $0 monthly account fees

Picking up both Mozo Experts Choice Awards and Mozo People’s Choice Awards, the ING Orange Everyday is a favourite with savvy travellers. If you deposit $1000 a month into your Orange Everyday account and make at least 5 debit card purchases, you can say goodbye to ATM and account fees forever, regardless of whether  you’re at home or travelling abroad. You'll have access to over 3.5 million ATMs around the world plus a handy 24/7 customer service team to help out if something goes wrong.

Want to find out more? Head over to ING.

Our favourite travel credit cards

Bankwest - More Platinum Mastercard
  • 75,000 annual bonus points when you spend $48,000 in that year
  • 2 points per $1 spent, up to 400,000 points
  • Easy Alerts via the Bankwest App remind you to pay your balance
Find out more

With multiple wins in the Mozo Experts Choice Awards, this handy card comes with premium perks like complimentary travel insurance, purchase protection and a concierge service, along with the power to earn points on your spending. Just remember that there is a $160 annual fee, so make sure you justify it by getting tonnes of value out of the offered freebies.

Want to find out more? Head over to Bankwest.

Bankwest - Zero Platinum Mastercard
  • No foreign exchange fees or annual fee
  • Free perks like international travel insurance
  • Up to 55 interest free days
Find out more

The Bankwest Zero Platinum card is a slam dunk for savvy travellers. You’ll get loads of platinum perks while paying no annual fee and no foreign exchange fees on international purchases. The card comes with up to 55 interest free days and perks include complimentary overseas travel insurance, extended warranty, price protection and a complimentary concierge service.

Our favourite prepaid travel cards

ANZ - Travel Card
  • Load up to 10 currencies and lock in your exchange rate
  • No card purchase, reload or closure fees
  • Covered by the ANZ Fraud Money Back Guarantee Go to site
Find out more

f you'd rather avoid the temptation of maxing out a credit card while abroad, then the ANZ prepaid Travel Card could be your plastic match. This prepaid card has a great selection of Asian currencies, like the Thai Baht and the Japanese Yen, in addition to USD, Euros and other major currencies. And since you’ll be locking in your exchange rate before you jet off, you'll know exactly how much you have to spend.

Want to find out more? Head over to ANZ.

For more travel money options, click through to see the full list of Mozo Experts Choice Award winners, or head to our travel money hub.

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^See information about the Mozo Experts Choice Credit Card Awards

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