The details shown below are for an owner occupier taking out a principal & interest loan of at least $150,000 with an LVR below 90%
The details shown below are for an owner occupier taking out a principal & interest loan of at least $150,000 with an LVR below 80%
The details shown below are for an investor taking out a principal & interest loan of at least $150,000 with an LVR below 90%
The details shown below are for an investor taking out a principal & interest loan of at least $150,000 with an LVR below 80%
The details shown below are for an investor taking out a interest only loan of at least $150,000 with an LVR below 90%
Choose the version of this loan that suits you best
| Availability | Loan type | LVR | Min loan amount | Max loan amount | |
|---|---|---|---|---|---|
| | Owner Occupier | Principal & Interest | 80%-90% | $150,000 | |
| | Owner Occupier | Principal & Interest | < 80% | $150,000 | |
| | Investor | Principal & Interest | 80%-90% | $150,000 | |
| | Investor | Principal & Interest | < 80% | $150,000 | |
| | Investor | Interest Only | < 90% | $150,000 |
Owner Occupier (Principal & Interest)
LVR 80%-90%
Loan: $150,000
Owner Occupier (Principal & Interest)
LVR < 80%
Loan: $150,000
Investor (Principal & Interest)
LVR 80%-90%
Loan: $150,000
Investor (Principal & Interest)
LVR < 80%
Loan: $150,000
Investor (Interest Only)
LVR < 90%
Loan: $150,000
n/a
n/a
n/a
n/a
2.39% (3.70%*)
2.39% (3.58%*)
2.39% (3.47%*)
2.89% (3.53%*)
2.99% (3.51%*)
n/a
n/a
3.77% p.a.
$420.00
$141.64
$205.00
$0.00
n/a
$0.00
$150.00
$150,000
none
80.00%
90.00%
Weekly, Fortnightly, Monthly
yes - up to $20,000 p.a
no
yes - fees apply
$200.00
yes
no
Fees shown are for applications in South Australia only. Fees may vary in other states.
none
none
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
n/a
n/a
n/a
n/a
2.19% (3.68%*)
2.19% (3.54%*)
2.09% (3.39%*)
2.89% (3.53%*)
2.99% (3.51%*)
n/a
n/a
3.77% p.a.
$420.00
$141.64
$205.00
$0.00
n/a
$0.00
$150.00
$150,000
none
none
80.00%
Weekly, Fortnightly, Monthly
yes - up to $20,000 p.a
no
yes - fees apply
$200.00
yes
no
Fees shown are for applications in South Australia only. Fees may vary in other states.
none
none
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
n/a
n/a
n/a
n/a
2.39% (3.70%*)
2.39% (3.58%*)
2.39% (3.47%*)
2.89% (3.53%*)
2.99% (3.51%*)
n/a
n/a
3.77% p.a.
$420.00
$141.64
$205.00
$0.00
n/a
$0.00
$150.00
$150,000
none
80.00%
90.00%
Weekly, Fortnightly, Monthly
yes - up to $20,000 p.a
no
yes - fees apply
$200.00
yes
no
Fees shown are for applications in South Australia only. Fees may vary in other states.
none
none
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
n/a
n/a
n/a
n/a
2.19% (3.68%*)
2.19% (3.54%*)
2.09% (3.39%*)
2.89% (3.53%*)
2.99% (3.51%*)
n/a
n/a
3.77% p.a.
$420.00
$141.64
$205.00
$0.00
n/a
$0.00
$150.00
$150,000
none
none
80.00%
Weekly, Fortnightly, Monthly
yes - up to $20,000 p.a
no
yes - fees apply
$200.00
yes
no
Fees shown are for applications in South Australia only. Fees may vary in other states.
none
none
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
n/a
n/a
n/a
n/a
2.59% (3.71%*)
2.59% (3.61%*)
2.59% (3.61%*)
2.89% (3.53%*)
2.99% (3.51%*)
n/a
n/a
3.77% p.a.
$420.00
$141.64
$205.00
$0.00
n/a
$0.00
$150.00
$150,000
none
none
90.00%
Weekly, Fortnightly, Monthly
yes - up to $20,000 p.a
no
yes - fees apply
$200.00
yes
no
Fees shown are for applications in South Australia only. Fees may vary in other states.
none
none
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
I like the Police Credit Union because they are to deal with and have top customer service. While there is not a lot of branches, it is easy to catch up with someone. When phoning with a question you can phone your branch directly and you get to speak to a person dealing with your loan.
Read full reviewI like the Police Credit Union because they are to deal with and have top customer service. While there is not a lot of branches, it is easy to catch up with someone. When phoning with a question you can phone your branch directly and you get to speak to a person dealing with your loan.
Police Credit Union SA/NT provides its members with flexible and fair rate financial products, offering term deposits, savings accounts, home loans, personal loans, debt consolidation, and financial planning services.
loans.com.au
Smart Booster Home Loan
1.99% p.a.variable for 12 months and then 2.48% p.a. variable
2.47% p.a.
Bank of Queensland
Fixed Rate
2.09% p.a.
fixed 3 years
3.01% p.a.
loans.com.au
Smart Booster Home Loan
1.99% p.a.variable for 12 months and then 2.48% p.a. variable
2.47% p.a.
loans.com.au
Smart Booster Home Loan
1.99% p.a.variable for 12 months and then 2.48% p.a.
2.47% p.a.
People's Choice Credit Union
Fixed Rate Home Loan (Package)
1.99% p.a.
fixed 3 years
3.64% p.a.
Bank of Queensland
Fixed Rate
2.09% p.a.
fixed 3 years
3.01% p.a.
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
