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ANZ Frequent Flyer Platinum

Purchase rate
20.24% p.a.
Balance transfer rate
No current offer
Annual fees
$295
Interest free days on purchases
55

Mozo editorial review ANZ Frequent Flyer Platinum

Last updated: 5 December 2019.

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What's hot
  • 50,000 bonus Qantas Points and $195 back after $2,000 spend in the first 3 months.
  • 2019 Mozo Experts Choice Award
  • Complimentary insurance privileges
What's not
  • $295 ongoing annual fee
Mozo snapshot

You'll be flying fast with the ANZ Frequent Flyer Platinum credit card, which received a 2019 Mozo Experts Choice Award for best Premium Card Benefits. You'll receive 50,000 bonus Qantas Points and $195 back after you've spent $2,000 on eligible purchases within the first three months. If you're a frequent flyer who will use the complimentary travel insurance, concierge services and want to earn points exclusively with Qantas then this credit card is worthy of your attention.

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Key features

With the ANZ Frequent Flyer Platinum credit card you'll earn 0.75 Qantas Points for every dollar spent up to $3,000 each month. After you hit that limit, you'll then only earn 0.5 points for ever dollar.

Points are automatically transferred to the Qantas Frequent Flyer Program every month. If you're not already a member of Qantas you will receive complimentary Qantas Frequent Flyer membership saving you $99.50.

There is a $295 annual card fee to consider. The purchase rate of the ANZ Frequent Flyer Platinum credit card is 20.24% so this is not a card you want to carry large amounts of debt on. Pay off your balance in full each month and you'll get up to 55 interest free days.

Some of the award-winning platinum privileges you'll get with the card include: international travel insurance, interstate flight inconvenience insurance, extended warranty insurance, purchase protection insurance. 

Your card will come with Visa Paywave functionality so that you can tap and go for purchases under $100. When overseas your Frequent Flyer Platinum Card will be accepted anywhere that Visa is and there will be a 3% foreign currency conversion added to any overseas purchases, whether made online or in person.

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Who is it good for

This credit card is best suited to loyal Qantas frequent flyers as all points are redeemed via the Qantas Frequent Flyer program. It's also only available to permanent Australian residents or non-permanent residents with more than 9 months remaining on their Visa who are over 18.


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Any catches

If you're chasing bonus points, just keep in mind that the bonus point offer is only available to new ANZ credit card customers.

Rewards program details

Rates and fees information correct as at 30 May 2020. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
What your points get you

Fly Sydney to London return

110,400 points

Fly Sydney to Melbourne one-way

8,000 points

$100 Giftcard

18,690 points

$100 Cash

-

Points earning

0.75 points per dollar on Visa, up to $3,000 per month, then
0.5 points per dollar on Visa, uncapped

Rewards scheme

Points are automatically credited to the Qantas Frequent Flyer program.

All rewards are redeemed via Qantas Frequent Flyer.

Bonus points earned at a range of bonus partners including Qantas.

Special offers

Receive 50,000 bonus Qantas Points and $195 back if you spend $2,000 on eligible purchase in the first 3 months.

Value of rewards points

Spend $24,920 (Visa)

Spend $10,667 (Visa)

Spend $202,800 (Visa)

Uncapped

Never

How do we calculate the rewards?

To work out the "Rewards value minus fees" in our Rewards Revealer we:

  • calculate how many points you'd get each year,

  • figure out how many flights or gift cards or cashback credits you could get for those points,

  • work out what that's actually worth to you,

  • take off the annual fee you'd pay.

More details:

  • Our calculations are designed to help you compare the value of different rewards schemes. To do this, we've looked at earning a one-way Sydney-Melbourne flight excluding taxes and charges, a return Sydney-London flight excluding taxes and charges, a $100 shopping Gift Card and $100 cashback. Most cards will also offer other rewards, which may be worth more or less than the ones we've shown.

  • We have made no allowance for bonus points for using your card at specific merchants, introductory offers or special offers. We have not assigned any value to instant discounts, insurances, ticketing and concierge services or other such benefits.

  • Rewards value calculations do not take credit card interest into account. If you do not pay off your card each month you may be better off looking for a card based on interest rates than on the value of rewards.

  • In products that have more than one card, a different mix of spend between American Express / Visa / Mastercard will give different results. Mozo's Rewards Revealer lets you choose the mix based on the way you would use such a product, and gives you tailored results.

  • We assume flights purchased with airline points are 'classic' or 'reward' economy seats with restricted seat availability. 'Any seat' rewards will probably cost more.

  • To compare the value of flight rewards, we sample online retail flight prices once a quarter based on the average price on a Wednesday 3 months in advance but outside NSW school holidays. For domestic flights we take the lowest available fare from each flight on that day from Qantas Red e-deal, Virgin Australia Saver including baggage and Jetstar Starter including baggage. We calculate the average price excluding taxes and surcharges for each airline, and also the average across all airlines (which we use when rewards are travel agent vouchers). For international flights, we take the lowest available fares on that same Wednesday from each of Qantas, Emirates, Malaysian, Etihad, Singapore, Cathay Pacific and Thai, assuming a return flight 2 weeks later, calculate the average price before taxes and surcharges and use this as our assumed cost of a flight on any airline.

  • Shopping rewards are based on $100 gift cards from a major national department store.

  • We make every effort to ensure our calculations are correct and up to date but make no guarantees.

Close

Rate and fee details

Rates
  • 20.24% p.a.

  • none

  • No current offer

  • none

  • 20.24% p.a.

  • 55

Fees
  • $295.00

  • none

  • none

  • $0.00

  • $20.00

  • 2%

  • 3.00%

  • $0.00

  • $0.00

  • $65.00

Features
  • $25.00

  • 2.0

  • 9

  • none

Payment options

Apple Pay, Google Pay, Samsung Pay, Garmin, Fitbit

Rewards privileges

Concierge,
Extended Warranty,
Purchase Protection,
Guaranteed Pricing Scheme,
International Travel Insurance

Other benefits

$195 back to your card after $2,000 spend on eligible purchases in the first 3 months.

Customer Reviews

How are ANZ credit cards rated by the Mozo community?

Overall customer rating
6.7/10

Based on 6156 ANZ credit card reviews

Price
5.7/10
Features
5.9/10
Customer service
6.7/10
Convenience
7.5/10
Trust
6.9/10

Latest reviews of ANZ Frequent Flyer Platinum

  • Overall 8/10
    Competitive products, good online banking platform

    Have dealt with ANZ for many years. Very happy overall with all services including app. Branch customer service i believe is better than the other top banks.

    Read full review

    Have dealt with ANZ for many years. Very happy overall with all services including app. Branch customer service i believe is better than the other top banks.

    Price
    8/10
    Features
    7/10
    Customer service
    9/10
    Convenience
    8/10
    Trust
    9/10
    Less
    Keith, Queensland reviewed 2 months ago
  • Overall 5/10
    Would love to refinance but ANZ won't allow us to.

    Dislike ANZ banking, as we currently find ourselves in a stressful financial position and ANZ won't allow us to refinance to take some pressure off.

    Read full review

    Dislike ANZ banking, as we currently find ourselves in a stressful financial position and ANZ won't allow us to refinance to take some pressure off.

    Price
    5/10
    Features
    4/10
    Customer service
    6/10
    Convenience
    7/10
    Trust
    5/10
    Less
    Amy, Western Australia reviewed 4 months ago
  • Overall 7/10
    Good product.

    Overall a very good product with good rewards.

    Read full review

    Overall a very good product with good rewards.

    Price
    8/10
    Features
    8/10
    Customer service
    5/10
    Convenience
    8/10
    Trust
    6/10
    Less
    Jo, Northern Territory reviewed 6 months ago
  • Overall 4/10
    Why do they have such high interest rates

    I understand that credit cards are unsecured credit and the risk factor is there, but why are the interest rates still so high when the cash rate has come down to record lows. Is this money gouging by the banks? Why so high?

    Read full review

    I understand that credit cards are unsecured credit and the risk factor is there, but why are the interest rates still so high when the cash rate has come down to record lows. Is this money gouging by the banks? Why so high?

    Price
    0/10
    Features
    4/10
    Customer service
    5/10
    Convenience
    9/10
    Trust
    7/10
    Less
    Michael, Victoria reviewed 7 months ago
  • Overall 8/10
    Great card and good charges

    I believe it should be a nil charge on your credit card if you put everything on one card and pay it all back within the 54 day period.

    Read full review

    I believe it should be a nil charge on your credit card if you put everything on one card and pay it all back within the 54 day period.

    Price
    7/10
    Features
    7/10
    Customer service
    8/10
    Convenience
    -1/10
    Trust
    7/10
    Less
    Judith, New South Wales reviewed over 1 year ago
ANZ

About ANZ

ANZ is one of the largest companies in Australia and New Zealand, with a history that stretches back over 170 years. The bank offers a range of banking and financial products to more than 5.7 million retail customers, including home loans, credit cards and debit cards, personal loans, savings and banking accounts and personal insurance. And now, with its new mobile banking application, ANZ App, it's easier to do banking on the go.

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