Choose the version of this loan that suits you best
Availability | Loan type | LVR | Min loan amount | Max loan amount | |
---|---|---|---|---|---|
|
Owner Occupier | Principal & Interest | < 95% | $20,000 | |
|
Investor | Principal & Interest | < 90% | $20,000 | |
|
Investor | Interest Only | < 90% | $20,000 |
n/a |
|
n/a |
|
n/a |
|
n/a |
|
6.24% (8.60%*) |
|
6.09% (8.32%*) |
|
5.79% (7.99%*) |
|
n/a |
|
5.79% (7.55%*) |
|
n/a |
|
n/a |
|
8.74% p.a. |
$600.00 |
|
$0.00 |
|
$0.00 |
|
$210.00 |
|
n/a |
|
$8.00 monthly |
|
$345.00 |
$20,000 |
|
none |
|
none |
|
95.00% |
Weekly, Fortnightly, Monthly |
|
yes - free |
|
no |
|
yes - free |
|
$0.00 |
|
yes |
|
no |
|
none |
|
none |
|
none |
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
n/a |
|
n/a |
|
n/a |
|
n/a |
|
6.44% (9.10%*) |
|
6.29% (8.78%*) |
|
5.99% (8.42%*) |
|
n/a |
|
5.99% (7.92%*) |
|
n/a |
|
n/a |
|
9.29% p.a. |
$600.00 |
|
$0.00 |
|
$0.00 |
|
$210.00 |
|
n/a |
|
$8.00 monthly |
|
$345.00 |
$20,000 |
|
none |
|
none |
|
90.00% |
Weekly, Fortnightly, Monthly |
|
yes - free |
|
no |
|
yes - free |
|
$0.00 |
|
yes |
|
no |
|
none |
|
none |
|
none |
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
n/a |
|
n/a |
|
n/a |
|
n/a |
|
6.64% (9.13%*) |
|
6.49% (8.84%*) |
|
6.19% (8.51%*) |
|
n/a |
|
6.19% (8.04%*) |
|
n/a |
|
n/a |
|
9.29% p.a. |
$600.00 |
|
$0.00 |
|
$0.00 |
|
$210.00 |
|
n/a |
|
$8.00 monthly |
|
$345.00 |
$20,000 |
|
none |
|
none |
|
90.00% |
Weekly, Fortnightly, Monthly |
|
yes - free |
|
no |
|
yes - free |
|
$0.00 |
|
yes |
|
no |
|
none |
|
none |
|
none |
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
Great fixed rate
Read full reviewVery easy to deal with. Great customer service.
Read full reviewVery easy to deal with. Great customer service.
No branches in North Queensland but online banking is very easy to use.
Read full reviewNo branches in North Queensland but online banking is very easy to use.
With Heritage for 18 years - never missed a payment. Need help but none forthcoming. People first, is as misleading as you’ll get.
Read full reviewWith Heritage for 18 years - never missed a payment. Need help but none forthcoming. People first, is as misleading as you’ll get.
I like that I can pay extra on my fixed term home loan. I like the easy process of getting the loan. I find some of the processes can take some time.
Read full reviewI like that I can pay extra on my fixed term home loan. I like the easy process of getting the loan. I find some of the processes can take some time.
Home Value Loan
6.09% p.a. variable
6.09% p.a.
Fixed Rate
6.59% p.a.
fixed 3 years
7.06% p.a.
Offset Home Loan (Package)
6.15% p.a. variable
6.40% p.a.
Basic Home Loan (Fixed)
5.99% p.a.
fixed 3 years
6.13% p.a.
Offset Home Loan (Package)
6.15% p.a.
6.40% p.a.
Basic Home Loan
6.15% p.a.
6.17% p.a.
Elevate
6.09% p.a.
6.20% p.a.
Basic Home Loan (Fixed)
5.99% p.a.
fixed 3 years
6.13% p.a.
Fixed Rate Loan (with Orange Advantage)
5.99% p.a.
fixed 3 years
6.12% p.a.
Basic Home Loan (Fixed)
6.09% p.a.
fixed 3 years
6.19% p.a.
Fixed Rate
6.59% p.a.
fixed 3 years
7.06% p.a.
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.