Choose the version of this loan that suits you best
| Availability | Loan type | LVR | Min loan amount | Max loan amount | |
|---|---|---|---|---|---|
|
|
Owner Occupier | Principal & Interest | < 70% | $150,000 | $10,000,000 |
|
|
Owner Occupier | Principal & Interest | 70%-80% | $150,000 | $10,000,000 |
|
|
Owner Occupier | Principal & Interest | 80%-95% | $150,000 | $10,000,000 |
|
|
Owner Occupier | Interest Only | < 70% | $150,000 | $10,000,000 |
|
|
Owner Occupier | Interest Only | 70%-80% | $150,000 | $10,000,000 |
|
|
Investor | Principal & Interest | < 70% | $150,000 | $10,000,000 |
|
|
Investor | Principal & Interest | 70%-80% | $150,000 | $10,000,000 |
|
|
Investor | Principal & Interest | 80%-90% | $150,000 | $10,000,000 |
|
|
Investor | Interest Only | 70%-80% | $150,000 | $10,000,000 |
|
|
Investor | Interest Only | < 70% | $150,000 | $10,000,000 |
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
5.79% (6.35%*) |
|
|
5.59% (6.28%*) |
|
|
5.59% (6.24%*) |
|
|
5.79% (6.26%*) |
|
|
5.79% (6.24%*) |
|
|
n/a |
|
|
n/a |
|
|
6.14% p.a. |
|
$0.00 |
|
|
$350.00 |
|
|
$0.00 |
|
|
$0.00 |
|
|
n/a |
|
|
$248.00 yearly |
|
|
$400.00 |
|
$150,000 |
|
|
$10,000,000 |
|
|
none |
|
|
70.00% |
|
Monthly |
|
|
yes - up to $10,000 p.a. |
|
|
yes |
|
|
yes - free |
|
|
none |
|
|
yes |
|
|
yes |
|
|
none |
|
|
none |
|
|
none |
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
5.89% (6.41%*) |
|
|
5.69% (6.34%*) |
|
|
5.69% (6.30%*) |
|
|
5.89% (6.33%*) |
|
|
5.89% (6.31%*) |
|
|
n/a |
|
|
n/a |
|
|
6.19% p.a. |
|
$0.00 |
|
|
$350.00 |
|
|
$0.00 |
|
|
$0.00 |
|
|
n/a |
|
|
$248.00 yearly |
|
|
$400.00 |
|
$150,000 |
|
|
$10,000,000 |
|
|
70.00% |
|
|
80.00% |
|
Monthly |
|
|
yes - up to $10,000 p.a. |
|
|
yes |
|
|
yes - free |
|
|
none |
|
|
yes |
|
|
yes |
|
|
none |
|
|
none |
|
|
none |
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
6.15% (7.32%*) |
|
|
6.09% (7.21%*) |
|
|
6.09% (7.11%*) |
|
|
6.29% (7.10%*) |
|
|
6.29% (7.03%*) |
|
|
n/a |
|
|
n/a |
|
|
7.19% p.a. |
|
$0.00 |
|
|
$350.00 |
|
|
$0.00 |
|
|
$0.00 |
|
|
n/a |
|
|
$248.00 yearly |
|
|
$400.00 |
|
$150,000 |
|
|
$10,000,000 |
|
|
80.00% |
|
|
95.00% |
|
Monthly |
|
|
yes - up to $10,000 p.a. |
|
|
yes |
|
|
yes - free |
|
|
none |
|
|
yes |
|
|
yes |
|
|
none |
|
|
none |
|
|
none |
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
6.19% (6.75%*) |
|
|
5.89% (6.66%*) |
|
|
5.89% (6.60%*) |
|
|
6.19% (6.66%*) |
|
|
6.19% (6.63%*) |
|
|
n/a |
|
|
n/a |
|
|
6.54% p.a. |
|
$0.00 |
|
|
$350.00 |
|
|
$0.00 |
|
|
$0.00 |
|
|
n/a |
|
|
$248.00 yearly |
|
|
$400.00 |
|
$150,000 |
|
|
$10,000,000 |
|
|
none |
|
|
70.00% |
|
Monthly |
|
|
yes - up to $10,000 p.a. |
|
|
yes |
|
|
yes - free |
|
|
none |
|
|
yes |
|
|
yes |
|
|
none |
|
|
none |
|
|
none |
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
6.29% (6.86%*) |
|
|
5.99% (6.76%*) |
|
|
5.99% (6.71%*) |
|
|
6.29% (6.76%*) |
|
|
6.29% (6.74%*) |
|
|
n/a |
|
|
n/a |
|
|
6.65% p.a. |
|
$0.00 |
|
|
$350.00 |
|
|
$0.00 |
|
|
$0.00 |
|
|
n/a |
|
|
$248.00 yearly |
|
|
$400.00 |
|
$150,000 |
|
|
$10,000,000 |
|
|
70.00% |
|
|
80.00% |
|
Monthly |
|
|
yes - up to $10,000 p.a. |
|
|
yes |
|
|
yes - free |
|
|
none |
|
|
yes |
|
|
yes |
|
|
none |
|
|
none |
|
|
none |
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
5.95% (6.55%*) |
|
|
5.79% (6.48%*) |
|
|
5.79% (6.43%*) |
|
|
5.99% (6.46%*) |
|
|
5.99% (6.44%*) |
|
|
n/a |
|
|
n/a |
|
|
6.34% p.a. |
|
$0.00 |
|
|
$350.00 |
|
|
$0.00 |
|
|
$0.00 |
|
|
n/a |
|
|
$248.00 yearly |
|
|
$400.00 |
|
$150,000 |
|
|
$10,000,000 |
|
|
none |
|
|
70.00% |
|
Monthly |
|
|
yes - up to $10,000 p.a. |
|
|
yes |
|
|
yes - free |
|
|
none |
|
|
yes |
|
|
yes |
|
|
none |
|
|
none |
|
|
none |
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
6.05% (6.66%*) |
|
|
5.89% (6.59%*) |
|
|
5.89% (6.54%*) |
|
|
6.09% (6.57%*) |
|
|
6.09% (6.54%*) |
|
|
n/a |
|
|
n/a |
|
|
6.45% p.a. |
|
$0.00 |
|
|
$350.00 |
|
|
$0.00 |
|
|
$0.00 |
|
|
n/a |
|
|
$248.00 yearly |
|
|
$400.00 |
|
$150,000 |
|
|
$10,000,000 |
|
|
70.00% |
|
|
80.00% |
|
Monthly |
|
|
yes - up to $10,000 p.a. |
|
|
yes |
|
|
yes - free |
|
|
none |
|
|
yes |
|
|
yes |
|
|
none |
|
|
none |
|
|
none |
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
6.45% (7.44%*) |
|
|
6.09% (7.29%*) |
|
|
6.09% (7.18%*) |
|
|
6.29% (7.16%*) |
|
|
6.29% (7.08%*) |
|
|
n/a |
|
|
n/a |
|
|
7.29% p.a. |
|
$0.00 |
|
|
$350.00 |
|
|
$0.00 |
|
|
$0.00 |
|
|
n/a |
|
|
$248.00 yearly |
|
|
$400.00 |
|
$150,000 |
|
|
$10,000,000 |
|
|
80.00% |
|
|
90.00% |
|
Monthly |
|
|
yes - up to $10,000 p.a. |
|
|
yes |
|
|
yes - free |
|
|
none |
|
|
yes |
|
|
yes |
|
|
none |
|
|
none |
|
|
none |
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
6.29% (6.86%*) |
|
|
5.99% (6.76%*) |
|
|
5.99% (6.71%*) |
|
|
6.29% (6.76%*) |
|
|
6.29% (6.74%*) |
|
|
n/a |
|
|
n/a |
|
|
6.65% p.a. |
|
$0.00 |
|
|
$350.00 |
|
|
$0.00 |
|
|
$0.00 |
|
|
n/a |
|
|
$248.00 yearly |
|
|
$400.00 |
|
$150,000 |
|
|
$10,000,000 |
|
|
70.00% |
|
|
80.00% |
|
Monthly |
|
|
yes - up to $10,000 p.a. |
|
|
yes |
|
|
yes - free |
|
|
none |
|
|
yes |
|
|
yes |
|
|
none |
|
|
none |
|
|
none |
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
6.19% (6.75%*) |
|
|
5.89% (6.66%*) |
|
|
5.89% (6.60%*) |
|
|
6.19% (6.66%*) |
|
|
6.19% (6.63%*) |
|
|
n/a |
|
|
n/a |
|
|
6.54% p.a. |
|
$0.00 |
|
|
$350.00 |
|
|
$0.00 |
|
|
$0.00 |
|
|
n/a |
|
|
$248.00 yearly |
|
|
$400.00 |
|
$150,000 |
|
|
$10,000,000 |
|
|
none |
|
|
70.00% |
|
Monthly |
|
|
yes - up to $10,000 p.a. |
|
|
yes |
|
|
yes - free |
|
|
none |
|
|
yes |
|
|
yes |
|
|
none |
|
|
none |
|
|
none |
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
There is no physical branch, however the app is simple and the bank refunds all atm transaction fees.
Read full reviewThere is no physical branch, however the app is simple and the bank refunds all atm transaction fees.
Macquarie Bank Home Loans offers a range of commendable features that make them a top contender in the home loan market. With competitive interest rates and exceptional customer service, they provide an overall positive experience. However, it's important to note that the only downside is the lack of physical branches. Macquarie Bank Home Loans sets itself apart with highly competitive interest rates, ensuring that customers can secure a loan that aligns with their financial goals. The flexibility in repayment options further enhances their appeal, allowing borrowers to tailor their loan structures to their specific needs. The bank's commitment to exceptional customer service is evident in the friendly and knowledgeable staff members who go the extra mile to provide personalized assistance. Their expertise and willingness to address customer queries and concerns are commendable. While Macquarie Bank primarily operates online, the absence of physical branches can be seen as a drawback for those who prefer face-to-face interactions or require in-person support. However, the bank's online platform is user-friendly, offering convenient access to account information, applications, and customer support. In summary, Macquarie Bank Home Loans is a reputable institution offering competitive rates and exceptional customer service. While the lack of physical branches may not suit everyone's preferences, their online platform compensates with its accessibility and efficiency. Overall, I highly recommend considering Macquarie Bank Home Loans for your financing needs.
Read full reviewMacquarie Bank Home Loans offers a range of commendable features that make them a top contender in the home loan market. With competitive interest rates and exceptional customer service, they provide an overall positive experience. However, it's important to note that the only downside is the lack of physical branches. Macquarie Bank Home Loans sets itself apart with highly competitive interest rates, ensuring that customers can secure a loan that aligns with their financial goals. The flexibility in repayment options further enhances their appeal, allowing borrowers to tailor their loan structures to their specific needs. The bank's commitment to exceptional customer service is evident in the friendly and knowledgeable staff members who go the extra mile to provide personalized assistance. Their expertise and willingness to address customer queries and concerns are commendable. While Macquarie Bank primarily operates online, the absence of physical branches can be seen as a drawback for those who prefer face-to-face interactions or require in-person support. However, the bank's online platform is user-friendly, offering convenient access to account information, applications, and customer support. In summary, Macquarie Bank Home Loans is a reputable institution offering competitive rates and exceptional customer service. While the lack of physical branches may not suit everyone's preferences, their online platform compensates with its accessibility and efficiency. Overall, I highly recommend considering Macquarie Bank Home Loans for your financing needs.
Competitive Rates, great product features, great customer service
Read full reviewCompetitive Rates, great product features, great customer service
Macquarie has been very competitive and helpful in restructuring our home loans, their rates were comparability better than anything the Big 4 offered. The clencher which helped us decide was the flexibility and responsiveness of their staff who were very forthcoming with the tips and tricks we could leverage to offset our home loan. The mentioned that each home loan could be offset with up to 10 linked accounts for multiple purposes, and their staff were always reachable 24/7. I couldn't ask for more of a bank for a consistent pillar in our lives. As daunting a task it is to restructure your home finances, Macquarie certainly made the process easy and welcomed any anxious questions throughout the process.
Read full reviewMacquarie has been very competitive and helpful in restructuring our home loans, their rates were comparability better than anything the Big 4 offered. The clencher which helped us decide was the flexibility and responsiveness of their staff who were very forthcoming with the tips and tricks we could leverage to offset our home loan. The mentioned that each home loan could be offset with up to 10 linked accounts for multiple purposes, and their staff were always reachable 24/7. I couldn't ask for more of a bank for a consistent pillar in our lives. As daunting a task it is to restructure your home finances, Macquarie certainly made the process easy and welcomed any anxious questions throughout the process.
We have been really happy with Macquarie. It's a bit of a pain not having easy access to a 'physical' branch here in Victoria, but we haven't had any problems and have a very competitive rate.
Read full reviewWe have been really happy with Macquarie. It's a bit of a pain not having easy access to a 'physical' branch here in Victoria, but we haven't had any problems and have a very competitive rate.
Great Rate Home Loan
5.99% p.a. variable
6.01% p.a.
Home Value Loan
6.14% p.a. variable
6.14% p.a.
3 Year Fixed Rate Home Loan (Special Offer)
5.49% p.a.
fixed 3 years
6.62% p.a.
OMG Home Loan
5.99% p.a. variable
6.02% p.a.
3 Year Fixed Rate Home Loan (Special Offer)
5.49% p.a.
fixed 3 years
6.62% p.a.
Great Rate Home Loan
5.99% p.a. variable
6.01% p.a.
Flex Home Loan
6.14% p.a. variable
6.38% p.a.
Elevate
6.13% p.a. variable
6.14% p.a.
Great Rate Home Loan
5.99% p.a.
6.01% p.a.
OMG Home Loan
5.99% p.a.
6.02% p.a.
Elevate
6.13% p.a.
6.14% p.a.
Mortgage Simplifier
6.14% p.a.
6.17% p.a.
3 Year Fixed Rate Home Loan (Special Offer)
5.49% p.a.
fixed 3 years
6.62% p.a.
Fixed Home Loan Rate
5.59% p.a.
fixed 3 years
6.31% p.a.
Basic Home Loan (Fixed)
5.69% p.a.
fixed 3 years
6.07% p.a.
3 Year Fixed Rate Home Loan (Special Offer)
5.59% p.a.
fixed 3 years
6.64% p.a.
Fixed Rate Loan
5.79% p.a.
fixed 3 years
6.07% p.a.
Fixed Rate
6.59% p.a.
fixed 3 years
7.06% p.a.
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
