HSBC Fixed Rate Home Loan

The details shown below are for an owner occupier taking out a principal & interest loan between $50,000 and $7,500,000 with an LVR below 90%

The details shown below are for an owner occupier taking out a interest only loan between $50,000 and $7,500,000 with an LVR below 90%

The details shown below are for an investor taking out a principal & interest loan between $50,000 and $7,500,000 with an LVR below 90%

The details shown below are for an investor taking out a interest only loan between $50,000 and $7,500,000 with an LVR below 90%

Choose the version of this loan that suits you best

  • Owner Occupier (Principal & Interest)

    LVR < 90%

    Loan: $50,000 $7,500,000

  • Owner Occupier (Interest Only)

    LVR < 90%

    Loan: $50,000 $7,500,000

  • Investor (Principal & Interest)

    LVR < 90%

    Loan: $50,000 $7,500,000

  • Investor (Interest Only)

    LVR < 90%

    Loan: $50,000 $7,500,000

3.95% p.a.

5.02% p.a.

$0.00

HSBC Fixed Rate Home Loan

3.95% p.a.

5.02% p.a.

$0.00

4.35% p.a.

5.13% p.a.

$0.00

HSBC Fixed Rate Home Loan

4.35% p.a.

5.13% p.a.

$0.00

4.09% p.a.

5.50% p.a.

$0.00

HSBC Fixed Rate Home Loan

4.09% p.a.

5.50% p.a.

$0.00

4.29% p.a.

5.77% p.a.

$0.00

HSBC Fixed Rate Home Loan

4.29% p.a.

5.77% p.a.

$0.00

Details

Rates and fees information correct as at 16 June 2019. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates
  • p.a.

  • p.a.

  • 0 Months

  • none

  • 3.70% (5.24%*)

  • 3.75% (5.10%*)

  • 3.95% (5.02%*)

  • 4.15% (4.98%*)

  • 4.19% (4.92%*)

  • (*)

  • (*)

  • 5.33% p.a.

Fees
  • $600.00

  • $0.00

  • $120.00

  • $150.00

  • none

  • $0.00

  • $300.00

Other financial bits
  • $50,000

  • $7,500,000

  • none

  • 90.00%

Features
  • Weekly, Fortnightly, Monthly

  • yes - free up to $10,000 p.a.

  • no

  • no

  • none

  • yes

  • no

  • none

  • none

*WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 16 June 2019. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates
  • p.a.

  • p.a.

  • 0 Months

  • none

  • 4.10% (5.27%*)

  • 4.15% (5.17%*)

  • 4.35% (5.13%*)

  • (*)

  • (*)

  • (*)

  • (*)

  • 5.33% p.a.

Fees
  • $600.00

  • $0.00

  • $120.00

  • $150.00

  • none

  • $0.00

  • $300.00

Other financial bits
  • $50,000

  • $7,500,000

  • none

  • 90.00%

Features
  • Weekly, Fortnightly, Monthly

  • yes - free up to $10,000 p.a.

  • no

  • no

  • none

  • yes

  • no

  • none

  • none

*WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 16 June 2019. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates
  • p.a.

  • p.a.

  • 0 Months

  • none

  • 3.89% (5.81%*)

  • 3.95% (5.63%*)

  • 4.09% (5.50%*)

  • 4.49% (5.50%*)

  • 4.59% (5.44%*)

  • (*)

  • (*)

  • 5.95% p.a.

Fees
  • $600.00

  • $0.00

  • $120.00

  • $150.00

  • none

  • $0.00

  • $300.00

Other financial bits
  • $50,000

  • $7,500,000

  • none

  • 90.00%

Features
  • Weekly, Fortnightly, Monthly

  • yes - free up to $10,000 p.a.

  • no

  • no

  • none

  • yes

  • no

  • none

  • none

*WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 16 June 2019. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates
  • p.a.

  • p.a.

  • 0 Months

  • none

  • 4.09% (6.10%*)

  • 4.15% (5.91%*)

  • 4.29% (5.77%*)

  • 4.69% (5.76%*)

  • 4.79% (5.69%*)

  • (*)

  • (*)

  • 6.25% p.a.

Fees
  • $600.00

  • $0.00

  • $120.00

  • $150.00

  • none

  • $0.00

  • $300.00

Other financial bits
  • $50,000

  • $7,500,000

  • none

  • 90.00%

Features
  • Weekly, Fortnightly, Monthly

  • yes - free up to $10,000 p.a.

  • no

  • no

  • none

  • yes

  • no

  • none

  • none

*WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Customer Reviews

How are HSBC home loans rated by the Mozo community?

Overall customer rating
7.0/10

Based on 109 HSBC home loan reviews

Price
6.7/10
Features
6.6/10
Customer service
7.1/10
Convenience
6.3/10
Trust
7.2/10

Latest reviews of HSBC Fixed Rate Home Loan

  • Overall
    9/10
    Excellent Customer Service

    This bank is friendly, great service and always smile when I enter the building.

    This bank is friendly, great service and always smile when I enter the building.

    Price
    10/10
    Features
    8/10
    Customer service
    10/10
    Convenience
    7/10
    Trust
    10/10

    Thomas | Victoria

    reviewed over 4 years ago

  • Overall
    10/10
    Customer service is excellent

    Getting our HSBC home loan approved and up and running was so simple and the customer service we...

    Getting our HSBC home loan approved and up and running was so simple and the customer service we received was excellent.

    Price
    10/10
    Features
    10/10
    Customer service
    10/10
    Convenience
    10/10
    Trust
    10/10

    Kelly | Queensland

    reviewed over 5 years ago

  • Overall
    9/10
    Great customer service and very competitive rate

    After shopping around at lots of banks I had started to lose faith that I would ever find the...

    After shopping around at lots of banks I had started to lose faith that I would ever find the perfect home loan that suited my needs. HSBC completely restored my faith in banks. They were professional, friendly, helpful and most importantly - honest. They gave me advice as if they were my friend, and not just trying to win my business. Their rates were also the best I'd come across. I have since recommended them to two friends, who have each agreed with me.

    Price
    9/10
    Features
    8/10
    Customer service
    10/10
    Convenience
    9/10
    Trust
    10/10

    Danielle | Victoria

    reviewed almost 6 years ago

  • Overall
    5/10
    Global & reliable

    I find it a good bank although difficult at times as as the call centers are now offshore.

    I find it a good bank although difficult at times as as the call centers are now offshore.

    Price
    5/10
    Features
    5/10
    Customer service
    5/10
    Convenience
    5/10
    Trust
    4/10

    Name not supplied | New South Wales

    reviewed almost 6 years ago

  • Overall
    8/10

    A internation major bank with best loan rate and service.

    A internation major bank with best loan rate and service.

    Price
    8/10
    Features
    8/10
    Customer service
    8/10
    Convenience
    8/10
    Trust
    8/10

    Graham | New South Wales

    reviewed over 6 years ago

HSBC

About HSBC

HSBC in Australia is part of the HSBC Group, one of the world's largest banking and financial services organisations. HSBC has products for every money need you can think of, including savings accounts and term deposits for your day-to-day money management, a suite of home loans to finance your dream home, plus credit card and personal loan options. With branches all over the world, HSBC is the world's local bank!

See HSBC home loans

Promoted

HSBC

HSBC

Home Value Loan

3.69% p.a.

3.70% p.a.

$0.00

Promoted

loans.com.au

loans.com.au

Smart Home Loan

3.28% p.a. variable

3.30% p.a.

$520

Promoted

UBank

UBank

UHomeLoan (Fixed)

3.24% p.a.
fixed 3 years

3.88% p.a.

$395

Promoted

Bank of Queensland

Bank of Queensland

Fixed Rate

3.39% p.a.
fixed 3 years

4.41% p.a.

$450

Promoted

Athena

Athena

Variable Home Loan

3.34% p.a. variable

3.30% p.a.

$0

Promoted

Tic:Toc

Tic:Toc

Variable Home Loan

3.27% p.a. variable

3.28% p.a.

$0

Promoted

Macquarie

Macquarie

Basic Home Loan (Fixed)

3.59% p.a.
fixed 3 years

3.49% p.a.

$0

Promoted

Hume Bank

Hume Bank

Flexi Low Rate

3.79% p.a. variable

3.79% p.a.

$0

Promoted

ME

ME

Basic Home Loan

3.97% p.a. variable

3.99% p.a.

$400

Promoted

UBank

UBank

UHomeLoan - Discount Offer

3.59% p.a.

3.59% p.a.

$0

Promoted

loans.com.au

loans.com.au

Smart Home Loan

3.28% p.a.

3.30% p.a.

$520

Promoted

ME

ME

Basic Home Loan

3.97% p.a.

3.99% p.a.

$400

Promoted

Homestar

Homestar

Star Essentials Home Loan

3.24% p.a.

3.25% p.a.

$0

Promoted

Bank Australia

Bank Australia

Basic Home Loan

3.76% p.a.

3.77% p.a.

$0

Promoted

Bank of Queensland

Bank of Queensland

Economy

3.99% p.a.

4.15% p.a.

$450

Promoted

Hume Bank

Hume Bank

Flexi Low Rate

3.79% p.a.

3.79% p.a.

$0

Promoted

Greater Bank

Greater Bank

Great Rate Home Loan

3.57% p.a.

3.59% p.a.

$180

Promoted

UBank

UBank

UHomeLoan (Fixed)

3.24% p.a.
fixed 3 years

3.88% p.a.

$395

Promoted

loans.com.au

loans.com.au

Fixed Home Loan

3.48% p.a.
fixed 3 years

3.85% p.a.

$520

Promoted

Bank of Queensland

Bank of Queensland

Fixed Rate

3.39% p.a.
fixed 3 years

4.41% p.a.

$450

Promoted

Tic:Toc

Tic:Toc

Fixed Home Loan

n/a

n/a

$0

Promoted

Macquarie

Macquarie

Basic Home Loan (Fixed)

3.59% p.a.
fixed 3 years

3.49% p.a.

$0

Promoted

UBank

UBank

UHomeLoan (Fixed)

3.24% p.a.
fixed 3 years

3.88% p.a.

$395

Promoted

QBANK

QBANK

Fixed Rate

3.62% p.a.
fixed 3 years

4.33% p.a.

$195

Promoted

Bank Australia

Bank Australia

Basic Home Loan (Fixed)

3.74% p.a.
fixed 3 years

3.95% p.a.

$0

*WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.