The details shown below are for an owner occupier taking out a principal & interest loan up to with an LVR below 95%
The details shown below are for an owner occupier taking out a interest only loan up to with an LVR below 70%
The details shown below are for an investor taking out a principal & interest loan up to with an LVR below 90%
The details shown below are for an investor taking out a interest only loan up to with an LVR below 80%
Choose the version of loan that suits you best
| Availability | Loan type | LVR | Min loan amount | Max loan amount | |
|---|---|---|---|---|---|
| | Owner Occupier | Principal & Interest | < 95% | ||
| | Owner Occupier | Interest Only | < 70% | ||
| | Investor | Principal & Interest | < 90% | ||
| | Investor | Interest Only | < 80% |
Owner Occupier (Principal & Interest)
LVR < 95%
Loan:
Owner Occupier (Interest Only)
LVR < 70%
Loan:
Investor (Principal & Interest)
LVR < 90%
Loan:
Investor (Interest Only)
LVR < 80%
Loan:
4.56% p.a.
4.69% p.a.
$10.00 monthly
Bank of Queensland Clear Path Variable Rate Home Loan
4.56% p.a.
4.69% p.a.
$10.00 monthly
Bank of Queensland Clear Path Variable Rate Home Loan
4.56% p.a.
4.69% p.a.
$10.00 monthly
5.02% p.a.
5.15% p.a.
$10.00 monthly
Bank of Queensland Clear Path Variable Rate Home Loan
5.02% p.a.
5.15% p.a.
$10.00 monthly
Bank of Queensland Clear Path Variable Rate Home Loan
5.02% p.a.
5.15% p.a.
$10.00 monthly
5.19% p.a.
5.32% p.a.
$10.00 monthly
Bank of Queensland Clear Path Variable Rate Home Loan
5.19% p.a.
5.32% p.a.
$10.00 monthly
Bank of Queensland Clear Path Variable Rate Home Loan
5.19% p.a.
5.32% p.a.
$10.00 monthly
5.59% p.a.
5.72% p.a.
$10.00 monthly
Bank of Queensland Clear Path Variable Rate Home Loan
5.59% p.a.
5.72% p.a.
$10.00 monthly
Bank of Queensland Clear Path Variable Rate Home Loan
5.59% p.a.
5.72% p.a.
$10.00 monthly
Rates and fees information correct as at 19 October 2018.
4.56% p.a.
n/a
0 Months
none
4.69% p.a.
n/a
n/a
n/a
n/a
n/a
n/a
n/a
n/a
$0.00
$0.00
$0.00
$150.00
none
$10.00 monthly
$320.00
none
none
none
95.00%
Owner Occupier
Principal & Interest
Weekly, Fortnightly, Monthly
yes - free
yes
yes - free
$100.00
yes
yes
none
none
Rates and fees information correct as at 19 October 2018.
5.02% p.a.
n/a
0 Months
none
5.15% p.a.
n/a
n/a
n/a
n/a
n/a
n/a
n/a
n/a
$0.00
$0.00
$0.00
$150.00
none
$10.00 monthly
$320.00
none
none
none
70.00%
Owner Occupier
Interest Only
Weekly, Fortnightly, Monthly
yes - free
yes
yes - free
$100.00
yes
yes
none
none
Rates and fees information correct as at 19 October 2018.
5.19% p.a.
n/a
0 Months
none
5.32% p.a.
n/a
n/a
n/a
n/a
n/a
n/a
n/a
n/a
$0.00
$0.00
$0.00
$150.00
none
$10.00 monthly
$320.00
none
none
none
90.00%
Investor
Principal & Interest
Weekly, Fortnightly, Monthly
yes - free
yes
yes - free
$100.00
yes
yes
none
none
Rates and fees information correct as at 19 October 2018.
5.59% p.a.
n/a
0 Months
none
5.72% p.a.
n/a
n/a
n/a
n/a
n/a
n/a
n/a
n/a
$0.00
$0.00
$0.00
$150.00
none
$10.00 monthly
$320.00
none
none
none
80.00%
Investor
Interest Only
Weekly, Fortnightly, Monthly
yes - free
yes
yes - free
$100.00
yes
yes
none
none
They do not assist older Australians
Read full review
They do not assist older Australians
Less
Lynn | Queensland
reviewed 9 months ago
Owner operator ensures efficient service at all times. Convenient, local and advisable.
Read full review
Owner operator ensures efficient service at all times. Convenient, local and advisable.
Less
Geoff | Queensland
reviewed over 1 year ago
Personal service. You are not just a number. You and your application matter to them.
Read full review
Personal service. You are not just a number. You and your application matter to them.
Less
Ms. | Queensland
reviewed about 2 years ago
Go above and beyond for the customer, deal directly with the branch manager. Can be a little over...
Read full review
Go above and beyond for the customer, deal directly with the branch manager. Can be a little over the top with paperwork but would defiantly recommend to anyone looking for a home loan.
Less
Guy | New South Wales
reviewed over 2 years ago
Recently this mortgage has had 2 rate increases, specifically: 1 rate increase in Nov 2015 and...
Read full review
Recently this mortgage has had 2 rate increases, specifically: 1 rate increase in Nov 2015 and another in Feb 2016 which has increased my mortgage by $100 interest a month. I am disgusted that the reserve bank has left interest rates on hold but BOQ has decided to increase rates. I will be looking elsewhere.
Less
Neisha | Queensland
reviewed over 2 years ago
Bank of Queensland is Australia's fastest growing retail bank, and has come a long way from its origins as a regional Queensland bank. BOQ today boasts a wide array of banking services and 200 branches around Australia. Bank of Queensland aims to give you greater control over the management of your finances and offers everyday banking products including credit cards, home loans, term deposits, savings accounts and bank accounts.
Promoted
loans.com.au
Essentials Variable
3.64% p.a. variable
3.66% p.a.
$520
Promoted
Heritage Bank
Discount Variable Home Loan
3.67% p.a. variable
3.69% p.a.
$150
Promoted
Virgin Money
Reward Me Variable Rate Home Loan
3.68% p.a. variable
3.82% p.a.
$150
Promoted
Newcastle Permanent
Variable Home Loan (Premium Plus Package)
3.72% p.a. variable
4.12% p.a.
$0
Promoted
State Custodians
Low Rate Home Loan with Offset
3.68% p.a. variable
3.69% p.a.
$0
Promoted
Heritage Bank
Discount Variable Home Loan
3.67% p.a.
3.69% p.a.
$150
Promoted
Virgin Money
Reward Me Variable Rate Home Loan
3.64% p.a.
3.78% p.a.
$150
Promoted
loans.com.au
Smart Loan Fixed (Package)
3.99% p.a.
fixed 3 years
4.31% p.a.
$520
Promoted
Queensland Country Credit Union
Ultimate Fixed Home Loan (Package)
n/a
n/a
$0
Promoted
Beyond Bank
Fixed Rate Total Home Loan (Package)
3.83% p.a.
fixed 3 years
4.90% p.a.
$0
Promoted
Newcastle Permanent
Fixed Rate Home Loan
3.99% p.a.
fixed 3 years
4.82% p.a.
$0
Promoted
Virgin Money
Reward Me Fixed Rate Home Loan
3.87% p.a.
fixed 3 years
4.02% p.a.
$150
Promoted
Heritage Bank
Discount Variable Home Loan
3.67% p.a.
3.69% p.a.
$0.00
Promoted
Virgin Money
Reward Me Variable Rate Home Loan
3.68% p.a.
3.82% p.a.
$10.00 monthly
Promoted
Newcastle Permanent
Variable Home Loan (Premium Plus Package)
3.72% p.a.
4.12% p.a.
$395.00 yearly
Promoted
State Custodians
Low Rate Home Loan with Offset
3.68% p.a.
3.69% p.a.
$0.00
