Bank of Queensland logo

Bank of Queensland Clear Path Variable Rate Home Loan

Advertiser disclosure

The details shown below are for an owner occupier taking out a principal & interest loan of at least $150,000 with an LVR below 80%

The details shown below are for an owner occupier taking out a interest only loan of at least $150,000 with an LVR below 80%

The details shown below are for an owner occupier taking out a interest only loan of at least $150,000 with an LVR below 90%

The details shown below are for an owner occupier taking out a principal & interest loan of at least $150,000 with an LVR below 90%

The details shown below are for an owner occupier taking out a principal & interest loan up to with an LVR below 95%

The details shown below are for an owner occupier taking out a interest only loan up to with an LVR below 90%

The details shown below are for an investor taking out a principal & interest loan up to with an LVR below 90%

The details shown below are for an investor taking out a principal & interest loan of at least $150,000 with an LVR below 90%

The details shown below are for an investor taking out a interest only loan of at least $150,000 with an LVR below 80%

The details shown below are for an investor taking out a principal & interest loan of at least $150,000 with an LVR below 80%

The details shown below are for an investor taking out a interest only loan of at least $150,000 with an LVR below 90%

The details shown below are for an investor taking out a interest only loan up to with an LVR below 90%

Choose the version of this loan that suits you best

  • Owner Occupier (Principal & Interest)

    LVR < 80%

    Loan: $150,000

  • Owner Occupier (Interest Only)

    LVR < 80%

    Loan: $150,000

  • Owner Occupier (Interest Only)

    LVR 80%-90%

    Loan: $150,000

  • Owner Occupier (Principal & Interest)

    LVR 80%-90%

    Loan: $150,000

  • Owner Occupier (Principal & Interest)

    LVR < 95%

    Loan:

  • Owner Occupier (Interest Only)

    LVR < 90%

    Loan:

  • Investor (Principal & Interest)

    LVR < 90%

    Loan:

  • Investor (Principal & Interest)

    LVR 80%-90%

    Loan: $150,000

  • Investor (Interest Only)

    LVR < 80%

    Loan: $150,000

  • Investor (Principal & Interest)

    LVR < 80%

    Loan: $150,000

  • Investor (Interest Only)

    LVR 80%-90%

    Loan: $150,000

  • Investor (Interest Only)

    LVR < 90%

    Loan:

Rate
2.69% p.a.
Comparison Rate
2.84% p.a.
Service fee
$10.00 monthly
Upfront fee
$150
Rate
3.39% p.a.
Comparison Rate
3.35% p.a.
Service fee
$10.00 monthly
Upfront fee
$150
Rate
3.64% p.a.
Comparison Rate
3.45% p.a.
Service fee
$10.00 monthly
Upfront fee
$150
Rate
2.94% p.a.
Comparison Rate
3.09% p.a.
Service fee
$10.00 monthly
Upfront fee
$150
Rate
3.99% p.a.
Comparison Rate
4.13% p.a.
Service fee
$10.00 monthly
Upfront fee
$150
Rate
4.38% p.a.
Comparison Rate
3.76% p.a.
Service fee
$10.00 monthly
Upfront fee
$150
Rate
4.62% p.a.
Comparison Rate
4.75% p.a.
Service fee
$10.00 monthly
Upfront fee
$150
Rate
3.24% p.a.
Comparison Rate
3.38% p.a.
Service fee
$10.00 monthly
Upfront fee
$150
Rate
3.14% p.a.
Comparison Rate
3.36% p.a.
Service fee
$10.00 monthly
Upfront fee
$150
Rate
2.89% p.a.
Comparison Rate
3.04% p.a.
Service fee
$10.00 monthly
Upfront fee
$150
Rate
3.39% p.a.
Comparison Rate
3.46% p.a.
Service fee
$10.00 monthly
Upfront fee
$150
Rate
4.87% p.a.
Comparison Rate
4.07% p.a.
Service fee
$10.00 monthly
Upfront fee
$150

Details

Rates and fees information correct as at 18 October 2021. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates

2.69% p.a.

n/a

n/a

n/a

2.84% p.a.

n/a

n/a

n/a

n/a

n/a

n/a

n/a

n/a
Fees

$0.00

$0.00

$0.00

$150.00

n/a

$10.00 monthly

$350.00
Other financial bits

$150,000

none

none

80.00%
Features

Owner Occupier

Principal & Interest

Weekly, Fortnightly, Monthly

yes - free

yes

yes - free

$100.00

yes

yes

none

First Home Buyers can borrow up to 85% of property value for $1 Lenders Mortgage Insurance with a 0.35% interest loading on the 80% LVR tier rate. Available for applications made by 15 Jan 2022, settled by 29 April 2022.

$3,000 refinance cashback, min $250,000, 80% LVR or less. Apply before 31 October 2021, settle by 26 November 2021.

WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 18 October 2021. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates

3.39% p.a.

n/a

n/a

n/a

3.35% p.a.

n/a

n/a

n/a

n/a

n/a

n/a

n/a

n/a
Fees

$0.00

$0.00

$0.00

$150.00

n/a

$10.00 monthly

$350.00
Other financial bits

$150,000

none

none

80.00%
Features

Owner Occupier

Interest Only

Weekly, Fortnightly, Monthly

yes - free

yes

yes - free

$100.00

yes

yes

none

none

$3,000 refinance cashback, min $250,000, 80% LVR or less. Apply before 31 October 2021, settle by 26 November 2021.

WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 18 October 2021. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates

3.64% p.a.

n/a

n/a

n/a

3.45% p.a.

n/a

n/a

n/a

n/a

n/a

n/a

n/a

n/a
Fees

$0.00

$0.00

$0.00

$150.00

n/a

$10.00 monthly

$350.00
Other financial bits

$150,000

none

80.00%

90.00%
Features

Owner Occupier

Interest Only

Weekly, Fortnightly, Monthly

yes - free

yes

yes - free

$100.00

yes

yes

none

none

$3,000 refinance cashback, min $250,000, 80% LVR or less. Apply before 31 October 2021, settle by 26 November 2021.

WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 18 October 2021. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates

2.94% p.a.

n/a

n/a

n/a

3.09% p.a.

n/a

n/a

n/a

n/a

n/a

n/a

n/a

n/a
Fees

$0.00

$0.00

$0.00

$150.00

n/a

$10.00 monthly

$350.00
Other financial bits

$150,000

none

80.00%

90.00%
Features

Owner Occupier

Principal & Interest

Weekly, Fortnightly, Monthly

yes - free

yes

yes - free

$100.00

yes

yes

none

First Home Buyers can borrow up to 85% of property value for $1 Lenders Mortgage Insurance with a 0.35% interest loading on the 80% LVR tier rate. Available for applications made by 15 Jan 2022, settled by 29 April 2022.

$3,000 refinance cashback, min $250,000, 80% LVR or less. Apply before 31 October 2021, settle by 26 November 2021.

WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 18 October 2021. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates

3.99% p.a.

n/a

n/a

n/a

4.13% p.a.

n/a

n/a

n/a

n/a

n/a

n/a

n/a

n/a
Fees

$0.00

$0.00

$0.00

$150.00

n/a

$10.00 monthly

$350.00
Other financial bits

none

none

none

95.00%
Features

Owner Occupier

Principal & Interest

Weekly, Fortnightly, Monthly

yes - free

yes

yes - free

$100.00

yes

yes

none

none

$3,000 refinance cashback, min $250,000, 80% LVR or less. Apply before 31 October 2021, settle by 26 November 2021.

WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 18 October 2021. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates

4.38% p.a.

n/a

n/a

n/a

3.76% p.a.

n/a

n/a

n/a

n/a

n/a

n/a

n/a

n/a
Fees

$0.00

$0.00

$0.00

$150.00

n/a

$10.00 monthly

$350.00
Other financial bits

none

none

none

90.00%
Features

Owner Occupier

Interest Only

Weekly, Fortnightly, Monthly

yes - free

yes

yes - free

$100.00

yes

yes

none

none

$3,000 refinance cashback, min $250,000, 80% LVR or less. Apply before 31 October 2021, settle by 26 November 2021.

WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 18 October 2021. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates

4.62% p.a.

n/a

n/a

n/a

4.75% p.a.

n/a

n/a

n/a

n/a

n/a

n/a

n/a

n/a
Fees

$0.00

$0.00

$0.00

$150.00

n/a

$10.00 monthly

$350.00
Other financial bits

none

none

none

90.00%
Features

Investor

Principal & Interest

Weekly, Fortnightly, Monthly

yes - free

yes

yes - free

$100.00

yes

yes

none

none

$3,000 refinance cashback, min $250,000, 80% LVR or less. Apply before 31 October 2021, settle by 26 November 2021.

WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 18 October 2021. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates

3.24% p.a.

n/a

n/a

n/a

3.38% p.a.

n/a

n/a

n/a

n/a

n/a

n/a

n/a

n/a
Fees

$0.00

$0.00

$0.00

$150.00

n/a

$10.00 monthly

$350.00
Other financial bits

$150,000

none

80.00%

90.00%
Features

Investor

Principal & Interest

Weekly, Fortnightly, Monthly

yes - free

yes

yes - free

$100.00

yes

yes

none

First Home Buyers can borrow up to 85% of property value for $1 Lenders Mortgage Insurance with a 0.35% interest loading on the 80% LVR tier rate. Available for applications made by 15 Jan 2022, settled by 29 April 2022.

$3,000 refinance cashback, min $250,000, 80% LVR or less. Apply before 31 October 2021, settle by 26 November 2021.

WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 18 October 2021. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates

3.14% p.a.

n/a

n/a

n/a

3.36% p.a.

n/a

n/a

n/a

n/a

n/a

n/a

n/a

n/a
Fees

$0.00

$0.00

$0.00

$150.00

n/a

$10.00 monthly

$350.00
Other financial bits

$150,000

none

none

80.00%
Features

Investor

Interest Only

Weekly, Fortnightly, Monthly

yes - free

yes

yes - free

$100.00

yes

yes

none

none

$3,000 refinance cashback, min $250,000, 80% LVR or less. Apply before 31 October 2021, settle by 26 November 2021.

WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 18 October 2021. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates

2.89% p.a.

n/a

n/a

n/a

3.04% p.a.

n/a

n/a

n/a

n/a

n/a

n/a

n/a

n/a
Fees

$0.00

$0.00

$0.00

$150.00

n/a

$10.00 monthly

$350.00
Other financial bits

$150,000

none

none

80.00%
Features

Investor

Principal & Interest

Weekly, Fortnightly, Monthly

yes - free

yes

yes - free

$100.00

yes

yes

none

First Home Buyers can borrow up to 85% of property value for $1 Lenders Mortgage Insurance with a 0.35% interest loading on the 80% LVR tier rate. Available for applications made by 15 Jan 2022, settled by 29 April 2022.

$3,000 refinance cashback, min $250,000, 80% LVR or less. Apply before 31 October 2021, settle by 26 November 2021.

WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 18 October 2021. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates

3.39% p.a.

n/a

n/a

n/a

3.46% p.a.

n/a

n/a

n/a

n/a

n/a

n/a

n/a

n/a
Fees

$0.00

$0.00

$0.00

$150.00

n/a

$10.00 monthly

$350.00
Other financial bits

$150,000

none

80.00%

90.00%
Features

Investor

Interest Only

Weekly, Fortnightly, Monthly

yes - free

yes

yes - free

$100.00

yes

yes

none

none

$3,000 refinance cashback, min $250,000, 80% LVR or less. Apply before 31 October 2021, settle by 26 November 2021.

WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 18 October 2021. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates

4.87% p.a.

n/a

n/a

n/a

4.07% p.a.

n/a

n/a

n/a

n/a

n/a

n/a

n/a

n/a
Fees

$0.00

$0.00

$0.00

$150.00

n/a

$10.00 monthly

$350.00
Other financial bits

none

none

none

90.00%
Features

Investor

Interest Only

Weekly, Fortnightly, Monthly

yes - free

yes

yes - free

$100.00

yes

yes

none

none

$3,000 refinance cashback, min $250,000, 80% LVR or less. Apply before 31 October 2021, settle by 26 November 2021.

WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Customer Reviews

How are Bank of Queensland home loans rated by the Mozo community?

Overall
Price
Features
Customer service
Convenience
Trust
Based on 540 Bank of Queensland home loan reviews

Latest reviews of Bank of Queensland Clear Path Variable Rate Home Loan

See all Bank of Queensland home loan customer reviews

About Bank of Queensland

WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Compare other home loans