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Qudos Bank Qantas Points Home Loan (Package)

The details shown below are for an owner occupier taking out a principal & interest loan of at least $150,000 with an LVR below 80%

The details shown below are for an owner occupier taking out a principal & interest loan of at least $150,000 with an LVR below 90%

The details shown below are for an owner occupier taking out a interest only loan of at least $150,000 with an LVR below 80%

The details shown below are for an owner occupier taking out a interest only loan of at least $150,000 with an LVR below 90%

The details shown below are for an investor taking out a principal & interest loan of at least $150,000 with an LVR below 80%

The details shown below are for an investor taking out a principal & interest loan of at least $150,000 with an LVR below 90%

The details shown below are for an investor taking out a interest only loan of at least $150,000 with an LVR below 80%

The details shown below are for an investor taking out a interest only loan of at least $150,000 with an LVR below 90%

Choose the version of this loan that suits you best

  • Owner Occupier (Principal & Interest)

    LVR < 80%

    Loan: $150,000

  • Owner Occupier (Principal & Interest)

    LVR 80%-90%

    Loan: $150,000

  • Owner Occupier (Interest Only)

    LVR < 80%

    Loan: $150,000

  • Owner Occupier (Interest Only)

    LVR 80%-90%

    Loan: $150,000

  • Investor (Principal & Interest)

    LVR < 80%

    Loan: $150,000

  • Investor (Principal & Interest)

    LVR 80%-90%

    Loan: $150,000

  • Investor (Interest Only)

    LVR < 80%

    Loan: $150,000

  • Investor (Interest Only)

    LVR 80%-90%

    Loan: $150,000

Rate
3.04% p.a.
Comparison Rate*
3.04% p.a.
Service fee
$0.00
Upfront fee
$0
Go to site
Rate
3.14% p.a.
Comparison Rate*
3.14% p.a.
Service fee
$0.00
Upfront fee
$0
Rate
3.44% p.a.
Comparison Rate*
3.19% p.a.
Service fee
$0.00
Upfront fee
$0
Rate
3.54% p.a.
Comparison Rate*
3.23% p.a.
Service fee
$0.00
Upfront fee
$0
Rate
3.34% p.a.
Comparison Rate*
3.34% p.a.
Service fee
$0.00
Upfront fee
$0
Rate
3.44% p.a.
Comparison Rate*
3.19% p.a.
Service fee
$0.00
Upfront fee
$0
Rate
3.74% p.a.
Comparison Rate*
3.49% p.a.
Service fee
$0.00
Upfront fee
$0
Rate
3.84% p.a.
Comparison Rate*
3.53% p.a.
Service fee
$0.00
Upfront fee
$0

Mozo editorial review Qudos Bank Qantas Points Home Loan (Package)

Last updated: 21 July 2020.

binocular icon
What's hot
  • 100% offset account
  • Complimentary extra repayments and redraw facility
  • Earn Qantas Points every year of your loan’s life
What's not
  • $275 discharge fee
Mozo snapshot

Qantas Frequent Flyer fans listen up! Meet the Qudos Bank Qantas Points Home Loan (Package) that allows you to earn 150 Qantas Points each year on every $1,000 you’ve borrowed on your loan - imagine how many points that could be over 30 years! With a solid 3.04% variable rate (3.04% comparison rate*) and a pile of handy features like a 100% offset account, complimentary extra repayments and a free redraw facility, this loan could be exactly what you need.

key icon
Key features

The Qudos Bank Qantas Points Home Loan (Package) has a range of borrowing options for owner occupiers and investors, with the choice of principal and interest, and interest only repayments. Variable interest rates start at 3.04% (3.04% comparison rate*) for owner occupiers and the loan also offers a 100% offset account, and no upfront or ongoing fees. 

If flexibility is what you need, Qudos Bank’s Qantas Points Home Loan (Package) could suit you as borrowers will be able to choose whether they make weekly, fortnightly or monthly repayments. But it doesn’t stop there. You could also take advantage of free extra repayments and a free redraw facility that has no minimum redraw amount, so you’ll have the freedom to withdraw the extra contributions you make whenever you want to. 

Hold up, did someone say points? As the name suggests, the Qudos Bank Qantas Points Home Loan (Package) gives Qantas Frequent Flyer members the opportunity to earn 150 Qantas Points on every $1,000 they borrow each year. And if you’re not already a Qantas Frequent Flyer member, the good news is that Qudos Bank will waive the Qantas Frequent Flyer joining fee for Qudos Bank members. 

But if all of that isn’t enough, if you’re also on the hunt for home insurance, you could snag a sneaky 15% discount off Allianz home and contents insurance when you take out the Qudos Qantas Points Home Loan (Package) or even get a bonus 0.10% interest on select Qudos Bank term deposits that are opened during the term of your home loan.

snapshot
Who is it good for

For a Qantas Frequent Flyer member (or someone looking to join) the Qudos Bank Qantas Points Home Loan (Package) could be a good home loan option. Not only that, anyone looking for a bunch of flexible features and potential savings on other Qudos Bank products could benefit from this home loan.

snapshot
Any catches

While there are no upfront or ongoing fees over the life of this loan, bear in mind you’ll be slapped with a $275 discharge fee once you’ve fully paid out your mortgage.

Details

Rates and fees information correct as at 22 October 2020. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates
  • 3.04% p.a.

  • n/a

  • n/a

  • n/a

  • 3.04% p.a.

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

Fees
  • $0.00

  • $0.00

  • $0.00

  • $0.00

  • n/a

  • $0.00

  • $275.00

Other financial bits
  • $150,000

  • none

  • none

  • 80.00%

Features
  • Owner Occupier

  • Principal & Interest

  • Monthly, Fortnightly, Weekly

  • yes - free

  • no

  • yes - free

  • $0.00

  • yes

  • yes

  • none

  • 15% off Allianz Home and Contents Insurance.

  • Earn 150 Qantas Points for every $1,000 of your loan balance per annum

*WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 22 October 2020. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates
  • 3.14% p.a.

  • n/a

  • n/a

  • n/a

  • 3.14% p.a.

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

Fees
  • $0.00

  • $0.00

  • $0.00

  • $0.00

  • n/a

  • $0.00

  • $275.00

Other financial bits
  • $150,000

  • none

  • 80.00%

  • 90.00%

Features
  • Owner Occupier

  • Principal & Interest

  • Monthly, Fortnightly, Weekly

  • yes - free

  • no

  • yes - free

  • $0.00

  • yes

  • yes

  • none

  • 15% off Allianz Home and Contents Insurance.

  • Earn 150 Qantas Points for every $1,000 of your loan balance per annum

*WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 22 October 2020. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates
  • 3.44% p.a.

  • n/a

  • n/a

  • n/a

  • 3.19% p.a.

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

Fees
  • $0.00

  • $0.00

  • $0.00

  • $0.00

  • n/a

  • $0.00

  • $275.00

Other financial bits
  • $150,000

  • none

  • none

  • 80.00%

Features
  • Owner Occupier

  • Interest Only

  • Monthly, Fortnightly, Weekly

  • yes - free

  • no

  • yes - free

  • $0.00

  • yes

  • yes

  • none

  • 15% off Allianz Home and Contents Insurance.

  • Earn 150 Qantas Points for every $1,000 of your loan balance per annum

*WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 22 October 2020. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates
  • 3.54% p.a.

  • n/a

  • n/a

  • n/a

  • 3.23% p.a.

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

Fees
  • $0.00

  • $0.00

  • $0.00

  • $0.00

  • n/a

  • $0.00

  • $275.00

Other financial bits
  • $150,000

  • none

  • 80.00%

  • 90.00%

Features
  • Owner Occupier

  • Interest Only

  • Monthly, Fortnightly, Weekly

  • yes - free

  • no

  • yes - free

  • $0.00

  • yes

  • yes

  • none

  • 15% off Allianz Home and Contents Insurance.

  • Earn 150 Qantas Points for every $1,000 of your loan balance per annum

*WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 22 October 2020. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates
  • 3.34% p.a.

  • n/a

  • n/a

  • n/a

  • 3.34% p.a.

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

Fees
  • $0.00

  • $0.00

  • $0.00

  • $0.00

  • n/a

  • $0.00

  • $275.00

Other financial bits
  • $150,000

  • none

  • none

  • 80.00%

Features
  • Investor

  • Principal & Interest

  • Monthly, Fortnightly, Weekly

  • yes - free

  • no

  • yes - free

  • $0.00

  • yes

  • yes

  • none

  • 15% off Allianz Home and Contents Insurance.

  • Earn 150 Qantas Points for every $1,000 of your loan balance per annum

*WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 22 October 2020. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates
  • 3.44% p.a.

  • n/a

  • n/a

  • n/a

  • 3.19% p.a.

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

Fees
  • $0.00

  • $0.00

  • $0.00

  • $0.00

  • n/a

  • $0.00

  • $275.00

Other financial bits
  • $150,000

  • none

  • 80.00%

  • 90.00%

Features
  • Investor

  • Principal & Interest

  • Monthly, Fortnightly, Weekly

  • yes - free

  • no

  • yes - free

  • $0.00

  • yes

  • yes

  • none

  • 15% off Allianz Home and Contents Insurance.

  • Earn 150 Qantas Points for every $1,000 of your loan balance per annum

*WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 22 October 2020. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates
  • 3.74% p.a.

  • n/a

  • n/a

  • n/a

  • 3.49% p.a.

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

Fees
  • $0.00

  • $0.00

  • $0.00

  • $0.00

  • n/a

  • $0.00

  • $275.00

Other financial bits
  • $150,000

  • none

  • none

  • 80.00%

Features
  • Investor

  • Interest Only

  • Monthly, Fortnightly, Weekly

  • yes - free

  • no

  • yes - free

  • $0.00

  • yes

  • yes

  • none

  • 15% off Allianz Home and Contents Insurance.

  • Earn 150 Qantas Points for every $1,000 of your loan balance per annum

*WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 22 October 2020. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates
  • 3.84% p.a.

  • n/a

  • n/a

  • n/a

  • 3.53% p.a.

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

Fees
  • $0.00

  • $0.00

  • $0.00

  • $0.00

  • n/a

  • $0.00

  • $275.00

Other financial bits
  • $150,000

  • none

  • 80.00%

  • 90.00%

Features
  • Investor

  • Interest Only

  • Monthly, Fortnightly, Weekly

  • yes - free

  • no

  • yes - free

  • $0.00

  • yes

  • yes

  • none

  • 15% off Allianz Home and Contents Insurance.

  • Earn 150 Qantas Points for every $1,000 of your loan balance per annum

*WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Customer Reviews

How are Qudos Bank home loans rated by the Mozo community?

Overall
8.2/10
Price
8.3/10
Features
7.7/10
Customer service
8.2/10
Convenience
7.1/10
Trust
8.2/10
Qudos Bank

About Qudos Bank

Qudos Bank (previously Qantas Credit Union) is a customer owned bank and was established in 1959. Qudos Bank has an A2 investment grade rating and offers a full range of banking products including credit cards, home loans, personal loans and saving accounts.

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*WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.