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Bank of Queensland Clear Path Variable Rate Home Loan

The details shown below are for an owner occupier taking out a principal & interest loan up to with an LVR below 95%

The details shown below are for an owner occupier taking out a interest only loan up to with an LVR below 70%

The details shown below are for an investor taking out a principal & interest loan up to with an LVR below 90%

The details shown below are for an investor taking out a interest only loan up to with an LVR below 80%

Choose the version of this loan that suits you best

  • Owner Occupier (Principal & Interest)

    LVR < 95%

    Loan:

  • Owner Occupier (Interest Only)

    LVR < 70%

    Loan:

  • Investor (Principal & Interest)

    LVR < 90%

    Loan:

  • Investor (Interest Only)

    LVR < 80%

    Loan:

Rate
3.99% p.a.
Comparison Rate*
4.13% p.a.
Service fee
$10.00 monthly
Upfront fee
$150
Rate
4.38% p.a.
Comparison Rate*
4.52% p.a.
Service fee
$10.00 monthly
Upfront fee
$150
Rate
4.70% p.a.
Comparison Rate*
4.83% p.a.
Service fee
$10.00 monthly
Upfront fee
$150
Rate
4.95% p.a.
Comparison Rate*
5.08% p.a.
Service fee
$10.00 monthly
Upfront fee
$150

Details

Rates and fees information correct as at 22 September 2020. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates
  • 3.99% p.a.

  • n/a

  • n/a

  • n/a

  • 4.13% p.a.

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

Fees
  • $0.00

  • $0.00

  • $0.00

  • $150.00

  • n/a

  • $10.00 monthly

  • $350.00

Other financial bits
  • none

  • none

  • none

  • 95.00%

Features
  • Owner Occupier

  • Principal & Interest

  • Weekly, Fortnightly, Monthly

  • yes - free

  • yes

  • yes - free

  • $100.00

  • yes

  • yes

  • none

  • none

  • $2,500 cashback when you refinance your home loan to BOQ, min $250,000, 80% LVR or less. Apply before 26 September 2020, settle by 31 October 2020.

*WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 22 September 2020. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates
  • 4.38% p.a.

  • n/a

  • n/a

  • n/a

  • 4.52% p.a.

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

Fees
  • $0.00

  • $0.00

  • $0.00

  • $150.00

  • n/a

  • $10.00 monthly

  • $350.00

Other financial bits
  • none

  • none

  • none

  • 70.00%

Features
  • Owner Occupier

  • Interest Only

  • Weekly, Fortnightly, Monthly

  • yes - free

  • yes

  • yes - free

  • $100.00

  • yes

  • yes

  • none

  • none

  • $2,500 cashback when you refinance your home loan to BOQ, min $250,000, 80% LVR or less. Apply before 26 September 2020, settle by 31 October 2020.

*WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 22 September 2020. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates
  • 4.70% p.a.

  • n/a

  • n/a

  • n/a

  • 4.83% p.a.

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

Fees
  • $0.00

  • $0.00

  • $0.00

  • $150.00

  • n/a

  • $10.00 monthly

  • $350.00

Other financial bits
  • none

  • none

  • none

  • 90.00%

Features
  • Investor

  • Principal & Interest

  • Weekly, Fortnightly, Monthly

  • yes - free

  • yes

  • yes - free

  • $100.00

  • yes

  • yes

  • none

  • none

  • $2,500 cashback when you refinance your home loan to BOQ, min $250,000, 80% LVR or less. Apply before 26 September 2020, settle by 31 October 2020.

*WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 22 September 2020. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates
  • 4.95% p.a.

  • n/a

  • n/a

  • n/a

  • 5.08% p.a.

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

Fees
  • $0.00

  • $0.00

  • $0.00

  • $150.00

  • n/a

  • $10.00 monthly

  • $350.00

Other financial bits
  • none

  • none

  • none

  • 80.00%

Features
  • Investor

  • Interest Only

  • Weekly, Fortnightly, Monthly

  • yes - free

  • yes

  • yes - free

  • $100.00

  • yes

  • yes

  • none

  • none

  • $2,500 cashback when you refinance your home loan to BOQ, min $250,000, 80% LVR or less. Apply before 26 September 2020, settle by 31 October 2020.

*WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Customer Reviews

How are Bank of Queensland home loans rated by the Mozo community?

Overall
7.5/10
Price
7.2/10
Features
6.8/10
Customer service
7.9/10
Convenience
7.8/10
Trust
7.7/10

Latest reviews of Bank of Queensland Clear Path Variable Rate Home Loan

  • Overall 8/10
    Personal service.

    We have been with BOQ for a long time. The reason I have never changed is the personal service. I never have to show ID.

    Read full review

    We have been with BOQ for a long time. The reason I have never changed is the personal service. I never have to show ID.

    Price
    7/10
    Features
    8/10
    Customer service
    10/10
    Convenience
    10/10
    Trust
    9/10
    Less
    Sonia, New South Wales reviewed 27 days ago
  • Overall 7/10
    Like a big bank but only better .

    Very easy to deal with, good online service and ease of use.

    Read full review

    Very easy to deal with, good online service and ease of use.

    Price
    7/10
    Features
    8/10
    Customer service
    7/10
    Convenience
    7/10
    Trust
    8/10
    Less
    Simon, Tasmania reviewed 10 months ago
  • Overall 9/10
    Nice to not be treated like a number.

    Great personal one on one service from the bank manager.

    Read full review

    Great personal one on one service from the bank manager.

    Price
    8/10
    Features
    9/10
    Customer service
    10/10
    Convenience
    10/10
    Trust
    10/10
    Less
    Susan, Queensland reviewed 10 months ago
  • Overall 0/10
    Nothing good to say

    They do not assist older Australians

    Read full review

    They do not assist older Australians

    Price
    0/10
    Features
    0/10
    Customer service
    0/10
    Convenience
    4/10
    Trust
    0/10
    Less
    Lynn, Queensland reviewed over 2 years ago
  • Overall 10/10
    Excellent service in all areas, very efficient

    Owner operator ensures efficient service at all times. Convenient, local and advisable.

    Read full review

    Owner operator ensures efficient service at all times. Convenient, local and advisable.

    Price
    10/10
    Features
    -
    Customer service
    -
    Convenience
    -
    Trust
    -
    Less
    Geoff, Queensland reviewed about 3 years ago
Bank of Queensland

About Bank of Queensland

Bank of Queensland is Australia's fastest growing retail bank, and has come a long way from its origins as a regional Queensland bank. BOQ today boasts a wide array of banking services and 200 branches around Australia. Bank of Queensland aims to give you greater control over the management of your finances and offers everyday banking products including credit cards, home loans, term deposits, savings accounts and bank accounts.

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