Bank of Queensland Fixed Rate (Privileges Package)

The details shown below are for an owner occupier taking out a principal & interest loan of at least $150,000 with an LVR below 80%

The details shown below are for an owner occupier taking out a principal & interest loan between $150,000 and $249,999 with an LVR below 95%

The details shown below are for an owner occupier taking out a principal & interest loan between $250,000 and $999,999 with an LVR below 95%

The details shown below are for an owner occupier taking out a principal & interest loan of at least $1,000,000 with an LVR below 95%

The details shown below are for an owner occupier taking out a interest only loan between $150,000 and $249,999 with an LVR below 70%

The details shown below are for an owner occupier taking out a interest only loan between $250,000 and $999,999 with an LVR below 70%

The details shown below are for an owner occupier taking out a interest only loan of at least $1,000,000 with an LVR below 70%

The details shown below are for an investor taking out a principal & interest loan of at least $150,000 with an LVR below 80%

The details shown below are for an investor taking out a principal & interest loan between $150,000 and $249,999 with an LVR below 90%

The details shown below are for an investor taking out a principal & interest loan between $250,000 and $999,999 with an LVR below 90%

The details shown below are for an investor taking out a principal & interest loan of at least $1,000,000 with an LVR below 90%

The details shown below are for an investor taking out a interest only loan between $150,000 and $249,999 with an LVR below 80%

The details shown below are for an investor taking out a interest only loan between $250,000 and $999,999 with an LVR below 80%

The details shown below are for an investor taking out a interest only loan of at least $1,000,000 with an LVR below 80%

Choose the version of loan that suits you best

  • Owner Occupier (Principal & Interest)

    LVR < 80%

    Loan: $150,000

  • Owner Occupier (Principal & Interest)

    LVR < 95%

    Loan: $150,000 $249,999

  • Owner Occupier (Principal & Interest)

    LVR < 95%

    Loan: $250,000 $999,999

  • Owner Occupier (Principal & Interest)

    LVR < 95%

    Loan: $1,000,000

  • Owner Occupier (Interest Only)

    LVR < 70%

    Loan: $150,000 $249,999

  • Owner Occupier (Interest Only)

    LVR < 70%

    Loan: $250,000 $999,999

  • Owner Occupier (Interest Only)

    LVR < 70%

    Loan: $1,000,000

  • Investor (Principal & Interest)

    LVR < 80%

    Loan: $150,000

  • Investor (Principal & Interest)

    LVR < 90%

    Loan: $150,000 $249,999

  • Investor (Principal & Interest)

    LVR < 90%

    Loan: $250,000 $999,999

  • Investor (Principal & Interest)

    LVR < 90%

    Loan: $1,000,000

  • Investor (Interest Only)

    LVR < 80%

    Loan: $150,000 $249,999

  • Investor (Interest Only)

    LVR < 80%

    Loan: $250,000 $999,999

  • Investor (Interest Only)

    LVR < 80%

    Loan: $1,000,000

3.87% p.a.

5.23% p.a.

$395.00 yearly

Bank of Queensland Fixed Rate (Privileges Package)

3.87% p.a.

5.23% p.a.

$395.00 yearly

4.39% p.a.

5.37% p.a.

$395.00 yearly

Bank of Queensland Fixed Rate (Privileges Package)

4.39% p.a.

5.37% p.a.

$395.00 yearly

4.39% p.a.

5.12% p.a.

$395.00 yearly

Bank of Queensland Fixed Rate (Privileges Package)

4.39% p.a.

5.12% p.a.

$395.00 yearly

4.39% p.a.

5.08% p.a.

$395.00 yearly

Bank of Queensland Fixed Rate (Privileges Package)

4.39% p.a.

5.08% p.a.

$395.00 yearly

4.49% p.a.

5.72% p.a.

$395.00 yearly

Bank of Queensland Fixed Rate (Privileges Package)

4.49% p.a.

5.72% p.a.

$395.00 yearly

4.49% p.a.

5.47% p.a.

$395.00 yearly

Bank of Queensland Fixed Rate (Privileges Package)

4.49% p.a.

5.47% p.a.

$395.00 yearly

4.49% p.a.

5.44% p.a.

$395.00 yearly

Bank of Queensland Fixed Rate (Privileges Package)

4.49% p.a.

5.44% p.a.

$395.00 yearly

4.14% p.a.

5.74% p.a.

$395.00 yearly

Bank of Queensland Fixed Rate (Privileges Package)

4.14% p.a.

5.74% p.a.

$395.00 yearly

4.39% p.a.

5.81% p.a.

$395.00 yearly

Bank of Queensland Fixed Rate (Privileges Package)

4.39% p.a.

5.81% p.a.

$395.00 yearly

4.39% p.a.

5.56% p.a.

$395.00 yearly

Bank of Queensland Fixed Rate (Privileges Package)

4.39% p.a.

5.56% p.a.

$395.00 yearly

4.39% p.a.

5.53% p.a.

$395.00 yearly

Bank of Queensland Fixed Rate (Privileges Package)

4.39% p.a.

5.53% p.a.

$395.00 yearly

4.49% p.a.

6.11% p.a.

$395.00 yearly

Bank of Queensland Fixed Rate (Privileges Package)

4.49% p.a.

6.11% p.a.

$395.00 yearly

4.49% p.a.

5.87% p.a.

$395.00 yearly

Bank of Queensland Fixed Rate (Privileges Package)

4.49% p.a.

5.87% p.a.

$395.00 yearly

4.49% p.a.

5.84% p.a.

$395.00 yearly

Bank of Queensland Fixed Rate (Privileges Package)

4.49% p.a.

5.84% p.a.

$395.00 yearly

Details

Rates and fees information correct as at 24 September 2018.

Rates
  • p.a.

  • p.a.

  • 0 Months

  • none

  • 3.54% (5.42%*)

  • 3.85% (5.33%*)

  • 3.87% (5.23%*)

  • (*)

  • (*)

  • (*)

  • (*)

  • 5.20% p.a.

Fees
  • $0.00

  • $0.00

  • $0.00

  • $150.00

  • none

  • $395.00 yearly

  • $320.00

Other financial bits
  • $150,000

  • none

  • none

  • 80.00%

Features
  • Weekly, Fortnightly, Monthly

  • yes - free up to $5,000

  • no

  • no

  • none

  • yes

  • no

  • none

  • 100% offset account available on 1 year fixed rate loan.

Details

Rates and fees information correct as at 24 September 2018.

Rates
  • p.a.

  • p.a.

  • 0 Months

  • none

  • 4.09% (5.48%*)

  • 4.19% (5.40%*)

  • 4.39% (5.37%*)

  • 4.39% (5.30%*)

  • 4.49% (5.29%*)

  • (*)

  • (*)

  • 5.20% p.a.

Fees
  • $0.00

  • $0.00

  • $0.00

  • $150.00

  • none

  • $395.00 yearly

  • $320.00

Other financial bits
  • $150,000

  • $249,999

  • none

  • 95.00%

Features
  • Weekly, Fortnightly, Monthly

  • yes - free up to $5,000

  • no

  • no

  • none

  • yes

  • no

  • none

  • 100% offset account available on 1 year fixed rate loan.

Details

Rates and fees information correct as at 24 September 2018.

Rates
  • p.a.

  • p.a.

  • 0 Months

  • none

  • 4.09% (5.17%*)

  • 4.19% (5.12%*)

  • 4.39% (5.12%*)

  • 4.39% (5.08%*)

  • 4.49% (5.09%*)

  • (*)

  • (*)

  • 4.85% p.a.

Fees
  • $0.00

  • $0.00

  • $0.00

  • $150.00

  • none

  • $395.00 yearly

  • $320.00

Other financial bits
  • $250,000

  • $999,999

  • none

  • 95.00%

Features
  • Weekly, Fortnightly, Monthly

  • yes - free up to $5,000

  • no

  • no

  • none

  • yes

  • no

  • none

  • 100% offset account available on 1 year fixed rate loan.

Details

Rates and fees information correct as at 24 September 2018.

Rates
  • p.a.

  • p.a.

  • 0 Months

  • none

  • 4.09% (5.12%*)

  • 4.19% (5.08%*)

  • 4.39% (5.08%*)

  • 4.39% (5.05%*)

  • 4.49% (5.06%*)

  • (*)

  • (*)

  • 4.80% p.a.

Fees
  • $0.00

  • $0.00

  • $0.00

  • $150.00

  • none

  • $395.00 yearly

  • $320.00

Other financial bits
  • $1,000,000

  • none

  • none

  • 95.00%

Features
  • Weekly, Fortnightly, Monthly

  • yes - free up to $5,000

  • no

  • no

  • none

  • yes

  • no

  • none

  • 100% offset account available on 1 year fixed rate loan.

Details

Rates and fees information correct as at 24 September 2018.

Rates
  • p.a.

  • p.a.

  • 0 Months

  • none

  • 4.19% (5.89%*)

  • 4.29% (5.78%*)

  • 4.49% (5.72%*)

  • 4.49% (5.63%*)

  • 4.59% (5.59%*)

  • (*)

  • (*)

  • 5.66% p.a.

Fees
  • $0.00

  • $0.00

  • $0.00

  • $150.00

  • none

  • $395.00 yearly

  • $320.00

Other financial bits
  • $150,000

  • $249,999

  • none

  • 70.00%

Features
  • Weekly, Fortnightly, Monthly

  • yes - free up to $5,000

  • no

  • no

  • none

  • yes

  • no

  • none

  • 100% offset account available on 1 year fixed rate loan.

Details

Rates and fees information correct as at 24 September 2018.

Rates
  • p.a.

  • p.a.

  • 0 Months

  • none

  • 4.19% (5.58%*)

  • 4.29% (5.50%*)

  • 4.49% (5.47%*)

  • 4.49% (5.41%*)

  • 4.59% (5.39%*)

  • (*)

  • (*)

  • 5.31% p.a.

Fees
  • $0.00

  • $0.00

  • $0.00

  • $150.00

  • none

  • $395.00 yearly

  • $320.00

Other financial bits
  • $250,000

  • $999,999

  • none

  • 70.00%

Features
  • Weekly, Fortnightly, Monthly

  • yes - free up to $5,000

  • no

  • no

  • none

  • yes

  • no

  • none

  • 100% offset account available on 1 year fixed rate loan.

Details

Rates and fees information correct as at 24 September 2018.

Rates
  • p.a.

  • p.a.

  • 0 Months

  • none

  • 4.19% (5.54%*)

  • 4.29% (5.46%*)

  • 4.49% (5.44%*)

  • 4.49% (5.38%*)

  • 4.59% (5.36%*)

  • (*)

  • (*)

  • 5.26% p.a.

Fees
  • $0.00

  • $0.00

  • $0.00

  • $150.00

  • none

  • $395.00 yearly

  • $320.00

Other financial bits
  • $1,000,000

  • none

  • none

  • 70.00%

Features
  • Weekly, Fortnightly, Monthly

  • yes - free up to $5,000

  • no

  • no

  • none

  • yes

  • no

  • none

  • 100% offset account available on 1 year fixed rate loan.

Details

Rates and fees information correct as at 24 September 2018.

Rates
  • p.a.

  • p.a.

  • 0 Months

  • none

  • (*)

  • 4.04% (5.86%*)

  • 4.14% (5.74%*)

  • (*)

  • (*)

  • (*)

  • (*)

  • 5.83% p.a.

Fees
  • $0.00

  • $0.00

  • $0.00

  • $150.00

  • none

  • $395.00 yearly

  • $320.00

Other financial bits
  • $150,000

  • none

  • none

  • 80.00%

Features
  • Weekly, Fortnightly, Monthly

  • yes - free up to $5,000

  • no

  • no

  • none

  • yes

  • no

  • none

  • 100% offset account available on 1 year fixed rate loan.

Details

Rates and fees information correct as at 24 September 2018.

Rates
  • p.a.

  • p.a.

  • 0 Months

  • none

  • 4.29% (6.05%*)

  • 4.39% (5.93%*)

  • 4.39% (5.81%*)

  • 4.59% (5.77%*)

  • 4.69% (5.72%*)

  • (*)

  • (*)

  • 5.83% p.a.

Fees
  • $0.00

  • $0.00

  • $0.00

  • $150.00

  • none

  • $395.00 yearly

  • $320.00

Other financial bits
  • $150,000

  • $249,999

  • none

  • 90.00%

Features
  • Weekly, Fortnightly, Monthly

  • yes - free up to $5,000

  • no

  • no

  • none

  • yes

  • no

  • none

  • 100% offset account available on 1 year fixed rate loan.

Details

Rates and fees information correct as at 24 September 2018.

Rates
  • p.a.

  • p.a.

  • 0 Months

  • none

  • 4.29% (5.74%*)

  • 4.39% (5.65%*)

  • 4.39% (5.56%*)

  • 4.59% (5.55%*)

  • 4.69% (5.53%*)

  • (*)

  • (*)

  • 5.48% p.a.

Fees
  • $0.00

  • $0.00

  • $0.00

  • $150.00

  • none

  • $395.00 yearly

  • $320.00

Other financial bits
  • $250,000

  • $999,999

  • none

  • 90.00%

Features
  • Weekly, Fortnightly, Monthly

  • yes - free up to $5,000

  • no

  • no

  • none

  • yes

  • no

  • none

  • 100% offset account available on 1 year fixed rate loan.

Details

Rates and fees information correct as at 24 September 2018.

Rates
  • p.a.

  • p.a.

  • 0 Months

  • none

  • 4.29% (5.70%*)

  • 4.39% (5.61%*)

  • 4.39% (5.53%*)

  • 4.59% (5.52%*)

  • 4.69% (5.50%*)

  • (*)

  • (*)

  • 5.43% p.a.

Fees
  • $0.00

  • $0.00

  • $0.00

  • $150.00

  • none

  • $395.00 yearly

  • $320.00

Other financial bits
  • $1,000,000

  • none

  • none

  • 90.00%

Features
  • Weekly, Fortnightly, Monthly

  • yes - free up to $5,000

  • no

  • no

  • none

  • yes

  • no

  • none

  • 100% offset account available on 1 year fixed rate loan.

Details

Rates and fees information correct as at 24 September 2018.

Rates
  • p.a.

  • p.a.

  • 0 Months

  • none

  • 4.39% (6.41%*)

  • 4.49% (6.26%*)

  • 4.49% (6.11%*)

  • 4.69% (6.05%*)

  • 4.79% (5.98%*)

  • (*)

  • (*)

  • 6.23% p.a.

Fees
  • $0.00

  • $0.00

  • $0.00

  • $150.00

  • none

  • $395.00 yearly

  • $320.00

Other financial bits
  • $150,000

  • $249,999

  • none

  • 80.00%

Features
  • Weekly, Fortnightly, Monthly

  • yes - free up to $5,000

  • no

  • no

  • none

  • yes

  • no

  • none

  • 100% offset account available on 1 year fixed rate loan.

Details

Rates and fees information correct as at 24 September 2018.

Rates
  • p.a.

  • p.a.

  • 0 Months

  • none

  • 4.39% (6.10%*)

  • 4.49% (5.99%*)

  • 4.49% (5.87%*)

  • 4.69% (5.83%*)

  • 4.79% (5.79%*)

  • (*)

  • (*)

  • 5.88% p.a.

Fees
  • $0.00

  • $0.00

  • $0.00

  • $150.00

  • none

  • $395.00 yearly

  • $320.00

Other financial bits
  • $250,000

  • $999,999

  • none

  • 80.00%

Features
  • Weekly, Fortnightly, Monthly

  • yes - free up to $5,000

  • no

  • no

  • none

  • yes

  • no

  • none

  • 100% offset account available on 1 year fixed rate loan.

Details

Rates and fees information correct as at 24 September 2018.

Rates
  • p.a.

  • p.a.

  • 0 Months

  • none

  • 4.39% (6.06%*)

  • 4.49% (5.95%*)

  • 4.49% (5.84%*)

  • 4.69% (5.80%*)

  • 4.79% (5.76%*)

  • (*)

  • (*)

  • 5.83% p.a.

Fees
  • $0.00

  • $0.00

  • $0.00

  • $150.00

  • none

  • $395.00 yearly

  • $320.00

Other financial bits
  • $1,000,000

  • none

  • none

  • 80.00%

Features
  • Weekly, Fortnightly, Monthly

  • yes - free up to $5,000

  • no

  • no

  • none

  • yes

  • no

  • none

  • 100% offset account available on 1 year fixed rate loan.

Customer Reviews

How are Bank of Queensland home loans rated by the Mozo community?

Overall customer rating
7.6/10
Price
7.2/10
Features
6.8/10
Customer service
7.9/10
Convenience
7.8/10
Trust
7.7/10

Latest reviews of Bank of Queensland Fixed Rate (Privileges Package)

  • Overall
    3/10
    Whats online summary??

    Wish i really looked into a bank before i fixed contracts with BOQ. The trust was lost on the...

    Wish i really looked into a bank before i fixed contracts with BOQ. The trust was lost on the first day after signing contracts.

    Price
    6/10
    Features
    4/10
    Customer service
    3/10
    Convenience
    2/10
    Trust
    1/10

    Nicole | New South Wales

    reviewed over 2 years ago

  • Overall
    9/10
    Great customer service

    You always get personal service and they do everything to help your particular situation

    You always get personal service and they do everything to help your particular situation

    Price
    9/10
    Features
    8/10
    Customer service
    10/10
    Convenience
    9/10
    Trust
    10/10

    Fairlie | Queensland

    reviewed over 2 years ago

  • Overall
    10/10
    Great customer service

    Great bank manger services and face to face contact out of hours if needed.

    Great bank manger services and face to face contact out of hours if needed.

    Price
    8/10
    Features
    8/10
    Customer service
    10/10
    Convenience
    8/10
    Trust
    10/10

    Tiffany | Queensland

    reviewed about 3 years ago

  • Overall
    10/10
    Excellent customer service

    This product is good for those people not looking to sell in the period of the fixed loan period....

    This product is good for those people not looking to sell in the period of the fixed loan period. Very competitive rate.

    Price
    10/10
    Features
    10/10
    Customer service
    10/10
    Convenience
    10/10
    Trust
    10/10

    Jeffrey | Queensland

    reviewed over 5 years ago

  • Overall
    10/10
    Awesome customer service and brilliant rates.

    The level of care from the bank manager, Helen, was brilliant she went above and beyond what we...

    The level of care from the bank manager, Helen, was brilliant she went above and beyond what we expected while applying for our home loan.

    Price
    10/10
    Features
    10/10
    Customer service
    10/10
    Convenience
    10/10
    Trust
    10/10

    Nicholas | Queensland

    reviewed over 6 years ago

Bank of Queensland

About Bank of Queensland

Bank of Queensland is Australia's fastest growing retail bank, and has come a long way from its origins as a regional Queensland bank. BOQ today boasts a wide array of banking services and 200 branches around Australia. Bank of Queensland aims to give you greater control over the management of your finances and offers everyday banking products including credit cards, home loans, term deposits, savings accounts and bank accounts.

See Bank of Queensland home loans

*WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.