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P&N Bank & Basic Home Loan

Advertiser disclosure

The details shown below are for an owner occupier taking out a principal & interest loan of at least $50,000 with an LVR below 90%

The details shown below are for an owner occupier taking out a principal & interest loan of at least $50,000 with an LVR below 60%

The details shown below are for an investor taking out a principal & interest loan of at least $50,000 with an LVR below 70%

The details shown below are for an investor taking out a principal & interest loan of at least $50,000 with an LVR below 90%

The details shown below are for an investor taking out a interest only loan of at least $50,000 with an LVR below 70%

The details shown below are for an investor taking out a interest only loan of at least $50,000 with an LVR below 90%

Choose the version of this loan that suits you best

  • Owner Occupier (Principal & Interest)

    LVR 60%-90%

    Loan: $50,000

  • Owner Occupier (Principal & Interest)

    LVR < 60%

    Loan: $50,000

  • Investor (Principal & Interest)

    LVR < 70%

    Loan: $50,000

  • Investor (Principal & Interest)

    LVR 70%-90%

    Loan: $50,000

  • Investor (Interest Only)

    LVR < 70%

    Loan: $50,000

  • Investor (Interest Only)

    LVR 70%-90%

    Loan: $50,000

Rate
2.49% p.a.
Comparison Rate
2.49% p.a.
Service fee
$0.00
Upfront fee
$0
Rate
2.39% p.a.
Comparison Rate
2.39% p.a.
Service fee
$0.00
Upfront fee
$0
Rate
2.54% p.a.
Comparison Rate
2.54% p.a.
Service fee
Upfront fee
$0
Rate
2.64% p.a.
Comparison Rate
2.64% p.a.
Service fee
Upfront fee
$0
Rate
2.79% p.a.
Comparison Rate
2.79% p.a.
Service fee
Upfront fee
$0
Rate
2.89% p.a.
Comparison Rate
2.89% p.a.
Service fee
Upfront fee
$0

Details

Rates and fees information correct as at 28 October 2021. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates

2.49% p.a.

n/a

n/a

n/a

2.49% p.a.

n/a

n/a

n/a

n/a

n/a

n/a

n/a

n/a

Fees

$0.00

n/a

$0.00

$0.00

n/a

$0.00

$395.00

Other financial bits

$50,000

none

60.00%

90.00%

Features

Owner Occupier

Principal & Interest

Weekly, Fortnightly, Monthly

yes - free

none

yes - free

$1,000.00

yes

no

Legal fees charged at cost.

none

$3,000 cashback for purchase or refinance applications submitted by 30 November 2021, funded by 28 February 2022. Minimum loan amount $250,000. Not available for equity lines of credit, bridging loans or loans for construction purposes.

WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 28 October 2021. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates

2.39% p.a.

n/a

n/a

n/a

2.39% p.a.

n/a

n/a

n/a

n/a

n/a

n/a

n/a

n/a

Fees

$0.00

n/a

$0.00

$0.00

n/a

$0.00

$395.00

Other financial bits

$50,000

none

none

60.00%

Features

Owner Occupier

Principal & Interest

Weekly, Fortnightly, Monthly

yes - free

none

yes - free

$1,000.00

yes

no

Legal fees charged at cost.

none

$3,000 cashback for purchase or refinance applications submitted by 30 November 2021, funded by 28 February 2022. Minimum loan amount $250,000. Not available for equity lines of credit, bridging loans or loans for construction purposes.

WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 28 October 2021. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates

2.54% p.a.

n/a

n/a

n/a

2.54% p.a.

n/a

n/a

n/a

n/a

n/a

n/a

n/a

n/a

Fees

$0.00

n/a

$0.00

$0.00

n/a

n/a

$395.00

Other financial bits

$50,000

none

none

70.00%

Features

Investor

Principal & Interest

Weekly, Fortnightly, Monthly

yes - free

none

yes - free

$1,000.00

none

no

Legal fees charged at cost.

none

$3,000 cashback for purchase or refinance applications submitted by 30 November 2021, funded by 28 February 2022. Minimum loan amount $250,000. Not available for equity lines of credit, bridging loans or loans for construction purposes.

WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 28 October 2021. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates

2.64% p.a.

n/a

n/a

n/a

2.64% p.a.

n/a

n/a

n/a

n/a

n/a

n/a

n/a

n/a

Fees

n/a

n/a

$0.00

$0.00

n/a

n/a

$395.00

Other financial bits

$50,000

none

70.00%

90.00%

Features

Investor

Principal & Interest

Weekly, Fortnightly, Monthly

yes - free

none

yes - free

$1,000.00

none

no

Legal fees charged at cost.

none

$3,000 cashback for purchase or refinance applications submitted by 30 November 2021, funded by 28 February 2022. Minimum loan amount $250,000. Not available for equity lines of credit, bridging loans or loans for construction purposes.

WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 28 October 2021. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates

2.79% p.a.

n/a

n/a

n/a

2.79% p.a.

n/a

n/a

n/a

n/a

n/a

n/a

n/a

n/a

Fees

$0.00

n/a

$0.00

$0.00

n/a

n/a

$395.00

Other financial bits

$50,000

none

none

70.00%

Features

Investor

Interest Only

Weekly, Fortnightly, Monthly

yes - free

none

yes - free

$1,000.00

none

no

Legal fees charged at cost.

none

$3,000 cashback for purchase or refinance applications submitted by 30 November 2021, funded by 28 February 2022. Minimum loan amount $250,000. Not available for equity lines of credit, bridging loans or loans for construction purposes.

WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 28 October 2021. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates

2.89% p.a.

n/a

n/a

n/a

2.89% p.a.

n/a

n/a

n/a

n/a

n/a

n/a

n/a

n/a

Fees

n/a

n/a

$0.00

$0.00

n/a

n/a

$395.00

Other financial bits

$50,000

none

70.00%

90.00%

Features

Investor

Interest Only

Weekly, Fortnightly, Monthly

yes - free

none

yes - free

$1,000.00

none

no

Legal fees charged at cost.

none

$3,000 cashback for purchase or refinance applications submitted by 30 November 2021, funded by 28 February 2022. Minimum loan amount $250,000. Not available for equity lines of credit, bridging loans or loans for construction purposes.

WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

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Latest reviews of P&N Bank & Basic Home Loan

About P&N Bank

WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.