Bank of Queensland Clear Path Variable Rate Home Loan

The details shown below are for an owner occupier taking out a principal & interest loan up to with an LVR below 95%

The details shown below are for an owner occupier taking out a interest only loan up to with an LVR below 70%

The details shown below are for an investor taking out a principal & interest loan up to with an LVR below 90%

The details shown below are for an investor taking out a interest only loan up to with an LVR below 80%

Choose the version of loan that suits you best

  • Owner Occupier (Principal & Interest)

    LVR < 95%

    Loan:

  • Owner Occupier (Interest Only)

    LVR < 70%

    Loan:

  • Investor (Principal & Interest)

    LVR < 90%

    Loan:

  • Investor (Interest Only)

    LVR < 80%

    Loan:

4.56% p.a.

4.69% p.a.

$10.00 monthly

Bank of Queensland Clear Path Variable Rate Home Loan

4.56% p.a.

4.69% p.a.

$10.00 monthly

5.02% p.a.

5.15% p.a.

$10.00 monthly

Bank of Queensland Clear Path Variable Rate Home Loan

5.02% p.a.

5.15% p.a.

$10.00 monthly

5.19% p.a.

5.32% p.a.

$10.00 monthly

Bank of Queensland Clear Path Variable Rate Home Loan

5.19% p.a.

5.32% p.a.

$10.00 monthly

5.59% p.a.

5.72% p.a.

$10.00 monthly

Bank of Queensland Clear Path Variable Rate Home Loan

5.59% p.a.

5.72% p.a.

$10.00 monthly

Details

Rates and fees information correct as at 19 October 2018.

Rates
  • 4.56% p.a.

  • n/a

  • 0 Months

  • none

  • 4.69% p.a.

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

Fees
  • $0.00

  • $0.00

  • $0.00

  • $150.00

  • none

  • $10.00 monthly

  • $320.00

Other financial bits
  • none

  • none

  • none

  • 95.00%

Features
  • Owner Occupier

  • Principal & Interest

  • Weekly, Fortnightly, Monthly

  • yes - free

  • yes

  • yes - free

  • $100.00

  • yes

  • yes

  • none

  • none

*WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 19 October 2018.

Rates
  • 5.02% p.a.

  • n/a

  • 0 Months

  • none

  • 5.15% p.a.

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

Fees
  • $0.00

  • $0.00

  • $0.00

  • $150.00

  • none

  • $10.00 monthly

  • $320.00

Other financial bits
  • none

  • none

  • none

  • 70.00%

Features
  • Owner Occupier

  • Interest Only

  • Weekly, Fortnightly, Monthly

  • yes - free

  • yes

  • yes - free

  • $100.00

  • yes

  • yes

  • none

  • none

*WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 19 October 2018.

Rates
  • 5.19% p.a.

  • n/a

  • 0 Months

  • none

  • 5.32% p.a.

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

Fees
  • $0.00

  • $0.00

  • $0.00

  • $150.00

  • none

  • $10.00 monthly

  • $320.00

Other financial bits
  • none

  • none

  • none

  • 90.00%

Features
  • Investor

  • Principal & Interest

  • Weekly, Fortnightly, Monthly

  • yes - free

  • yes

  • yes - free

  • $100.00

  • yes

  • yes

  • none

  • none

*WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 19 October 2018.

Rates
  • 5.59% p.a.

  • n/a

  • 0 Months

  • none

  • 5.72% p.a.

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

Fees
  • $0.00

  • $0.00

  • $0.00

  • $150.00

  • none

  • $10.00 monthly

  • $320.00

Other financial bits
  • none

  • none

  • none

  • 80.00%

Features
  • Investor

  • Interest Only

  • Weekly, Fortnightly, Monthly

  • yes - free

  • yes

  • yes - free

  • $100.00

  • yes

  • yes

  • none

  • none

*WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Customer Reviews

How are Bank of Queensland home loans rated by the Mozo community?

Overall customer rating
7.6/10
Price
7.2/10
Features
6.8/10
Customer service
7.9/10
Convenience
7.8/10
Trust
7.7/10

Latest reviews of Bank of Queensland Clear Path Variable Rate Home Loan

  • Overall
    0/10
    Nothing good to say

    They do not assist older Australians

    They do not assist older Australians

    Price
    0/10
    Features
    0/10
    Customer service
    0/10
    Convenience
    4/10
    Trust
    0/10

    Lynn | Queensland

    reviewed 9 months ago

  • Overall
    10/10
    Excellent service in all areas, very efficient

    Owner operator ensures efficient service at all times. Convenient, local and advisable.

    Owner operator ensures efficient service at all times. Convenient, local and advisable.

    Price
    10/10
    Features
    -
    Customer service
    -
    Convenience
    -
    Trust
    -

    Geoff | Queensland

    reviewed over 1 year ago

  • Overall
    9/10
    First name basis service. Just one of the family.

    Personal service. You are not just a number. You and your application matter to them.

    Personal service. You are not just a number. You and your application matter to them.

    Price
    10/10
    Features
    10/10
    Customer service
    10/10
    Convenience
    8/10
    Trust
    9/10

    Ms. | Queensland

    reviewed about 2 years ago

  • Overall
    9/10
    Great

    Go above and beyond for the customer, deal directly with the branch manager. Can be a little over...

    Go above and beyond for the customer, deal directly with the branch manager. Can be a little over the top with paperwork but would defiantly recommend to anyone looking for a home loan.

    Price
    7/10
    Features
    8/10
    Customer service
    10/10
    Convenience
    8/10
    Trust
    9/10

    Guy | New South Wales

    reviewed over 2 years ago

  • Overall
    3/10
    Poor interest rates and poor access to branches.

    Recently this mortgage has had 2 rate increases, specifically: 1 rate increase in Nov 2015 and...

    Recently this mortgage has had 2 rate increases, specifically: 1 rate increase in Nov 2015 and another in Feb 2016 which has increased my mortgage by $100 interest a month. I am disgusted that the reserve bank has left interest rates on hold but BOQ has decided to increase rates. I will be looking elsewhere.

    Price
    2/10
    Features
    3/10
    Customer service
    5/10
    Convenience
    0/10
    Trust
    3/10

    Neisha | Queensland

    reviewed over 2 years ago

Bank of Queensland

About Bank of Queensland

Bank of Queensland is Australia's fastest growing retail bank, and has come a long way from its origins as a regional Queensland bank. BOQ today boasts a wide array of banking services and 200 branches around Australia. Bank of Queensland aims to give you greater control over the management of your finances and offers everyday banking products including credit cards, home loans, term deposits, savings accounts and bank accounts.

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*WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.