Give yourself luxury at a discounted rate with the P&N Visa Platinum Credit Card. Along with a 11.49% purchase rate, you’ll also receive up to 45 interest free days on purchases. However, you’ll need to steer clear of ATMs when you’ve got this card in hand because of its 19.99% cash advance rate (remember interest free days don’t apply to cash advances) and $5 cash advance fee. There’s also the $99 annual card fee and 3.00% foreign exchange margin to keep in mind.
If you’re in the need of a card to help clear debt, you can transfer balances to the Visa Platinum Credit Card, but there’s no interest free period. Instead, you’ll have an ongoing 11.49% balance transfer rate.
With this credit card, you’ll also be treated to a number of complimentary insurance plans like, overseas travel insurance, interstate flight insurance, extended warranty insurance, purchase security insurance and transport accident insurance. Plus, through the Visa Platinum Credit Card, you’ll also have access to Visa Premium - a program that features special lifestyle, entertainment and travel privileges.
Who it's good for:
The P&N Bank Visa Platinum Credit Card is a great choice for anyone who loves to indulge in the occasional perk, but does not want to cough up a bundle to do so.
We all have our own guilty pleasures and if yours is browsing your favourite international online store, you’ll need to watch out for the 3.00% foreign exchange margin. While this percentage is pretty standard amongst all credit cards, it can still hurt your bank account all the same.