Bank of Queensland Standard Variable Rate

The details shown below are for an owner occupier taking out a principal & interest loan up to with an LVR below 95%

The details shown below are for an owner occupier taking out a interest only loan up to with an LVR below 70%

The details shown below are for an investor taking out a principal & interest loan up to with an LVR below 90%

The details shown below are for an investor taking out a interest only loan up to with an LVR below 80%

Choose the version of loan that suits you best

  • Owner Occupier (Principal & Interest)

    LVR < 95%

    Loan:

  • Owner Occupier (Interest Only)

    LVR < 70%

    Loan:

  • Investor (Principal & Interest)

    LVR < 90%

    Loan:

  • Investor (Interest Only)

    LVR < 80%

    Loan:

5.70% p.a.

5.86% p.a.

$10.00 monthly

Bank of Queensland Standard Variable Rate

5.70% p.a.

5.86% p.a.

$10.00 monthly

6.16% p.a.

6.32% p.a.

$10.00 monthly

Bank of Queensland Standard Variable Rate

6.16% p.a.

6.32% p.a.

$10.00 monthly

6.33% p.a.

6.49% p.a.

$10.00 monthly

Bank of Queensland Standard Variable Rate

6.33% p.a.

6.49% p.a.

$10.00 monthly

6.73% p.a.

6.89% p.a.

$10.00 monthly

Bank of Queensland Standard Variable Rate

6.73% p.a.

6.89% p.a.

$10.00 monthly

Details

Rates and fees information correct as at 24 September 2018.

Rates
  • 5.70% p.a.

  • n/a

  • 0 Months

  • none

  • 5.86% p.a.

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

Fees
  • $495.00

  • $0.00

  • $0.00

  • $150.00

  • none

  • $10.00 monthly

  • $320.00

Other financial bits
  • none

  • none

  • none

  • 95.00%

Features
  • Owner Occupier

  • Principal & Interest

  • Weekly, Fortnightly, Monthly

  • yes - free

  • no

  • yes

  • $100.00

  • yes

  • yes

  • none

  • Transactional account with no monthly fee

Details

Rates and fees information correct as at 24 September 2018.

Rates
  • 6.16% p.a.

  • n/a

  • 0 Months

  • none

  • 6.32% p.a.

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

Fees
  • $495.00

  • $0.00

  • $0.00

  • $150.00

  • none

  • $10.00 monthly

  • $320.00

Other financial bits
  • none

  • none

  • none

  • 70.00%

Features
  • Owner Occupier

  • Interest Only

  • Weekly, Fortnightly, Monthly

  • yes - free

  • no

  • yes

  • $100.00

  • yes

  • yes

  • none

  • Transactional account with no monthly fee

Details

Rates and fees information correct as at 24 September 2018.

Rates
  • 6.33% p.a.

  • n/a

  • 0 Months

  • none

  • 6.49% p.a.

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

Fees
  • $495.00

  • $0.00

  • $0.00

  • $150.00

  • none

  • $10.00 monthly

  • $320.00

Other financial bits
  • none

  • none

  • none

  • 90.00%

Features
  • Investor

  • Principal & Interest

  • Weekly, Fortnightly, Monthly

  • yes - free

  • no

  • yes

  • $100.00

  • yes

  • yes

  • none

  • Transactional account with no monthly fee

Details

Rates and fees information correct as at 24 September 2018.

Rates
  • 6.73% p.a.

  • n/a

  • 0 Months

  • none

  • 6.89% p.a.

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

Fees
  • $495.00

  • $0.00

  • $0.00

  • $150.00

  • none

  • $10.00 monthly

  • $320.00

Other financial bits
  • none

  • none

  • none

  • 80.00%

Features
  • Investor

  • Interest Only

  • Weekly, Fortnightly, Monthly

  • yes - free

  • no

  • yes

  • $100.00

  • yes

  • yes

  • none

  • Transactional account with no monthly fee

Customer Reviews

How are Bank of Queensland home loans rated by the Mozo community?

Overall customer rating
7.6/10
Price
7.2/10
Features
6.8/10
Customer service
7.9/10
Convenience
7.8/10
Trust
7.7/10

Latest reviews of Bank of Queensland Standard Variable Rate

  • Overall
    4/10
    They don't meet our needs

    We asked to not have an offset and they seem to not listen!

    We asked to not have an offset and they seem to not listen!

    Price
    5/10
    Features
    -
    Customer service
    -
    Convenience
    -
    Trust
    -

    Laurelle | Western Australia

    reviewed about 1 year ago

  • Overall
    10/10
    Definitely competitive product and great service

    You get to talk to real people who explain in simple terms, the product and what you can expect.

    You get to talk to real people who explain in simple terms, the product and what you can expect.

    Price
    9/10
    Features
    9/10
    Customer service
    10/10
    Convenience
    10/10
    Trust
    10/10

    Robert | Western Australia

    reviewed over 2 years ago

  • Overall
    9/10
    Great fees, service, and interest rates

    Love the one on one and always passes on the lower interest rates

    Love the one on one and always passes on the lower interest rates

    Price
    9/10
    Features
    9/10
    Customer service
    9/10
    Convenience
    9/10
    Trust
    9/10

    Jo | Queensland

    reviewed over 2 years ago

  • Overall
    10/10
    Best service and products

    Best bank.

    Best bank.

    Price
    10/10
    Features
    10/10
    Customer service
    10/10
    Convenience
    10/10
    Trust
    10/10

    John | Queensland

    reviewed almost 3 years ago

  • Overall
    6/10
    Great customer service.

    Great personal service. Rates are competitive.

    Great personal service. Rates are competitive.

    Price
    6/10
    Features
    6/10
    Customer service
    7/10
    Convenience
    5/10
    Trust
    5/10

    Tracie | Queensland

    reviewed almost 3 years ago

Bank of Queensland

About Bank of Queensland

Bank of Queensland is Australia's fastest growing retail bank, and has come a long way from its origins as a regional Queensland bank. BOQ today boasts a wide array of banking services and 200 branches around Australia. Bank of Queensland aims to give you greater control over the management of your finances and offers everyday banking products including credit cards, home loans, term deposits, savings accounts and bank accounts.

See Bank of Queensland home loans

*WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.