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Police Credit Union Fixed Rate Home Loan

The details shown below are for an owner occupier taking out a principal & interest loan of at least $20,000 with an LVR below 80%

The details shown below are for an owner occupier taking out a principal & interest loan of at least $20,000 with an LVR below 90%

The details shown below are for an investor taking out a principal & interest loan up to with an LVR below 80%

The details shown below are for an investor taking out a principal & interest loan up to with an LVR below 90%

The details shown below are for an investor taking out a interest only loan up to with an LVR below 90%

Choose the version of this loan that suits you best

  • Owner Occupier (Principal & Interest)

    LVR < 80%

    Loan: $20,000

  • Owner Occupier (Principal & Interest)

    LVR 80%-90%

    Loan: $20,000

  • Investor (Principal & Interest)

    LVR < 80%

    Loan:

  • Investor (Principal & Interest)

    LVR 80%-90%

    Loan:

  • Investor (Interest Only)

    LVR < 90%

    Loan:

Fixed 3 year rate
2.39% p.a.
Comparison Rate*
3.47% p.a.
Service fee
$0.00
Upfront fee
$767
Fixed 3 year rate
2.79% p.a.
Comparison Rate*
3.57% p.a.
Service fee
$0.00
Upfront fee
$767
Fixed 3 year rate
2.39% p.a.
Comparison Rate*
3.94% p.a.
Service fee
$0.00
Upfront fee
$767
Fixed 3 year rate
2.79% p.a.
Comparison Rate*
4.04% p.a.
Service fee
$0.00
Upfront fee
$767
Fixed 3 year rate
2.79% p.a.
Comparison Rate*
4.23% p.a.
Service fee
$0.00
Upfront fee
$767

Details

Rates and fees information correct as at 15 August 2020. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates
  • n/a

  • n/a

  • n/a

  • n/a

  • 2.39% (3.70%*)

  • 2.39% (3.58%*)

  • 2.39% (3.47%*)

  • 2.89% (3.53%*)

  • 2.99% (3.51%*)

  • n/a

  • n/a

  • 3.77% p.a.

Fees
  • $420.00

  • $141.64

  • $205.00

  • $0.00

  • n/a

  • $0.00

  • $150.00

Other financial bits
  • $20,000

  • none

  • none

  • 80.00%

Features
  • Weekly, Fortnightly, Monthly

  • yes - up to $20,000 p.a

  • no

  • no

  • none

  • yes

  • no

  • Fees shown are for applications in South Australia only. Fees may vary in other states.

  • none

  • none

*WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 15 August 2020. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates
  • n/a

  • n/a

  • n/a

  • n/a

  • 2.79% (3.73%*)

  • 2.79% (3.65%*)

  • 2.79% (3.57%*)

  • 2.89% (3.53%*)

  • 2.99% (3.51%*)

  • n/a

  • n/a

  • 3.77% p.a.

Fees
  • $420.00

  • $141.64

  • $205.00

  • $0.00

  • n/a

  • $0.00

  • $150.00

Other financial bits
  • $20,000

  • none

  • 80.00%

  • 90.00%

Features
  • Weekly, Fortnightly, Monthly

  • yes - up to $20,000 p.a

  • no

  • no

  • none

  • yes

  • no

  • Fees shown are for applications in South Australia only. Fees may vary in other states.

  • none

  • none

*WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 15 August 2020. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates
  • n/a

  • n/a

  • n/a

  • n/a

  • 2.39% (4.27%*)

  • 2.39% (4.10%*)

  • 2.39% (3.94%*)

  • 2.89% (3.95%*)

  • 2.99% (3.89%*)

  • n/a

  • n/a

  • 4.41% p.a.

Fees
  • $420.00

  • $141.64

  • $205.00

  • $0.00

  • n/a

  • $0.00

  • $150.00

Other financial bits
  • none

  • none

  • none

  • 80.00%

Features
  • Weekly, Fortnightly, Monthly

  • yes - up to $20,000 p.a

  • no

  • no

  • none

  • yes

  • no

  • Fees shown are for applications in South Australia only. Fees may vary in other states.

  • none

  • none

*WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 15 August 2020. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates
  • n/a

  • n/a

  • n/a

  • n/a

  • 2.79% (4.31%*)

  • 2.79% (4.17%*)

  • 2.79% (4.04%*)

  • 2.89% (3.95%*)

  • 2.99% (3.89%*)

  • n/a

  • n/a

  • 4.41% p.a.

Fees
  • $420.00

  • $141.64

  • $205.00

  • $0.00

  • n/a

  • $0.00

  • $150.00

Other financial bits
  • none

  • none

  • 80.00%

  • 90.00%

Features
  • Weekly, Fortnightly, Monthly

  • yes - up to $20,000 p.a

  • no

  • no

  • none

  • yes

  • no

  • Fees shown are for applications in South Australia only. Fees may vary in other states.

  • none

  • none

*WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 15 August 2020. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates
  • n/a

  • n/a

  • n/a

  • n/a

  • 2.79% (4.40%*)

  • 2.79% (4.25%*)

  • 2.79% (4.23%*)

  • 2.89% (4.02%*)

  • 2.99% (3.95%*)

  • n/a

  • n/a

  • 4.51% p.a.

Fees
  • $420.00

  • $141.64

  • $205.00

  • $0.00

  • n/a

  • $0.00

  • $150.00

Other financial bits
  • none

  • none

  • none

  • 90.00%

Features
  • Weekly, Fortnightly, Monthly

  • yes - up to $20,000 p.a

  • no

  • no

  • none

  • yes

  • no

  • Fees shown are for applications in South Australia only. Fees may vary in other states.

  • none

  • none

*WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Customer Reviews

How are Police Credit Union home loans rated by the Mozo community?

Overall customer rating
8.5/10
Price
8.0/10
Features
6.9/10
Customer service
8.8/10
Convenience
7.7/10
Trust
8.2/10

Latest review of Police Credit Union Fixed Rate Home Loan

  • Overall 8/10
    Excellent customer service.

    I like the Police Credit Union because they are to deal with and have top customer service. While there is not a lot of branches, it is easy to catch up with someone. When phoning with a question you can phone your branch directly and you get to speak to a person dealing with your loan.

    Read full review

    I like the Police Credit Union because they are to deal with and have top customer service. While there is not a lot of branches, it is easy to catch up with someone. When phoning with a question you can phone your branch directly and you get to speak to a person dealing with your loan.

    Price
    8/10
    Features
    3/10
    Customer service
    10/10
    Convenience
    10/10
    Trust
    10/10
    Less
    Michelle, South Australia reviewed 6 months ago
Police Credit Union

About Police Credit Union

Police Credit Union SA/NT provides its members with flexible and fair rate financial products, offering term deposits, savings accounts, home loans, personal loans, debt consolidation, and financial planning services.

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