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BankVic Fixed Rate Home Loan

Advertiser disclosure
The details shown below are for an owner occupier taking out a principal & interest loan between $50,000 and $1,000,000 with an LVR below 95%
The details shown below are for an investor taking out a principal & interest loan between $50,000 and $1,000,000 with an LVR below 80%
The details shown below are for an investor taking out a interest only loan between $50,000 and $1,000,000 with an LVR below 80%

Choose the version of this loan that suits you best

Availability Loan type LVR Min loan amount Max loan amount
Owner Occupier Principal & Interest < 95% $50,000 $1,000,000
Investor Principal & Interest < 80% $50,000 $1,000,000
Investor Interest Only < 80% $50,000 $1,000,000
  • Owner Occupier (Principal & Interest)
    LVR < 95%
    Loan: $50,000 $1,000,000
  • Investor (Principal & Interest)
    LVR < 80%
    Loan: $50,000 $1,000,000
  • Investor (Interest Only)
    LVR < 80%
    Loan: $50,000 $1,000,000
Fixed 3 year rate
6.49% p.a.
Comparison Rate
6.26% p.a.
Service fee
$0.00
Upfront fee
$600
Fixed 3 year rate
6.64% p.a.
Comparison Rate
6.59% p.a.
Service fee
$0.00
Upfront fee
$600
Fixed 3 year rate
6.84% p.a.
Comparison Rate
6.65% p.a.
Service fee
$0.00
Upfront fee
$600

Details

Rates and fees information correct as at 28 March 2024. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates

n/a

n/a

n/a

n/a

6.49% (6.19%*)

6.25% (6.18%*)

6.49% (6.26%*)

6.99% (6.48%*)

6.99% (6.54%*)

n/a

n/a

6.10% p.a.

Fees

$600.00

n/a

$0.00

$0.00

n/a

$0.00

$295.00

Other financial bits

$50,000

$1,000,000

none

95.00%

Features

Weekly, Fortnightly, Monthly

yes - free up to $10,000 p.a.

no

no

none

yes

no

Legal fees payable at cost

First Home Buyers and Victoria Police, Health and Emergency services employees can borrow up to 90% of the property value and pay no LMI.

Receive $250 every month for 6 months when you take out a home loan for a new purchase or refinance from another lender, for applications received between 1/3/2024 and 30/4/2024, settled by 30/6/2024.

WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 28 March 2024. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates

n/a

n/a

n/a

n/a

6.64% (6.56%*)

6.40% (6.53%*)

6.64% (6.59%*)

7.14% (6.79%*)

7.14% (6.83%*)

n/a

n/a

6.50% p.a.

Fees

$600.00

n/a

$0.00

$0.00

n/a

$0.00

$295.00

Other financial bits

$50,000

$1,000,000

none

80.00%

Features

Weekly, Fortnightly, Monthly

yes - free up to $10,000 p.a.

no

no

none

yes

no

Legal fees payable at cost

none

Receive $250 every month for 6 months when you take out a home loan for a new purchase or refinance from another lender, for applications received between 1/3/2024 and 30/4/2024, settled by 30/6/2024.

WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 28 March 2024. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates

n/a

n/a

n/a

n/a

6.84% (6.58%*)

6.60% (6.57%*)

6.84% (6.65%*)

7.34% (6.86%*)

7.34% (6.92%*)

n/a

n/a

6.50% p.a.

Fees

$600.00

n/a

$0.00

$0.00

n/a

$0.00

$295.00

Other financial bits

$50,000

$1,000,000

none

80.00%

Features

Weekly, Fortnightly, Monthly

yes - free up to $10,000 p.a.

no

no

none

yes

no

Legal fees payable at cost

none

Receive $250 every month for 6 months when you take out a home loan for a new purchase or refinance from another lender, for applications received between 1/3/2024 and 30/4/2024, settled by 30/6/2024.

WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Customer Reviews

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Latest reviews of BankVic Fixed Rate Home Loan

About BankVic

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6.30% p.a.

6.58% p.a.

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WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

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