Summer holidays are right around the corner and if you’ve got big plans to head overseas you need to get your travel money sorted. But every traveller has different spending needs, so how do you know you’re getting the right travel card for your circumstance?
Different travel money options work for different travellers. If you’re strict about your budget, a prepaid or debit travel card might be in order. On the other hand, if you want to soak up all your trip has to offer without ever worrying about your budget, a credit card might be more your speed.
To help you choose, we’ve handpicked a list of winners from this year’s Mozo Experts Choice Travel Money Awards. So whatever kind of holiday you’ve got in mind and whatever kind of spender you are, take a look below.
Our favourite travel debit cards
HSBC Everyday Global Account
Multiple Mozo 2018 Experts Choice winner
Link up to 10 currencies to your Visa debit card
No HSBC ATM or transaction fees anywhere in the world
If you’re a traveller who wants to see it all, then the HSBC Everyday Global Account debit card may be the plastic for you. This nifty card allows you to link up to 10 currencies, like USD, EUR, GBP and NZD and offers no ATM or transaction fees anywhere in the world. There are no account fees and the Visa debit card links to both Apple Pay and Google Pay.
Picking up both Mozo Experts Choice Awards and Mozo People’s Choice Awards, the ING Orange Everyday is a favourite with savvy travellers. If you deposit $1000 a month into your Orange Everyday account and make at least 5 debit card purchases, you can say goodbye to ATM and account fees forever, regardless of whether you’re at home or travelling abroad. You'll have access to over 3.5 million ATMs around the world plus a handy 24/7 customer service team to help out if something goes wrong.
75,000 annual bonus points when you spend $48,000 in that year
2 points per $1 spent, up to 400,000 points
Easy Alerts via the Bankwest App remind you to pay your balance
With multiple wins in the Mozo Experts Choice Awards, this handy card comes with premium perks like complimentary travel insurance, purchase protection and a concierge service, along with the power to earn points on your spending. Just remember that there is a $160 annual fee, so make sure you justify it by getting tonnes of value out of the offered freebies.
The Bankwest Zero Platinum card is a slam dunk for savvy travellers. You’ll get loads of platinum perks while paying no annual fee and no foreign exchange fees on international purchases. The card comes with up to 55 interest free days and perks include complimentary overseas travel insurance, extended warranty, price protection and a complimentary concierge service.
Our favourite prepaid travel cards
ANZ Travel Card
Load up to 10 currencies and lock in your exchange rate
No card purchase, reload or closure fees
Covered by the ANZ Fraud Money Back Guarantee Go to site
f you'd rather avoid the temptation of maxing out a credit card while abroad, then the ANZ prepaid Travel Card could be your plastic match. This prepaid card has a great selection of Asian currencies, like the Thai Baht and the Japanese Yen, in addition to USD, Euros and other major currencies. And since you’ll be locking in your exchange rate before you jet off, you'll know exactly how much you have to spend.
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