Choose the version of this loan that suits you best
| Availability | Loan type | LVR | Min loan amount | Max loan amount | |
|---|---|---|---|---|---|
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Owner Occupier | Principal & Interest | < 80% | $20,000 | $1,000,000 |
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Investor | Principal & Interest | < 80% | $20,000 | $1,000,000 |
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Investor | Principal & Interest | < 90% | $20,000 | $1,000,000 |
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Investor | Interest Only | < 80% | $20,000 | $1,000,000 |
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6.10% p.a. |
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n/a |
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n/a |
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n/a |
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6.10% p.a. |
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n/a |
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n/a |
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n/a |
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n/a |
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n/a |
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n/a |
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n/a |
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n/a |
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$0.00 |
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n/a |
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$0.00 |
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$0.00 |
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n/a |
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$0.00 |
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$295.00 |
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$20,000 |
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$1,000,000 |
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none |
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80.00% |
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Owner Occupier |
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Principal & Interest |
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Weekly, Fortnightly, Monthly |
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yes - free |
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no |
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yes - free |
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$50.00 |
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yes |
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no |
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none |
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First Home Buyers and Victoria Police, Health and Emergency services employees can borrow up to 90% of the property value and pay no LMI. |
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$2,000 cashback on new purchases or external refinances for current police/ emergency service workers, loan amount of $200,000 or more, LVR of 80% or less. Available for applications received between 14/08/2024 and 15/11/2024, settled by 31/01/2025. |
^See information about the Mozo Expert Choice Home Loans Awards
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
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6.50% p.a. |
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n/a |
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n/a |
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n/a |
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6.55% p.a. |
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n/a |
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n/a |
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n/a |
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n/a |
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n/a |
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n/a |
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n/a |
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n/a |
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$600.00 |
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n/a |
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$0.00 |
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$0.00 |
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n/a |
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$0.00 |
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$295.00 |
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$20,000 |
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$1,000,000 |
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none |
|
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80.00% |
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Investor |
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Principal & Interest |
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Weekly, Fortnightly, Monthly |
|
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yes - free |
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no |
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yes - free |
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$50.00 |
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yes |
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no |
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none |
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none |
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|
$2,000 cashback on new purchases or external refinances for current police/ emergency service workers, loan amount of $200,000 or more, LVR of 80% or less. Available for applications received between 14/08/2024 and 15/11/2024, settled by 31/01/2025. |
^See information about the Mozo Expert Choice Home Loans Awards
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
|
6.30% p.a. |
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n/a |
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n/a |
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n/a |
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6.35% p.a. |
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n/a |
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n/a |
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n/a |
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n/a |
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n/a |
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n/a |
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n/a |
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n/a |
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$600.00 |
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n/a |
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$0.00 |
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$0.00 |
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n/a |
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$0.00 |
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$295.00 |
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$20,000 |
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$1,000,000 |
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none |
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90.00% |
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Investor |
|
|
Principal & Interest |
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Weekly, Fortnightly, Monthly |
|
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yes - free |
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no |
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yes - free |
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$50.00 |
|
|
yes |
|
|
no |
|
|
none |
|
|
none |
|
|
$2,000 cashback on new purchases or external refinances for current police/ emergency service workers, loan amount of $200,000 or more, LVR of 80% or less. Available for applications received between 14/08/2024 and 15/11/2024, settled by 31/01/2025. |
^See information about the Mozo Expert Choice Home Loans Awards
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
|
6.40% p.a. |
|
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n/a |
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n/a |
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n/a |
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6.45% p.a. |
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n/a |
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n/a |
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n/a |
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n/a |
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n/a |
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n/a |
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n/a |
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n/a |
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$600.00 |
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n/a |
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$0.00 |
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$0.00 |
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n/a |
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$0.00 |
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$295.00 |
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$20,000 |
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$1,000,000 |
|
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none |
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80.00% |
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Investor |
|
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Interest Only |
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Weekly, Fortnightly, Monthly |
|
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yes - free |
|
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no |
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yes - free |
|
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$50.00 |
|
|
yes |
|
|
no |
|
|
none |
|
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none |
|
|
$2,000 cashback on new purchases or external refinances for current police/ emergency service workers, loan amount of $200,000 or more, LVR of 80% or less. Available for applications received between 14/08/2024 and 15/11/2024, settled by 31/01/2025. |
^See information about the Mozo Expert Choice Home Loans Awards
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
I reveiw my BankVic as Excellent in every category, because so far i have not had any issue, plus they are competively priced, offer many bundled products and is an Australian member-owned mutual bank.
Read full reviewI reveiw my BankVic as Excellent in every category, because so far i have not had any issue, plus they are competively priced, offer many bundled products and is an Australian member-owned mutual bank.
Have been trying to refinance our home loan moving away from this bank due to lack of physical branches and the fact you have to go to the post office now to try and deposit money into your account. They lied to the other finacial institution about having not received any information about our wish to change banks then proceeded to try and stop us from changing asking what can we do to keep you with our bank has something gone wrong? When i said i dont like speaking over the phone i want to speak to a person face to face they said we didnt have the right paperwork. convienitly the banking portal also didnt have an upto date form for the other finacial institution to draw from so we had to wait for them to email us then resubmit the paperwork again. Pay out estimate came in with over $12k in unexplained extra costing that we now have to wait for an answer as to what this amount is for. They also refused to roll a personal loan into our current home loan, took 2 months to finalise that personal loan when we originally applied for it and having no physical branch its been a game of try to get in touch with the rep and email and wait for ever for a reply. I can safely say that my haste to think ill of our previous finacial institution over minor issues that could have been resolved with a simple conversation, i mad a massive mistake and moving across to BankVic was a stupid decision that by the look of it is about to set my family back another 12k for nothing.
Read full reviewHave been trying to refinance our home loan moving away from this bank due to lack of physical branches and the fact you have to go to the post office now to try and deposit money into your account. They lied to the other finacial institution about having not received any information about our wish to change banks then proceeded to try and stop us from changing asking what can we do to keep you with our bank has something gone wrong? When i said i dont like speaking over the phone i want to speak to a person face to face they said we didnt have the right paperwork. convienitly the banking portal also didnt have an upto date form for the other finacial institution to draw from so we had to wait for them to email us then resubmit the paperwork again. Pay out estimate came in with over $12k in unexplained extra costing that we now have to wait for an answer as to what this amount is for. They also refused to roll a personal loan into our current home loan, took 2 months to finalise that personal loan when we originally applied for it and having no physical branch its been a game of try to get in touch with the rep and email and wait for ever for a reply. I can safely say that my haste to think ill of our previous finacial institution over minor issues that could have been resolved with a simple conversation, i mad a massive mistake and moving across to BankVic was a stupid decision that by the look of it is about to set my family back another 12k for nothing.
Great Rate Home Loan
5.99% p.a. variable
6.01% p.a.
Basic Home Loan (Fixed)
5.39% p.a.
fixed 3 years
5.95% p.a.
Home Value Loan
6.09% p.a. variable
6.09% p.a.
Express Home Loan (Fixed)
6.04% p.a.
fixed 3 years
6.21% p.a.
Basic Home Loan
6.14% p.a. variable
6.16% p.a.
3 Year Fixed Rate Home Loan (Special Offer)
5.39% p.a.
fixed 3 years
6.59% p.a.
Great Rate Home Loan
5.99% p.a. variable
6.01% p.a.
Flex Home Loan
6.14% p.a. variable
6.38% p.a.
Express Home Loan
6.09% p.a. variable
6.22% p.a.
Elevate
6.18% p.a. variable
6.18% p.a.
Basic Home Loan
6.14% p.a.
6.16% p.a.
Great Rate Home Loan
5.99% p.a.
6.01% p.a.
Express Home Loan
6.09% p.a.
6.22% p.a.
OMG Home Loan
5.99% p.a.
6.02% p.a.
Elevate
6.18% p.a.
6.18% p.a.
Mortgage Simplifier
6.14% p.a.
6.17% p.a.
Offset Home Loan (Package)
6.14% p.a.
6.39% p.a.
Basic Home Loan (Fixed)
5.39% p.a.
fixed 3 years
5.95% p.a.
Express Home Loan (Fixed)
6.04% p.a.
fixed 3 years
6.21% p.a.
3 Year Fixed Rate Home Loan (Special Offer)
5.39% p.a.
fixed 3 years
6.59% p.a.
Fixed Home Loan Rate
5.59% p.a.
fixed 3 years
6.31% p.a.
Basic Home Loan (Fixed)
5.79% p.a.
fixed 3 years
6.10% p.a.
3 Year Fixed Rate Home Loan (Special Offer)
5.39% p.a.
fixed 3 years
6.59% p.a.
Great Rate Home Loan
5.99% p.a.
6.01% p.a.
$0.00
Home Value Loan
6.09% p.a.
6.09% p.a.
$0.00
OMG Home Loan
5.99% p.a.
6.02% p.a.
$0.00
Express Home Loan
6.09% p.a.
6.22% p.a.
$10.00 monthly
Flex Home Loan
6.09% p.a.
6.33% p.a.
$250.00 yearly
FHBG Classic Home Loan
6.09% p.a.
6.11% p.a.
$0.00
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
